Ford Aspire Insurance
Ford Aspire Insurance
Ford Aspire is a compact sedan produced by the American automaker Ford. It was first introduced in India in 2014-15 and later in other markets in South America and Asia. The car features a modern design, a spacious interior, and a range of engine options, including petrol and diesel engines. It also offers several safety and comfort features, such as airbags, power windows, and an infotainment system. The Ford Aspire is popular for its affordable price, fuel efficiency, and practicality.
The Ford Aspire comes equipped with several safety features to protect its occupants in the event of an accident or a collision. These include two airbags, ABS, electronic stability control, rear parking sensors, seatbelt reminders, etc. While some of these features can help reduce the possibility of a collision, one cannot always avoid an accident or damage to the car while driving.
Hence, it is important to buy a car insurance policy that offers financial protection for various damages. While third-party insurance for four-wheelers is mandatory in India, it does not offer coverage for damages to the insured car. Therefore, many people opt for comprehensive car insurance for Ford Aspire to get maximum protection.
In India, when you start looking for Ford Aspire car insurance, you will find many insurers offering a range of plans. TATA AIG is a reputed name in India for car insurance and offers feature-rich Ford Aspire insurance at an affordable price.
Ford Aspire Car Insurance Renewal/Purchase via Tata AIG
Tata AIG is committed to customer-centricity and offers simple processes to allow people to buy Ford car insurance in India. If you have an existing Tata AIG policy, then you can opt for Ford car insurance renewal online in a hassle-free manner too.
Here is a quick look at the process to buy/renew Ford car insurance online from us:
The first step is to visit our official website at www.tataaig.com
Next, go to the top of the page and click on All Products >> Car Insurance. This will take you to the Car Insurance Page.
Enter the registration number of your car and click one of the following:**
Get Price: If you are looking to buy a new Ford car insurance policy for your Aspire
Renew: If you want to renew your existing TATA AIG policy for Ford Aspire
- On the next page, select the Insured Declared Value (IDV) of your car.
Note: This is the estimated current market price of the Ford Aspire. Make sure that you choose carefully since it impacts the sum insured by the policy.
- We offer a range of add-on covers to help you customise the plan per your needs.
Note: Choose the add-ons based on your expected use of the vehicle and the risks of damage it faces. Remember, every add-on cover comes at a price. Choose wisely.
- We also allow you to choose a voluntary deductible to reduce the premium amount.
Note: This is the amount you agree to pay from your own pocket at the time of every claim. It reduces the liability of the insurer, and hence, you get a discount on the premium. While choosing a high voluntary deductible can reduce the premium liability, it will also increase your share of the claim amount.
If you are renewing your Tata AIG policy, then enter details of all the claims that you have filed during the previous policy term. If you haven’t, then you can opt for the No Claim Bonus discount on the premium.
Based on your choices, a premium amount will be displayed on the screen. You can make changes to your selection to get the premium within your budget.
Once you are comfortable with the premium, make the payment using an available digital payment method
We will email the policy documents to you
Ford Aspire Insurance Price – Your Premium Amount
While the Insurance Regulatory and Development Authority of India (IRDAI) determines the premium of a third-party car insurance policy, insurance companies calculate the premium for comprehensive plans based on various factors as listed below:
What kind of car do you want to insure? The car's make, model, and age can impact the cost of the premium as newer, more expensive cars typically cost more to insure.
Where is the car going to be driven and parked? The location where the car is parked and driven can impact the premium, as the risk of theft and accident damage can vary based on the area.
What is your claims history? The driver's insurance history, such as any past claims, can affect the premium as a driver with a history of making claims is considered a higher risk.
Have you opted for a voluntary deductible? The deductible is the amount a policyholder must pay out of pocket before the insurance kicks in, and a higher deductible can lower the premium.
What are the coverage limits? The amount of coverage selected can also impact the premium, as more coverage typically means a higher premium.
How do you intend to use the car? How the car is used, such as for personal use or business, can impact the premium, as a car used for business purposes is considered a higher risk.
By using our free online car insurance calculator, you can find the most cost-effective plan for your Ford Aspire.
Ford Aspire Insurance Price – Your Premium Amount
While the Insurance Regulatory and Development Authority of India (IRDAI) determines the premium of a third-party car insurance policy, insurance companies calculate the premium for comprehensive plans based on various factors as listed below:
-What kind of car do you want to insure? The car's make, model, and age can impact the cost of the premium as newer, more expensive cars typically cost more to insure.
