Benelli Bike Insurance
Benelli Bike Insurance
Benelli, one of the oldest and finest Italian bike manufacturers, was founded in 1911. Presently the ownership of the company lies with the Qianjiang Group of China. In India, the company has partnered with AARI(Adishwar Auto Ride International) of the Mahavir Group based in Hyderabad for the production of the bikes. The company plans to offer several bikes in India, including sports, adventure, and classic bikes.
Benelli bikes are popular for their powerful engine, looks, and ease of riding. The bikes cost a considerable sum, so getting the right Benelli bike insurance to protect the bike while you take the bike for a spin is essential. Moreover, with the increase in the number of accidents, it is important to ensure that your bike is fully protected so that you can enjoy a stress-free drive on the roads.
A two-wheeler insurance plan ensures that you are financially secure if an accident involving your prized Benelli takes place on the road. You can choose from the different bike insurance plans available online. If you already have insurance for your two-wheeler, you must undertake the Benelli bike insurance renewal on time to ensure no lapse in the bike’s security.
Thus, keeping in mind the rising traffic and road accidents, it has become necessary to buy a two-wheeler insurance plan that ensures all-around protection of your Benelli bike.
Types of Two-Wheeler Insurance
There are three different types of insurance for your two-wheeler. Here are the details in brief.
- Third-party insurance for the bike
A third-party bike insurance plan covers damages and injuries caused to third-party property or persons. This type of bike insurance plan is mandatory as per the Motor Vehicles Act 1988. The two-wheeler insurance plan only covers financial liabilities that arise due to damage or injury to a third party or their property.
- Own damage two-wheeler insurance
Under an own damage cover for your bike, you will get coverage for damages caused to your insured bike. This insurance plan covers damages that are caused due to riots, accidents, explosions, theft, etc. However, this type of insurance policy does not provide coverage for damages/injuries to a third party.
- *Comprehensive insurance for the bike *
A comprehensive two-wheeler insurance plan covers damages caused to the insured bike due to accidents, explosions, riots, etc. It also covers damages caused to a third-party person or property. Moreover, it provides personal accident cover up to a maximum of ₹15 Lakhs.
You can enhance the coverage offered by a comprehensive Benelli bike insurance plan with add-ons that can be availed by paying an extra premium. So, a comprehensive plan offers all-around protection for your favourite Benelli bike. Now that you know the three different types of Benelli bike insurance, you can choose the right bike insurance plan according to your needs.
With Tata AIG, you can choose any of the three two-wheeler insurance plans according to your protection needs. The process of purchasing the bike insurance plan is simple and quick. You can get the right insurance plan for your bike by taking the below-given steps.
Benelli Bike Insurance Renewal/Purchase Through Tata AIG
Depending on the need for bike insurance, you can opt to buy online or offline insurance for your two-wheeler. An offline bike insurance plan can be purchased from the Tata AIG office. But you can follow the below-given steps for buying a Benelli bike insurance online or Benelli two-wheeler insurance renewal:
- Go to the two-wheeler insurance page on the website of Tata AIG.
- Enter your Benelli’s registration number.
- Click on ‘Get Price’ if you wish to buy a new bike insurance plan or ‘Renew’ for the Benelli two-wheeler insurance renewal.
- Fill in all the details in the form and get the two-wheeler insurance quote.
- Select the right Insured Declared Value or IDV from the list available.
- If there are any past claims, do not forget to mention them. If no claims have been filed in the past, you can get a No Claim Bonus.
- After you have entered the IDV and the claim history, you will receive the Benelli bike insurance price.
- If you want to purchase riders, you can also include them and then proceed to payment.
- Once the payment has been processed, the Benelli bike insurance will be sent to you on your email id.
Benelli Bike Insurance Cost - The Premium Amount
The Benelli bike insurance price is one of the most crucial aspects when you buy a two-wheeler insurance plan. There are multiple factors that have an effect on the Benelli bike insurance online plan:
- Type of insurance plan and the coverage
- Age of your Benelli bike
- Make and model of the Benelli bike
- No Claim Bonus(NCB)
- Age of the person insured and the track record of driving
- Geographical area
- Cubic capacity/engine type
- Safety gadgets and devices
- Any modifications to the Benelli bike
Now that you are aware of the factors that can have an impact on the Benelli bike insurance price, you can use the bike insurance calculator available on the Tata AIG to know the amount of premium that you have to pay. Here is how you use it -
- Enter all the details of your Benelli bike, including the registration number, model, make, etc.
- Select the add-ons you wish to include in the plan and add the details of NCB(No Claim Bonus).
- Now tap the ‘Get Price’ tab.
- Finally, the bike insurance calculator will fetch all the details regarding the premium you need to pay for the Benelli bike insurance plan.
Add-On Covers that You Can Opt For With Benelli Bike Insurance
While buying a Benelli bike insurance plan, you can opt for additional covers to enhance the coverage of your insurance policy. Here are the add-on covers that you can choose:
- Zero depreciation cover
A zero depreciation cover, also known as a bumper-to-bumper cover, helps you in fighting off depreciation. If you file a repair or replacement claim for any Benelli bike parts, the amount of depreciation will be reduced from the amount you receive. If you have the cover, there will be no deduction related to depreciation.
- Emergency medical expenses cover
If you opt for this cover, you will receive reimbursement for expenses that are spent on ambulances and any medical costs that arise due to an accident on the road.
