Bajaj CT 100 Insurance
Bajaj CT 110X Insurance
A multinational automotive manufacturer and the second-largest producer of motorcycles in India, Bajaj Auto was founded in 1945 and is a part of the Bajaj Group, which was founded in 1926. From being popular for its iconic Chetak scooter, Bajaj launched its first motorcycle in collaboration with Japan’s Kawasaki in 1986. Known for their affordability and durability, some of the bike models by Bajaj Auto include Discover, Platina, Pulsar, Avenger, etc. The Bajaj CT 110X is one more popular commuter bike from the renowned brand and is one of the most budget-friendly BS6-compliant bikes in the Indian market.
If you have purchased a Bajaj CT 110X, it is equally important to get a two wheeler insurance policy for your bike to secure it to the best standards. There are three main types of two-wheeler insurance available in India: third-party insurance, stand-alone own damage, and comprehensive insurance.
Third-party bike insurance is mandatory by law and provides coverage for any damages or injuries caused to third-party individuals or their property by the insured two-wheeler. Comprehensive insurance, on the other hand, provides coverage for both third-party liabilities and damages or losses suffered by the insured two-wheeler due to accidents, theft, natural calamities, and other unforeseen events. Stand-alone own damage insurance provides coverage for damages or losses suffered by the insured two-wheeler. However, unlike comprehensive insurance, it does not cover third-party liabilities.
At Tata AIG, we offer three types of two-wheeler insurance policies. We also have a user-friendly online platform that allows customers to easily purchase and renew their insurance plans, file claims, and track the status of their claims.
Bajaj CT 110X Insurance Renewal/Buy via Tata AIG
To buy or renew your Bajaj two-wheeler insurance, you can choose from our offline or online procedures. For an offline renewal or purchase, you can search and visit the nearest Tata AIG office. Our experts will guide you through the entire process. However, for a quick and hassle-free process, buy/renew your Bajaj bike insurance online. With the following three simple steps, you can get your two-wheeler insurance policy instantly:
Visit our website and go to the two-wheeler insurance page. Enter your Bajaj CT 110X registration number. Click on “Get a price” for a new CT 125X bike insurance or click on “Renew” for Bajaj bike insurance renewal.
To get your Bajaj two-wheeler insurance quote, you are required to furnish the necessary details. Choose an appropriate IDV (Insured Declared Value) from the list and enter your claim details to avail of the NCB discount. The price for your Bajaj two-wheeler insurance will be displayed.
(Note: IDV is your bike’s current market price which affects the prices of your comprehensive bike insurance. So, ensure you select your bike’s correct IDV).
- If you wish to enhance your standalone own damage or comprehensive bike insurance coverage, add suitable add-on covers from the list. Proceed with the payment after customising your Bajaj bike insurance policy. We will send your CT 125X bike insurance policy through email.
(Note: The seven add-on covers are available at extra costs and raise your two-wheeler insurance prices. Hence, it is advisable to pick the add-ons wisely after evaluating the various risks)
Bajaj CT 110X Insurance Cost– Your Premium Amount
While the premium prices for Bajaj two-wheeler insurance are decided by taking into account various factors, IDV plays an important role. IDV is the current market price of your Bajaj bike, which is calculated by factoring in its make and model, engine cubic capacity, type of use, city of registration, etc. Other factors that decide your CT 125X bike insurance prices are as follows**
Type of policy The prices of third-party bike insurance are standardised based on the IRDAI guidelines and are lower due to their limited coverage. On the other hand, prices of stand-alone own-damage and comprehensive bike insurance are higher due to their extensive coverage for several risks.
No Claim Bonus NCB is a bonus offered by the insurance provider if you raise zero insurance claims during a policy tenure. Available upon policy renewal, the NCB discount starts at 20% for the first year and goes right up to 50% for five claim-free tenures. So, NCB discounts can help you get lower premiums.
Add-on covers Add-on covers come at added costs and raise the prices of a stand-alone own-damage and comprehensive insurance policy for bike.
Safety devices Installing safety devices on your bike protects it from thefts and loss. They also help you lower your bike insurance premium. How? Because installing safety or anti-theft devices reduce the insurance provider’s risk, which is compensated in the form of lower premiums.
Two-wheeler insurance calculator
Before buying suitable bike insurance, we recommend you compare quotes online to make the most cost-effective decision. Our bike insurance calculator allows you to compare prices of 2-wheeler insurance online from the comfort of your home. Here is how you can use the calculator**
Go to the two-wheeler insurance page on our website and enter your Bajaj CT 110X registration number in the calculator.
Click on “Renew” for Bajaj bike insurance renewal or click on “Get a Price” to avail of new CT 125X bike insurance.
- Enter the required details and click on “See Price,” after which the calculator will display your CT 125X bike insurance price.
