Hero Splendor Pro Insurance
Hero Splendor Pro Insurance
Hero MotoCorp Ltd. (previously Hero Honda Motors Ltd.), based out of India, is the world's biggest two-wheeler manufacturer. For a long time, the brand behind the Splendor series has been the leader when it comes to the two-wheeler market in India. Hero Splendor Pro is one of the brand's most trustworthy and sought-after motorcycles.
Hero Splendor Pro is one of the most preferred commuter two-wheelers on Indian roads. This two-wheeler's affordable pricing and fuel economy make it an excellent option for any rider looking for a low-cost model with outstanding performance. It's a bike that all Indians adore due to its durability and mileage.
Are you seeking a bike that is both fuel-efficient and long-lasting? Then the Hero Splendor Pro could be precisely what you're looking for.
Even while the Splendor Pro is built to survive normal wear and tear, unintentional damage to your two-wheeler might degrade its overall performance. Purchasing bike insurance might assist you with financing the expensive repairs to your Hero Splendor Pro in the case of an accident. The two-wheeler insurance coverage is also important for covering third-party obligations that may emerge as a result of an accident.
Furthermore, keep in mind that, according to the 1988 Motor Vehicles Act, insurance for bikes is not only required but also compulsory by law. Failure to follow this guideline might result in costly traffic penalties of ₹2,000 and ₹4,000 for multiple offences.
In this regard, Tata AIG can assist you. We provide comprehensive and third-party Hero Splendor Pro insurance to keep you fully covered. Contact us immediately for long-term two-wheeler insurance for your Hero Splendor Pro, ensuring peace of mind while you hit the streets.
Hero Bike Insurance Renewal or Purchase via Tata AIG
If you already have Hero Splendor Pro insurance, you should renew it before it expires. It is recommended to renew your two-wheeler insurance policy online two weeks before its expiration date. It's simple and quick to purchase or renew Hero Splendor Pro insurance online with Tata AIG. The process will necessitate that you:
- Navigate to Tata AIG's official website using your preferred browser.
- Tap on the "Bike Insurance ' link.
- Punch in your two-wheeler registration number and select the "Get Price" option in order to get new bike insurance. Tap the "Renew" option to renew your existing Hero bike insurance plan.
- The Tata AIG online bike insurance calculator will show the coverage details on your device's screen.
- You should choose an appropriate IDV (Insured Declared Value) for your Hero Splendor Pro from the list.
- If you have earlier filed an insurance claim, you will have to update the information. If not, you can still benefit from the No-Claim Bonus discount.
- The entire Hero Splendor Pro insurance price, as well as the payable premium amount, will be shown to you.
- After selecting the policy package that best suits your needs, you can make an online payment using any digital payment ways of your choice.
As soon as the transaction is successful, we will send a soft copy of your Hero Splendor Pro policy to your registered email address.
Hero Splendor Pro Insurance Price: Your Premium Amount
Before acquiring a bike insurance plan online, you must always compare bike insurance rates from several providers. It can help you calculate the cost of your Hero Splendor Pro bike's insurance rates. You will be able to choose a bike insurance coverage that meets your demands while not weighing down your pockets once you know how much the bike insurance costs will be.
Listed below are the factors that will have an impact on the cost of your Hero Splendor Pro insurance plan:
- Your preferred Insured Declared Value
- The bike's make and model
- Your bike's registration date
- Add-on plans of your choice
- The bike cubic capacity
- The NCB (No-Claim Bonus) rebate
- Your address
If you acquire the obligatory third-party bike insurance policy online, the Insurance Regulatory and Development Authority of India determines the rate of insurance premiums. It's also affected by the cc (cubic capacity) of the engine of your bike.
Third-party bike insurance covers every monetary and legal liability stemming from third-party damage to another's vehicle or property, along with injury or death to anyone else. So, while looking for a Hero two-wheeler insurance online, look for one that offers enough coverage as well as different riders' plans. Also, at the time of your Hero Splendor Pro insurance renewal, you may fine-tune your comprehensive insurance plan.