-Where is the car going to be driven and parked? The location where the car is parked and driven can impact the premium, as the risk of theft and accident damage can vary based on the area.
-What is your claims history? The driver's insurance history, such as any past claims, can affect the premium as a driver with a history of making claims is considered a higher risk.
-Have you opted for a voluntary deductible? The deductible is the amount a policyholder must pay out of pocket before the insurance kicks in, and a higher deductible can lower the premium.
-What are the coverage limits? The amount of coverage selected can also impact the premium, as more coverage typically means a higher premium.
-How do you intend to use the car? How the car is used, such as for personal use or business, can impact the premium, as a car used for business purposes is considered a higher risk.
By using our free online car insurance calculator, you can find the most cost-effective plan for your Ford Aspire.
Add-Ons for Ford Aspire Insurance by Tata AIG
We allow you to extend your comprehensive Ford Aspire insurance coverage with a set of 12 add-ons:
Roadside Assistance
Zero Depreciation
Engine Protection
Daily Allowance
Return to Invoice
Consumable Expenses
Key Replacement
Loss of Personal Belongings
NCB Protection
Plastic and Glass Fiber Parts Replacement
Hotel Expenses and Emergency Transportation
Tyre Secure
Things Covered and Not Covered under Tata AIG’s Ford Aspire Car Insurance
| Things Covered Under Tata AIG’s Ford Aspire Car Insurance | Things Not Covered Under Tata AIG’s Ford Aspire Car Insurance |
|---|---|
| Third-party Liabilities: Liabilities incurred as a result of an accident involving your car. These include injury or death to a third party or damage to their property. | Normal Wear and Tear: Normal wear and tear of the car, including the gradual deterioration of parts due to use, are not covered. |
| Own Damage: Coverage for damages to your car in the event of an accident, theft, fire, or natural calamities such as floods or earthquakes. | Intentional Loss: Damages caused as a result of intentional acts or intentional disregard for the law, such as driving under the influence of drugs or alcohol, are not covered. |
| Personal Accident Cover: Personal accident coverage for the policyholder in the event of an accident leading to death or permanent disability. | Driving without a Valid License: Damages incurred while driving without a valid driving license are not covered. |
| Total Loss Cover: Payment of the sum insured if the car is stolen or damaged beyond repair. | Electrical and Mechanical Failures: Failures due to mechanical or electrical breakdowns are not covered. |
| Add-on covers: These include a range of covers like: |
Illegal Acts: Damages resulting from illegal acts, such as joyriding or theft committed by the policyholder, are not covered. |
Why is it Important to Have Tata AIG for Your Ford Aspire Car Insurance?
Choosing the right car insurance provider is important to get the best protection for your car. Tata AIG is a trusted name in car insurance in India.
Here are some reasons that make it important to have Tata AIG for your Ford Aspire Car Insurance
Financial Stability- Tata AIG is a joint venture between the Tata Group, one of India's largest conglomerates, and American International Group (AIG), a leading international insurance company. This combination of financial stability and expertise provides peace of mind for policyholders.
Extensive Coverage- We offer a wide range of car insurance policies, including third-party liability, comprehensive coverage, and add-on covers, allowing policyholders to choose the coverage that best suits their needs.
Efficient Claims Processing- We have an efficient and streamlined claims process, making it easier for policyholders to receive the help they need in the event of a covered loss. The company has a network of more than 5400 authorised garages, making it convenient for policyholders to get their vehicles repaired.
Robust Customer Service- Tata AIG is known for its excellent customer service, with a dedicated team of professionals to assist policyholders with any questions or concerns they may have. The company also offers 24x7 roadside assistance and a helpline for policyholders to call in case of an emergency.
Strong Reputation- Tata AIG has a strong reputation for providing quality coverage and fair claims handling, which has earned the trust of policyholders and helped the company establish itself as a trusted name in the car insurance industry.
**These factors and its commitment to providing quality coverage and excellent customer service make Tata AIG a trusted name in the car insurance industry.
Overview – Ford Aspire Car Model
The Ford Aspire is a compact sedan produced by the American automaker Ford. It was first introduced in India in 2014-15 and aims to provide a compact and practical car for Indian consumers.
