Kawasaki Vulcan S Insurance
Kawasaki Vulcan S Insurance
The Kawasaki Vulcan S is a cruiser motorcycle that is designed for comfort but with an engine that has been primarily developed for a sports bike. It is ideal for people who like the appearance of a cruiser with a more dynamic performance.
Before you go cruising, make sure that all its documents are in order. This includes a bike insurance policy. You can opt for a third-party liability-only policy or a comprehensive policy based on your needs.
Read on to understand why Tata AIG is a good option to buy bike insurance online for your Kawasaki Vulcan S. We have included a detailed guide to help you buy or renew a bike insurance policy from us.
Purchase/Renew Kawasaki Vulcan S Insurance with Tata AIG
Kawasaki Vulcan S Insurance Online Buying Process
Start by visiting the Bike Insurance Online page on our official website
In the form displayed on the page, enter your bike’s registration number and click on “Get Price.”
Fill out the application form on the next page. Make sure that all information provided is correct and error-free.
Next, you will be required to upload your KYC documents. This will include proof of address, identity, and signature, along with the details of your bank account.
This will take you to the add-on page. Here, you can select riders or add-on covers for your Kawasaki bike insurance if you need them.
Once you make your selection and submit the form, you need to pay the premium amount using one of the online payment methods displayed.
Once we receive the premium, we will verify your application. On approval, a PDF copy of your Kawasaki Vulcan S insurance policy is emailed to you.
Kawasaki Vulcan S Insurance Renewal Process
To renew your existing Tata AIG or other provider insurance for your bike, you need to visit our website and navigate to the bike insurance page.
Here, you need to fill in the registration number of your bike and click on “Renew.”
The next page will display a renewal form. Fill out the form with details about your existing policy and claim history. You can avail of a No Claim Bonus if you have not filed any claims.
You have the choice of adding or removing add-on covers on renewal. Make sure to choose the add-ons carefully, as they will impact the Kawasaki bike insurance cost.
Pay the renewal premium via one of the online payment methods displayed.
Receive the PDF copy of your renewed policy once we check and approve the application.
Remember:
If you want to avoid the hassle of renewing your bike insurance policy every year, then you can opt for a Long Term Two-Wheeler Insurance plan with a validity of two or three years.
Also, make sure to mark the expiry date on your calendar and complete the Kawasaki bike insurance renewal process 15-20 days before its expiry.
Kawasaki Vulcan S Insurance Cost/Price: What is the Premium for Kawasaki Bike Insurance
Talking about the premium for Kawasaki bike insurance online, while you would prefer the premium to be low, do not compromise on the features and services of the policy. Ascertain if the plan caters to your requirements and is cost-effective.
Tata AIG has a high claim settlement ratio and offers processes that are designed to make the experience of buying a policy and filing a claim simple and hassle-free.
You can use our free online bike insurance calculator to get an estimate of the premium before making the purchase. You can also tweak the features to bring down the premium to your affordable levels.
Let us look at how the premium for the two major types of bike insurance policies is determined:
Third-party liability-only policy: The Insurance Regulatory and Development Authority of India (IRDAI) has mandated all two-wheelers to have a third-party bike insurance policy. IRDAI determines the premium rate for these policies on a yearly basis based on the engine capacity of your bike.
Comprehensive policy: Our comprehensive bike insurance plans include third-party liabilities and coverage for damages to your bike due to a range of specified reasons. The premium for a comprehensive policy is based on many factors like the make and model of the bike, its age, Insured Declared Value, location, add-ons, etc.
Add-Ons for Kawasaki Vulcan S Insurance by Tata AIG
With a comprehensive bike insurance policy, you can further enhance the coverage by buying add-on covers. These covers are available at an additional cost.
Tata AIG offers seven unique add-ons as described below:
Additional Personal Accident Cover to cover injuries, disability or death of the owner-driver caused while driving the vehicle
Additional Third-Party Property Damage to cover third-party liabilities over and above the base policy.
Depreciation Allowance/Zero Depreciation Cover to negate any depreciation-based deduction on damaged car parts when filing a claim
Return to Invoice Cover to receive the invoice value of the bike without any deduction in case of total loss of the bike
Consumables Cover to cover consumables like lubricants, engine oil, screws, bolts, nuts, etc.
