Fiat Punto Evo Insurance
Fiat Punto Evo Insurance
Fiat is an Italian car manufacturing company with a history of more than 100 years. It is the largest automobile manufacturer in Europe and the third largest in the world. Fiat cars are known for their durability, luxury, and stylish looks.
Fiat Punto EVO is a 5-door hatchback targeting mainly the middle-class population with small families. This car is a perfect blend of good looks and powerful performance. Features like stylish reindeer headlights, high fuel efficiency, sturdy 16-inch alloy wheels, extra-curvy dashboard, and advanced airbags with ABS make this car a perfect buy for an average Indian buyer.
If you’re looking to purchase this car, or if you’re already a proud owner of this car, you must procure a Fiat Punto EVO insurance policy. It will protect your valuable car from all kinds of damages arising due to a natural or man-made calamity, such as accident, collision, fire, theft, vandalism, earthquake, storm, flood, lightning, etc.
At Tata AIG, we provide comprehensive insurance for four-wheelers at affordable premiums. Our car insurance policies are designed to cover all types of mishaps and unforeseen expenses. You can get your Fiat car insurance policy from the comfort of your home or office.
You just need to visit our website, fill out an online form, and pay the Fiat Punto EVO insurance cost online. Moreover, you can also raise your car insurance claim through our website and by simply calling our customer care helpline number.
Fiat Punto EVO Insurance Renewal/Purchase via Tata AIG
As per the Motor Vehicles Act of 1988, every car owner in India must have a valid car insurance policy. In addition to this, you may run the risk of paying out of your pocket if your car suffers losses or damages due to an unforeseen incident. Therefore, you must apply for a car insurance policy as soon as you buy your Fiat Punto EVO car. If you have already purchased a Fiat Punto EVO insurance policy, you must renew it before its expiry date.
With Tata AIG, Fiat car insurance renewal can be done within a few minutes. Below are the steps that you will need to follow to purchase or renew your Fiat Punto EVO car insurance policy:
Visit the Tata AIG website and click on “Car Insurance” under the “All Products” tab. And then, enter the registration number of your Fiat Punto EVO car in the designated space. If you are buying a Fiat Punto EVO insurance policy for a new car, you can click on the appropriate option below.
Click on the “Get Price” button to buy a fresh car insurance policy for your Fiat Punto EVO. A quote for your Fiat Punto EVO insurance policy will be displayed on your screen. Or else, if you are looking for a Fiat car insurance renewal, you will need to click on the “Renew” button.
An online car insurance form will open in front of you. You will need to fill up this form to buy your Fiat Punto EVO insurance policy. While filling up the form, make sure that every piece of information entered by you is correct and accurate.
Enter the Insured Declared Value or IDV for your car. This is the maximum amount that an insurer is liable to pay in the case of the total loss of your car. Don’t forget to factor in the depreciation while calculating your car’s IDV value. You can also use an online IDV calculator for the same.
If you are applying for Fiat car insurance renewal, specify whether you have claimed on your Fiat car insurance policy in the previous year or not. If you haven’t made a claim on your policy in the last year, you will become eligible for a No Claim Bonus (NCB) discount of up to 50% on the premium amount.
Select the add-on covers or car insurance riders that you want to attach to your base policy. These riders can be added to your main policy at a nominal addition to the premium amount. They enhance the coverage offered by your base policy.
Click on the “Submit” button to know your Fiat insurance cost. If you are not happy with the quote, you can customise your policy details, and we will adjust the premium amount accordingly. For example, you can increase or decrease the IDV amount for your Fiat Punto EVO, and we will modify your car insurance premium accordingly
Finally, when you are happy with the quote, you can go ahead and pay the premium for your Fiat Punto EVO car insurance policy. You can choose any of the available digital payment methods, including debit card, credit card, net banking, UPI, and mobile wallets.
After receiving the premium amount, we will verify the details submitted by you. Upon successful verification, we will issue your Fiat Punto EVO insurance policy. This can take a few minutes to a few hours. A soft copy of your Fiat car insurance policy will be sent to your registered e-mail address. We will also send a hard copy of your policy to your registered residential address.
Fiat Punto EVO Insurance Price – Your Premium Amount
The premium amount that you will have to pay for your Fiat Punto EVO insurance policy will depend on the type of policy you choose. At Tata AIG, we offer three types of car insurance policies – a comprehensive car insurance policy, a stand-alone third-party car insurance policy, and a stand-alone Own Damage (OD) cover policy.
A third-party policy is a minimum requirement to drive a car in India, and it protects you against unforeseen third-party liabilities if your car inflicts damages on an unknown third party. On the other hand, stand-alone own-damage car insurance provides coverage for your insured car, and a comprehensive car insurance policy protects against mandatory third-party liabilities as well as the damages sustained by your insured car during an accident.