Add-ons for Bajaj CT 110X Insurance by Tata AIG
A comprehensive insurance policy for bikes offers coverage for several losses. But adding suitable add-on covers gives an enhanced security cover to you and your bike. Tata AIG has tailored seven unique riders for two-wheeler insurance which are as follows**
-Zero Depreciation Cover Also called bumper-bumper cover or nil depreciation cover, this rider allows you to avail of compensation from us without the deduction of the depreciation value of your two-wheeler’s parts. However, before adding a zero-depreciation cover, you must know that the benefit is offered only for the initial two claims of the stand-alone own damage or comprehensive bike insurance.
-Return to Invoice Cover Return to invoice cover is effective when you suffer from a total loss or total damage to your bike. With this add-on, Tata AIG covers the difference between your bike’s invoice value and the sum assured, along with the costs of registration charges and the road tax that you paid.
-Additional Personal Accident Cover for Owner-Driver This add-on cover proves to be beneficial in case of deadly road accidents which leave the owner-driver severely injured. While comprehensive insurance includes a personal accident cover of up to INR ₹15 lakhs, an additional personal accident cover provides added relief in a difficult situation.
-Emergency Medical Expense Cover Emergency medical expense cover helps avail of compensation for the costs incurred in treating the owner-rider and the pillion rider after a road accident. Moreover, the add-on also helps cover the cost of the ambulance used while transporting the injured to the hospital.
-Additional Third-Party Property Damage Cover Third-party property damage is already included in third-party or comprehensive bike insurance. But an additional third-party property damage cover helps you deal with hefty financial losses in case your two-wheeler damages their property. Hence, this add-on provides added safety from third-party liabilities.
-Consumable Expense Cover A consumables expense cover takes care of the consumables in your bike which are otherwise not covered under your comprehensive bike insurance. An accident can damage or drain your bike’s consumables, such as gearbox oil, brake oil, nuts/bolts, screws, engine oil, etc. With this add-on, Tata AIG reimburses you for the costs of restoring or refilling the consumables in your bike, excluding fuel.
-Roadside Assistance Cover A roadside assistance add-on acts as a rescuer when your two-wheeler breaks down in the middle of a journey. With this rider, you can call us at 1800-266-7780 and avail of our assistance for emergency mechanical service, tow service, refuelling, etc., anytime, anywhere.
Things Covered and Not Covered under Tata AIG’s Bajaj CT 110X Insurance
Here’s what is included and what is excluded in your comprehensive Bajaj CT 110X Insurance:
|What is included under Bajaj CT 110X Insurance?||What is excluded under Bajaj CT 110X Insurance?|
|Damages to your CT 110X incurred due to natural calamities such as cyclones, earthquakes, floods, etc.||Depreciation of your CT 110X due to regular wear and tear|
|Total loss or damage beyond repair to your CT 110X||Damages to your CT 110X incurred during war or nuclear threats|
|Third-party damages, including injury/death or damage to property||Losses resulting when driving without a valid driving license|
|Damages to your CT 110X incurred due to an accident||Damages to your CT 110X incurred outside the geographical location mentioned in the policy|
|Damages to your CT 110X due to burglary, theft, or housebreaking||Damages to your CT 110X incurred due to racing activities or its commercial use|
|Damages to your CT 110X due to an explosion, lightning or self-explosion||Damages to your CT 110X while driving under the influence of intoxicating items|
|Damages to your CT 110X caused during riots, strikes, vandalism, etc.||Mechanical or electrical breakdown of your CT 110X|
|Damages to your CT 110X incurred during transit||Consequential losses|
(Note: A comprehensive insurance policy for bike also includes a personal accident cover for the owner-driver, which is up to ₹15 lakhs)
Why is it Important to Have Tata AIG for Your Bajaj CT 110X Insurance?
With more than 21 years of expertise in the insurance sector, Tata AIG has won the trust of 5 crores of customers. Not only this, we have been bestowed with several awards in the field due to our dedication. Here are some more reasons why to choose Tata AIG for your bike’s security**
Savings on premiums You can benefit from discounts of up to 75% by purchasing Bajaj CT 110X insurance online with Tata AIG.
Quick and easy process of buying/renewing bike insurance The online process to buy/renew two-wheeler insurance via Tata AIG is free of hassles. By following three easy steps on our website, you can get your bike insurance via email, no matter where you are present.
Unique add-on covers Our add-on covers are designed while acknowledging the several risks other than those covered by a comprehensive insurance policy for bike. From the list of seven riders, you can pick the ones that suit your needs at extra costs and ensure your and your bike’s finest protection.
Cashless and seamless claim settlement Cashless claim settlement which is quick and easy, is one of the major factors to consider before trusting an insurance provider. Tata AIG is supported by 7500+ cashless garages that take care of your claims efficiently.
High claim settlement ratio The claim settlement ratio represents the percentage of claims settled by an insurance company against the total claims received in a financial year. We are proud to have a claim settlement ratio of 98% for the FY 2020-2021, thanks to our smooth claim settlement process aided by our 650+ claim experts.
