Aprilia SR 160 Insurance
Aprilia SR 160 Insurance
If you are an Aprilia SR 160 owner, you know how much you enjoy riding your scooter. With its powerful engine and sporty design, it is one of the most popular scooters in the Indian market. However, as with any vehicle, it is essential to have proper insurance coverage to protect yourself and your scooter in case of accidents, theft or any other unforeseen circumstances.
That's why we are here to help you with your Aprilia SR 160 Insurance needs. We understand the importance of having the right insurance coverage for your scooter and have made it our mission to provide you with the best possible insurance solutions. TATA AIG offers a range of policies to suit your needs and budget, so you can be assured that you will find the right policy for you.
Our website makes it easy for you to compare two-wheeler insurance policies and choose the one that is best suited for you. You can compare the features, benefits, and premiums of different policies and make an informed decision. We understand that insurance can be confusing, which is why we have a team of experts ready to help you with any questions or concerns you may have.
So, whether you are renewing your Aprilia insurance or buying it for the first time, we are here to help you find the right two-wheeler insurance policy. Explore our website, compare two-wheeler insurance policies and get the best insurance coverage for your Aprilia SR 160 today!
Purchase or Renew Aprilia SR 160 Insurance Online with Tata AIG
The Aprilia SR 160 is an excellent scooter for enthusiasts who want a combination of power, style, and performance. At Tata AIG, we offer three different bike insurance policies: a comprehensive two-wheeler insurance policy, a stand-alone own-damage protection policy, and a stand-alone third-party two-wheeler insurance policy.
To purchase or renew your Aprilia SR 160 insurance policy from Tata AIG, you can visit the official website and navigate to the "Two-Wheeler Insurance" section.
You will then need to provide the registration number of your scooter and select "Get Price" for new insurance or "Renew" for an Aprilia bike insurance renewal.
The online two-wheeler insurance premium calculator provided by Tata AIG will then display the specifics of your bike based on the information you have entered. You can select an appropriate Insured Declared Value (IDV) for your scooter from the available options.
You will also need to enter any information about previous claims that you may have submitted. If you have not made any insurance claims, you may be eligible for a No Claim Bonus (NCB) discount on your insurance premium at the time of your Aprilia SR 160 insurance renewal.
The entire premium cost for your two-wheeler insurance coverage will be displayed.
You can also choose to amplify your Tata AIG comprehensive insurance policy with additional coverage options such as Zero Depreciation, Engine Protection, and Roadside Assistance for added protection.
Once you have made your decision, you can make an online payment using any of the available payment methods.
After the completion of the payment procedure, Tata AIG will send you a soft copy of your Aprilia SR 160 scooty insurance policy at your registered email address, verifying your purchase. If you have any queries or require assistance with your insurance policy, you can contact Tata AIG's customer support team for further assistance.
Aprilia SR 160 Insurance Price – Your Premium Amount
When it comes to purchasing an insurance policy for your Aprilia SR 160 scooter, several factors can influence the premium amount you pay. Understanding these factors can help you make an informed decision and choose the best insurance policy that suits your needs and budget.
We have discussed below the various factors that can affect the premium amount for your Aprilia scooter insurance policy. By knowing these factors, you can get a clear idea of how the premium amount is calculated and what you can do to lower it.
Insured Declared Value (IDV) The higher the IDV of your scooter, the higher the premium amount will be.
Age of the vehicle The older your Aprilia SR 160 scooter, the lower the premium amount will be.
Location of registration The premium amount may vary depending on the city or state where the vehicle is registered.
Type of coverage Comprehensive insurance coverage will have a higher premium than third-party insurance coverage.
Add-ons Additional coverage options such as Zero Depreciation, Engine Protection, and Roadside Assistance will increase the premium amount.
No Claim Bonus (NCB) If you have not made any claims in the previous policy year, you will be eligible for a discount on the premium amount.
Rider details The age, gender, and driving history of the policyholder and any additional riders can also impact the premium amount.
Anti-theft devices If your Aprilia SR 160 scooter is equipped with an anti-theft device, you may be eligible for a discount on the premium amount.
Discounts Some insurers offer discounts on premiums for online purchases, multi-year policies, and other factors.
Things Covered and Not Covered under TATA AIG Aprilia SR 160 Insurance
The insurance coverage for the Aprilia SR 160 varies depending on the bike insurance policy you choose. Below is a breakdown of what is typically included and excluded under Tata AIG insurance for the 2-wheeler Aprilia SR 160:
|Things covered under Tata AIG Aprilia SR 160 Insurance||Things not covered under Tata AIG Aprilia SR 160 Insurance|
|Total loss due to theft or irreparable damage to your Aprilia SR 160 bike||Losses due to electrical or mechanical failures or normal wear and tear|
|Damage caused by natural calamities like floods, snowfall, cyclones, and earthquakes||Damages caused by reckless or drunk driving|
|Damage caused by man-made events like terrorism, strikes, vandalism, rioting, etc.||Damages caused by invasions, war, nuclear threats, etc.|
|Accidental damage during transportation via waterways, railways, airways, etc.||Damages due to break-ins or theft that don't result in the loss of the bike|
|Personal Accident Coverage of up to ₹15 lakhs for the owner-rider in case of accidents resulting in injury or death||Damage to the bike while being used outside of the geographical region specified in the policy|
|Third-party liability for death or injury to a third party and damage to their property or vehicle caused by your insured Aprilia SR 160 bike||Damages caused by speed testing, durability testing, racing, etc.|
Why Is It Important to Have an Aprilia SR 160 Insurance Plan from TATA AIG?