The premium amount for stand-alone own-damage car insurance and the comprehensive car insurance policy is decided based on certain other important factors, including
Insured Declared Value
Make and model of the car
City of registration,
Insured Declared Value (IDV)
The premium amount for a third-party car insurance policy is decided by the Insurance Regulatory and Development Authority of India (IRDAI) and is revised annually.
At Tata AIG, we provide insurance for four-wheelers at very competitive prices. You can reduce your Fiat insurance cost even further by buying your Fiat car insurance policy online from us.
Furthermore, you can use our car insurance calculator to estimate your Punto EVO insurance price.
Add-ons for Fiat Punto EVO Insurance by Tata AIG
Car insurance riders or add-ons enhance coverage and provide additional protection to your Fiat Punto EVO insurance policy. At Tata AIG, we offer 12 useful car insurance riders, including:
Roadside assistance cover
No Claim Bonus protection
Daily allowance cover
Key replacement cover
Add-on for emergency hotel expenses and transport
Add-on for repairs of plastic, glass, and fibre parts
Engine secure cover
Tyre secure cover
Add-on for consumables expenses
Rider for loss of personal belongings
Return to invoice cover
Zero depreciation cover
Things Covered And Not Covered Under Tata AIG’s Fiat Punto EVO Insurance Policy
Not all insurance companies offer the same coverage. Their claim settlement process, availability of add-on covers, premium, and eligibility criteria may differ from each other. That is why you must always compare car insurance policies and look at their inclusions and exclusions before zeroing in on one option.
Below are the things covered and things that are not covered by a Fiat Punto EVO Insurance Policy:
|What is covered under Tata AIG’s Fiat Punto EVO Insurance Policy?||What is not covered under Tata AIG’s Fiat Punto EVO Insurance Policy?|
|Damages resulting due to floods, earthquakes, cloudbursts, typhoons, cyclones, landslides, and other natural disasters||Loss or damage due to normal wear and tear, technical failures, consequential damages, or electrical faults|
|Damages resulting due to theft, fire, vandalism, terrorist attacks, riots, and other man-made disturbances||Damage caused by mutiny, nuclear perils, or warlike situations|
|Damages caused to the insured car due to a road accident or collision||Damages caused to the car while it was being used for safety tests, racing, etc.|
|Third-party legal and financial liabilities arising due to an accident involving the insured car||Damages caused to the car if a private vehicle is being used for commercial purposes|
|Personal Accidental cover of ₹15 lakhs for the owner-driver of the insured car||Damages caused to the car if the driver was driving under the influence of alcohol or other narcotic substances|
|Damages sustained by your car while it was being transported to another city through airways, waterways, railways, or road||Damages sustained by your car while it was being driven in a location outside the area covered by the policy|
|Additional coverage offered by 12 car insurance riders (as applicable to your policy)||Damages that can be covered only by an add-on that is not added to the policy|
Why is it Important to Have Tata AIG for your Fiat Punto EVO Insurance Policy?
Your Fiat car insurance policy will protect you against the unforeseen financial liabilities that you may incur if your car suffers damages due to an accident or mishap. However, it is very crucial to choose the right insurance provider. A good insurer ensures that your claim is settled in a hassle-free manner, and you won’t have to suffer any problems in getting your car back to its original condition.
Below are a few reasons why you should go with Tata AIG to procure your Fiat Punto EVO car insurance policy:
Hassle-free claim settlement Tata AIG has the best claim settlement process in the industry. You can simply visit our website and raise your car insurance claim online by uploading the required documents. You can also raise a claim on your Fiat Punto EVO insurance policy through a phone call. Our 650 claim settlement experts are there to assist you at every step of your claim settlement process.
Large network of garages We have more than 7500 network garages at different corners of the country. We provide a cashless repair facility at all these garages. It means that you can take your damaged car to any of these garages and get it repaired without paying anything out of your pocket. You can even get your car repaired at a non-network garage and apply for a reimbursement claim from us.
Wide range of add-ons We provide a range of car insurance add-ons or riders that you can attach to your base policy. These riders are meant to enhance the coverage of your Fiat Punto EVO insurance policy. With Tata AIG, you can choose from 12 unique car insurance riders as per your requirements. Moreover, our car insurance riders come at very pocket-friendly prices.
Years of experience Tata AIG is one of the most reputed motor insurance companies in India. We have more than three decades of experience in the industry and have served more than 5 crores of happy customers till now. You can place your trust in us by procuring our car insurance policy and we will never let you face any kind of trouble.
Topmost customer support At Tata AIG, we take pride in serving our customers in the best possible manner. You can reach out to us through multiple mediums, and we will solve your queries as quickly as possible. You can either dial our customer care helpline at 1800-266-7780, visit our website, or drop in at your nearest Tata Capital branch for any kind of inquiries.
