Bajaj Chetak Insurance

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Bajaj Chetak Insurance

Bajaj Auto is regarded as one of the world's leading two-wheeler manufacturers. Their two-wheelers are noted for longevity, reliability and durability. In terms of bike sales, Bajaj is the fourth largest two-wheeler manufacturer in India.

Isn't nostalgia a beautiful emotion? It might evoke warm recollections of a past time and elicit that comfortable, cosy sensation. You only need a trigger. The Bajaj Chetak, for instance, has a name so famous that it quickly transports you back to a time when a large number of these simple two-strokes zipped and whooshed down the street, leaving a roaring exhaust tone together with clouds of smoke in their wake. Well, old-school Bajaj Chetak was the trusty workhorse that dominated the hearts of Indian people and beautifully hit the emotional chord that few scooters or bikes can match at present.

Fast-forward to the present, and it is difficult to understand the motivations behind Bajaj Auto's decision to resuscitate the famed Chetak brand as it sets its foot in the world of electric scooters.

Introduced in the year 2020, the Chetak is the brand's first electric scooter. It's a popular option among environmentalists due to its electric powertrain. Unlike its predecessor, the all-new Bajaj Chetak is now offered in an electric version to assist you in keeping the city free of pollution. This two-wheeler is a great choice if you intend to purchase a two-wheeler anytime soon and keep the city clean.

However, before letting your Bajaj Chetak sweep you off your feet, you must get a Bajaj Chetak insurance coverage. Though Bajaj Chetak is well-known for its excellent handling and sturdy build, it is, like many other scooters, prone to accidents and damage.

Also, the 1988 Motor Vehicles Act requires all two-wheeler owners to obtain an insurance policy for bikes. Thus, you must get your Bajaj Chetak insured since it protects and keeps your worries at bay when it comes to any financial loss caused as a result of robbery, damage, or accident of your two-wheeler, ensuring readiness at the time of any economic challenge.

To assist you when it comes to securing your Bajaj Chetak, Tata AIG offers well-developed plans for 2-wheeler insurance online to cover you as well as your Chetak from every kind of mishap. You can purchase a comprehensive Bajaj two-wheeler plan or a third-party bike insurance plan for your Bajaj Chetak. The latter is required, while the former is optional if you require additional coverage with a multitude of add-ons.

Bajaj Chetak Insurance Renewal or Purchase via Tata AIG

Your Bajaj Chetak is significant to you, either since it allows you to negotiate traffic better or it allows you to discover your zen. Whatever the reason, what is valuable to you is valuable to us. As a result, we've simplified our two-wheeler insurance renewal procedure so that you don’t have to ride without bike insurance.

While riding a two-wheeler has some advantages, like a surge of excitement, faster movement, and simpler parking, it also has its own set of dangers. Investing in a nice helmet and adhering to basic road safety guidelines is obviously beneficial. However, in order to continue receiving the necessary protection, a two-wheeler insurance renewal or purchase is required. With Tata AIG, you can do this in a few easy steps:

  • Visit the Bike Insurance section of our main website.
  • If you wish to buy a new policy or renew your current Tata AIG motorcycle insurance online, enter the registration number of your motorcycle and choose "Get Price" or "Renew."
  • Now that the bike insurance calculator has displayed the Bajaj Chetak Electric Scooter price information on the screen, you can check it on the screen.
  • From the list of available IDVs, pick one that is appropriate for your bike.
  • If you've already submitted a claim, fill it out. Otherwise, you can take advantage of the No Claim Bonus discount.
  • For the Bajaj Chetak bike, you can now examine the complete premium amount due for your motorcycle insurance online.
  • Next, use any of the digital payment methods to complete the online payment.

You will receive a soft copy of your Bajaj bike insurance policy on your registered email ID following the processing and confirmation of your payment.

Bajaj Chetak Insurance Price: Your Premium Amount

It's crucial to know how much your Bajaj Chetak insurance will cost in premiums before purchasing 2 wheeler insurance online. You may choose the best coverage that matches your demands and enables you to pay low premiums by evaluating the insurance premium cost online with our bike insurance calculator.

