Ford Fiesta Insurance
Ford Fiesta Insurance
Ford, a world leader in the car business, has been producing award-winning four-wheelers in India since 1995. The car brand is known for its top-level quality, durability, reliability, and great craftsmanship. Before it exited India, Ford worked with a countrywide dealer network and the "Happy Pocket Service", making sure that consumers received products at fair costs and with total transparency. When Ford was still in India, it launched some fabulous cars, and Fiesta was one of them.
Ford Fiesta was a compact sedan, and it was loved by car enthusiasts. Although Ford ended its Fiesta subcompact car model in the year 2019, the four-wheeler remains popular. There are thousands of Ford Fiestas plying Indian roads. Perhaps you are considering purchasing a previously-used Fiesta. If so, you will require Ford Fiesta car insurance.
You should purchase car insurance coverage to ensure the vehicle is secured from the start. A multitude of events might occur, including a vehicle collision or damage caused by a natural disaster such as an earthquake or a flood. It is also likely that you will experience a breakdown along your journey. As a consequence, investing in decent Ford Fiesta insurance coverage from any reputed insurer in India is wise.
Tata AIG's insurance for four-wheelers provides comprehensive coverage to meet all of your demands. Our four-wheeler insurance package includes roadside assistance, a cashless garage network, accident coverage, and so on. When you get Ford car insurance from us, you may personalise your policies as per your unique needs.
This is a detailed guide on car insurance for Ford Fiesta and the benefits of purchasing a policy online via Tata AIG. Continue reading to learn more.
Why Ford Fiesta Insurance Renewal or Purchase is Important?
No matter how cautious you are when driving on the roads, there is always the possibility of an accident. If this occurs to you, you may face expensive medical and auto repair bills. However, by honouring your legitimate insurance claim, Tata AIG's Ford car insurance in India will ensure that you obtain every type of assistance in shouldering the financial burden.
Furthermore, if your Ford Fiesta collides with another vehicle or a person, you may be required to pay a considerable quantity of money to a third party. When you acquire or renew motor insurance from us, Tata AIG will assume all legal and financial duties. You may thus drive without fear when you have our assistance.
Again, under the 1988 Motor Vehicles Act in India, every motorist is required to have a third-party car insurance policy. As a result, purchasing a vehicle insurance policy from Tata AIG or renewing your Ford car insurance with us as soon as possible is recommended. You may apply for our Ford car insurance online right now! You can accomplish it if you properly follow the guidelines provided below:
Navigate to the official website of Tata AIG using your browser.
Select "Car Insurance" from the drop-down menu.
To obtain new four-wheeler insurance, enter the vehicle's VIN (Vehicle Identification Number) and click "Get Price." If you wish to do a Ford car insurance renewal, select "Renew" after entering your vehicle's registration number.
On your screen, our online four-wheeler insurance calculator will provide the entire policy coverage information.
Choose an IDV for your car from the catalogue.
If you've previously made a claim, you must update the information online. If you have not previously made a claim, you are eligible for the No-Claim Bonus reduction.
Following that, you will be told of the entire cost of your Ford Fiesta insurance price as well as the monthly premium amount.
Finally, after selecting the coverage plan that best meets your needs, you may make an online payment using any of the digital payment alternatives of your choice.
Ford Fiesta Insurance Cost - Your Premium Amount
The cost of insurance for your Ford Fiesta is determined by several factors. Some of them are geographical location, car variant, manufacturing year, and IDV (Insured Declared Value).
If your four-wheeler is stolen or permanently damaged in an accident, IDV comes into play when filing a claim. The claim is settled up to the IDV amount by the insurer. Simply put, IDV is the current market value of your Ford Fiesta, and it is calculated after removing depreciation from the purchase price.
You may calculate IDV by visiting our website and utilising a free car insurance calculator.
Things Included and Not Included under Tata AIG Ford Fiesta Insurance Policy
You must first comprehend the insurance plan's inclusions and exclusions before purchasing car insurance from Tata AIG. It will make it easier for you to receive an insurance claim reimbursement.
The table outlined below summarises what Tata AIG comprehensive four-wheeler insurance for Ford Fiesta covers and does not cover:
|Things Included under Tata AIG Ford Fiesta Insurance||Things Not Included under Tata AIG Ford Fiesta Insurance|
|Compensation for your Ford Fiesta if it is damaged in a cyclone, earthquake, landslide, flood or other natural disasters.||If your automobile is damaged while participating in unlawful activities, such as speed testing, stunts, or other dangerous activities.|
|If your Ford Fiesta is damaged as a consequence of strikes, riots, vandalism, terrorism, or any other human-caused calamity, Tata AIG will pay you.||Damage to your Ford Fiesta car that happens outside the geographical boundaries determined in your policy document.|
|Any damage to your Ford Fiesta that's caused by an explosion or accidental self-ignition.||Your four-wheeler insurance claim will be declined if you were driving under the influence of an intoxicating substance at the time of the collision.|
|If your Ford Fiesta is damaged while being transported from one area to another via land, rail or waterbodies.||Ford four-wheeler insurance in India won't cover any damage to your Ford Fiesta caused by a war-like event, biological attack, or nuclear explosion.|
|If the insured Ford Fiesta damages third-party property or injures a third-party person (pedestrian or other car or automobile), the insurance will pay the compensation on behalf of the policyholder.||Damages caused to the insured four-wheeler if driven without a valid driver's licence.|
|Personal accident coverage is included in Tata AIG Ford four-wheeler insurance online. If the driver is hurt or, in the worst-case situation, dies, it compensates for medical expenditures or offers a lump sum.||You will not be compensated if your vehicle or its spare parts are damaged as a result of regular wear and tear, mechanical or electrical failure, subsequent loss, or other similar reasons.|
Why Select Tata AIG for Ford Fiesta Car Insurance?
