Fiat Avventura Insurance
Fiat Avventura Insurance
The Fiat Avventura, a crossover hatchback, is a product of Fiat Chrysler Automobiles, Italy’s largest automaker. It is a rugged and sporty version of the Punto Evo with additional muscles and elements adorning the exterior profile. Like most Fiat cars, the Avventura offers a plush ride quality, excellent build quality, and a spacious cabin. It is available in eight variants, all with a five-speed manual transmission. Six of these variants are powered by a punchy diesel engine, while the other two feature an equally explosive turbocharged petrol motor.
With the purchase of the Fiat Avventura, you need to invest in a car insurance policy to get coverage for yourself, your car, and third-party liabilities. At Tata AIG, we offer a range of four-wheeler insurance plans, including a standalone own-damage cover, third-party car insurance cover, and a comprehensive car insurance plan.
Third-party car insurance is mandatory per the Motor Vehicle Act and covers damages and loss to third-party property or persons in case of an accident. Standalone own-damage insurance covers damages to your own vehicle. Comprehensive car insurance covers third-party liabilities and damages to your car caused by various factors such as theft, accidents, natural disasters, and vandalism. Choosing the right type of car insurance coverage is important based on your needs and budget.
Even if you are cautious while driving, there are high chances of meeting with an accident and ending up with hefty repair bills. In such an event, you can protect yourself with Fiat car insurance that covers your financial losses.
Fiat Avventura Car Insurance Renew/Buy via Tata AIG
Tata AIG offers a seamless process to buy and renew four-wheeler insurance online. You can choose between comprehensive car insurance, third-party car insurance, and a standalone own-damage policy as per your requirements. You can also enhance the coverage with 13 car insurance additional riders. The steps to buying or renewing a policy with us are as follows:
Step 1: Visit the Tata AIG website and select the Car Insurance option under the “All Products” tab. Input your car’s registration number and click on “Renew” if you are an existing customer with Tata AIG. If you are trying to buy a new policy, click on “Get Price.”
Step 2: Fill out the details on the online application. Choose the type of insurance you wish to buy. Make sure you provide accurate information to get the best quote.
Step 3: From the drop-down menu, select the Insured Declared Value (IDV) for your vehicle. Also, mention information about past claims, if any.
Step 4: Select from a choice of 12 unique add-ons. Add-ons enhance coverage but also increase Fiat insurance costs. Click on “Submit.” The online car insurance calculator will use the details you provided to calculate the premium.
Step 5: If the quote visible on your screen is satisfactory, proceed to pay using any of the accepted payment methods. If the quote does not fit your budget, reduce the number of add-ons or change the policy type.
After successfully making the payment, you will receive a soft copy of your Fiat Avventura insurance on your registered email address and WhatsApp. A hard copy of the insurance policy will be delivered to your address within a week.
If you are unable to complete the online application or have any queries, you can reach out to our customer support on our toll-free number 1800-266-7780 or send an email to customersupport@tataaig.com. Our team of insurance experts will be happy to guide you and provide a prompt resolution.
Fiat Avventura Car Insurance Price - Your Premium Amount
The Fiat Avventura insurance price is dependent on various factors. Policyholders must have an understanding of these factors to get a premium suitable to their budget. These factors include:
The age of the car
Insured Declared Value (IDV)
Insurance coverage
Add-ons
Engine capacity
Deductibles
Claims history
Some other factors affecting the premium are the owner’s age, location of vehicle registration, make and model of the car, any modifications made to the car, and if there are any additional security features.
If car owners do not make any claims in a particular policy year, they are eligible for a No Claim Bonus (NCB) from the insurer. At Tata AIG, five consecutive no-claim years help a policyholder earn a decent discount of 50% on the car insurance renewal premium. The IDV is the vehicle’s present market value which helps to determine the maximum sum payable by the insurance company in case of theft or total loss. You can visit a local area dealership to get your vehicle’s IDV assessed.
Tata AIG’s online car insurance calculator makes estimating the Fiat Avventura insurance cost easier. Enter the basic details, pick the policy coverage and add-ons, and click on “Get Price” for an instant quote. If the quote is higher than your expectations, edit the details to receive a revised quote.