Overview –Bajaj 110X Bike Model
Considered one of the cheapest motorcycles from the Bajaj brand, the CT 110X is priced at INR 55,104 and comes in two variants- electric and kick-start. Equipped with a 115cc engine, the CT 110X is a commuter bike having rugged looks and offers a comfortable riding experience. The bike model is available in three colours- Ebony black-red, Ebony black-blue and Matte wild green. The following are the key specifications of CT 110X
Engine displacement 115.45cc
Emission standard BS 6
Maximum power 8.6PS at 7000rpm
Maximum torque 9.81 Nm at 5000 rpm
Kerb weight 127 kg
Fuel tank capacity 11 litres
Top speed 90kmph
Transmission Four-speed manual
**Analogue instrument cluster
Bajaj 110X Bike Price and Variants
Bajaj CT 110X is available in two variants that are as follows:
|Variant||Price (ex-showroom price Delhi)|
|Bajaj CT 110X Kick-start||₹59,104|
|Bajaj CT 110X Electric start||₹67,322|
Unique Selling Points: Bajaj 110X Bike Features
With the popularity of CT 110, Bajaj introduced the new CT 110X, which is BS 6 compliant. Here is a detail about its USPs:
While the sleek and elegant design allows easy riding across the city’s narrow lanes and traffic queues, the light chassis and sharp turning radius offer enhanced riding comfort. Thus, due to its size and dimensions, the bike is popular among the aged as well as younger riders who are looking for a performance-driven commuter bike.
The CT 110X DTSi engine offers superior mileage and power-packed performance. The CT range is known for its fuel efficiency, and the same is with CT 110X, which offers a mileage of 50-60 kmpl. Hence, the CT 110X is a great value for money, considering its excellent ride quality, fuel efficiency, and perfect suitability for Indian roads.
Rivals of Bajaj CT 110X
Here are a few bikes that extend the tough competition to the Bajaj CT 110 in the Indian automobile market include:
Hero HF Deluxe
Hero Splendor Plus
Honda CD 110 Dream
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Frequently Asked Question
How much mileage can I expect from Bajaj CT 100?
The bike gives a mileage of around 90 kmpl, which is better than most of its competitors.
Which models are available for Bajaj CT 100?
Three variants of the Bajaj CT 100 are available in India: the KS Spoke CBS, KS Alloy CBS, and ES Alloy CBS.
What is the engine type in the Bajaj CT 100 motorbike?
An air-cooled, single-cylinder, four-stroke engine powers the Bajaj CT 100.
What is the ground clearance of the Bajaj CT 100?
The Bajaj CT 100 has a 169 mm ground clearance
Which insurer has the highest rate of claims being resolved for Bajaj CT 100 motorcycles in India?
Tata AIG has had an outstanding claim settlement ratio of 98 percent in FY 2020-21. With us, you can be assured that your claims will not go unheard or unsolved.
How to File an Insurance Claim for a Bajaj CT 100 Bike?
These are the procedures you must take on our official Tata AIG website in order to submit an insurance claim for your Royal Enfield Classic 350:
- Click "Initiate Claim" under the Claims section;
- Your registered phone number should be entered and then you can click "Confirm."
- To register your claim with us, fill down the online form with your bike’s registration number, the FIR information, and a few other necessary pieces of information.
- Your bike will be dispatched to the closest network garage for repairs after the claim has been evaluated and the damage to it has been assessed.
- We shall start the claim-settlement procedure at this time.
- Your repaired bicycle will be delivered after the procedure is complete.
What type of bike is Bajaj 110X?
The Bajaj 110X is a commuter bike from Bajaj Auto.
What is the mileage for Bajaj CT 110X?
The Bajaj CT 110X offers a mileage of up to 50-60 kmpl.
How can I raise a two-wheeler insurance claim?
With Tata AIG, you can raise your bike insurance claim in the following way:
- You can either call us at 1800- 266-7780 or visit the “Claims Support” page on our website. Provide the required details, and we will send you a link to your registered mobile number. Fill in the self-inspection form and provide the correct details about your bike’s damages. We will send a surveyor who will inspect your bike. You can either choose to make a cashless claim at our cashless garage or ask for a reimbursement. You have to submit relevant documents to file a claim, such as a claim form, FIR if present, address proof, identity proofs, and insurance policy documents. Once you complete the process of claim filing, you can check its progress online. After approval and examination, we will settle your bike insurance claim swiftly.
What is included in a comprehensive bike insurance policy?
Comprehensive bike insurance includes the following: Own damages caused by accidents, natural disasters, man-made disasters, theft, etc Third-party liabilities, including injury/death or damage to property Personal accident cover of up to INR 15 lakhs Total loss or damage beyond repair Enhanced coverage through add-on covers
What is the No Claim Bonus?
No Claim Bonus or NCB is a discount offered on your bike insurance premium if you do not raise any claim throughout the policy year. Provided at the time of policy renewal, NCB starts at 20% for the first year and goes up to 50% for five consecutive years.
What are the things to consider before buying a two-wheeler insurance policy?
While buying a bike insurance policy, you should consider the following: Assess the needs of your bike and the risks it is exposed to. Buy suitable coverage accordingly. Always mention the correct Insured Declared Value for your bike. Do not forget to compare quotes by using the two-wheeler premium calculator online Do not forget to compare different insurers in terms of claim settlement ratio, add-on covers, etc.
Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.