Design and Features- The Aspire features a modern and sporty design, with sharp lines and curves that make it stand out from other compact cars. It is equipped with a range of features, including power windows, power steering, air conditioning, and an infotainment system with a touchscreen display.
Engine and Performance- The Ford Aspire is offered in a range of engines, including petrol and diesel options. The petrol engine is a 1.2-litre, 4-cylinder engine that produces 96 horsepower and 120 Nm of torque. The diesel engine is a 1.5-litre, 4-cylinder engine that produces 100 horsepower and 215 Nm of torque. The Aspire is also equipped with features such as electric power-assisted steering and hydraulic disc brakes, which enhance its handling and braking performance.
Safety- The Ford Aspire is equipped with a range of safety features, including airbags, an anti-lock braking system (ABS), and electronic stability control (ESC). Additionally, the car features a sturdy body structure and is equipped with safety features such as seat belts, child locks, and anti-pinch windows, making it a safe option for families.
Interior and Space- The Ford Aspire offers a spacious and well-designed interior, with comfortable seats and a spacious trunk that can hold significant luggage. The car's cabin is equipped with a range of features, including a large touchscreen display, climate control, and a premium sound system, providing a comfortable and well-equipped environment for passengers.
The Ford Aspire is a compact sedan that offers a good combination of design, performance, safety, and comfort, making it a popular option for Indian consumers looking for a practical and reliable car.
Ford Aspire Variants and Prices
| Ford Aspire Variants | Price of Variants (Ex-Showroom Delhi) |
|---|---|
| Ambiente 1.2 Ti-VCT [2018-2020] | ₹5.99 Lakh |
| Ambiente 1.2 Ti-VCT | ₹6.09 Lakh |
| Ambiente CNG | ₹6.27 Lakh |
| Trend 1.2 Ti-VCT [2018-2020] | ₹6.63 Lakh |
| Trend 1.2 Ti-VCT | ₹6.69 Lakh |
| Trend Plus 1.2 Ti-VCT | ₹6.97 Lakh |
| Ambiente 1.5 TDCi | ₹6.99 Lakh |
| Titanium 1.2 Ti-VCT | ₹7.28 Lakh |
| Trend 1.5 TDCi [2018-2020] | ₹7.37 Lakh |
| Titanium 1.2 Ti-VCT [2018-2020] | ₹7.37 Lakh |
| Trend Plus CNG | ₹7.58 Lakh |
| Titanium Blu 1.2 Ti-VCT | ₹7.62 Lakh |
| Titanium Plus 1.2 Ti-VCT | ₹7.63 Lakh |
| Trend Plus 1.5 TDCi | ₹7.78 Lakh |
| Trend 1.5 TDCi | ₹7.79 Lakh |
| Titanium Plus 1.2 Ti-VCT [2018-2020] | ₹7.82 Lakh |
| Titanium1.5 TDCi [2018-2020] | ₹8.18 Lakh |
| Titanium1.5 TDCi | ₹8.38 Lakh |
| Titanium Blu 1.5 TDCi | ₹8.43 Lakh |
| Titanium Plus 1.5 TDCi [2018-2020] | ₹8.63 Lakh |
| Titanium Plus 1.5 TDCi | ₹8.73 Lakh |
| Titanium 1.5 Ti-VCT AT | ₹9.11 Lakh |
It is important to note that Ford has stopped the production and sale of Ford Aspire in India since 2021.
Unique Selling Points: Ford Aspire Car Features
The following are the key USPs (Unique Selling Points) of the Ford Aspire
Sporty Design- The Ford Aspire features a sporty design that sets it apart from other compact sedans. The car's sharp lines and curves give it a modern and stylish look that appeals to a wide range of consumers.
Efficient Engine Performance- The Aspire is available with both petrol and diesel engines, which offer good performance and fuel efficiency. The car's engines are paired with smooth-shifting transmissions, which help deliver a comfortable and responsive driving experience.
Latest Safety Features- The Aspire is equipped with a range of safety features, including airbags, anti-lock brakes, and electronic stability control, making it a safe option for families and other drivers.
Interior Comfort- The Aspire's interior is spacious and well-designed, with comfortable seats and a range of features such as air conditioning, infotainment, and a premium sound system.
Fuel Efficiency- The Aspire is designed to deliver good fuel efficiency, making it a cost-effective option for consumers. The car's engines are designed to be fuel-efficient, and its aerodynamic design helps to reduce wind resistance and improve fuel economy.
