Ford Aspire Insurance

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Ford Aspire Insurance

Ford Aspire is a compact sedan produced by the American automaker Ford. It was first introduced in India in 2014-15 and later in other markets in South America and Asia. The car features a modern design, a spacious interior, and a range of engine options, including petrol and diesel engines. It also offers several safety and comfort features, such as airbags, power windows, and an infotainment system. The Ford Aspire is popular for its affordable price, fuel efficiency, and practicality.

The Ford Aspire comes equipped with several safety features to protect its occupants in the event of an accident or a collision. These include two airbags, ABS, electronic stability control, rear parking sensors, seatbelt reminders, etc. While some of these features can help reduce the possibility of a collision, one cannot always avoid an accident or damage to the car while driving.

Hence, it is important to buy a car insurance policy that offers financial protection for various damages. While third-party insurance for four-wheelers is mandatory in India, it does not offer coverage for damages to the insured car. Therefore, many people opt for comprehensive car insurance for Ford Aspire to get maximum protection.

In India, when you start looking for Ford Aspire car insurance, you will find many insurers offering a range of plans. TATA AIG is a reputed name in India for car insurance and offers feature-rich Ford Aspire insurance at an affordable price.

Ford Aspire Car Insurance Renewal/Purchase via Tata AIG

Tata AIG is committed to customer-centricity and offers simple processes to allow people to buy Ford car insurance in India. If you have an existing Tata AIG policy, then you can opt for Ford car insurance renewal online in a hassle-free manner too.

Here is a quick look at the process to buy/renew Ford car insurance online from us:

  • The first step is to visit our official website at www.tataaig.com

  • Next, go to the top of the page and click on All Products >> Car Insurance. This will take you to the Car Insurance Page.

  • Enter the registration number of your car and click one of the following:**

Get Price: If you are looking to buy a new Ford car insurance policy for your Aspire

Renew: If you want to renew your existing TATA AIG policy for Ford Aspire

  • On the next page, select the Insured Declared Value (IDV) of your car.

Note: This is the estimated current market price of the Ford Aspire. Make sure that you choose carefully since it impacts the sum insured by the policy.

  • We offer a range of add-on covers to help you customise the plan per your needs.

Note: Choose the add-ons based on your expected use of the vehicle and the risks of damage it faces. Remember, every add-on cover comes at a price. Choose wisely.

  • We also allow you to choose a voluntary deductible to reduce the premium amount.

Note: This is the amount you agree to pay from your own pocket at the time of every claim. It reduces the liability of the insurer, and hence, you get a discount on the premium. While choosing a high voluntary deductible can reduce the premium liability, it will also increase your share of the claim amount.

  • If you are renewing your Tata AIG policy, then enter details of all the claims that you have filed during the previous policy term. If you haven’t, then you can opt for the No Claim Bonus discount on the premium.

  • Based on your choices, a premium amount will be displayed on the screen. You can make changes to your selection to get the premium within your budget.

  • Once you are comfortable with the premium, make the payment using an available digital payment method

  • We will email the policy documents to you

Ford Aspire Insurance Price – Your Premium Amount

While the Insurance Regulatory and Development Authority of India (IRDAI) determines the premium of a third-party car insurance policy, insurance companies calculate the premium for comprehensive plans based on various factors as listed below:

  • What kind of car do you want to insure? The car's make, model, and age can impact the cost of the premium as newer, more expensive cars typically cost more to insure.

  • Where is the car going to be driven and parked? The location where the car is parked and driven can impact the premium, as the risk of theft and accident damage can vary based on the area.

  • What is your claims history? The driver's insurance history, such as any past claims, can affect the premium as a driver with a history of making claims is considered a higher risk.

  • Have you opted for a voluntary deductible? The deductible is the amount a policyholder must pay out of pocket before the insurance kicks in, and a higher deductible can lower the premium.

  • What are the coverage limits? The amount of coverage selected can also impact the premium, as more coverage typically means a higher premium.

  • How do you intend to use the car? How the car is used, such as for personal use or business, can impact the premium, as a car used for business purposes is considered a higher risk.

  • By using our free online car insurance calculator, you can find the most cost-effective plan for your Ford Aspire.

Ford Aspire Insurance Price – Your Premium Amount

While the Insurance Regulatory and Development Authority of India (IRDAI) determines the premium of a third-party car insurance policy, insurance companies calculate the premium for comprehensive plans based on various factors as listed below:

-What kind of car do you want to insure? The car's make, model, and age can impact the cost of the premium as newer, more expensive cars typically cost more to insure.

