Hero Pleasure Plus Insurance

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Hero Pleasure Plus Insurance

Hero is a leading brand in the Indian two-wheeler market and has been synonymous with quality and trust for over three decades. The brand offers a wide range of two-wheelers, including motorcycles and scooters, that cater to the needs of various customers.

With its commitment to customer satisfaction and innovation, Hero has proved itself as one of the most reliable two-wheeler brands in India. The company has a strong service infrastructure, ensuring customers have access to quality after-sales help.

Whether you are looking for a stylish and practical scooter or a powerful motorcycle, Hero is a name you can trust to deliver.

Hero Pleasure Plus is a popular scooter from the Hero two-wheeler label. Known for its practical features, stylish design, and smooth performance, the Pleasure Plus is a renowned favourite among riders of all ages. The scooter features an automatic transmission and a comfortable seat accommodating two people.

With its compact and lightweight design, the Pleasure Plus is ideal for city riding and navigating heavy traffic. In addition, the scooter delivers impressive fuel efficiency, making it a pocket-friendly choice for daily commuters. Overall, the Hero Pleasure Plus is a well-rounded two-wheeler that combines practicality, style, and performance, making it an ideal choice for anyone in the market for a new scooter.

Hero bike insurance is necessary for Hero Pleasure Plus riders as it offers you financial aid in accidents, robbery, damage, etc. Additionally, as per the Indian Motor Vehicle Act 1988, all the two-wheelers should at least have third-party bike insurance coverage to operate their vehicles on Indian roads.

Besides having compulsory third-party insurance coverage, you can further enhance your coverage with additional insurance riders like roadside assistance, liability coverage, personal accident cover, etc., if you choose comprehensive bike insurance. Also, having insurance provides you peace of mind knowing you are safe in the case of any unforeseen loss or accident.

Tata AIG provides complete protection insurance coverage for your Hero Pleasure Plus scooter in the form of comprehensive Pleasure Plus bike insurance. It provides you with extensive security compared to mandatory third-party bike insurance. A comprehensive Pleasure Plus insurance typically covers the owner-rider for damages to the insured two-wheeler, third-party liabilities, and personal accident cover. It provides security for risks and losses that may arise due to unfortunate events, including accidents, theft, natural disasters, etc.

In addition, it also offers you financial coverage against expenses incurred for repairing and replacing the insured vehicle. Apart from the comprehensive two-wheeler insurance plan, you can also opt for standalone third-party liability insurance or standalone own-damage two-wheeler insurance.

Let us look at the reasons to buy Hero Pleasure Plus insurance:

  • It is mandatory by law.

  • Personal accident cover.

  • Protects you legally against hefty fines.

  • Protects you against third-party liabilities.

  • Provides you with financial coverage against robbery.

  • Protection from expenses incurred by natural disasters.

Purchase or Renewal of Hero Pleasure Plus Insurance Online

Tata AIG offers you the chance to buy 2-wheeler insurance online with easy and simple steps. We provide the electronic provision where Hero bike insurance renewal and purchase processes are paperless, quick, and convenient. Whether you want to find out the Hero Pleasure Plus insurance price or schedule a renewal for your vehicle insurance, you can do it easily using a handheld electronic device and taking a few minutes of your time. Along with buying a suitable two-wheeler insurance policy, you can access Tata AIG's cashless network of garages.

The paperless online purchase and renewal process for two-wheeler insurance plans enables you to access the policy information using a single interface around the clock. We advise you to compare the available policies and use the Tata AIG premium insurance calculator to determine the insurance premium based on your required coverage and add-ons before making a purchase or renewal. Follow the steps below to buy or renew your Hero Pleasure Plus insurance online.

  • Visit our bike insurance page.

  • Enter your Hero Pleasure Plus registration number and other details.

  • Click on the "Get Price" option to purchase a new insurance policy. Likewise, click on the "Renew" option to renew your existing Pleasure Plus insurance plan. Fill in the bike insurance form by entering the required details.

  • Select your bike's appropriate IDV (Insured Declared Value).

  • Note - The Insured Declared Value, which impacts the price of your two-wheeler insurance plan, is determined based on the manufacturer's listed selling price and represents the current market worth of your vehicle. It's crucial to make a prudent choice when selecting the IDV.

  • Mention the history of your previous two-wheeler insurance claims (if any). Select the No Claim Bonus option if you have never raised any claims previously. A claim-free history makes you eligible for a no-claim discount on the renewal premium. This discount can mount up to a whopping 50%.

