Harley Davidson Nightster Insurance

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Harley Davidson Nightster Insurance

Harley Davidson has been a popular name among motorcycle enthusiasts from around the world for many decades. It started its operations in India in 2009 and has nine models selling in the country. Its Nightster is a fun-to-ride, new-age motorcycle in the company’s Sportster lineage

The Harley Davidson Nightster is based on a new platform with a captivating design and is beautifully balanced. The Nightster is bound to drag you out of your house to go on long rides. However, before you do, make sure to get the right bike insurance policy based on your needs. The policy should offer coverage for most risks faced by your bike.

Tata AIG understands that owning a Harley Davidson is a dream for many bikers. Hence, we offer feature-rich insurance for 2 wheelers to help you get the best protection for your motorcycle.

Read on to find out why and how you can buy 2 wheeler insurance online through Tata AIG.

Purchase/Renew Harley Davidson Nightster Insurance with Tata AIG

Harley Davidson Nightster Insurance Online Buying Process

To buy Nightster bike insurance online, visit our bike insurance page

At the top of the page, there is a small form. Enter the registration number of your motorcycle and click on “Get Price.”

Fill out the insurance application form carefully. Check to see that there are no spelling or other errors.

You will be asked to upload certain documents to establish your identity.

Pick add-on covers that help you customise the coverage as per your needs. Choose add-ons that you need since they are available at an additional cost.

Once you are comfortable with the coverage and premium, make the payment.

We will verify your application and check the details.

On successful verification, we will send your policy document to your registered email address or mobile number.

Harley Davidson Nightster Insurance Renewal Process

You can renew your Harley Davidson insurance policy (existing Tata AIG policy or other provider policies) from our website.

Go to the bike insurance page.

Enter the registration number of your motorcycle and click “Renew.”

On the next page, enter your information correctly.

Provide details of your current policy and claims history. Do not forget to avail of the No Claim Bonus if you have not filed any claims.

Upload all the documents as requested by our site.

At this stage, you can remove or add add-on covers.

Make payment for the premium.

Receive the policy documents at your registered email address and mobile number.

Harley Davidson Nightster Insurance Cost/Price?: What is the premium for Kawasaki bike insurance?

In India, a third-party bike insurance policy is mandatory for every two-wheeler. As the name suggests, it only offers coverage for third-party liabilities. In other words, it doesn’t cover damages to the insured bike.

For third-party bike insurance policies, the IRDAI determines the premium amount based on the engine capacity of the bike. Tata AIG provides third-party policies at the price determined by IRDAI.

On the other hand, for comprehensive bike insurance plans, we calculate the Harley Davidson bike insurance price based on a range of factors, including:

Make and model of the bike

Age of the bike

Your location

Insured Declared Value

Your age and driving experience

Claim history

Choice of add-ons

Deductibles, etc.

We also provide a free online two-wheeler insurance premium calculator to help you tweak the features of the policy and get the best one for your bike within your budget.

Add-ons for Kawasaki 900 Insurance by Tata AIG

Add-ons or riders are additional coverages that are not offered by the base policy. Bike owners buy these additional coverages if they need them for a nominal cost. These give bike owners the flexibility to customise the policy as per their needs.

At Tata AIG, we offer seven unique add-ons as described below:

Additional Personal Accident Cover to cover injuries, disability or death of the owner-driver caused while driving the vehicle

Additional Third-Party Property Damage to cover third-party liabilities over and above the base policy.

Depreciation Allowance/Zero Depreciation Cover to negate any depreciation-based deduction on damaged car parts when filing a claim

Return to Invoice Cover to receive the invoice value of the bike without any deduction in case of total loss of the bike

Consumables Cover to cover consumables like lubricants, engine oil, screws, bolts, nuts, etc.

Roadside Assistance Cover to include emergency assistance in the policy if you meet with an accident or your bike breaks down

Emergency Medical Expenses to cover any ambulance and emergency medical costs in case of any accidents for both the owner-driver and pillion rider

Inclusions and Exclusions Under Tata AIG’s Harley Davidson Nightster Insurance

** Kawasaki Bike Insurance Inclusions**

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Third-party liability protection In a collision or an accident, one party is usually at fault. If your bike gets into an accident due to your fault and causes injury to a third-party person or property, then you have to pay for the repair or treatment. A bike insurance policy offers coverage for all third-party liabilities. Hence, you are financially protected.
Own-damage protection Your bike can get damaged due to an accident, collision, fire, natural calamities like floods, earthquakes, etc., or man-made disasters like riots, acts of vandalism, etc. A comprehensive Harley Davidson two wheeler insurance policy offers coverage for all these damages.
Total Loss ProtectionIf your bike meets with a bad accident and suffers more than 75% damage, then repairing it could cost as much or even more than a new bike. Also, sometimes, repairs might not be possible. In such cases, the bike is termed a total loss. Similarly, if your bike is stolen, it is termed a total loss. In both these cases, a comprehensive plan pays the sum assured as compensation.
Personal Accident Cover If the owner-driver of the bike gets injured in an accident involving the insured bike, then regardless of who caused the accident, a comprehensive Harley Davidson bike insurance policy reimburses the treatment costs. If the accident results in permanent disability, then the compensation amount is Rs.15 lakh. If the owner-driver dies in the accident, then the nominee receives Rs.15 lakh.