-Where is the car going to be driven and parked? The location where the car is parked and driven can impact the premium, as the risk of theft and accident damage can vary based on the area.

-What is your claims history? The driver's insurance history, such as any past claims, can affect the premium as a driver with a history of making claims is considered a higher risk.

-Have you opted for a voluntary deductible? The deductible is the amount a policyholder must pay out of pocket before the insurance kicks in, and a higher deductible can lower the premium.

-What are the coverage limits? The amount of coverage selected can also impact the premium, as more coverage typically means a higher premium.

-How do you intend to use the car? How the car is used, such as for personal use or business, can impact the premium, as a car used for business purposes is considered a higher risk.

By using our free online car insurance calculator, you can find the most cost-effective plan for your Ford Aspire.

Add-Ons for Ford Aspire Insurance by Tata AIG

We allow you to extend your comprehensive Ford Aspire insurance coverage with a set of 12 add-ons:

  • Roadside Assistance

  • Zero Depreciation

  • Engine Protection

  • Daily Allowance

  • Return to Invoice

  • Consumable Expenses

  • Key Replacement

  • Loss of Personal Belongings

  • NCB Protection

  • Plastic and Glass Fiber Parts Replacement

  • Hotel Expenses and Emergency Transportation

  • Tyre Secure

Things Covered and Not Covered under Tata AIG’s Ford Aspire Car Insurance

Things Covered Under Tata AIG’s Ford Aspire Car Insurance Things Not Covered Under Tata AIG’s Ford Aspire Car Insurance
Third-party Liabilities: Liabilities incurred as a result of an accident involving your car. These include injury or death to a third party or damage to their property. Normal Wear and Tear: Normal wear and tear of the car, including the gradual deterioration of parts due to use, are not covered.
Own Damage: Coverage for damages to your car in the event of an accident, theft, fire, or natural calamities such as floods or earthquakes. Intentional Loss: Damages caused as a result of intentional acts or intentional disregard for the law, such as driving under the influence of drugs or alcohol, are not covered.
Personal Accident Cover: Personal accident coverage for the policyholder in the event of an accident leading to death or permanent disability. Driving without a Valid License: Damages incurred while driving without a valid driving license are not covered.
Total Loss Cover: Payment of the sum insured if the car is stolen or damaged beyond repair. Electrical and Mechanical Failures: Failures due to mechanical or electrical breakdowns are not covered.
Add-on covers: These include a range of covers like:

  • Roadside assistance cover

  • No Claim Bonus protection cover

  • Engine protection cover

  • Consumables cover

  • Zero depreciation cover, etc.
  • Illegal Acts: Damages resulting from illegal acts, such as joyriding or theft committed by the policyholder, are not covered.

    Why is it Important to Have Tata AIG for Your Ford Aspire Car Insurance?

    Choosing the right car insurance provider is important to get the best protection for your car. Tata AIG is a trusted name in car insurance in India.

    Here are some reasons that make it important to have Tata AIG for your Ford Aspire Car Insurance

    Financial Stability- Tata AIG is a joint venture between the Tata Group, one of India's largest conglomerates, and American International Group (AIG), a leading international insurance company. This combination of financial stability and expertise provides peace of mind for policyholders.

    Extensive Coverage- We offer a wide range of car insurance policies, including third-party liability, comprehensive coverage, and add-on covers, allowing policyholders to choose the coverage that best suits their needs.

    Efficient Claims Processing- We have an efficient and streamlined claims process, making it easier for policyholders to receive the help they need in the event of a covered loss. The company has a network of more than 5400 authorised garages, making it convenient for policyholders to get their vehicles repaired.

    Robust Customer Service- Tata AIG is known for its excellent customer service, with a dedicated team of professionals to assist policyholders with any questions or concerns they may have. The company also offers 24x7 roadside assistance and a helpline for policyholders to call in case of an emergency.

    Strong Reputation- Tata AIG has a strong reputation for providing quality coverage and fair claims handling, which has earned the trust of policyholders and helped the company establish itself as a trusted name in the car insurance industry.

    **These factors and its commitment to providing quality coverage and excellent customer service make Tata AIG a trusted name in the car insurance industry.

    Overview – Ford Aspire Car Model

    The Ford Aspire is a compact sedan produced by the American automaker Ford. It was first introduced in India in 2014-15 and aims to provide a compact and practical car for Indian consumers.

    Design and Features- The Aspire features a modern and sporty design, with sharp lines and curves that make it stand out from other compact cars. It is equipped with a range of features, including power windows, power steering, air conditioning, and an infotainment system with a touchscreen display.