  • Select suitable add-ons from our 8 comprehensive insurance riders list and enhance your two-wheeler insurance plan.

  • Note that you can purchase the insurance riders at an added cost, increasing your overall premium sum. Thus, wisely select suitable add-ons for your vehicle.

  • As soon as you fill in the required details and submit the form, your Hero bike insured amount and the premium sum will display on the screen. If you are satisfied with the quote, you can go ahead with the payment and choose a suitable mode of payment.

  • Once the payment is processed, we will share the details and the documents on your registered email and Whatsapp address.

  • You can reach out to our customer support team for any assistance or queries, and they will be happy to assist you.

Hero Pleasure Plus Bike Insurance Price - Your Premium Amount

To buy or renew a Pleasure Plus bike insurance, you must pay regular premium fees. Based on your convenience, you can pay the premium monthly, quarterly, half-yearly, or annually. A two-wheeler insurance premium sum is affected and determined by various factors. Extensively, the risk a two-wheeler carries determines its insurance premium. Some of the other key factors include

Coverage and type of insurance policy: The coverage you select for your Pleasure Plus is a key factor in determining the insurance premium sum. Basic third-party insurance has lower premiums due to limited coverage, while a comprehensive policy with added covers like personal accidents and own damage results in higher premiums. In addition, the premiums of comprehensive two-wheeler insurance plans can rise further if you combine insurance add-ons with the policy. You can select amongst add-ons like personal accident, own damage cover, etc.

Age of the two-wheeler: The two-wheeler's market value and age are inversely proportional, which affects the IDV of the vehicle. The IDV measures the market value of a two-wheeler and the sum for which it is insured. This value affects the insurance premium, as it is the basis for deciding the sum insured. As the bike ages and its market value decreases, the IDV and premium will also decrease.

Make, and model of the bike: A basic bike will cost less and have a lower IDV and premium than a designer or sports bike, which will have a higher IDV and premium.

**No claim bonus - No Claim Bonus is a discount on insurance premiums offered to policyholders who have driven safely and not filed insurance claims in the previous policy year. It is applied when renewing comprehensive bike insurance and ranges from 20% to 50%.

Geographical location: The location of the insured vehicle affects the insurance premium. A bike located in a low-traffic, low-risk area such as a village or small town will result in lower premiums due to less likelihood of accidental damage. Conversely, a bike in a heavily trafficked area, such as a metropolitan city, will result in higher premiums.

Age of the insured & driver record: The age and experience of the rider determine the insurance premiums. Young and new riders who are new to traffic rules and bike riding hold a higher risk than older and more experienced ones. Therefore, younger bike riders are highly likely to pay higher insurance premiums than more senior and experienced drivers. In addition, drivers with a bad driving record are likely to be charged higher insurance premiums than safe and responsible riders.

Engine type/cubic capacity: When buying a third-party insurance plan for your two-wheeler, the policy's price or the premium is mainly determined by the size of the engine as measured in cubic centimetres (cc). This means that if your scooter has a larger engine, indicated by a higher cc, the premium for your insurance plan will also be higher.

Safety devices: Two-wheelers with safety devices such as theft alarms are considered safer and result in lower insurance premiums. Conversely, vehicles without these added safety measures incur higher insurance premiums.

Add-on covers: You can purchase add-on covers along with your comprehensive insurance plans for an added price. These add-ons offer you extended security for specific situations otherwise not covered by your base insurance plan in exchange for an added cost.

Modifications of the bike: A modified bike costs more due to added features that don't just make it more attractive but also more susceptible to theft. This, in turn, increases its premium due to added risk.