Having an insurance plan for your Aprilia SR 160 bike is important for several reasons. It is a legal requirement in India to have at least a third-party liability insurance policy for your two-wheeler. This means that if you are involved in an accident that causes injury, death or damage to a third party, you will be financially protected.
Here are some reasons why Tata AIG should be your preferred choice for an Aprilia bike insurance plan
Quick and Easy Process You can easily buy or renew your insurance policy online by filling up a simple form with your bike's registration number, name, contact details, and address.
Hassle-free Claim Settlement Tata AIG ensures a hassle-free claim settlement process for all its customers. You can easily raise a claim online, and our 650 claim settlement experts are available to assist you throughout the process. Our 98% claim settlement ratio is proof of our commitment to our customers.
Wide Network of Garages We offer cashless repair facilities at more than 5,000 network garages across India. In case of an accident, you can take your bike to any of these garages and get it repaired without any out-of-pocket expenses.
Excellent Customer Support We always prioritise our customer’s needs and offer various channels to contact us, such as our customer care helpline, website, or nearby Tata AIG branch. Our services have already delighted over five crore satisfied customers.
No Claim Bonus You can reduce your premium amount by up to 50% by availing of our No Claim Bonus discount for every claim-free year.
Overview: Aprilia SR 160
The Aprilia SR 160 is a sporty scooter manufactured by Aprilia, an Italian brand owned by the Piaggio Group. It was launched in India in late 2019 as a replacement for the Aprilia SR 150. The SR 160 delivers a maximum power of 11 PS and a peak torque of 11.6 Nm, which is more than sufficient for city commutes and occasional highway rides.
The scooter's design is sporty and aggressive, with sharp lines and a sporty stance. It features a dual headlamp setup with LED DRLs, an apron-mounted turn signal, and a sharp front fascia. The scooter rides on 14-inch alloy wheels with tubeless tyres, providing better grip and stability on the road.
The Aprilia SR 160 is equipped with advanced features like a fully digital instrument cluster, a USB charging port, and a disc brake on the front and rear wheels for better-stopping power. It also comes with a telescopic front suspension and a mono-shock rear suspension, providing a comfortable ride and better handling.
Aprilia SR 160 Variants and Prices
|Variants||Average Ex-showroom Price|
|SR 160 Facelift (2022)||₹1,32,711|
|SR 160 Carbon (2022)||₹1,35,159|
|SR 160 Race (2022)||₹1,41,999|
Unique Selling Points: Aprilia SR 160 Features
The Aprilia SR 160 is a stylish and powerful scooter that comes with a host of unique features that set it apart from its competitors. Here are some of the key selling points of the Aprilia SR 160**
Powerful Engine The Aprilia SR 160 comes with a 160cc engine that delivers a power output of 10.8 bhp and a torque of 11.6 Nm, making it one of the most powerful scooters in its class.
Sporty Design The Aprilia SR 160 has a sporty and stylish design that is sure to turn heads on the road. It features sharp lines, sleek bodywork, and a dual-tone seat that give it a distinctive look.
Comfortable Riding The Aprilia SR 160 offers a comfortable riding experience thanks to its wide seat, spacious footboard, and telescopic front suspension. It also has a well-positioned handlebar that offers good grip and control.
Superior Braking System The Aprilia SR 160 comes equipped with a superior braking system that includes a front disc brake and a rear drum brake. This ensures reliable stopping power and better safety on the road.
Digital Instrument Cluster The Aprilia SR 160 features a fully digital instrument cluster that displays all the essential information, including speed, fuel level, and trip meter. It also has a clock, an odometer, and a service reminder.
Tubeless Tires The Aprilia SR 160 comes with tubeless tires that offer better grip and stability on the road. They are also less prone to punctures and provide better safety in case of a flat tire.
Overall, the Aprilia SR 160 is a high-performance scooter that offers a perfect blend of style, comfort, and safety. Its unique features make it a popular choice among scooter enthusiasts who value power and performance.
Top 3 Rivals of Aprilia SR 160
TVS NTORQ 125
Yamaha Aerox 155
Aprilia SR 125
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Frequently Asked Question
1. How many Tata AIG network garages are located across India?
Tata AIG has a nationwide network of 7,500+ garages, providing cashless two-wheeler repair services.
