Honda XL750 Transalp Insurance

Save upto 75%* on Bike Insurance
carBuy Insurance For New Bike  Click Here

Honda XL750 Transalp Insurance

The Honda XL750 Transalp is an adventure tourer from Honda Motorcycle & Scooter India (HMSI). Popularly known as the smaller sibling of Honda’s Africa Twin, the Transalp is one of the lightest multi-cylinder adventure bikes in India.

The Honda XL750 Transalp is primarily an adventure bike but can also be used efficiently on city roads, long highway rides, and short trips.

However, before you get your bike on the road, it is important to buy the perfect two wheeler insurance policy. This can offer financial protection against accidents and mishaps and allow you to enjoy your ride in a stress-free manner.

Tata AIG stands out as a trusted and popular name for your Hero XL750 Transalp Insurance. Read on to find out how you can buy or renew bike insurance for your Honda XL750 Transalp.

Purchase/Renew Honda XL750 Transalp Insurance with Tata AIG

Hero XL750 Transalp Insurance Online Buying Process

Go to

Visit the bike insurance page.

Enter the registration number of your bike and click on “Get Price.”

Fill out the insurance application form and ensure that the information provided is correct and error-free.

Upload the documents as requested by the site.

Choose add-on covers carefully. Think about how you intend to use your bike and choose add-ons accordingly.

Make an online payment of the premium amount.

Receive the policy documents on your registered email address and mobile number.

Honda XL750 Transalp Insurance Renewal Process

For renewals, navigate to the bike insurance page. You can renew your existing Tata AIG as well as other company's Honda bike insurance with us.

Click “Renew” after entering the registration number of your Honda XL750.

Provide details of your existing bike insurance policy and claims. If you have not filed any claims during the previous policy year/s, you can avail of a No Claim Bonus.

Remove any add-on cover that you don’t need and include any new ones

Make an online payment of the premium

Receive the policy documents for the renewed policy via email


If you want to avoid the hassle of renewing your policy every year, then you can opt for our Long Term Two Wheeler Insurance plan. The policy term for these plans is around 2-3 years.

Honda XL750 Transalp Insurance Price: What is the Premium for Honda Bike Insurance

The Hero XL750 Transalp insurance price is based on the risk of an accident or a claim.

While the Honda XL750 is an adventure bike, you can also use it for other purposes. Hence, it is important to understand the risk exposure as it will help you choose the right plan for your needs.

Bike insurance policies are primarily of two types: Third-party liability-only policies and comprehensive policies. The premium varies a lot between these two policies.

The premium for third-party policies is determined by the IRDAI based on the engine capacity of the bike. The IRDAI releases a notification annually that has a table specifying premium rates for bikes within a specific range of engine capacities.

Premium calculation for comprehensive plans is based on numerous factor, including:

Model and make of the bike

Insured Declared Value

Location of the bike

Age of the bike

Add-on covers

Deductibles, etc.

Keep these aspects of Honda bike insurance price in mind before purchasing a policy.

With Tata AIG, you can use our bike insurance premium calculator online to determine the exact premium for your Hero XL750 Transalp insurance price quickly and in just a few steps. You can also add or delete add-ons, modify coverage, etc., till you find the best coverage for your bike within your budget.

Add-Ons for Honda XL750 Transalp Insurance by Tata AIG

Add-on covers are necessary to customise the bike insurance policy as per your needs. Tata AIG offers seven unique add-on covers that are created to meet the needs of different types of riders. Here is a short note on each add-on cover:

Additional Personal Accident Cover to cover injuries, disability or death of the owner-driver caused while driving the vehicle

Additional Third-Party Property Damage to cover third-party liabilities over and above the base policy.

Depreciation Allowance/Zero Depreciation Cover to negate any depreciation-based deduction on damaged car parts when filing a claim

Return to Invoice Cover to receive the invoice value of the bike without any deduction in case of total loss of the bike

Consumables Cover to cover consumables like lubricants, engine oil, screws, bolts, nuts, etc.