- Consumables cover
A consumable cover provides you reimbursement of expenses spent on repair, replacement, or loss of the consumable in the bike. Some of the consumables in the bike include bolts, bearings, nuts, distilled water, engine oil, etc. Fuel reimbursements are not included in this cover.
- Roadside assistance
It is possible that your bike might break down in the middle of the road and leave you stranded. In this case, roadside assistance comes to your rescue. With a roadside assistance cover, you will receive emergency assistance for issues like flat tires, fuel requirements, mechanical repairs, etc.
These are some add-on covers you can include in your Benelli bike insurance online and offline. Understanding that every add-on cover you choose increases the Benelli bike insurance price is important. So, evaluate your needs before you choose a cover.
Exclusions and Inclusions Under the Benelli Bike Insurance
When you purchase a bike insurance plan, it is important to read the inclusions and exclusions carefully to avoid any unpleasant surprises later. Thus, below are the inclusions and exclusions with your Benelli bike insurance plan:
|Things Included in the Benelli Bike Insurance Plan||Things Not Included in the Benelli Bike Insurance Plan|
|Damages to third-party property and third-party death/injury||Normal wear and tear due to depreciation|
|Damages caused by accidents||Damages caused during driving without a driving licence|
|Damages due to natural calamities like earthquakes, floods, cyclones, etc.||Mechanical or electrical breakdown and consequential loss|
|Damages due to riots, vandalism or strikes||Damages caused by commercial usage of the bike|
|Theft, burglary or housebreaking damages||Damages caused by driving under the influence of alcohol, drugs or other intoxicants|
|Damages caused by terrorist activities||Damages due to racing activities, speed tests, and durability tests|
|Fire damages due to self-ignition, explosion or lightning.||Damages due to war or nuclear threats|
|Damages caused during transit||Damages caused outside the geographical location mentioned in the policy|
Why Should You Choose Tata AIG for Insuring Your Benelli Bike
Tata AIG is one of the most trusted names when it comes to bike insurance. We have over 5 crore customers who are satisfied with our services. We have been securing people’s prized possession - their bikes for over 209 years.
The process of buying and renewing your bike insurance plan online is efficient and hassle-free with Tata AIG. You can simply visit our website and buy or renew a policy within a few minutes.
We also provide a stress-free and streamlined claim settlement process. You can also file cashless claims when you visit any of Tata AIG’s network garages.
The claim settlement ratio of Tata AIG for the FY 2020-2021 is 98% which is one of the highest in the Indian bike insurance market.
Overview - Benelli Bikes
Benelli is one of the top bike manufacturers in the world. It was founded in Italy in the year 1911 and is regarded as one of the oldest Italian bike manufacturers. Currently, the company is owned by Qianjiang Motorcycles. The development, design, and marketing of the bikes are done in the headquarters of Benelli, based in Pesaro, Italy. This is done in synergy with the parent organisation of the bikes, Wenling China, where the bikes are produced.
Benelli is one of the oldest manufacturers of bikes worldwide, and in 2021, they celebrated their 110th founding anniversary. With the know-how of the company based in Italy and the parent company based in China - the company made a winning move. This helped the company produce unrivalled models at some of the most competitive prices.
Benelli bikes are popular in India, and the bikes start at ₹2.5 lakhs. Several new models of bikes are being launched in India in the coming time. Some of the most popular Benelli bikes in India are Benelli Imperiale 400, Benelli TRK 251, and Benelli 502C.
Benelli Bike Variants and Prices
Here are the Benelli bike variants and prices:
|Variants||New Delhi Ex-showroom Prices (may differ as per different cities)|
|Benelli Imperiale 400||₹2,30,000|
|Benelli TRK 502||₹6,19,000|
|Benelli Leoncino 500||₹5,45,000|
|Benelli TRK 251||₹2,95,000|
|Benelli TNT 300||₹3,50,000|
|Benelli Tornado 302R||₹3,60,000|
|Benelli TNT 600i||₹6,50,000|
|Benelli 502 BS6||₹4,99,000|
Benelli Bikes - Unique Selling Points
Benelli bikes have made a name for themselves in the motorcycle industry. Some of the unique selling points of the bikes are:
- Unique and power-packed features
- Ultimate comfort
- High reliability
- Attractive looks and features
- Superior quality of material
Rivals of Benelli Bikes
The rivals of Benelli bikes in India are:
- Royal Enfield
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
How much time does Benelli bike insurance renewal take?
How much time does Benelli bike insurance renewal take?
The Benelli two-wheeler insurance renewal takes a few minutes on the Tata AIG website.
How can the Benelli bike insurance price be calculated?
The Benelli bike insurance cost can be calculated online using the bike insurance calculator available on the Tata AIG website. You need to enter information such as the make and model of the bike, registration number, etc., and the premium price will be displayed to you.
How can I compare two-wheeler insurance plans?
How can I get a copy of my Benelli bike insurance online?
After the payment of the Benelli bike insurance is processed, you will receive a copy of the Benelli bike insurance online on your email id. It is one of the essential documents that you need to submit while you file a claim under the policy.
Can I port my Benelli insurance plan from another insurance company to Tata AIG?
Yes, you can port your Benelli bike insurance plan to Tata AIG easily. The first step is to inform your current insurance provider regarding your decision. Then, you can start the process online or offline with Tata AIG. The right time to port the policy is at the time of Benelli bike insurance renewal.