After-Sales Service- Ford is known for its excellent after-sales service, which includes a wide network of service centers and technicians trained to provide quality service and maintenance.
Rivals of Ford Aspire
Maruti Suzuki Dzire
Honda Amaze
Volkswagen Ameo
Tata Tigor
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Related Articles
What is Roadside Assistance in four-wheeler insurance?
What is Roadside Assistance in four-wheeler insurance?
Roadside assistance is an add-on service provided as part of comprehensive four-wheeler insurance policies to help you if your vehicle breaks down or faces any other problems while driving. This service typically includes a range of assistance, such as: Emergency towing Flat tyre assistance Battery jump-start Fuel-delivery Lockout assistance Roadside assistance can be a valuable service for drivers, as it provides peace of mind and ensures that you are not left stranded in case of a breakdown or other issue while driving. It is typically offered as an optional add-on with four-wheeler insurance policies. The coverage and terms of the service can vary depending on the insurance provider and the specific policy you choose.
How does my Ford Aspire registration location affect my insurance premium?
Your Ford Aspire car’s registration location can impact your insurance premium. Insurance companies consider several factors when determining your premium, including the location where your car is registered. The premium can vary depending on the area's risk profile, calculated based on factors such as crime rates, traffic density, and the likelihood of accidents in that area.
If your Ford Aspire is registered in an area considered high-risk by the insurance company, such as a densely populated urban area with a high rate of accidents or car thefts, you may have to pay a higher premium. On the other hand, if your car is registered in an area with a lower risk profile, such as a rural or suburban area with lower traffic density and lower crime rates, your premium may be lower.
Can I transfer my Ford car insurance if I sell my Aspire car?
Yes, you can transfer your Ford car insurance policy if you sell your Aspire car to another person. Transferring the insurance policy is straightforward and typically involves the following steps:
You should inform your insurance company that you have sold your Ford Aspire and want to transfer the insurance policy to the new owner. You must provide the necessary documents to the insurance company, such as the sale agreement and the transfer of ownership papers. The insurance company may charge a nominal fee for transferring the policy, which you must pay. Once the transfer is complete, you should receive confirmation from the insurance company that the policy has been transferred to the new owner.
It's important to note that the insurance policy transfer will only be possible if the new owner meets the eligibility criteria set by the insurance company. The new owner may need to undergo a vehicle inspection or provide additional documents before transferring the policy. Additionally, the premium for the policy may be recalculated based on the new owner's profile and the location where the vehicle will be registered.
How to use a Tata AIG car insurance calculator online?
Using a Tata AIG car insurance calculator online is straightforward. Here are the steps you can follow: Go to the official website of Tata AIG and navigate to the car insurance section. Look for the car insurance calculator tool on the website. It is usually located on the home page or the car insurance section. Once you have found the car insurance calculator, fill in the details about your car, such as the make and model, year of manufacture, registration city, and fuel type. You will also need to provide your details, like your name, mobile number, and email address. After filling in the details, select the coverage you want for your car insurance. You can choose between comprehensive coverage, third-party liability coverage, or a combination. Once you have selected the coverage, the Tata AIG car insurance calculator will provide you with the premium amount you will need to pay for the chosen coverage. You can also use the car insurance calculator to compare different policies offered by Tata AIG to find the one that best suits your needs. If you are satisfied with the premium amount and the coverage offered, you can purchase the policy online by following the steps provided by the website.
Is insurance for four-wheelers necessary?
Four-wheeler insurance is necessary and mandatory per India's Motor Vehicles Act, 1988. Driving a four-wheeler without insurance is illegal, and the penalty for driving without insurance can be a fine of up to ₹2,000 or imprisonment for up to 3 months for the first offence. In addition, in case of an accident, a four-wheeler insurance policy can provide financial protection to the owner against damages to the vehicle or injuries to third parties.
Two types of four-wheeler insurance policies are available in India: third-party liability insurance and comprehensive insurance. Third-party liability insurance is the minimum requirement mandated by law, and it provides coverage for damages or injuries caused to third-party individuals or property. On the other hand, comprehensive insurance provides coverage for both third-party liability and damages or loss to the insured four-wheeler due to accidents, theft, natural calamities, and other such events.
Disclaimer: *All the car prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.
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