What is Covered and Not-Covered for Hero Two-Wheeler Insurance

What is covered for Hero two-wheeler insurance  What is not-covered for Hero two-wheeler insurance 
Our comprehensive two-wheeler insurance coverage offers an own damage cover that covers the losses and damages to the vehicle due to the following:
  • Man-made damages, including terror attacks, strikes, riots, and similar malicious activities.
  • Damage caused due to fire by events like lightning, self-ignition, explosion, etc.
  • Natural calamities like cyclones, earthquakes, snowfall, floods, etc.
  •  Damages incurred due to accidents and in transit by railways, airways, waterways, roadways, etc.
  • Consequential loss, general wear and tear, and electrical/mechanical breakdown of the vehicle due to age. 
    Our comprehensive two-wheeler insurance plan reimburses the present market value of the vehicle in case of complete damage (beyond repair) and theft of the scooter.  If the insured two-wheeler is used outside of the mentioned geographical borders, i.e., out of India. 
    Our third-party and comprehensive two-wheeler insurance plans offer you third-party liability coverage. If your vehicle causes damage to another person's property, or if it results in the death of another person or causes them injury, then the insurance policy covers those losses or damages.  Damage is caused due to events like nuclear perils, mutinies, war, and war-like operations. 
    A comprehensive two-wheeler insurance plan provides the policyholder with a personal accident cover of ₹15 lakhs. The coverage includes medical expenses and death benefits. The insurance coverage provides financial protection to the policyholder and their beneficiaries in the event of an accident, including covering medical costs and providing death benefits. Damages are caused to the vehicle due to reliability trials, speed tests, racing, etc. 
    Our comprehensive two-wheeler insurance plan offers add-ons to enhance basic insurance coverage. These add-ons provide extra protection and coverage under specified circumstances. Own damage coverage for the two-wheeler in case of third-party liability-only coverage. 
    Personal accident coverage for the policyholder (owner-driver) in the event that you have only a third-party liability policy.
    Driving a two-wheeler without a valid driving licence or a helmet. 
    Driving the two-wheeler under the influence of drugs and alcohol or other similar intoxicants. 
    If it is contributory negligence, i.e., you use your vehicle under restricted usage conditions, for example, driving your two-wheeler in a flood-prone zone. 
    Using a private two-wheeler for commercial usage.

    Add-on Bike Insurance Covers That You Should Consider

    You can enrich your Tata AIG comprehensive Hero Pleasure Plus insurance by selecting from the available insurance rider covers:

    Depreciation allowance: The zero depreciation add-on, also known as nil depreciation cover, helps you overcome the consequences of depreciation. If a claim is made for repairing or replacing parts of your bike and the claim amount is reduced due to depreciation, this add-on will reimburse that depreciation amount. However, remember, this benefit is only functional for the first two claims made.

    Return-to-invoice cover: The invoice cost insurance add-on provides reimbursement for the purchase cost of your vehicle in the event of complete damage or robbery. In the case of total damage, theft, or complete constructive damage to the bike, the policyholder can typically use this add-on. In addition, using this add-on, you will receive the road taxes and registration fees spent on the insured two-wheeler.

    Emergency medical expenses: Reimbursement of the ambulance and medical expenses can be obtained in case of injury from an accident. This covers treatment costs at any nursing home or hospital and transportation to the hospital. In addition, it also provides the cost of moving your pillion rider to the medical facility.

    Additional personal accident cover for the owner-driver: We recognise the increased risk of accidents associated with biking. The personal accident cover add-on financially secures you and your family in case of fatality or serious injuries caused by an accident. For anyone with this add-on, we will pay the predetermined sum to your appointed beneficiary if an accident turns fatal. The coverage offered by this add-on will be in addition to the standard insurance amount.

    Additional third-party property damage cover: You can get an added third-party coverage reimbursement using this add-on. Although third-party liability covers are provided in third-party and comprehensive two-wheeler insurance plans, you can buy an added third-party liability cover using this insurance rider.

    Consumables expenses: This add-on covers the cost of repairing/replacing bike consumables damaged in an accident, except fuel. Covered items include screws, washers, nuts/bolts, bearings, and various oils and lubricants.

    Roadside assistance: This add-on provides emergency breakdown assistance, including jump-starting a dead battery, flat tyre repair, and on-the-spot repairs for electrical or mechanical issues. With this add-on cover, you can get back on the road quickly with our help.

    Why Should You Buy Hero Pleasure Plus Insurance from Tata AIG

    Buying a two-wheeler is a significant decision, as it requires considerable research to ensure you're getting the best vehicle for your necessities. You look into the bike's style, appearance, and make, but also factors like the fuel efficiency and speed it offers. The same consideration should be applied when selecting an insurance policy for bikes or scooters. Here's a list of things to keep in mind as you secure coverage for your two-wheeler through Tata AIG:

    • At our company, we take pride in providing exceptional customer service. We have assembled a team of 650 knowledgeable and highly trained insurance claim experts to achieve this goal. Each member of this dedicated team is fully committed to serving you to the best of their abilities. Whether you have questions about your coverage or need assistance filing a claim, our team is always available.

    • With a proud member base of over 5 crore individuals, we understand the significance of cultivating strong and lasting relationships with our customers. To us, you are not just another policyholder but a valued member of our family who deserves the highest level of support and service.

    • For the past two decades, Tata AIG has established a reputation for trustworthiness and dependability in the insurance industry. We have always upheld our promise to deliver customers the coverage they need and deserve. You can count on the Tata AIG promise whether you are looking for coverage for your bike or car.