Roadside Assistance Cover to include emergency assistance in the policy if you meet with an accident or your bike breaks down
Emergency Medical Expenses to cover any ambulance and emergency medical costs in case of any accidents for both the owner-driver and pillion rider
Inclusions and Exclusions Under Tata AIG’s Kawasaki Vulcan S Insurance
Kawasaki Bike Insurance Inclusions
Damage and Loss Protection | A comprehensive Kawasaki Vulcan S insurance policy offers coverage for damages to your bike and third-party liabilities. The accepted factors that cause damage to your bike include accidents, collisions, fire, theft, man-made disasters, and natural calamities. |
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Total Loss Cover | If your bike is totalled, i.e. damaged to the extent that it cannot be repaired or stolen, then the comprehensive policy offers a reimbursement of the sum insured. |
Third-party Protection | All third-party liabilities arising out of an accident caused by your bike are covered by the comprehensive bike insurance policy. |
Personal Accident Coverage (For the Owner-Driver) | If the owner-driver of the insured bike is injured, then the bike insurance policy offers coverage for an amount up to Rs.15 lakh. If the owner-driver succumbs to the injuries, then the nominee receives the entire sum insured. |
Add-on Rider Coverage | The coverage will include any additional coverage purchased via riders or add-on covers. |
Kawasaki Bike Insurance Exclusions
General Wear and Tear | No coverage for damages to the insured bike due to regular wear and tear or age-related issues. |
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Racing and Speed Trials | No coverage if the damages are caused due to using the bike for racing, speed testing, etc. These activities are not covered under the policy |
Breaches of the Law/Policy Term Violations | If your bike meets with an accident and you have violated traffic rules, then the policy will not offer coverage. For example, if you are riding your bike without a helmet and have an accident where you get injured, then the policy will not cover the treatment costs. |
Commercial Usage | No coverage if a personal bike is used for commercial purposes and gets damaged. |
Reasons to Buy Tata AIG Kawasaki Bike Insurance
The right bike insurance policy purchased from a reliable insurance company can go a long way in ensuring that you get optimum support during emergencies or accidents.
Here are some factors that make Tata AIG a reliable name in bike insurance in India and why you should consider buying a Kawasaki Vulcan S bike insurance policy from us:
Brand Reputation: Over the years, we have earned the reputation of being reliable and customer-focused insurance providers. Our track record talks about how bike owners can depend on us for support in the event of an accident.
Quick Claim Settlement: With a claim settlement ratio (CSR) of 99% in FY 2022-23, you can be assured of quick claim settlement with us. Also, our customer-centricity propels us to create processes that are simple yet efficient, making claim processing hassle-free.
Wide Network of Garages: You can avail of cashless claim settlements by getting your bike repaired at a network garage. We have a wide network of such garages spread across the country to help you avail of this facility.
24/7 Customer Support: When you buy a Kawasaki bike insurance policy from us, you can talk to a service representative at any time of the day or night. This can ensure quick query resolution, which can be a boon during emergencies.
Kawasaki Vulcan S: Overview and Unique Selling Points
The Kawasaki Vulcan S is a cruiser with a powerful 649 cc engine and vintage styling. The sportbike-derived chassis and suspension transform your riding experience into a sportbike experience in no time. Here are some unique features of Kawasaki Vulcan S:
Unique Selling Points of the Kawasaki Vulcan S
Ergo-Fit®: This is one of the most unique features of the Vulcan S by Kawasaki. The bike consists of a unique combination of components that can be adjusted to match the rider’s height and reach. You can adjust the footpegs, handlebar, clutch and brake lever, and the seat as per your preferences.
Power: It has a 649 cc parallel-twin engine and is light in weigh, resulting in a powerful bike with easy handling. In a nutshell, you can expect a sports cruiser bike performance at all levels.
Sportbike Chassis: A trellis frame with a chassis inspired by sportbikes, you get great handling and stability on the road.
Adjustable Suspension: Depending on the terrain that you plan to ride on, you can adjust the rear suspension for optimum comfort and control.
Kawasaki Vulcan S: Variants and Prices
Kawasaki Vulcan S Variants | Ex-Showroom Price (Mumbai) |
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Kawasaki Vulcan S ABS | ₹7,10,000 |
Disclaimer: These prices were taken from this website on 25/11/2023 at 9:00 pm IST. Since prices are subject to change, we recommend checking your city’s current ex-showroom price before buying.
Top 5 Competitors of the Kawasaki Vulcan S
Competitor Bike Name/Model | Ex-Showroom Price (Delhi) |
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Kawasaki Ninja 650 | ₹7,16,000 |
Kawasaki W800 Street | ₹7,33,000 |
Triumph Trident 660 | ₹8,25,000 |
Honda CB 650R | ₹8,67,000 |
Kawasaki Z900 | ₹9,11,000 |
FAQS
What is the economy of the Kawasaki Vulcan S?
While the mileage depends on many factors like driving conditions, maintenance, driving style, etc., the ARAI mileage of the Kawasaki Vulcan S is around 24-25 km per litre.
What is the claim settlement process for my Kawasaki bike insurance policy?
We have a dedicated page for filing and tracking claims on our website. To file a claim, visit the Claims Page and click on “Initiate Claim”. Provide all the required details and upload the documents as requested by the site. You can also track your claim request via the same page.
What is the procedure for insurance coverage if the Vulcan S is used for occasional track days or riding events?
If you use your Kawasaki Vulcan S for riding events and the bike gets damaged, then the policy might not offer coverage if such events are specified in the list of exclusions. At Tata AIG, damages caused to the insured bike by participating in racing events are excluded from the coverage.
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.