Yamaha Ray ZR Insurance

We at Tata AIG believe in keeping processes simple and efficient. This is reflected in the ease with which you can buy or renew a bike insurance policy from our site. Here is a quick look at how you can buy or renew a Yamaha Ray ZR insurance policy online:

• Visit our website and go to the Bike Insurance page
• Enter the registration number of your Yamaha Ray ZR 125.

1. Renewal: If you are an existing Tata AIG policyholder and are looking for a Yamaha bike insurance renewal, then click on ‘Renew’.
2. New policy: If you are looking to purchase a new Yamaha bike insurance plan, then click on ‘Get Price’.

• Enter some important details of your bike and its existing policy (if any). Also, enter the Insured Declared Value (IDV) of your Yamaha Ray ZR 125.
• If you are opting for Yamaha Ray ZR insurance renewal, then provide information about any claims that you have filed in the previous terms. If you have an accumulated No Claims Bonus, then make sure that you specify it too.
• Click on ‘Get Price’, and the premium for the bike insurance policy will be displayed on your screen
• You can choose add-ons if needed from our list of 7 essential add-on covers to customise the policy as per your needs
• We will offer a final quote
• If you are satisfied with the quote and features, then you can pay the premium using the payment options specified
• We will email and WhatsApp a copy of your bike insurance policy to you

There are many factors that influence the premium of your Yamaha Ray ZR insurance policy. These include the type of policy you choose, the kind of bike you own, the year of manufacture, and many others.

For third-party bike insurance plans, the premium depends on the engine capacity of the two-wheeler. The Insurance Regulatory and Development Authority of India (IRDAI), declares the premium for third-party bike insurance policies every year based on the engine capacity of the bike. The Yamaha Ray ZR is a 125cc bike. Hence, currently, the third-party Yamaha Ray ZR insurance price is ₹714 per annum.

For comprehensive bike insurance plans, the calculation of premiums is different. For these policies, the age of your bike, its make and model, your location, add-on covers, IDV, and many other factors are used to determine the premium. Hence, the Yamaha Ray ZR insurance price will depend on the extent of coverage you need. You can use our online bike insurance calculator to compare two-wheeler insurance plans and choose the best option for your Yamaha.

At Tata AIG, we offer several add-on covers to help you customise the coverage for your bike. These are —

• Depreciation Allowance – This is also known as a Zero Depreciation Cover. Usually, when you file a claim, we calculate the compensation amount by deducting depreciation from the sum assured. With this cover, you can claim the entire sum assured without any deduction for depreciation.

• Return To Invoice Cover – If your bike gets damaged beyond repair or stolen, then this add-on allows you to claim the invoice cost of your bike.

• Emergency Medical Expenses – It offers reimbursement of the cost of treatment and/or hospitalisation if the owner-driver or pillion rider gets injured in an accident involving the insured bike.

• Additional Personal Accident cover for the owner-driver – This cover adds an additional amount to the sum insured if the owner-driver of the insured bike succumbs to the injuries sustained during an accident involving the bike.

• Additional Third-Party Property damage cover – You can get additional coverage for third-party liabilities by purchasing this cover.

• Consumables Expenses – Usually, comprehensive bike insurance policies do not cover the cost of consumables like oil, bearings, washers, etc. The Consumables Expenses cover offers reimbursement for these costs.

• Roadside Assistance – This cover offers assistance with the emergency repairs of your bike if it breaks down at a place where there is no help nearby.

Here we would like to add that the Yamaha bike insurance renewal price or premium of a new policy significantly spikes because of add-on covers. Therefore, it is recommended to assess your requirement carefully before you choose an add-on cover.

Every bike insurance policy has inclusions and exclusions that you must understand before buying it. Here is a list of the things covered and not covered under Tata AIG’s comprehensive Yamaha Bike Insurance policy.

Tata AIG is one of the most trusted bike insurance brands in India. We offer extensive coverage and extend maximum support to policyholders during their lifecycle as bike owners. Here are some reasons that make Tata AIG the best option for your bike insurance needs:

• Buy or renew your bike insurance policy in a simple and hassle-free manner
• Choose from a range of seven add-ons that can help boost the coverage offered by the policy
• Tata AIG has a track record of a high claim settlement ratio in bike insurance
• Avail of cashless bike repairs through any of our 5000+ network garages

A slightly unconventionally designed, the Yamaha Ray ZR 125 stands out from its competition for more than its looks. Yamaha has used some unique design elements like a fly screen, handguards, massive faux air ducts, and independent indicators. The Ray ZR 125 has a Smart Motor Generator that ensures quieter engine start and 21-litre under-seat storage. Here are some technical features of the Yamaha Ray ZR 125:

• ARAI Mileage of 66 kmpl
• Engine Displacement of 125cc
• Max Torque 10.3nm at 5000rpm
• Max Power 8.2PS at 6500rpm

The Yamaha Ray ZR 125 is available in the following variants:

Yamaha is a trusted name in two-wheelers in India. The Yamaha Ray ZR 125 is available in four variants and seventeen colours. It weighs around 99kgs and has a fuel capacity of 5.2 litres with an ARAI mileage of 66 kmpl. Here are some essential features of the Yamaha Ray ZR 125:

• It is one of the lightest scooters in the 125cc segment
• Segment-rivalling fuel efficiency
• One of the best braking mechanisms in the segment for optimum control
• Good amount of bottom-end and mid-range grunt that makes cutting through traffic easy

Some close competitors of the Yamaha Ray ZR 125 are:

• TVS Ntorq 125
• Suzuki Avenis 125
• Honda Dio
• Hero Maestro Edge 125