Yamaha R1 Insurance

The YZF R1 is a high-end sports bike that costs a lot of money. The YZF R1 is unquestionably ideal, whether you want to travel intercity by highway or race it on a track. However, your preparations will be for nought if your bike lacks valid two-wheeler insurance. In this scenario, Tata AIG comes in handy with its instant coverage feature. Here are the steps involved in Yamaha R1 insurance renewal.

• Go to Tata AIG's official website and scroll to the two-wheeler insurance section. You will find two options there: renewal and purchase.
• In case you wish to renew bike insurance online, enter your Yamaha registration number and click the 'Renew' option.
• If you are purchasing a policy from Tata AIG for the first time, then after you enter the necessary information, click on the 'Get Price' option.
• Next, fill out the insurance application form with all the relevant information.
• Determine your Yamaha R1 insured declared value (IDV) and pick the same from the drop-down menu.
• If you have previously filed a claim, indicate it on your application; otherwise, use the accumulated no-claim bonus or NCB (applicable only to renewal) to reduce your insurance premium cost.
• After completing the above steps, the premium will appear on your screen. You can also add riders here. But this will increase the premium amount slightly.
• Lastly, choose from different online transaction modes to complete the premium payment.

Following the successful payment, Tata AIG will dispatch your policy documents' softcopy to your email address. Apart from online renewal, Tata AIG offers offline renewal through any of its branch offices or a registered agent.

Bike insurers decide on your Yamaha R1 insurance price after evaluating several variables. They look at the model year of your bike, the city of registration, the number of add-ons, and the IDV. The IDV is the most important of all because it is the maximum amount your insurer will reimburse if your bike is irreparably damaged or stolen. IDV and premium are proportional to one another. It means that as the IDV rises, so will the policy cost, and vice versa.

Many bikers declare incorrect IDV to lower their insurance costs. But this action only leads to the rejection of their claim application form. Hence, you must use a Tata AIG insurance premium calculator to calculate the exact IDV. You can also calculate this value manually by subtracting depreciation from the invoice value of your bike.

You can use our bike insurance calculator to calculate your Yamaha bike insurance renewal price.

Motor vehicle accidents have become increasingly common over the years. Non-compliance with traffic rules, damaged roads, and pedestrian carelessness is to blame for this. When road mishaps or other uncertainties occur while riding, your comprehensive insurance policy may not always be helpful. For example, if your bike breaks down on a lonely highway and requires immediate mechanical assistance, your standard policy will be ineffective.

To deal with such challenges, Tata AIG offers eight add-ons that go beyond your policy's basic coverage. You can keep your ride financially secure from almost all uneven situations by paying a small additional premium. The available add-ons are –

• Consumable expense cover
• Return-to-invoice covers
• Depreciation allowance
• Personal accident cover
• Emergency medical expenses
• Roadside assistance cover
• Additional coverage for third-party property damage

The Yamaha brand is known for its powerful motorcycles, and the YZF R1, its premium model, is no exception. It sports a powerful engine, a strong body, superior safety features, and various cutting-edge technologies to make your ride safe and comfortable on both the street and the race track. But given the high cost of this bike, even minor damage in an accident can be costly. Thus, it is advised to purchase standard insurance for a bike from a reputable insurer such as Tata AIG. Here are the top five reasons why purchasing bike insurance from Tata AIG is a good decision.

• Tata AIG is a well-known name in the insurance industry, with a stellar customer service record of satisfying over five crore people to date. The company's presence in India grows stronger with each passing year.
• The repair and maintenance costs of such an expensive sports bike can be taxing on your wallet. Tata AIG can assist you in this regard by providing cashless repair services at over 8700 network garages.
• You can easily customise your R1 insurance by selecting from eight add-ons and boosting the policy coverage.
• Tata AIG has a simple claim settlement process which only requires the completion of four steps. Moreover, it has the industry's best claim settlement ratio of 98%.
• Tata AIG allows you to save up to 50% on the premium for your policy's own-damage cover. You only have to avoid irrelevant claims to receive this benefit.

Yamaha has discontinued selling the R1 model in the Indian market for the time being, but the company intends to return with an upgraded version of this bike in the first half of 2023. This bike's previous model was notable for its stylish appearance, powerful engine, and numerous high-end technologies. The R1 has a 998 cc four-cylinder engine with a cross-plane layout architecture. The engine further has a digital TCI ignition system and a liquid cooling system.

The YZF R1 has a top speed of 299 km/h and can reach 100 mph in 5.73 seconds. In terms of styling, the R1 has LED headlamps and DRLs to give the front a more aggressive appearance. Another eye-catching feature of this bike is the graphics and colour scheme.

Technical features of Yamaha YZF R1

• Users reported mileage of 16 kmpl
• Engine displacement of 998 cc
• Maximum torque of 112.4 Nm @ 11,500 rpm
• Maximum power of 194.3 bhp @ 13,500 rpm
• Fuel capacity of 17 litres

In India, Yamaha has ceased the manufacturing of YZF R1. The bike was previously available in a single version and two different colours – Yamaha Blue and Tech Black. The last known ex-showroom price of the YZF R1 two-wheeler was Rs 19,83,531, and it does not include road tax, registration charges, and insurance costs. However, this bike is available for a much lower price on the used two-wheeler market. If you want this bike’s new and upgraded version, you may have to wait until the first half of 2023.

The YZF R1 is a class sports bike with almost every advanced feature one could want in a dream bike. The lower kerb weight, better ground clearance, comfortable seat height, and larger wheelbase ensure that you never feel disappointed on the racetrack. The bike's other distinguishing features are listed below.

• Yamaha has integrated a new Quick Shift System in the R1 that enables clutch-free downshifting. It also includes an advanced Lift Control System to help you maintain proper balancing on the racetrack.
• The electronic safety features of the YZF R1 include anti-wheelie control, banking-sensitive traction control, a unified braking system, and slide and launch control.
• The advanced features of this bike include a lap timer, digital tachometer, track and street ride mode, TFT instrument cluster, ride-by-wire throttle system, and a few more.

The YZF R1 belongs to the class sports bikes category, which is still uncommon in India and is mostly found in the garages of bike diehards. In addition, you will find only a handful of R1 competitors on the market. These are –

• BMW S 1000 R
• Ducati Panigale V2
• Aprilia Tuono V4
• BMW R 1250 GS
• Triumph Tiger 1200
• Ducati Xdiavel
• Harley-Davidson Pan America 1250
• Ducati Diavel 1260