Roadside Assistance Cover to include emergency assistance in the policy if you meet with an accident or your bike breaks down

Emergency Medical Expenses to cover any ambulance and emergency medical costs in case of any accidents for both the owner-driver and pillion rider

Inclusions and Exclusions Under Tata AIG’s Honda XL750 Transalp Insurance

Honda Two Wheeler Insurance Inclusions

Here are the inclusions of a comprehensive Honda XL750 Transalp Insurance policy:

Coverage for third-party liabilities An accident caused by your bike can result in a lot of third-party liabilities. These include reimbursing any damage to a third-party property or paying for the treatment of a third-party person. These can add up to a large sum. A comprehensive Honda XL750 Transalp bike insurance policy covers all such liabilities.
Coverage for damage to the insured bike Another inclusion of a comprehensive policy is damage to your bike. The damage can be due to a range of reasons like accidents, collisions, theft, natural calamities, man-made disasters, or theft.
Coverage for total loss Comprehensive plans also offer coverage for total loss where the bike is either stolen or damaged by more than 75%.
Personal Accident Cover This is mandated by the IRDAI and available to the owner-driver of the insured bike. ·         Reimbursement of treatment costs if the owner-driver is injured in an accident involving the bike. The maximum limit is Rs.15 lakh

Honda Two Wheeler Insurance Exclusions

Here are the exclusions of a comprehensive Honda XL750 Transalp Insurance policy:

Damages due to wear and tear The policy will not offer coverage for damages to your bike due to wear and tear.
Racing or Speed Testing No coverage if you use your bike for restricted activities like racing, speed testing, etc.
Violating the law or policy terms If you are found to violate the law or policy terms at the time of the accident, then your claim will not be approved.
Commercial Usage A bike registered for personal use should not be used for commercial activities. If it gets damaged in an accident while doing so, then the policy will not offer coverage.

Reasons to Buy Tata AIG Honda Bike Insurance

While you don’t interact with the bike insurance provider every day, you need to be assured that when an emergency strikes, you will get a prompt response. Hence, it is important to choose a two-wheeler insurance provider with a reputation for being transparent and customer-oriented.

Here are some features that make Tata AIG your ideal bike insurance partner:

Reputation: Tata AIG is a financially strong company and is popular among bike owners for offering top-notch services and being customer-centric.

Wide Network of Garages: Enjoy cashless claim settlements when you repair your bike at a network garage. We have a network of 7500+ garages spread across the country.

Efficient claim settlement: Tata AIG has dedicated claim experts to help you with any query regarding your claim. In FY 2022-23, we had a claim settlement ratio of 99%.

24x7 support from a skilled team: Tata AIG has an excellent team of skilled professionals to help you get detailed responses to your queries all day.

Honda XL750 Transalp: Overview and Unique Selling Points

If you want one bike that can offer optimum comfort and performance on highways, city streets, dirt roads, and mountain passes, then the Honda XL750 Transalp can be a good option. Here are some USPs of the bike:

Unique Selling Points of the Honda XL750 Transalp

Advanced Technology: Honda has used its patented air vortex technology to amplify and smoothen low responses. Also, the engine’s cylinders have a high-specification Ni-SiC plating that reduces friction and increases power at high rpm.

Easy to Manage: Since the bike is built for adventures and long rides, Honda has taken special care to make the ride as comfortable as possible. The riding position is upright, inverted Showa suspension works as an excellent shock absorber, and its 208 kg kerb weight makes it light to handle and nimble.

Four Default Riding Modes: There are four driving modes on the Honda XL750 Transalp –Sport Mode, Standard Mode, Gravel Mode, and Rain Mode which can be selected based on the road conditions. Choosing a mode usually impacts the engine power and braking efficiency.

Honda XL750 Transalp: Variants and Prices

Honda XL750 Transalp Variants Ex-Showroom Price (Delhi)
Honda XL750 Transalp Standard ₹11,00,000

Disclaimer: These prices were taken from Bikewale on 23/11/2023 at 6:00 pm IST. Since prices are subject to change, we recommend checking your city’s current ex-showroom price before buying.

Top 5 Competitors of the Honda XL750 Transalp

Competitor Bike Name/Model Ex-Showroom Price (Delhi)
BMW F 850 GS ₹12,95,000
Honda Africa Twin ₹16,01,500
Triumph Tiger 900 ₹13,95,000
Suzuki V-Strom 650 XT ₹8,92,902
Ducati DesertX ₹17,91,000

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

Related Articles

Q1. What type of insurance is recommended for the Honda XL750 Transalp?

Q1. What type of insurance is recommended for the Honda XL750 Transalp?


A comprehensive bike insurance policy is usually recommended for all two-wheelers since it offers better protection. Before buying a policy, it is important to assess the risk exposure and the level of protection you need from the policy. You can talk to us, and we will be glad to be of assistance.

Q2. Will my insurance cover damages if my XL750 Transalp is involved in an accident due to someone else's fault?


If your bike is damaged in an accident due to a third party’s fault, then you can either claim damages from the third party or approach your insurance company to get reimbursement.

Q3. Is there a grace period for renewing insurance after it expires for the XL750 TransAlp?


We always recommend our customers to renew their policies 15-30 days before expiry. However, if you miss renewing before the last date, then you can still renew it within 90 days without losing any accumulated benefits.