    Engine and Performance- The Ford Aspire is offered in a range of engines, including petrol and diesel options. The petrol engine is a 1.2-litre, 4-cylinder engine that produces 96 horsepower and 120 Nm of torque. The diesel engine is a 1.5-litre, 4-cylinder engine that produces 100 horsepower and 215 Nm of torque. The Aspire is also equipped with features such as electric power-assisted steering and hydraulic disc brakes, which enhance its handling and braking performance.

    Safety- The Ford Aspire is equipped with a range of safety features, including airbags, an anti-lock braking system (ABS), and electronic stability control (ESC). Additionally, the car features a sturdy body structure and is equipped with safety features such as seat belts, child locks, and anti-pinch windows, making it a safe option for families.

    Interior and Space- The Ford Aspire offers a spacious and well-designed interior, with comfortable seats and a spacious trunk that can hold significant luggage. The car's cabin is equipped with a range of features, including a large touchscreen display, climate control, and a premium sound system, providing a comfortable and well-equipped environment for passengers.

    The Ford Aspire is a compact sedan that offers a good combination of design, performance, safety, and comfort, making it a popular option for Indian consumers looking for a practical and reliable car.

    Ford Aspire Variants and Prices

    Ford Aspire Variants Price of Variants (Ex-Showroom Delhi)
    Ambiente 1.2 Ti-VCT [2018-2020] ₹5.99 Lakh
    Ambiente 1.2 Ti-VCT ₹6.09 Lakh
    Ambiente CNG ₹6.27 Lakh
    Trend 1.2 Ti-VCT [2018-2020] ₹6.63 Lakh
    Trend 1.2 Ti-VCT ₹6.69 Lakh
    Trend Plus 1.2 Ti-VCT ₹6.97 Lakh
    Ambiente 1.5 TDCi ₹6.99 Lakh
    Titanium 1.2 Ti-VCT ₹7.28 Lakh
    Trend 1.5 TDCi [2018-2020] ₹7.37 Lakh
    Titanium 1.2 Ti-VCT [2018-2020] ₹7.37 Lakh
    Trend Plus CNG ₹7.58 Lakh
    Titanium Blu 1.2 Ti-VCT ₹7.62 Lakh
    Titanium Plus 1.2 Ti-VCT ₹7.63 Lakh
    Trend Plus 1.5 TDCi ₹7.78 Lakh
    Trend 1.5 TDCi ₹7.79 Lakh
    Titanium Plus 1.2 Ti-VCT [2018-2020] ₹7.82 Lakh
    Titanium1.5 TDCi [2018-2020] ₹8.18 Lakh
    Titanium1.5 TDCi ₹8.38 Lakh
    Titanium Blu 1.5 TDCi ₹8.43 Lakh
    Titanium Plus 1.5 TDCi [2018-2020] ₹8.63 Lakh
    Titanium Plus 1.5 TDCi ₹8.73 Lakh
    Titanium 1.5 Ti-VCT AT ₹9.11 Lakh

    It is important to note that Ford has stopped the production and sale of Ford Aspire in India since 2021.

    Unique Selling Points: Ford Aspire Car Features

    The following are the key USPs (Unique Selling Points) of the Ford Aspire

    Sporty Design- The Ford Aspire features a sporty design that sets it apart from other compact sedans. The car's sharp lines and curves give it a modern and stylish look that appeals to a wide range of consumers.

    Efficient Engine Performance- The Aspire is available with both petrol and diesel engines, which offer good performance and fuel efficiency. The car's engines are paired with smooth-shifting transmissions, which help deliver a comfortable and responsive driving experience.

    Latest Safety Features- The Aspire is equipped with a range of safety features, including airbags, anti-lock brakes, and electronic stability control, making it a safe option for families and other drivers.

    Interior Comfort- The Aspire's interior is spacious and well-designed, with comfortable seats and a range of features such as air conditioning, infotainment, and a premium sound system.

    Fuel Efficiency- The Aspire is designed to deliver good fuel efficiency, making it a cost-effective option for consumers. The car's engines are designed to be fuel-efficient, and its aerodynamic design helps to reduce wind resistance and improve fuel economy.

    After-Sales Service- Ford is known for its excellent after-sales service, which includes a wide network of service centers and technicians trained to provide quality service and maintenance.

    Rivals of Ford Aspire

    • Maruti Suzuki Dzire

    • Honda Amaze

    • Volkswagen Ameo

    • Tata Tigor

    Disclaimer / TnC

    Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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