Your Bajaj Chetak comprehensive motorcycle insurance rate will be established using the following factors:

  • The location of registration
  • The Insured Declared Value of the policy
  • Date of bike registration
  • Your preferred add-ons
  • Discount for No Claim Bonus

The IRDAI (Insurance Regulatory and Development Authority of India) decides and announces the premiums for the mandatory third-party bike insurance policy each year based on the engine's cubic capacity.

The third-party insurance policy covers the monetary and legal obligations brought on by third-party losses to another person's property or vehicle as well as their injuries or fatalities. In contrast, the comprehensive policy will offer greater coverage thanks to the addition of optional add-ons. Additionally, when your Bajaj bike insurance online is renewed, you can modify your comprehensive insurance plan.

The Insured Declared Value (IDV - the current market value) of your bike and the premiums for your bike insurance plan may both be found using the Tata AIG online bike insurance calculator.

Things Covered/Not Covered Under Tata AIG’s Bajaj Chetak Insurance Policy

Things Covered Under Tata AIG’s Bajaj Chetak Insurance Things Not Covered Under Tata AIG’s Bajaj Chetak Insurance
Natural disasters like hurricanes, floods, earthquakes, etc. that cause the bike to be lost or damaged. Bike damage or loss outside the policy's specified geographic area (outside India).
Theft of the bike or total loss due to irreversible damage. General wear and tear from routine use, resultant loss, and mechanical or electrical breakdown damage.
The damages caused if the insured bike is responsible for property damage, financial losses, or injury to third parties. If the rider is intoxicated, not wearing a helmet, or does not possess a valid driver's licence, while the bike was damaged or lost.
Bike theft or damage brought on by nefarious human behaviour, such as terrorism, rioting, vandalism, etc. In the case of a third-party bike insurance policy, own damage or personal accident coverage will not be applicable.
Explosion, lightning, self-ignition, and other causes of fire damage to the insured bike. If a personal bike is used for racing, adventure sports, speed trials, or other commercial endeavours, there may be damage or loss which will not be covered.
Particular losses and liabilities that your selected optional add-on coverage will cover. Damages to the insured bike sustained during robberies and thefts in which the bike was not stolen.
For the owner-driver who sustains any bodily injuries, personal accident coverage for your insured bike is up to 15 lakhs. The insurance nominee will receive the compensation sum in the event of the passing of the owner-driver. Damaged to the bike in the event of a war, mutiny, invasion, or other warlike circumstances in the nation.
Accidental damage to the motorcycle and damage sustained while the bike is being moved by rail, water, air, etc. If the bike is utilised in a place where it shouldn't be and sustains damages, such an area where flooding or landslides are likely.

Why Is It Necessary to Have Bajaj Chetak Insurance from Tata AIG?

  1. The customizable, comprehensive insurance policy for a bike, the stand-alone own damage cover, and the crucial third-party liability cover are all available from Tata AIG.
  2. The Tata brand has fought hard to gain the trust of more than 5 billion clients over the course of 20 years.
  3. Efficient claim settlement is ensured by our straightforward, 3-step claim process supported by 650 claim professionals. For the fiscal years 2020–21, Tata AIG has a claim resolution percentage of 98%.
  4. Regardless of where you are in India, your bike can be readily repaired thanks to our extensive network of cashless garages!
  5. You may easily purchase and renew our hassle-free bike insurance online from the convenience of your home or office.

Bajaj Chetak Electric Scooter: A Brief Overview

The Bajaj Chetak is offered in two models: Urbane and Premium. The "Premium" variant has a front disc brake, but the "Urbane" variant has a front drum brake. Aside from this, the distinctions are primarily aesthetic.

The metal-bodied Bajaj Chetak e-scooter is based on the old-school Bajaj Chetak design. It has flared side body panels and a retro-style front end. LED units are used in the turn signals and headlamps, and the instrument cluster is a totally digital LED display.

The e-scooter has smartphone connectivity, and the brand provides one year of free internet. This function employs the IoT (Internet of Things) to alert the two-wheeler owner if their vehicle has been tampered with or fails to charge correctly. This function also allows you to monitor the scooter's position, remaining range, and charge status.

A single-sided swingarm houses a brushless DC motor with a max output of 4.08 kW. The maximum torque is 16 Nm. The Bajaj Chetak e-scooter has a 60.3 Ah Li-ion battery with a stated range of 85 kilometres in "Sport" mode and "95" kilometres in "Eco" mode.

