Bajaj Pulsar 250 Insurance

The world has switched from an offline to an online mode of purchasing things with many buyers now preferring to fulfil their insurance needs digitally. Digital purchases help save time and effort and also come with the added benefits of premium price discounts. These discounts are up to 50% in NCBs and up to 75% with Tata AIG and can lower your Bajaj bike insurance online price.

Here are the steps to buy or renew or buy Bajaj two-wheeler insurance with Tata AIG

Step 1 Visit our Bike Insurance page.

Step 2 Enter your bike's registration number and other details.

Step 3 Click on Get Price for a new Bajaj bike insurance online policy or on Renew for a Bajaj bike insurance renewal. Fill out the bike insurance form that appears after clicking on Get Price or Renew and enter the requested details. The details will include personal information like your name, number, email address, Aadhaar number, PAN card number, etc.

Step 4 Select your bike's appropriate IDV (Insured Declared Value).

Note IDV is calculated based on the manufacturer's listed selling price and indicates the current market value of your bike. It should thus be chosen carefully. The IDV affects the premium of your Bajaj bike insurance.

Step 5 Mention your previous claim history (if any). If you haven't raised any claim earlier, you can select 'No Claim Bonus'. If you don’t have any previous two-wheeler insurance claim history, you will be eligible to get a no-claim bonus (NCB) of up to 50%. You might also get an additional discount of up to 75% for buying the policy online which will lower the Bajaj bike insurance price.

Step 6 Enhance your policy coverage by selecting an add-on as per your need. We offer 7 comprehensive add-ons.

Note that the add-ons come at an additional cost, which increases your overall premium. Thus, it would be best if you chose the add-ons wisely.

Step 7 After submitting the details, you will see your Bajaj bike insurance online sum insured and premium quote on the screen. If you are satisfied with the sum insured and the premium quote, you can proceed and pay the premium online.

Step 8 Once you complete your payment, you will receive your insurance policy documents and other details on your registered email address or WhatsApp number.

You can contact our support team anytime for any queries or support, and we'll be glad to help.

To buy a new Bajaj bike insurance online or carry out a Bajaj bike insurance renewal, you have to make monthly, quarterly, half-yearly, or yearly payments called premiums. The Tata AIG premium price depends on various factors, including:

• Your age, your driving record, and the location of the two-wheeler’s purchase/ use. A reckless driving record or living in a metropolitan city can affect the Bajaj bike insurance online price.

• The engine (cubic) capacity of the Pulsar 250. The higher the cubic capacity, the higher the premiums, and vice versa.

• The age, make, and variant of the Pulsar 250. For instance, the premiums for the Pulsar N250 and the Pulsar F250 version will differ. The more expensive and newer your bike is the higher its premiums will be, and vice versa.

• The Insured Declared Value (IDV) of your Pulsar 250. The IDV is the current market or sale value of your Pulsar 250, payable under the Bajaj bike insurance policy.

• For instance, if the price of a brand-new Bajaj Pulsar is ₹1,40,000, and two years later if you make an insurance claim and its market price is ₹90,000, you will get the said value unless you have a depreciation add-on rider.

• The type of Bajaj bike insurance policy chosen – whether comprehensive, own-damage (standalone) or third-party. Third-party or own-damage insurance for two-wheelers will cost lesser than comprehensive insurance for two-wheelers.

• Any NCB benefits (up to 50%) or premium discounts (up to 75%) we give for buying the Bajaj bike insurance online.

• Addition of safety devices (which can lower the premium cost) or modifications (which can increase the premium cost) to your Pulsar 250.

Use our free bike insurance calculator to get a precise estimate of the Bajaj bike insurance cost for your Pulsar 250 and compare multiple insurance policies.

Did you know that two-wheelers are one of the biggest victims of road accidents in India? Most of this has to do with the present-day issues that expose riders/drivers to higher risk in the country. These include potholes, congestion, excessive traffic, delayed construction lines, and mixed lanes for small and big vehicles.

This is why the Indian government has made it mandatory to at least have third-party two-wheeler insurance for all bike owners. To cater to the maximum possible threats against your bike, Tata AIG’s Bajaj Pulsar 250 insurance online also comes with riders to provide extra financial security to the rider-owners of today. These riders provide extra financial support during unforeseen eventualities involving your Pulsar 250.

-Personal accident rider Your chosen family members (nominees) get a pre-decided sum of money to your in case of your death/ physical injury due to an accident involving your Pulsar 250 with this rider.

-Third-party property damage rider Any third party gets a sum over and above the base insurance cover on the damage caused to them, their vehicle, and their property due to your Pulsar 250 with this rider.

-Roadside Assistance rider With this rider, you get access to immediate and 24x7 mechanic services on the breakdown of your Pulsar 250 in a remote or faraway location.