Overview - Fiat Punto EVO
Fiat Punto EVO is a 5-seater hatchback car from the Italian automobile manufacturer. This car has got flamboyant looks along with premium interiors and stylish exteriors. It comes in three petrol and diesel engine options and four variants. The engine can deliver a maximum power of 91.7 BHP and a maximum torque of 209 Nm.
Fiat Punto is known for its strong body and extremely good ground clearance, which contributes to comfortable driving on long distances. The stylish reindeer headlights and tail lights not only provide clear visibility but also give a stylish and sporty look to the car. The car is also equipped with adequate safety measures, including airbags and a central locking system. Fiat Punto EVO rightly justifies its tagline “Life Just Becomes More Interesting”.
This car was initially launched in 2005 and then received a facelift in 2009 under a new name, “Grand Punto”. The car was launched at an introductory ex-showroom price of ₹4.55 lakhs.
Fiat Punto EVO Variants and Prices
Fiat Punto EVO is available in five variants and six attractive colour options. The ex-showroom prices of this car’s variants range between ₹ 4.92 lakhs to ₹ 7.48 lakhs. The table below depicts Fiat Punto EVO variants and their ex-showroom prices in New Delhi, India:
|Variants||Ex-showroom Price (New Delhi)|
|Punto EVO Pure 1.2 FIRE||₹4.92 lakhs|
|Punto EVO 1.2 Dynamic||₹5.36 lakhs|
|Punto EVO 1.3 Active||₹6.81 lakhs|
|Punto EVO 1.3 Dynamic||₹6.93 lakhs|
|Punto EVO 1.3 Emotion||₹7.48 lakhs|
Unique Selling Points of Fiat Punto EVO
The launch of Fiat Punto EVO turned out to be an evolution in 2005. It provided a grand opportunity for middle-class buyers to own a semi-luxurious vehicle with beautiful interiors and extremely stylish exteriors. Below are some unique selling points of the Fiat Punto:
Superb Italian design that is loved by consumers all across the world
Stylish interiors with a premium feel
Multiple engine options with manual transmission’
The fuel efficiency of about 17 KMPL
Highly comfortable driving experience
Mid-range hatchback car with a premium feel
Rivals of Fiat Punto EVO
The Fiat Punto EVO car belongs to the premium hatchback segment, where the competition is quite stiff. There are several rivals to this car in the Indian automobile market, including:
Hyundai Elite i20
Maruti Suzuki Baleno
Maruti Suzuki Swift
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Frequently Asked Question
How can I raise my Fiat Punto EVO insurance claim?
You can raise your Fiat Punto EVO insurance claim with Tata AIG in the following steps: Visit our website and go to the claims section on the car insurance page Fill out an online claim form and upload the required documents Wait for our surveyor to validate your claim Take your car to the nearest network garage for cashless repair
How can I reduce my Fiat Punto car insurance price?
You can reduce your Punto EVO insurance price in the following ways: Installing an anti-theft device on your car Making use of the NCB discount Following all traffic rules while driving Opting for a higher voluntary deductible Selecting minimum add-ons
What are the factors that can affect Fiat’s insurance cost?
The car insurance premium is calculated based on several factors, including: Manufacturing year Model and variant Insured Declared Value City of registration Voluntary deductible amount Add-ons purchased Mode of purchase or renewal
Is it mandatory to buy Fiat car insurance?
Having a valid car insurance policy is mandatory for every car owner in India. Your Fiat Punto EVO insurance policy will protect you from incurring any unforeseen third-party liabilities in the case of an accident. It will also help you recover the losses due to the damages suffered by your car.
What is the No Claim Bonus on the Fiat Punto car insurance policy?
A No Claim Bonus is given to customers who don’t claim on their car insurance policy in a year. This bonus is given in the form of a 20 to 50 percent discount on the premium amount at the time of car insurance renewal.
What are the mandatory documents for raising a Fiat Punto car insurance claim?
Below are the documents that you will need to submit to raise your Fiat Punto car insurance claim: Original copy of your Fiat Punto EVO insurance policy Driving license Duly-signed claim request form Registration certificate of your car Original repair invoices (for reimbursement claims) FIR copy (necessary only if the claim request is for third-party damage or theft)
Can my Fiat car insurance claim get rejected?
We can reject your Fiat car insurance claim in the following circumstances: Non-submission of required documents Fraudulent claims Use of your car for illegal purposes Driving under alcohol Accidents occurring outside the area covered by the policy Claims raised for a thing not covered by the policy
Which Fiat Punto EVO variant is the best to purchase?
It completely depends on your budget and requirements. Fiat Punto EVO is available in five variants with petrol and diesel engines. Higher-end variants have more features but are also priced higher. So, you can decide as per your precise needs and preferences.
Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.