Benelli TNT 300 Insurance

Two-wheeler insurance is an agreement between a vehicle owner and the insurance provider where the insurer promises to compensate for the losses arising out of third-party damages or own damages. In return, the vehicle owner has to pay premiums regularly.

It is an efficient tool to stay financially secure if your precious Benelli 300 is damaged or you get injured while riding it. Not only this, but it also compensates for third-party damages or injuries.

Thus, considering the ever-increasing traffic on the road, thefts and natural disasters, it is crucial to protect your bike from unforeseen damages.

There are three types of two-wheeler insurance policies available that are as follows:

Standalone Own-Damage Cover

Another two-wheeler insurance is own-damage cover where you can avail of compensation for your losses too. This policy covers damages caused due to accidents, vandalism, riots, theft, fire and explosion and damages beyond repair. However, an own-damage policy does not cover third-party damages, damages due to driving while drunk or without a licence, or mechanical and electrical breakdowns.

Third-Party Liability Cover

The most basic two-wheeler insurance policy is a third-party liability cover, which is mandatory as per the Motor Vehicle Act, 1988. Third-party motor insurance covers legal and financial liabilities arising out of third-party injuries/death or property damages. It means you can avail of compensation in case you injure a third party or damage his/her property.

Comprehensive Insurance

Among all three, only the comprehensive insurance for 2-wheelers policy can have the bundled benefits of both third-party insurance and standalone OD coverage. It provides extensive coverage for your two-wheeler from several damages due to accidents, natural disasters, riots, strikes, vandalism, theft, and much more. While the policy covers financial and legal liabilities arising out of third-party injuries or damages, it also includes a Personal Accident Cover up to ₹15 Lakhs. If your bike is stolen or damaged beyond repair, the insurance provider will reimburse the loss based on the bike’s IDV (Insured Declared Value).

With Tata AIG, you can choose from an array of insurance policies tailored to suit your needs. You can also choose from the 12 unique add-on covers to ensure the maximum security of your precious bike.

You can buy suitable insurance for 2-wheeler with Tata AIG through offline and online modes. For Benelli bike insurance renewal or purchase, you can visit the nearest Tata AIG office, where an insurance expert will guide you through the process and documentation.

However, to purchase or renew bike insurance in a hassle-free manner, you can follow the simple steps and get your Benelli bike insurance online instantly.

• Visit the Two-Wheeler Insurance page on the Tata AIG website

• Enter the registration number of your Benelli TNT 300

• Click “Get Price” if you wish to buy a new policy or “Renew” for a Benelli two-wheeler insurance renewal

• Fill out the form and get your two-wheeler insurance quote

• Determine the right Insured Declared Value (IDV) for your vehicle and select it from the list given

• Input details about previous claims, in the absence of which you can avail of a No Claim Bonus

• After providing the information about the IDV and past claims, the premium for your Benelli bike insurance will be displayed

• You can pick from the add-on options to enhance the policy coverage and proceed with the payment

• After due payment, Tata AIG will send a soft copy of your bike insurance policy via email

The Benelli TNT 300 insurance cost depends on its Insured Declared Value (IDV).

Insured Declared Value is the market value of your two-wheeler that the insurance company pays in case it is stolen or damaged beyond repair. Here is a table showing how IDV is calculated after considering the depreciation of your bike over the years.

While calculating the IDV of your TNT 300, Tata AIG considers several factors like its make and model, its age, rider’s age, registration city, type of use and fuel, cubic capacity, etc.

Now that you know how the IDV of a two-wheeler is calculated, you must also get a quote for your Benelli bike insurance.

You can know your Benelli TNT 300 insurance cost by using Tata AIG’s online two-wheeler insurance premium calculator. This online tool helps you compare two-wheeler insurance policies and buy the most affordable plan. You can also visit a local dealer to know your Benelli IDV.

Also, it is to be noted that the premium rates for third-party insurance for 2-wheelers depend on the IRDAI guidelines. The policy prices are standardised based on the vehicle’s engine cubic capacity.

You can enhance your TNT 300 bike insurance coverage with the help of add-on covers that are available at extra costs. These additional covers are designed to give your bike the protection that is missed by comprehensive insurance.

Tata AIG offers 8 unique add-on covers that are as follows:

• No Claim Bonus Protection

• Zero Depreciation Cover

• Additional Third-Party Damage Cover

• Additional Personal Accident Cover for the owner-driver

• Roadside Assistance Cover

• Emergency Medical Expenses

• Consumables Expense

• Return to Invoice Cover

[Note: Tata AIG believes in transparency and helps its customers make informed decisions. So, you must know that each add-on cover comes with additional costs and raises the bike insurance premium. So, before adding the riders, you should evaluate your bike’s needs.]

Before buying comprehensive insurance for your Benelli TNT 300, you must know the several inclusions and exclusions under it. This helps you make an informed decision.

Here is a table that will help you understand what is covered and what is not under your comprehensive Benelli bike insurance:

Here’s why you should choose Tata AIG for your Benelli bike insurance:

• Tata AIG is trusted by 5 crore happy and satisfied customers and has been preserving millions of dream vehicles for over 20 years.

• We believe in providing quality services to our customers and helping them make the best choices for their prized possessions.

• At Tata AIG, you can purchase/renew suitable insurance policies for your bike in a hassle-free manner and pick from the riders to enhance its protection.

• Tata AIG is proud to have a 98% claim settlement ratio for FY 2020-21, thanks to our hassle-free and quick claim settlement process supported by an extensive network of cashless garages.

Benelli TNT 300 is updated with ABS technology with a front bikini fairing and a nicely sculpted fuel tank. Along with sharp styling and a high-performance engine, TNT 300 includes the following features:

• Engine displacement of 300cc

• Liquid-cooled 4-stroke parallel twin engine

• Maximum power of 38.26 bhp at 11500 rpm

• Maximum torque of 26.5Nm 10000rpm

• Dual channel ABS

• Top speed of 154kmph

• BS 6 emission type

• 6-speed manual transmission

• Full LED lighting

• Digital instrument cluster

• Kerb weight of 196kgs

• Mileage of 20-25kmpl

• Fuel tank capacity of 16 litres

• Inverted Front Telescopic Fork

• Tubeless tyres and alloy wheels

Benelli TNT 300 comes in two variants that are as follows:

[Note: The above-mentioned prices are for the discontinued model of Benelli TNT 300. The new model prices are expected to be in the range of ₹3.2 to ₹3.4 lakhs. ]

With great quality, distinct styling and affordable price, Benelli TNT 300 is one of the most loved naked streetfighter bikes in India. Equipped with a 300cc twin cylinder engine, TNT 300 offers higher power and excellent controllability which makes it a good fit for daily commuting as well as touring.

The engine is mated with a 6-speed transmission gearbox which is less required when riding the bike through the town. However, it provides flexibility and ease in clutch shifts when needed.

The muscular tank extensions, front mudguard and rear mono-shock provide a distinct look to the bike, while the excellent cycle parts enhance the look even more. With a sporty and comfortable riding position, TNT 300 offers an unforgettable riding experience.

The bikes that compete with Benelli TNT 300 include:

• Kawasaki Ninja 300

• KTM 390 Adventure

• KTM RC 390

• BMW G310 GS

• BMW G310 RR

• Royal Enfield Interceptor 650

• Honda CB 300R

• Royal Enfield Continental GT 650