    • During the financial year of 2020-2021, our company's dedication to providing excellent customer service was reflected in our claim settlement success rate. During this period, we were proud to have successfully resolved and settled 98% of the claims submitted. This high settlement rate demonstrates our ability to effectively and efficiently process and settle the received claims.

    A Brief Overview of Hero Pleasure Plus

    The Hero Pleasure Plus is a modern and stylish scooter produced by Hero MotoCorp. It features a compact and sleek design, with a spacious and comfortable seat for the rider. The scooter is powered by a 110cc engine that provides fuel efficiency and good performance. Also, it comes equipped with convenient features such as a mobile charging port, a fully digital instrument cluster, and a spacious under-seat storage chamber. The Hero Pleasure Plus is an excellent option for urban commuters who are looking for a practical, stylish, and affordable scooter for day-to-day use.

    Hero Pleasure Plus – Variants and Prices

    Variants Ex-Showroom Price
    Pleasure + Xtec Drum Alloy ₹77,318
    Pleasure + Xtec Drum Alloy Jubilant Yellow ₹78,935

    Unique Selling points: Hero Pleasure Plus Features

    • Convenient, relaxing, and hassle-free ride experience.

    • It features telescopic suspension at the front and a hydraulic shock absorber at the rear, which provides a comfortable and smooth ride experience even on bumpy roads.

    • It comes with an automatic transmission system, ensuring convenience for people of all age groups.

    • It comes equipped with a front and rear drum brake system that ensures rider safety and provides good stopping power.

    • Low maintenance costs and efficient fuel consumption

    • Eye-catching and attractive design

    • It features spacious under-seat storage that can accommodate a full-face helmet along with other small items.

    • Good storage space and additional mobile charging port

    • Comfortable and smooth ride quality due to telescopic suspension.

    • Affordable price range compared to other competitor two-wheelers in its segment.

    • Hero Pleasure Plus is powered by a 110.9 cc, single-cylinder, air-cooled engine that generates 8.7 Nm of torque and 8 bhp of power. The engine is known for its fuel efficiency.

    • It is equipped with 90/100-10 tubeless rear and front tyres, delivering stability and good grip on the road.

    • It is known for its exceptional fuel efficiency, providing a good range on a single fuel tank.

    Competitors of Hero Pleasure Plus

    Here are the top competitors of the Hero Pleasure Plus two-wheeler:

    • TVS Scooty Pep Plus

    • Yamaha Fascino

    • Suzuki Access 125

    • Honda Activa I

    • Bajaj Platina 100

    Disclaimer / TnC

    Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

    Related Articles

    Can I get a month-long Comprehensive Hero Pleasure Two-wheeler Insurance online?

    Can I get a month-long Comprehensive Hero Pleasure Two-wheeler Insurance online?


    The Comprehensive Plan is not available for one month. An annual plan is an alternative.

    Why should I purchase an online Hero Pleasure insurance plan?


    When compared to offline bike insurance, online coverage comes with a number of benefits. It's a lot more time and money-saving, speedier, and convenient. Additionally, a broader variety of options are available for comparison and selection. You receive the greatest value for your money as a consequence.

    Is it possible to get a discount on the due premium for a third-party Hero Pleasure insurance policy?


    No, the IRDAI sets the third-party premium rates. These prices are basic, with no room for negotiation. The Insurance Regulatory and Development Authority of India may, however, adjust the insurance premiums on a yearly basis.

    How Do I Online Renew My Hero Pleasure Bike Insurance?

    • You can complete a simple process on our website at Tata AIG to renew your two-wheeler insurance for your Hero Pleasure.

    • You can renew your insurance by going to our page for bike insurance, entering your bike's registration number in the calculator, and then clicking "Renew."

    • You must enter additional information as prompted after the online calculator retrieves your Hero Pleasure insurance data bike facts.

    • Share specifics about your prior claims history or select the No Claim Bonus discount. As desired, include one or more optional add-on plans.

    • On the screen, you may view information on the Hero Pleasure insurance, including the premium amount. After you've made the payment online, you will receive the valid insurance from our end on your registered mobile.

    Can my NCB be transferred?


    Yes! You can transfer the NCB to your new insurance policy.

    How can I know my Hero bike insurance renewal price?


    To know the bike insurance renewal price for your Hero two-wheeler, you should visit Tata AIG's bike insurance page. Enter your bike's registration number and other details, and click on the "Renew" option. Once done, you will have your insurance renewal price displayed on the screen.

    Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.