Tata AIG Add-Ons for Fiat Avventura Car Insurance
Add-ons, or additional riders, help enhance the coverage of your comprehensive car insurance policy. These add-ons help customise your four-wheeler insurance policy depending on your specific needs. They prepare you to meet different situations outside the scope of your car insurance policy.
The unique add-ons Tata AIG offers are:
Loss of Personal Belongings
Engine Secure
Daily Allowance
Return to Invoice
Zero Depreciation
Roadside Assistance
Repair of Glass Fiber and Plastic Parts
Emergency Transport and Hotel Expenses
Tyre Secure
Key Replacement
Consumable Expenses
No Claim Bonus Protection
If you appropriately select add-ons, you can benefit from all-around protection for your four-wheeler.
Inclusions and Exclusions of Tata AIG’s Fiat Avventura Car Insurance
What is included in Tata AIG’s Fiat Avventura insurance? | What is not included in Tata AIG’s Fiat Avventura insurance? |
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If your car is stolen or damaged beyond repair, our comprehensive car insurance policy reimburses the Insured Declared Value (IDV) or total market value of the vehicle. | The policy does not cover damages caused due to nuclear peril, war, and war-like situations in the country. |
The car insurance policy covers financial damages caused by natural calamities like earthquakes, frost, rainfall, snowfall, floods, cyclones, etc. | There is no coverage for damages suffered during crash testing, speed racing, etc. |
With the comprehensive four-wheeler insurance policy and standalone own-damage cover, the policyholder is covered against damages caused by manmade calamities like strikes, terrorist attacks, riots, etc. | The policy does not include general wear and tear due to depreciation and regular use. |
If the car is damaged during transit via railways, airways, waterways, roadways, etc., a comprehensive car insurance policy provides coverage. | The damages suffered due to the driver’s negligence or when the driver is driving without a valid driving licence are excluded. |
A third-party car insurance plan and comprehensive car insurance plan provide coverage for third-party liabilities. This includes damages to the third-party property, bodily damages to a third party, or the death of a third party caused by the insured four-wheeler. | The policy reimburses only 50% of the cost of replacing consumables due to wear and tear. |
Why is it a good idea to choose Tata AIG for your Fiat Avventura Car Insurance?
It is crucial to know the company you choose for your four-wheeler insurance policy. Apart from the premium, the company’s credibility, performance, network, claim processes, etc., influence your decision to purchase a policy. Here are some reasons suggesting that Tata AIG is the right insurance provider for your Fiat car insurance in India.
Straightforward purchase/renewal Tata AIG offers an easy process to buy/renew car insurance. Customers can complete all formalities online on the official website without visiting the branch office. The soft copy of the policy is sent immediately to your registered email address and WhatsApp inbox.
Convenient claims process We make the process of filing a claim effortless. Use the claims section on our official website. Enter the required details along with the soft copies of the necessary documents. A dedicated team of 650 claim experts will assist you in taking things forward.
Wide garage network Tata AIG has a wide garage network of over 7500 partners across the country, making it easier for you to receive professional services with the benefit of cashless claims.
Choice of unique add-ons We offer the option of thirteen unique add-ons to enhance your comprehensive car insurance policy coverage. These add-on covers are beneficial as they meet the specific needs of your car, like covering damages for a particular part of the car.
Instant Quote With the online car insurance calculator, you receive an instant quote for different policies. Select the coverage type and add-ons for your four-wheeler insurance policy and click “Get Price.” The tool estimates the premium in a jiffy. You can edit the specifications if the premium does not fit your budget.
Flexibility Tata AIG allows policyholders to customise the policy by selecting their vehicle’s IDV, coverage type, and add-on covers as per their needs. There are three types of plans** comprehensive, third-party, and standalone own-damage cover.
High claim settlement ratio For the FY 2020-2021, Tata AIG clocked a claim settlement ratio of 98%. Policyholders can opt for cashless claim settlement if they visit a partner garage or a reimbursement claim settlement if they visit a garage not listed in our network.
