Benelli TNT 300 Insurance

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Benelli TNT 300 Insurance

One of the most popular names in the motorcycle industry, Benelli joined hands with the Indian associate DSK and offered its most affordable bike in India - Benelli TNT 300. With a mix of Italian style and modern looks, the streetfighter is an eye-catcher while it cruises through the roads.

While the earlier model has been discontinued in India since BS6 norms kicked in 2020, the Chinese-owned Italian brand now plans to relaunch the all-new Benelli TNT 300 in December 2022. The price of this bike will start from ₹3.2 lakhs. So, whether you already own a TNT 300 or intend to buy the bike soon, you must ensure its protection with a bike insurance policy.

It is commonly known that third-party liability cover is mandatory in India. However, the policy fails to offer respite for your bike damages or injuries. Hence, performance-driven and reliable bikes like TNT 300 need more than third-party bike insurance. Let’s discuss the types of two-wheeler insurance policies in brief below.

Types of Two-Wheeler Insurance

Two-wheeler insurance is an agreement between a vehicle owner and the insurance provider where the insurer promises to compensate for the losses arising out of third-party damages or own damages. In return, the vehicle owner has to pay premiums regularly.

It is an efficient tool to stay financially secure if your precious Benelli 300 is damaged or you get injured while riding it. Not only this, but it also compensates for third-party damages or injuries.

Thus, considering the ever-increasing traffic on the road, thefts and natural disasters, it is crucial to protect your bike from unforeseen damages.

There are three types of two-wheeler insurance policies available that are as follows:

Standalone Own-Damage Cover

Another two-wheeler insurance is own-damage cover where you can avail of compensation for your losses too. This policy covers damages caused due to accidents, vandalism, riots, theft, fire and explosion and damages beyond repair. However, an own-damage policy does not cover third-party damages, damages due to driving while drunk or without a licence, or mechanical and electrical breakdowns.

Third-Party Liability Cover

The most basic two-wheeler insurance policy is a third-party liability cover, which is mandatory as per the Motor Vehicle Act, 1988. Third-party motor insurance covers legal and financial liabilities arising out of third-party injuries/death or property damages. It means you can avail of compensation in case you injure a third party or damage his/her property.

Comprehensive Insurance

Among all three, only the comprehensive insurance for 2-wheelers policy can have the bundled benefits of both third-party insurance and standalone OD coverage. It provides extensive coverage for your two-wheeler from several damages due to accidents, natural disasters, riots, strikes, vandalism, theft, and much more. While the policy covers financial and legal liabilities arising out of third-party injuries or damages, it also includes a Personal Accident Cover up to ₹15 Lakhs. If your bike is stolen or damaged beyond repair, the insurance provider will reimburse the loss based on the bike’s IDV (Insured Declared Value).

With Tata AIG, you can choose from an array of insurance policies tailored to suit your needs. You can also choose from the 12 unique add-on covers to ensure the maximum security of your precious bike.

Benelli TNT 300 Insurance Renewal/Buy via Tata AIG

You can buy suitable insurance for 2-wheeler with Tata AIG through offline and online modes. For Benelli bike insurance renewal or purchase, you can visit the nearest Tata AIG office, where an insurance expert will guide you through the process and documentation.

However, to purchase or renew bike insurance in a hassle-free manner, you can follow the simple steps and get your Benelli bike insurance online instantly.

  • Visit the Two-Wheeler Insurance page on the Tata AIG website

  • Enter the registration number of your Benelli TNT 300

  • Click “Get Price” if you wish to buy a new policy or “Renew” for a Benelli two-wheeler insurance renewal

  • Fill out the form and get your two-wheeler insurance quote

  • Determine the right Insured Declared Value (IDV) for your vehicle and select it from the list given

  • Input details about previous claims, in the absence of which you can avail of a No Claim Bonus

  • After providing the information about the IDV and past claims, the premium for your Benelli bike insurance will be displayed

  • You can pick from the add-on options to enhance the policy coverage and proceed with the payment

  • After due payment, Tata AIG will send a soft copy of your bike insurance policy via email

Benelli TNT 300 Insurance Price– Your Premium Amount

The Benelli TNT 300 insurance cost depends on its Insured Declared Value (IDV).

