TVS iQube Electric Insurance

Buying or renewing this policy has become easy, hassle-free and paperless, thanks to online processes. With Tata AIG's online insurance for bikes, you can get your TVS iQube insurance renewal or purchase within 2 minutes. With a few clicks on the website, you get your bike insured and access to the cashless garage network.

For getting your TVS iQube insurance renewal or purchase online, you need not worry about the physical submission of the documents, as the complete process is now paperless. The online process makes the TVS insurance renewal and purchases smoother. Also, you can get access to the policy documents and all other information through a single interface, 24X7.

Before you buy or renew your policy, we recommend you use our bike insurance premium calculator to determine the premium you will have to pay depending on the vehicle type and the plan or riders you choose.

Follow the steps to purchase or renew TVS iQube insurance online:

• Step 1: Visit our Bike Insurance page

• Step 2: Enter your bike's registration number and other details.

• Step 3: Click on the 'Get Price' button if you are purchasing the policy for the first time. This will display the cost of TVS iQube bike insurance. If you wish to renew your insurance with Tata AIG, click the 'Renew' button.

• Step 4: Select your bike's appropriate IDV (Insured Declared Value).

• Note: IDV is calculated on the manufacturer's listed selling price and represents the current market value of your bike. It should thus be chosen carefully. The IDV affects the premium of your TVS bike insurance.

• Step 5: Mention your claim history (if any). If you haven't raised any claim earlier, you can select 'No Claim Bonus'.

• Step 6: Enhance your policy coverage by selecting an add-on as per your need.

• Note that the add-ons come at an additional cost, which increases your overall premium. Thus, it would be best if you chose the add-ons wisely.

• Step 7: Your TVS iQube insurance sum insured and premium quote will be displayed on your screen. If satisfied with the sum insured and the quote, you can proceed with your chosen plan and pay the premium online.

• Step 8: Once your payment is made, you will receive your policy documents and other details on your registered email address or Whatsapp number.

• You can contact our support team anytime for any queries or support, and we'll be glad to help.

Premium is a major determining factor before choosing an insurance plan. After all, you always look for the right cost-benefit balance before purchasing insurance. We thus recommend you calculate your premium using our bike insurance premium calculator. It will help you understand the amount you will have to shell out to buy the insurance for your bike. Also, knowing the factors that affect your premium is a good practice.

Insured Declared Value (IDV) is one of the important factors that determine the premium amount. It shows the current market value of your two-wheeler. In case of total loss or damage to your two-wheeler, the amount equivalent to the IDV is covered. It is thus crucial to choose an appropriate IDV while buying your TVS iQube Bike Insurance. A high IDV would mean higher premium and a low IDV means inadequate insurance.

Some of the other factors that impacts the premium amount are:

• The type of coverage selected
• Age of your two-wheeler
• Make and model of your two-wheeler
• No claim bonus discount on comprehensive insurance for bike
• Geographical location
• Age of the insured and driver record
• Engine type and cubic capacity of the vehicle
• Safety devices and modifications done to the bike
• Add-on covers

Here are more details on the coverage and exclusion under our comprehensive bike insurance policy.

You can add a layer of coverage to your Tata AIG comprehensive bike insurance by choosing from the add-on covers below.

1. Depreciation Allowance

Typically, when you file for a claim under your bike insurance, depreciation is deducted from your claim amount. Ultimately reducing the claim that you receive. But when you purchase a depreciation allowance add-on, your depreciation will get reimbursed.

2. Return-to-Invoice Cover

If your two-wheeler is damaged, this add-on can help you get the invoice cost of your vehicle as reimbursement.

3. Emergency Medical Expenses

In case of an unfortunate accident leading to injury, an emergency medical expenses add-on can help you provide reimbursement for the medical expenses and ambulance costs.

4. Additional Personal Accident Cover for the Owner-Driver

Comprehensive bike insurance does include personal accident cover of ₹15 lakhs. This add-on provides additional cover over and above the cover included.

5. Additional Third-Party Property Damage Cover

Third-party liability cover is already included in the comprehensive policy, but with this add-on, you can opt for additional cover.

6. Consumables Expenses

If consumables are lost due to the accident, this add-on will reimburse the cost of replacing, replenishing and repairing them.

7. Roadside Assistance

If your bike breaks down, you get immediate breakdown assistance and an on-the-spot repair facility with this add-on.

With a plethora of options available, choosing the best insurance for a 2-wheeler can be a daunting task. We give you a few reasons why you should consider buying a long-term two-wheeler insurance from Tata AIG:

• Tata means trust, and for the past 20 years, we have fulfilled the promise to provide you with the best services and products every day. Our determination to serve only the best to you and all customers has made us acquire the trust of more than five crore people across the country.
• You can buy comprehensive insurance for your bike for complete protection. Additionally, you can opt for add-ons and customise your policy to enhance coverage.
• You can purchase your TVS iQube insurance online from Tata AIG anytime, anywhere. The online mode makes the process convenient, quick, hassle-free and paperless. You can now renew or purchase bike insurance with a few easy steps.
• We have a strong team of 650 in-house claim specialists ready to assist you at every step during claim settlement. They help you experience a seamless and instant 3-step insurance claim process for a successful and swift claim settlement. We take pride in sharing that we have a high Claim Settlement Ratio (CSR). For FY 2020-21, our CSR was 98 per cent.
• We also offer cashless facilities with over 3300 garage networks across the country.

TVS iQube is an offering from TVS Motor Company and is the manufacturer's first in the electric two-wheeler segment. It is available in 3 variants, namely, TVS iQube, TVS iQube ST, and TVS iQube ST, with 11 colours. It can run up to 145 km/charge on a single charge and has a top speed of 82 kmph. The battery charging time for this variant is around 4 hours and 6 minutes.

It comes with 45 connected features, which include industry-first features like Alexa integration. It also offers keyless unlocking remote vehicle immobilisation features along with others. In addition, this futuristic bike offers touch-screen functionality along with social media notifications. It also has an OTA (Over The Air) update capability to keep you technologically updated. Moreover, it provides sufficient storage space with 32-litres under-seat storage with a USB charger port. The estimated price of TVS iQube Electric in India starts at ₹ 1,25,000 and can go up to ₹ 1,61,056.

• TVS iQube has a 4.4kW hub-mounted BLDC motor. TVS claims it can achieve a top speed of 82 kmph while the 0-40 kmph acceleration time is 4.2 seconds.
• It has a tubular structure with telescopic front suspension and a ground clearance of 157 mm.
• It comes up with a front disc and rear drum brakes.
• Powering the iQube are Lithium-ion batteries which collectively have a power rating of 4.56kWh. While it charges in around five hours, the range stands at 145 kms.
• TVS iQube also comes with features such as full-LED lighting, and the headlamp and taillamp are integrated with TSL.
• It allows connecting the touch display with a smartphone through Bluetooth and GSM. It also offers OTA features. These features allow you to access various information such as ride stats, remote battery range and geo-fencing.
• TVS iQube has been equipped with a Q-Park feature for easier parking.
• The Telematics features include support for Geo-fencing, anti-theft alert, and live location status.