The e-scooter could be fully charged in five hours using a standard 5A power outlet, and it may be charged to 25 percent in under an hour. The Bajaj Chetak is covered by a 3-year or 50,000 kilometres warranty. The model's battery life is about 70,000 kilometres, with a servicing interval of one year or 12,000 kilometres.

The Bajaj Chetak has a single-sided suspension up front, similar to the Bajaj Vespa, and mono-shock in the back. The front brakes are discs, while the rear brakes are drums.

Bajaj Chetak Electric Scooter Prices and Variants

The Bajaj Chetak Premium and Bajaj Chetak Urbane prices are listed in the table below:

Variants Price
Bajaj Chetak Premium ₹1.47 lakh
Bajaj Chetak Urbane Price ₹1.42 lakh

Bajaj Chetak Features: Unique Selling Points

Here are some of the unique features offered by this robust e-scooter:

  • The Bajaj Chetak can travel up to 95 kilometres on a single charge.
  • It features a 60.3 Ah battery with a 48 V voltage.
  • The highest speed of the Bajaj Chetak is 70 kilometres per hour.
  • The e-scooter has a strong 4080 W motor.
  • The Bajaj Chetak has an automatic gearbox.

Despite the fact that Bajaj scooters are quite reliable and durable, it's not prudent to count out the possibility that your two-wheeler will sustain substantial damage. An adequate Bajaj bike insurance coverage will always cover the financial obligations associated with two-wheeler damage repairs.

As a result, it's critical to choose a reputable insurance provider like Tata AIG when purchasing or renewing your Bajaj Chetak electric scooter insurance.

Top Contenders of the Bajaj Chetak e-Scooter

Here are some of the electric-powered two-wheelers that rival the Bajaj Chetak e-scooter:

  • Ather 450X
  • Revolt RV400
  • TVS iQube Electric
  • Okinawa Okhi90
  • Simple One
  • Aprilia SXR 125
  • Ola S1 Pro

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Frequently Asked Question

1. Will Tata AIG cover my Bajaj Chetak if it has damages that are beyond repair?

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The basic insurance coverage doesn't cover your Bajaj Chetak e-scooter if it sustains irreparable damage. You may, however, go for additional coverage - Return to Invoice in order to protect your Bajaj Chetak from damage beyond repair or theft. Tata AIG will pay the cost of the two-wheeler, as well as its registration and road tax expenses if this add-on insurance is enabled.

2. Will I lose my NCB discounts on insurance premiums if I change my Bajaj Chetak?

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No, if you wish to change your Bajaj Chetak e-scooter, you won't be losing your No-Claim Bonus rebates on insurance premiums. Irrespective of your e-scooter, an NCB is intended for you. As a result, No-Claim Bonus stays with you even if you feel like changing scooters.

3. Why should I get Bajaj bike insurance online?

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4. What would happen to my Bajaj Chetak insurance if I moved to another city?

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Your Bajaj Chetak insurance coverage will be active until the plan period expires. The policy applies to the whole country. Nevertheless, if you're planning to relocate permanently, you should consult with your insurance provider. A location change may affect the due premium, particularly at the time of insurance renewal.

5. Is it necessary for me to spend a large amount of money to insure my Bajaj Chetak?

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It is up to you whether you want standard coverage, comprehensive coverage, or comprehensive coverage with add-ons. The prices for each will rise in turn. Insurance plans, however, are typically for a year. Because you don't have to pay 10 years in advance, the bike insurance cost should be reasonable regardless of the plan. You can compare plans by visiting the official website of Tata AIG and choosing the one that best meets your needs.

6. Is it possible to get a discount on the due premium for a third-party Bajaj Chetak insurance policy?

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No, the IRDAI sets the third-party premium rates. These prices are basic with no room for negotiation. The Insurance Regulatory and Development Authority of India may, however, adjust the insurance premiums on a yearly basis.

7. Will Tata AIG cover me if I live in Kolkata, but the two-wheeler accident happened while I was on a road trip in Ladakh?

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Unless otherwise noted, two-wheeler insurance coverage is available across the nation. As a result, if you fulfil the insurance plan's terms and conditions, Tata AIG will definitely cover the accident.

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