-Emergency medical expense rider You can cover the emergency medical expenses of you (the rider) and the pillion rider due to injuries caused by an accident involving your Pulsar 250 with this rider.

-Consumables Expense rider You can cover the cost of the Pulsar 250s consumable parts damaged/ lost due to an accident with this rider. These include screws, nuts, bolts, lubricants, bearings, engine oil, gearbox oil, brake oil, and other consumables.

-Return to invoice rider You get reimbursed the original invoice/ purchase cost of your Pulsar 250 in case of its theft or total and irreparable damage with this rider.

-Depreciation allowance rider You get the original value of the Pulsar 250’s bike parts during its repair/ replacement with this rider.

We have enlisted the entire insurance scope on our website and the policy document. Going through these will help you avoid any unpleasant surprises and confusion at the time of claim settlement. We also have a free-look period of 15 days, so feel free to get your queries resolved and take an informed decision.

Here is a concise table of what Tata AIG’s Bajaj two-wheeler insurance covers (inclusions) and does not cover (exclusions).

Every vehicle deserves the utmost financial protection, especially street bikes that are high in speed and torque. Here is where Tata AIG can help with its insurance for a two-wheeler policy. Tata AIG’s two-wheeler insurance policy covers as many possible unforeseen scenarios that threaten to harm you, your pulsar 250, and fellow rider-drivers on the road.

Here are a few stand-out reasons to choose us:

• Hailing from the lineage of the greatest business minds who have built the Tata Group from the ground and made it into a household name in India, Tata AIG is a brainchild of those efforts.

• Trust the numbers. We have over 20+ years of expertise and a consistent claim settlement record over the past decades. In FY 2020-2021, we had a settlement ratio of 98% - a number that helps establish our unparalleled brand value.

• We are agile, adaptive, and updated with our customer’s needs and changing two-wheeler insurance trends. This is why, we have set up a team of 650+ claim experts that provide immediate, personalized assistance round the clock.

• Giving priority to your comfort and time, we have shifted to a 100% digital and hassle-free buying, renewal, and claim settlement processes. But just because we have moved towards digital simplicity, it doesn’t mean you can’t visit us for your insurance needs in person. Our doors are always open for our customers.

• We have a reliable network of over 5,000 trusted network garages spanning the country – our partners offer prompt nationwide services – from tier 1 metropolitans to the smaller town and rural interiors.

• Our commitment to caring for our customers throughout their insurance journey has help grown our AIG family to over 5+ crore members.

• You save more than spend with us – you can choose from our customizable and affordable 7 add-ons, get up to 50% discounts in NCBs, and save up to 75% discounts in premiums on our two-wheeler insurance policy.

The Bajaj Pulsar 250 Bajaj is a street bike launched last year to cater to the needs of the adventurous rider. Bajaj bikes are high-impact in performance but are fuel-efficient and affordable at the same time. The Bajaj Pulsar 250 is available in two variants - Bajaj Pulsar F250 and the Bajaj Pulsar N250, and further available in two sub-variants - single-channel ABS and dual-channel ABS. The bike has a 249cc engine that gives a max power of 24.5 PS @ 8750 rpm and a max torque of 21.5 Nm @ 6500 rpm. It has a fuel capacity of 14L and generates a mileage of 37.5 kmpl. Overall, the Pulsar 250 ensures a smooth and unparalleled experience. The bike is available in 3 standard but stunning minimalistic colours and has a sporty and bold outer appearance.

The Bajaj Pulsar 250 is available only in 2 variants – the Bajaj Pulsar F250 and the Bajaj Pulsar N250, further available in sub-variants single channel ABS and dual channel ABS. Both variants are available in the following colours – Caribbean blue, Racing red, and Techno Grey. The approximate starting price of the bikes starts from ₹ 1,40, 000 to ₹ 1,60,000. The exact cost varies from showroom to showroom based on the city or region. Following is the approximate price list for the variants.

The core USPs of the Bajaj Pulsar 250 include:

• Wide torque band that gives a peak power and rev range better than 85% of the motorcycles present in the market.

• Sharp and bold aesthetics with LED DRLs and tail lamps

• Infinity digital display for quick and clear reading

• USB mobile charging port for on-the-go charging

• Smart-technology fuel reading and digital odometer

• Mono-shock suspension for a comfortable riding experience

• Bigger disc brakes for an ultra-safe braking ability

• Larger tyres for a better grip on the roads

The Bajaj brand of automobiles is very popular not only in India but across the globe. Despite being the second-largest automobile manufacturer in India, it has some competitors. These include:

• Yamaha FZ25

• Bajaj Dominar 250

• Suzuki Gixxer 250

• TVS Apache RTR 200 4V

• Bajaj Pulsar NS200

• KTM 250 Duke

• TVS Apache RTR 160

• Yamaha MT 15 V2

• Yamaha R15 V4