Things Included/Not Included under Tata AIG's Hero Splendor Pro Insurance Policy
|Things Included under Tata AIG’s Hero Splendor Pro Insurance||TThings Not Included under Tata AIG’s Hero Splendor Pro Insurance|
|Natural calamities such as earthquakes, cyclones, heavy rains, and floods might cause damage or loss to your Hero Splendor Pro bike.||Loss or damage to your insured Hero Splendor Pro motorcycle that occurs outside of the geographical region defined in the insurance policy (outside India).|
|Total loss of your Hero Splendor Pro motorcycle due to major accident damage or thievery.||Damage to your Hero Splendor Pro is caused by everyday wear and tear, and electrical or mechanical problems.|
|Loss or damage to your Hero Splendor Pro motorcycle as a result of a collision with a third-party car or bike, and also property damage or injury to a third party.||Loss or damage to your insured Hero Splendor Pro if you are under the influence of intoxicating substances, do not have a valid license, or were not wearing a helmet during the time of the accident.|
|Damage or loss to your Hero Splendor Pro motorcycle caused by malicious man-made acts such as vandalism, terrorism, strikes, riots, etc.||Personal accidents/standalone own damage coverage is not covered under a third-Party bike insurance policy.|
|Fire damage to your Hero Splendor Pro motorcycle was caused as a result of self-ignition, explosions, etc.||If you use your Hero Splendor Pro for commercial purposes, it may be lost or damaged. Also, if it's utilised for speed trials, crash testing, speed racing, adventure sports, etc.|
|Your selected add-ons cover specific losses and damages.||When your Hero Splendor Pro was not stolen but was damaged as a result of a residential break-in or robbery.|
|When it comes to injuries sustained by the owner-rider, personal accident coverage of up to ₹15 lakhs is provided by Tata AIG. The compensation money is provided to the nominee in case of the bike owner-rider's death.||Your insured Hero Splendor Pro motorcycle was damaged in the country as a result of war-like events or invasion.|
|Accidental damage to your Hero Splendor Pro or damage caused as a result of transit via airlines, railroads, and waterways, among other modes of transportation.||Damage to your Hero Splendor Pro if used in prohibited areas, such as flood-prone zones.|
Why Is It Crucial to Have a Hero Splendor Pro Insurance Policy with Tata AIG?
With so many alternatives on the market, it is natural to question what distinguishes Tata AIG from its competitors. Some of the benefits you may get when you purchase a Hero bike insurance coverage from us are as follows:
We put forward a wide choice of bike insurance plans at Tata AIG, including bespoke standalone personal accident insurance, mandatory third-party liability insurance, and long-term bike insurance packages.
Tata AIG has been active in the Indian insurance business for 20+ years. The name 'Tata' is enough to instill confidence and trust in people.
We provide a simple three-step claim method backed by 650 claim specialists, ensuring each claim is efficiently resolved. We are delighted to tell you that our claim resolution ratio for the fiscal year 2020-2021 is 98 percent.
Because of our vast network of cashless garages around every corner of India, you may get your damaged Hero Splendor Pro motorcycle repaired without stressing over its repair cost.
Our simple online insurance buying and renewing process for Hero Splendor Pro may be conducted from the convenience of your house.
Hero Splendor Pro: A Brief Overview
In 2010, Hero introduced Splendor Pro, which expanded the line-up of Splendor. Splendors are popular commuter two-wheelers. The brand new Hero Splendor Pro has been revamped and updated with current features such as considerably superior ergonomics compared to its predecessor. This two-wheeler is equipped with vital characteristics such as an electronic start, an improved instrument dashboard, and alloy wheels to refine the bike's durability and appearance.
The air-cooled 97.2 cc engine produces more than 8.3bhp at 8000 rpm and performs admirably overall. The bike's engine also optimises fuel economy and delivers excellent mileage. To summarise, the brand new Hero Splendor Pro is a formidable competitor in the 100 cc two-wheeler industry.
This bike is an updated version of Hero's well-known commuter two-wheeler - the Splendor. Hero Splendor Pro has a stylish up-market graphics motif, halogen headlamps, a sporty windscreen, and a few more features. The brand new Hero Splendor Pro has a cockpit-style and triple-pod, huge instrument dashboard, which improves the two-wheeler's overall looks.
Hero Splendor Pro now has sleek tail lights, a chrome-plated exhaust, a 3D logo, and a slew of other little but important upgrades to improve the bike's appearance. The Splendor Pro is regarded as one of the best commuter bikes and now has a wider and more comfortable seat as well as prominent grab rails for added safety. The entire kerb weight of the two-wheeler, which is important when choosing a bike, is 109 kilograms.
Hero Splendor Pro is, therefore, a two-wheeler worthy of your protection and pride. Any damage to the two-wheeler will raise your financial burden when it comes to repairs. Accidents, on the other hand, are widespread on Indian roadways. As a result, the best thing you can do is get a Splendor Pro bike insurance policy.
Even when obtaining insurance for your bike, finding the appropriate insurance provider is critical. Tata AIG offers paperless and reliable insurance packages with little to no fuss.