Insured Declared Value is the market value of your two-wheeler that the insurance company pays in case it is stolen or damaged beyond repair. Here is a table showing how IDV is calculated after considering the depreciation of your bike over the years.

Bike’s age  Depreciation 
Less than six months 50%
6 months-1year 15%
1-2 years 20%
2-3 years 30%
3-4 years 40%
4-5 years 50%
More than 5 years Decided by the insurance provider and bike owner

While calculating the IDV of your TNT 300, Tata AIG considers several factors like its make and model, its age, rider’s age, registration city, type of use and fuel, cubic capacity, etc.

Now that you know how the IDV of a two-wheeler is calculated, you must also get a quote for your Benelli bike insurance.

You can know your Benelli TNT 300 insurance cost by using Tata AIG’s online two-wheeler insurance premium calculator. This online tool helps you compare two-wheeler insurance policies and buy the most affordable plan. You can also visit a local dealer to know your Benelli IDV.

Also, it is to be noted that the premium rates for third-party insurance for 2-wheelers depend on the IRDAI guidelines. The policy prices are standardised based on the vehicle’s engine cubic capacity.

Add-ons for Benelli TNT 300 Insurance by Tata AIG

You can enhance your TNT 300 bike insurance coverage with the help of add-on covers that are available at extra costs. These additional covers are designed to give your bike the protection that is missed by comprehensive insurance.

Tata AIG offers 8 unique add-on covers that are as follows:

  • No Claim Bonus Protection

  • Zero Depreciation Cover

  • Additional Third-Party Damage Cover

  • Additional Personal Accident Cover for the owner-driver

  • Roadside Assistance Cover

  • Emergency Medical Expenses

  • Consumables Expense

  • Return to Invoice Cover

[Note: Tata AIG believes in transparency and helps its customers make informed decisions. So, you must know that each add-on cover comes with additional costs and raises the bike insurance premium. So, before adding the riders, you should evaluate your bike’s needs.]

Things Covered and Not Covered under Tata AIG’s Benelli TNT 300 Insurance

Before buying comprehensive insurance for your Benelli TNT 300, you must know the several inclusions and exclusions under it. This helps you make an informed decision.

Here is a table that will help you understand what is covered and what is not under your comprehensive Benelli bike insurance:

Things covered under Benelli TNT 300 Insurance Things not covered under Benelli TNT 300 Insurance
Damages to third-party property and third-party death/injury Normal wear and tear due to depreciation
Damages caused by accidents Damages caused during driving without a driving licence
Damages due to natural calamities like earthquakes, floods, cyclones, etc. Mechanical or electrical breakdown and consequential loss
Damages due to riots, vandalism or strikes Damages caused by commercial usage of the bike
Theft, burglary or housebreaking damages Damages caused by driving under the influence of alcohol, drugs or other intoxicants
Damages caused by terrorist activities Damages due to racing activities
Fire damages due to self-ignition, explosion or lightning. Damages due to war or nuclear threats
Damages caused during transit Damages caused outside the geographical location mentioned in the policy

Why is it Important to Have Tata AIG for Your Benelli TNT 300 Insurance?

Here’s why you should choose Tata AIG for your Benelli bike insurance:

  • Tata AIG is trusted by 5 crore happy and satisfied customers and has been preserving millions of dream vehicles for over 20 years.

  • We believe in providing quality services to our customers and helping them make the best choices for their prized possessions.

  • At Tata AIG, you can purchase/renew suitable insurance policies for your bike in a hassle-free manner and pick from the riders to enhance its protection.

  • Tata AIG is proud to have a 98% claim settlement ratio for FY 2020-21, thanks to our hassle-free and quick claim settlement process supported by an extensive network of cashless garages.