Driving a discontinued model requires particular caution. The reason for this is that finding spare components for such cars is difficult in the case of a replacement. Repair prices will also climb as a result of the absence of a complete service centre since Ford's closure. However, Tata AIG motor insurance can help you with this. Here's how:
Tata AIG has a list of approximately 7500 service garages. Take your broken Fiesta to any of these garages, and they will fix it for free.
Tata AIG has one of the greatest claim settlement percentages in the business (98%) and is well-known for its quick vehicle insurance claim submission process.
You may protect your car for half the actual premium with Tata AIG. Simply drive responsibly and refrain from making unnecessary assertions.
Why pay more for things that aren't covered by your four-wheeler insurance? Tata AIG lets you customise your insurance by choosing the finest add-ons from a selection of twelve.
For the past 20 years, Tata Insurance has maintained a reputation for exceeding client expectations.
Ford Fiesta - A Brief Overview
Fiesta's remarkable success gave them a "fida" in the Indian four-wheeler market. Diesel Fiestas with the Duratorq engine were quickly selling out of dealer showrooms. To be honest, one of the most fundamental reasons for the Ford Fiesta's tremendous appeal in the very "price-sensitive" Indian market was its low fuel usage.
Listed below are some of the specifications of this much-loved car:
ARAI Mileage (Diesel) - 25.01 kmpl
ARAI Mileage (Petrol) - 17.0 kmpl
City Mileage (Diesel) - 21.2 kmpl
City Mileage (Petrol) - 14.0 kmpl
|Number of Cylinder||4|
|Maximum Torque (nm@rpm)||204 Nm@2,000 to 2,750 rpm|
|Maximum Power (bhp@rpm)||89.75 bhp@3,750 rpm|
|Engine Displacement (cc)||1498 cc|
|Fuel Tank Capacity||40.0 litres|
|Boot Space (litres)||430 litres|
Ford Fiesta Car Variants and Prices
|Variants||Ex-Showroom Price* in New Delhi|
|Ford Fiesta 1.5 TDCi Ambiente||₹8.50 lakh|
|Ford Fiesta Petrol Titanium||₹9.19 lakh|
|Ford Fiesta TDCi Trend||₹9.40 lakh|
|Ford Fiesta TDCi Titanium||₹10.19 lakh|
Ford Fiesta Features - Unique Selling Points
You may argue that there are currently a plethora of alternatives to Fiesta on the market. Those who have had the opportunity to drive a Ford Fiesta definitely know how amazing it is. Let us establish a list of the unique selling points of this car:
Ford Fiesta is well-known for its durability and reliability. A powerful and rugged Fiesta is a joy to drive.
The engine options for the Ford Fiesta are still quite capable of competing with its contenders.
The Ford Fiesta is outfitted with a slew of safety features.
Fiesta features an aerodynamically constructed body, giving it a better choice than competitors.
Top Contenders of the Ford Fiesta
The cars listed below rival the Ford Fiesta:
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Frequently Asked Question
What exactly are consumables in four-wheeler insurance?
Well, consumables are commodities that may only be utilised for a limited period. These commodities must be changed on a regular basis since they wear out over time. Ball bearings, engine oil, AC refrigerants, grease, brake oil, screws, and so on are some of the included commodities on the list.
What should I bear in mind when choosing a consumable cover?
Before purchasing this add-on cover, you should be informed of the unique terms associated with the consumable cover. While the requirements may differ from one insurer to the next, the following features are similar. This supplement excludes consequential harm and is subject to depreciation. Also, a consumable add-on is often appropriate for vehicles that are less than 5 years old.
What papers do I need in order to renew my Ford Fiesta four-wheeler insurance?
With Tata AIG, you may easily renew your Ford Fiesta four-wheeler insurance coverage without having to fill out any paperwork. You only need to have the following information with you: Policy number of the previous year Policy expiry date of the previous year Four-wheeler registration number
Which are the most-opted add-ons for Ford Fiesta?
Roadside Assistance, No Claim Bonus Protect, Zero Depreciation, and Engine Cover are among the most sought-after insurance add-ons for Ford Fiesta.
Are Ford Fiestas a good buy?
Well, the Ford Fiesta has a tremendous reputation as the compact sedan that will make you grin the most when you drive it. That isn't the only reason it has been a best-seller for so long. It undoubtedly helps that Ford offers Fiesta models to fit a wider range of tastes.
Should I purchase a second-hand Ford Fiesta?
The Fiesta's superb aesthetics and great value for money make it a hit, and its versatility makes it appealing to small vehicle buyers. The style has held up quite well, especially after the facelifted variant debuted in 2013.
What papers do I need to purchase insurance for my Ford Fiesta car?
With the advent of internet platforms, purchasing insurance is a quick and hassle-free process. However, the following are the documents that you should maintain in hand. Your four-wheeler registration certificate copy Your new car's invoice copy Insurance policy of the previous year NCB reserving letter if needed
*Disclaimer: All the car prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.