Kawasaki Bike Insurance Exclusions

Wear and Tear Bike parts can get damaged due to wear and tear over time and use. A comprehensive insurance policy for bikes does not cover the costs of repair or replacement of such parts.
Speed Testing & Racing As per the terms of a comprehensive policy, if you use the bike for racing or speed testing and it gets damaged, then you will not receive coverage.
Illegal activities If the bike is damaged when you are involved in any illegal activity, the policy will not offer coverage.

Reasons to buy Tata AIG Harley Davidson Nightster Insurance

If owning a Harley Davidson has been your dream, then make sure that you choose the insurance policy and provider carefully. Even if the policy has amazing features, if the insurance company is not reliable, then you might not be able to get the benefits when needed.

Here are some reasons that make Tata AIG a reputed and trusted name in bike insurance:

Brand Legacy: In India, the brand name Tata is associated with trust. Also, AIG is a reputed company. The collaboration between the two adds credibility to the offerings.

Customer-centricity: At Tata AIG, we ensure that all our products and processes are designed keeping our customers in mind. This has helped us build systems that ensure a positive experience at every stage of interaction with our customers.

Quick claim settlement: One of the main reasons behind our popularity is our quick and hassle-free claim settlement process. We understand that our customers file a claim when they are faced with an emergency and we do our best to process the claim requests as quickly as we can.

Claim settlement ratio: In FY 2022-23, we had a claim settlement ratio of 96.43%. Additionally, our dedicated claim experts guide you every step of the way.

Harley Davidson Nightster: Overview and Unique Selling Points

The Harley Davidson Nightster is a head turner with a powerful engine offering a thrilling riding experience. It is known for its agility and customisability. Add to it the brand reputation of Harley Davidson, and this motorcycle found its way into the hearts of bike enthusiasts in no time.

Unique Selling Points of the Harley Davidson Nightster

Dark Styling: Blacked-out components, low suspension, a minimalistic design, and a solo seat have been a hit with riders seeking an urban and aggressive-looking powerful motorcycle.

Performance: The Harley Davidson Nightster is equipped with a 975cc engine delivering a maximum power of 88.5 bhp at 7,500 rpm and a maximum torque of 95 Nm at 5,750 rpm.

Customisability: Harley Davidson bikes are known for being highly customisable. Buyers can customise the Nightster with a range of genuine accessories.

Harley Davidson Nightster: Variants and Prices

Harley Davidson Nightster Variants Ex-Showroom Price (Mumbai)
Harley Davidson NIghtster Standard ₹ 12,24,000
Harley Davidson Nightster Special ₹ 12,99,000
Disclaimer: These prices were taken from Bikewale on 25/11/2023 at 12:00 am IST. Since prices are subject to change, we recommend checking your city’s current ex-showroom price before buying.

Top 5 Competitors of the Harley Davidson Nightster

Competitor Bike Name/Model Ex-Showroom Price (Mumbai)
Triumph Bonneville Speedmaster ₹ 12,84,684
Triumph Bonneville Bobber ₹ 12,35,000
Harley Davidson Sportster S ₹ 15,54,000
Kawasaki Z900RS ₹ 16,80,000
Indian Chief Dark Horse ₹ 20,20,000

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

Related Articles

Q1. Can I get coverage for aftermarket modifications or accessories added to my Nightster?

Q1. Can I get coverage for aftermarket modifications or accessories added to my Nightster?


We recommend that you reach out to us with details of the accessories and modifications to get a confirmed response to your question. Since there are different types of modifications and accessories, it will be difficult to provide a standard answer to this query.

Q2. Is third-party liability insurance mandatory for the Harley Davidson Nightster in India?


As per the Motor Vehicles Act, third-party liability insurance is mandatory for all motor vehicles, including two-wheelers. Therefore, you need to purchase a minimum of third-party insurance for your Harley Davidson Nightster.

Q3. Can I reduce Nightster insurance premiums in India by installing anti-theft devices?


In most cases, installing an anti-theft device can get you a discount on the premium. However, it is prudent to talk to the insurance company to understand the extent of the discount based on the type of device installed.