Overview – Benelli TNT 300 Model

Benelli TNT 300 is updated with ABS technology with a front bikini fairing and a nicely sculpted fuel tank. Along with sharp styling and a high-performance engine, TNT 300 includes the following features:

  • Engine displacement of 300cc

  • Liquid-cooled 4-stroke parallel twin engine

  • Maximum power of 38.26 bhp at 11500 rpm

  • Maximum torque of 26.5Nm 10000rpm

  • Dual channel ABS

  • Top speed of 154kmph

  • BS 6 emission type

  • 6-speed manual transmission

  • Full LED lighting

  • Digital instrument cluster

  • Kerb weight of 196kgs

  • Mileage of 20-25kmpl

  • Fuel tank capacity of 16 litres

  • Inverted Front Telescopic Fork

  • Tubeless tyres and alloy wheels

Benelli TNT 300 Price and Variants

Benelli TNT 300 comes in two variants that are as follows:

Variant Price
Benelli TNT 300 Standard ₹2.99 lakhs (last recorded price)
Benelli TNT 300 ABS  ₹3.29 lakhs (last recorded price)

[Note: The above-mentioned prices are for the discontinued model of Benelli TNT 300. The new model prices are expected to be in the range of ₹3.2 to ₹3.4 lakhs. ]

Unique Selling Points: Benelli TNT 300 Features

With great quality, distinct styling and affordable price, Benelli TNT 300 is one of the most loved naked streetfighter bikes in India. Equipped with a 300cc twin cylinder engine, TNT 300 offers higher power and excellent controllability which makes it a good fit for daily commuting as well as touring.

The engine is mated with a 6-speed transmission gearbox which is less required when riding the bike through the town. However, it provides flexibility and ease in clutch shifts when needed.

The muscular tank extensions, front mudguard and rear mono-shock provide a distinct look to the bike, while the excellent cycle parts enhance the look even more. With a sporty and comfortable riding position, TNT 300 offers an unforgettable riding experience.

Rivals of Benelli TNT 300

The bikes that compete with Benelli TNT 300 include:

  • Kawasaki Ninja 300

  • KTM 390 Adventure

  • KTM RC 390

  • BMW G310 GS

  • BMW G310 RR

  • Royal Enfield Interceptor 650

  • Honda CB 300R

  • Royal Enfield Continental GT 650

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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Frequently Asked Question

What is the top speed of Benelli TNT 300?

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You may have some more questions about Benelli TNT 300 and its insurance process. So, below listed are some frequently asked questions that will help you renew or claim your Benelli bike insurance easily.

The top speed of TNT 300 is 154kmph.

Why was the Benelli 300 discontinued in India?

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Benelli TNT 300 was discontinued after the introduction of BS 6 norms in 2020.

What does TNT stand for?

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TNT in the Benelli TNT 300 stands for “Tornado Naked TRE” where TRE means trellis frame.

How to raise a claim for two-wheeler insurance?

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To claim your two-wheeler insurance, follow the simple steps:

Call on 1800- 266-7780 or visit the “Claims Support” page on the Tata AIG website.

Now fill in the required information.

You will receive a link on your registered mobile number for self-inspection.

Fill in the correct details about the two-wheeler damages in the self-inspection form.

A surveyor will also visit to inspect the insured two-wheeler.

Make a cashless claim at the network garages or ask for reimbursement for the damages.

Submit the following documents to file a claim: Claim form, FIR if present, address and identity proofs, and insurance policy documents.

You can also track the claim settlement process online.

After examining your claim, Tata AIG will approve and settle it.

How to use a two-wheeler insurance premium calculator?

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To calculate the premium for your two-wheeler insurance, you must follow the steps below:

Visit the Two-Wheeler insurance page on the Tata AIG website

Provide your bike registration number in the calculator

Click “Get a Price” for a new policy issue or “Renew” for bike insurance renewal

Provide the information requested and click “See Price”

The bike insurance calculator will now display the correct premium for your bike insurance

Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.

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