Friendly customer support We have a large team of insurance experts to resolve customer queries and fulfil their requirements. Call our toll-free number, 1800-266-7780, to get in touch with our customer support team. Alternatively, you can send an email to customersupport@tataaig.com.
Overview - Fiat Avventura Car Model
The Fiat Avventura, a hatchback from Fiat, was launched in India in 2014. It has a seating capacity of five. There are eight variants in two fuel options - diesel and petrol. The 1.4-litre DOHC petrol engine with a displacement of 1368 cc outputs 87 bhp of power at 6000 RPM and 115 Nm of torque. The 1.3-litre Multijet diesel engine with a displacement of 1248 cc churns maximum power of 90 bhp and a peak torque of 209 Nm. It has a five-speed manual transmission, the petrol engine has an average mileage of 17 kmpl, and the diesel engine produces an average mileage of 20 kmpl.
Some features that make the Fiat Avventura appealing are keyless entry, a 5-inch touchscreen infotainment system with AUX connectivity and Bluetooth, a height-adjustable driver seat, and auto AC with a rear AC vent. In terms of safety features, the car includes dual front airbags and ABS with EBD. It measures 3989 mm long, 1706 mm wide, and 1542 mm tall, with a ground clearance of 205 mm, a macho rear spare wheel, and a high altitude inclinometer.
Fiat Avventura Price and Variants
The Fiat Avventura is available in eight variants. Out of these, six are powered by a diesel engine, while the other two are petrol versions. Its starting price is ₹6,81,000, with the highest model priced at around ₹8,84,000. The hatchback is offered in five colours - Exotica Red, Bronzo Tan, Hip Hop Black, Bossanova White, and Minimal Grey.
Variants | Ex-showroom price |
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Avventura FIRE Active | ₹6.81 lakhs |
Avventura Power Up 1.3 Active | ₹7.12 lakhs |
Avventura MULTIJET Active | ₹7.50 lakhs |
Avventura FIRE Dynamic | ₹7.70 lakhs |
Avventura Power Up 1.3 Dynamic | ₹7.96 lakhs |
Avventura MULTIJET Dynamic | ₹8.28 lakhs |
Avventura Power Up 1.3 Emotion | ₹8.76 lakhs |
Avventura MULTIJET Emotion | ₹8.84 lakhs |
Unique Selling Points: Fiat Avventura Car Features
The Avventura is the perfect hatch for a weekend getaway. Some features that will attract you are:
Bold and thrilling exteriors The Avventura features an all-new bumper on the front, with tough-looking cladding. Its brushed aluminium bash plates on the bumper and strong fog lamp housing are sure to create a sensation everywhere, every time.
Functional roof rail The Avventura comes with a functional roof rail that allows you to carry all your belongings. Whether you’re heading to the forest or on a hike, you can carry your skis, mountain bikes, and even a kayak on the rail.
Exciting interiors The rugged interior is geared for the outdoors. The seats are comfortable and come with a 60:40 rear seat split function to give you more space to play with. The dashboard has a defiant dab of colour worth admiring. The well-thought-out ambient lighting creates magic inside and allows you to show off your dashboard.
Safety in adventure With high-terrain gauges like the vertical and horizontal inclinometers and compass, the Avventura ensures that you stay in control of all kinds of terrain.
Rivals of Fiat Avventura
The Fiat Avventura is an upgraded and modified version of the Punto Evo. With adventure built into its DNA, it takes you to another level of driving experience. The specially-designed high ground clearance and rear-mounted spare wheel aren’t worth missing. Its alloy wheels, sturdy roof rails, and aggressive styling will grab your attention. In the hatchback segment, the car’s top competitors include:
Tata Tiago NRG
Honda Jazz
Tata Tiago EV
Maruti Suzuki Celerio
Hyundai Grand i10 Nios
Renault Kwid
Tata Altroz
Eeco
Alto K10
Datsun GO
The Fiat Avventura is available in a 1368 cc engine with one fuel option - petrol. Tata Tiago is available in an 1199 cc engine with two fuel options - petrol and CNG. In terms of dimensions, Tata Tiago is 3765 mm long and 1677 mm wide, whereas the Avventura is 3989 mm long and 1706 mm wide.
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.