Hero Splendor Pro Variants and Prices
|Variants||Ex-Showroom Price* in New Delhi|
|Hero Splendor Pro Drum Alloy||₹50,755|
|Hero Splendor Pro Kick Spoke||₹47,505|
|Hero Splendor Pro Self Black Alloy||₹50,650|
|Hero Splendor Pro Kick Alloy||₹49,598|
|Hero Splendor Pro Self Spoke||₹49,405|
|Hero Splendor Pro Self Alloy||₹51,476|
Hero Splendor Pro Features: Unique Selling Points
The Hero Splendor Pro is a stylish two-wheeler that is preferred by numerous Indian bike riders for daily commuting. Let us take a look at some of the unique features this bike offers that make it people's favourite:
- Electric power start
- Multi-plate wet clutch
- Internal Expanding Shoe type brake
- 109 kilograms of weight
- 4-stroke, air-cooled Cylinder OHC
- Alloy wheels
- 97.2 cc displacement
- Power output of 8.3 bhp at 8,000 rpm
- Peak torque of 8.05 Nm at 5,000 rpm
- 4-speed constant mesh gearbox
- Compression ratio of 9:9:1
Top Competitors of the Hero Splendor Pro
Listed below are some of the sought-after bikes that compete the Hero Splendor Pro:
- TVS Radeon
- Bajaj Platina
- Honda Shine
- Mahindra Centuro Rockstar
- Honda CD 110 Dream
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Frequently Asked Question
1. What are the different bike insurance plans offered by Tata AIG?
Tata AIG thinks that people should be able to choose what meets their needs effectively. Keeping this in mind, we provide the following Hero Splendor Pro insurance plans:
Third-Party Liability Bike Insurance: In this policy, your Hero Splendor Pro insurance coverage will just cover the damage caused by a third-party individual, property, or vehicle in an accident in which your two-wheeler is involved.
Comprehensive Bike Insurance: This plan covers a wide range of automobile damages. The coverage also covers the expense of repairing your Hero Splendor Pro. Furthermore, such a policy covers payments spent in the case of two-wheeler damage caused by man-made or natural disasters, theft, fire, etc.
You may also get Own Damage coverage for your Hero Splendor Pro. If you acquired your Hero Splendor Pro after September 2018, you might take advantage of this relatively new bike insurance package. Tata AIG's Own Damage Cover provides the same complete protection as comprehensive coverage but without the third-party liability component.
Whatever coverage you choose, be sure it significantly decreases your financial obligation in the case of an unexpected incident.
2. Do insurance companies' quotes for bike insurance policies remain the same?
The Insurance Regulatory and Development Authority of India determines premium rates for third-party liability coverage depending on the two-wheeler's engine capacity. As a result, premium costs for third-party liability insurance remain consistent among insurance firms. Nevertheless, the premium prices for comprehensive or long-term insurance plans frequently differ from one insurer to the next due to various elements they evaluate when settling the premium.
3. What are the Hero Splendor Pro bike insurance deductibles?
Deductibles are pre-determined sums of money that policyholders spend on two-wheeler repairs before being able to claim their bike insurance coverage. Deductibles reduce policy premium rates, but they also expose policyholders to additional financial risks in the case of a bike accident.
4. What's the process for calculating two-wheeler insurance premiums?
It is easy. Simply enter your bike details into our online bike insurance premium calculator. Using just some basic details, you can use the online calculator to get a clear-cut rate of your Hero Splendor Pro insurance premium. You must complete the following information in order to calculate the premium for your Hero Splendor Pro insurance policy:
- Manufacturer's name of your two-wheeler
- Model number of your two-wheeler
- Manufacturing year of your two-wheeler
- Fuel type of your two-wheeler
- Insured Declared Value
- Your basic details - name, age, and residential address.
5. Is it possible to transfer my NCB to a different insurance company?
Yes. You don't have to give up your existing No-Claim Bonus perk just because you're switching providers. You must notify your new insurance carrier of any accrued No-Claim Bonuses so that your new insurance policy may be adequately adjusted.
6. Is bike insurance required for my second-hand Hero Splendor Pro bike?
Yes. Insuring your second-hand two-wheeler is not just prudent, but it's also required by law. Riding your Hero Splendor Pro motorcycle without adequate insurance coverage is a legal infraction under the 1988 Motor Vehicles Act
7. Does my Hero Splendor Pro bike insurance also cover my co-passengers?
No, your coverage does not cover co-passengers. The comprehensive and third-party liability insurance plans provide Personal Accident coverage solely to the policyholder or owner-rider. To safeguard your co-passengers, you must purchase a personal accident add-on.