2. How to file a claim for my Aprilia bike insurance policy with Tata AIG?
There are two ways to claim your Tata AIG Aprilia bike insurance — online and offline. In order to claim your Aprilia bike insurance online, go to the Tata AIG web portal and follow the steps outlined below:
- Navigate to the 'Claim' section. Select 'Initiate Claim'.
- To submit your insurance claim, enter your registered cell phone number and tap on the "Confirm" button.
- Submit your insurance claim after entering your insurance plan number, personal contact details, driver information, FIR deets, and so forth.
- After obtaining the necessary information, we'll assess the insurance claim and, if necessary, send your Aprilia two-wheeler to one of our network garages for repairs.
- An insurance claim resolution will be conducted depending on the two-wheeler's damage.
- Your Aprilia two-wheeler will be fixed and delivered to you.
For offline claims, you can visit your nearest Tata AIG branch and contact a claim settlement officer. He or she will guide you through the entire claim process.
3. Which bike insurance policy is mandatory for my Aprilia SXR 125?
In India, individuals who own a scooter or bike are required to get a minimum of basic third-party two-wheeler insurance coverage as stated by the 1988 Motor Vehicles Act. It covers just the damages caused by your covered two-wheeler to a third-party individual, their vehicle, or their property. The Insurance Regulatory and Development Authority of India announces the premium rates of third-party two-wheeler insurance policy every year, with the fee based on a two-wheeler's engine cubic capacity.
4. What's Depreciation in two-wheeler insurance?
A two-wheeler's value depreciates over time. The wear and tear of each component of the two-wheeler are used to determine depreciation. And the depreciation rate is effective from the start of the insurance policy.
The depreciation rate is dictated by the two-wheeler's age. Even the Insured Declared Value of your vehicle is determined using the two-wheeler's depreciation value. Depreciation rates are applied to every component of the two-wheeler, including plastic parts, rubbers, and tyres. It doesn't apply to glass or glass components. The higher the depreciation rate, the lower the insurance sum supplied by the two-wheeler insurance company.
5. How is the premium for Aprilia bike insurance calculated?
A lot of criteria are taken into account while determining the Aprilia bike insurance rate. Here is an overview of some of the most prevalent factors:
- Bike's cubic capacity
- Manufacturing year
- Whether it's a new two-wheeler or a second-hand two-wheeler
- The Insured Declared Value
- Geographical location
- Optional benefits
- Installation of Anti-theft devices
- Two-wheeler's make and model
- Two-wheeler's registration number
- No Claim Bonus or Deductibles (if any)
6. Is it possible to include Return to Invoice rider or add-on coverage for my four-year-old Aprilia SR 150?
Yes, the Return to Invoice rider or add-on coverage is appropriate for any motorbike that's less than five years old. You can go for it without any second thought.
7. What's a voluntary deductible?
It's the percentage of the claim that a policyholder will pay out of their pocket. The sum is established when the insurance policy is purchased. The smaller the premium amount, the bigger the deductible. However, remember that a greater deductible means you'll have to pay a bigger proportion of the insurance claim yourself. So make an informed decision.
How do I purchase or renew my Aprilia SR 160 insurance policy?
You can purchase or renew your Aprilia SR 160 insurance policy from Tata AIG online by visiting our website and filling out an online insurance form with your bike's details and your personal information.
What is the claim settlement process for Aprilia SR 160 insurance policies from Tata AIG?
If you need to make a claim on your Aprilia SR 160 insurance policy from Tata AIG, you can do so by visiting our website and submitting a claim online. Follow the below steps to file your claim.
Visit our website's "Claims" section.
Enter your registered mobile number and other information on a claim form online.
Work along with the surveyor we assigned to your claim.
Bring your bike to the closest network garage for a reimbursement or cashless repair.
The company has a team of 650 claim settlement experts to assist you in the process, and they strive to settle all claims in a hassle-free manner.
What documents are required to claim my Aprilia SR 160 insurance?
To claim your Aprilia SR 160 insurance from Tata AIG, you will need to provide a copy of your bike's registration certificate, your driving licence, and any other relevant documents related to the accident or damage.
What is the No Claim Bonus (NCB) for Aprilia SR 160 insurance, and how does it work?
No Claim Bonus (NCB) is a discount that you can get on your Aprilia SR 160 insurance premium if you have yet to make any claims in the previous year. Tata AIG offers an NCB discount of up to 50% for every claim-free year.
Are there any discounts available for Aprilia SR 160 insurance policies from Tata AIG?
Yes, Tata AIG offers various discounts on Aprilia SR 160 insurance policies, including a discount for installing anti-theft devices on your bike and a discount for being a member of recognised automobile associations.
How can I contact Tata AIG for any queries or assistance with my Aprilia SR 160?
You can contact Tata AIG for any queries or assistance with your Aprilia SR 160 insurance policy by calling our customer care helpline at 1800-266-7780, visiting our website, or visiting our nearest branch office.
Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.