Ford Figo Insurance

Believe it or not! Car Insurance starting at Rs. 3221*
4w_m_landing_page.svg
newVehicleImg
Insure your  Brand New Car
forwardArrow

Ford Figo Insurance

The Ford Figo was first introduced in India in 2010, and it has since become a prime choice among car enthusiasts in the mid-size hatchback segment. The car is known for its smooth performance, unique features, and excellent mileage. But, due to several reasons, Ford has decided to discontinue operations in India in 2021, shocking everyone.

If you are a Figo lover and own one or plan to buy one on the used car market, you must invest in Ford car insurance renewal/purchase. The insurance safeguards you financially if your Figo is damaged in an accident or in a natural or man-made catastrophic event. It further covers any loss to a third party (physical or property) caused by your Figo car's involvement.

Ford Figo Insurance Renewal/Buy via Tata AIG

Why postpone your planned road trip because of your lapsed insurance policy when Tata AIG provides instant renewal in seconds?

Here is what you need to do to buy or renew your Ford Figo insurance.

  • Visit the Tata AIG website and go to the car insurance section.
  • If you want to renew your policy, enter your Figo's registration number and then click the 'Renew' button.
  • In case you are a new customer, then after entering your information, click the 'Get Price' button.
  • You will receive a Figo insurance quote after providing the necessary information on the online application.
  • Choose your Ford Figo’s correct insured declared value (IDV) from the drop-down menu.
  • If you have previously raised a claim, provide specifics. In the event of renewal with no prior claims, use your earned NCB to lower the premium.
  • Your screen will display the Ford Figo insurance price. You may also choose the rider to increase the policy coverage.
  • Finally, pay the premium using any of the digital payment methods available on the screen.

After completing the entire procedure, a soft copy of your policy document will be mailed to you. If the online process appears to be difficult, you may visit your nearest Tata AIG branch or contact our associated agent to purchase or renew your policy.

Add-ons for Ford Figo Insurance by Tata AIG

India ranks among the top countries in terms of road accidents. Many serious road mishaps have occurred in recent years as a result of poor road conditions and disregard for road safety rules. Additionally, there is a chance that your car will suffer from an electrical or mechanical failure, leaving you stranded on the road.

In such events, merely having that cover repairs and maintenance is insufficient. You will need add-ons like return-to-invoice and roadside assistance. Tata AIG offers twelve riders to provide complete protection for your Figo car. These are:

  • Return to Invoice Cover
  • Zero Depreciation Cover
  • No Claim Bonus (NCB) Protection Cover
  • Engine Secure Cover
  • Roadside Assistance Cover
  • Daily Allowance Cover
  • Consumables Expense Cover
  • Add-on for Repair of Glass, Fibre, and Plastic Parts
  • Key Replacement Cover
  • Loss of Personal Belongings Cover
  • Rider for Emergency Transport & Hotel Expense
  • Tyre Secure Cover

Ford Figo Insurance Price – Your Premium Amount

Your Ford Figo insurance price depends upon various factors. A few of them include geographical location, manufacturing year, variant, and the insured declared value (IDV).

IDV comes into the picture at the time of raising a claim if your car is stolen or is irreparably damaged in an accident. The insurer settles the claim up to the IDV amount. It is basically your Ford Figo's current market worth. You can compute your IDV after subtracting depreciation from the purchase price.

In order to calculate IDV, you may visit our website to use a free car insurance calculator or can determine it using a mathematical formula.

Add-ons for Ford Figo Insurance by Tata AIG

India ranks among the top countries in terms of road accidents. Many serious road mishaps have occurred in recent years as a result of poor road conditions and disregard for road safety rules. Additionally, there is a chance that your car will suffer from an electrical or mechanical failure, leaving you stranded on the road.

In such events, merely having that cover repairs and maintenance is insufficient. You will need add-ons like return-to-invoice and roadside assistance. Tata AIG offers twelve riders to provide complete protection for your Figo car. These are:

  • Return to Invoice Cover
  • Zero Depreciation Cover
  • No Claim Bonus (NCB) Protection Cover
  • Engine Secure Cover
  • Roadside Assistance Cover
  • Daily Allowance Cover
  • Consumables Expense Cover
  • Add-on for Repair of Glass, Fibre, and Plastic Parts
  • Key Replacement Cover
  • Loss of Personal Belongings Cover
  • Rider for Emergency Transport & Hotel Expense
  • Tyre Secure Cover

Things Covered and Not Covered under Tata AIG’s Ford Figo Insurance

Whether you buy four-wheeler insurance from Tata AIG or another vehicle insurance provider, you must first understand the policy's inclusions and exclusions. It will assist you in receiving a claim reimbursement without difficulty. The table below summarises what is and is not covered by Tata AIG comprehensive car insurance for Ford Figo.

What is covered? What is not covered?
Tata AIG covers you financially if your Ford Figo is damaged in a landslide, cyclone, tsunami, flood, earthquake, or other catastrophic events. The car insurance for Ford Figo will not provide compensation if your car sustains damage while carrying out any illegal activities or when involved in speed testing, stunts, or similar adventurous acts.
Tata AIG compensates you if your Figo is damaged as a result of riots, strikes, terrorism, vandalism, or any other disasters caused by humans. Any damage to your Figo car that occurs in a geographical area that is specifically excluded from your policy coverage will not be compensated during the claim settlement process.
The Figo vehicle insurance will cover any damage caused by an accidental self-ignition or explosion. If you were found driving under the influence of alcohol at the time of the accident, your car insurance claim application will be denied.
If you are transporting your car from one location to another and it suffers damage during transit, Tata AIG Ford car insurance in India will cover the loss. Any damage to the Ford Figo caused by a warlike situation, nuclear explosion, or biological attack will not be covered by Ford car insurance in India.
Road mishaps involving your Ford Figo injure/damage the passenger/driver as well as the pedestrian or other vehicle. The third-party portion of your Tata AIG comprehensive car insurance will cover third-party property or bodily harm. According to traffic rules, you are not permitted to drive a car without a driver's licence. If you do this and your car is involved in an accident, your Tata AIG motor insurance will not cover your losses.
Tata AIG Ford car insurance online includes personal accident coverage. It pays for the medical bills or provides a lump sum if the car driver is injured or if, in the worst-case scenario, dies. You will not receive any compensation if your vehicle or its spare components suffer a loss due to normal wear and tear, electrical breakdown, consequential loss, or other similar causes

Why is it Important to Have Tata AIG for Your Ford Figo Insurance?

When driving a discontinued model, you must be extra cautious. The reason is in the event of a replacement, locating spare parts for such vehicles is difficult. Repair costs will also rise due to the lack of a comprehensive service centre after Ford ceased its operations. But Tata AIG motor insurance can assist you with this. Here is how.

  • Tata AIG provides you with a list of over 8700 service garages. You can take your damaged Figo to any of these garages and have it repaired for free.
  • Tata AIG has one of the industry's best claim settlement ratios (98%) and is known for its streamlined car insurance claim submission process.
  • With Tata AIG, you can secure your vehicle for half the actual premium. Simply drive safely and avoid making irrelevant claims.
  • Why pay extra for things that your car insurance does not cover? Tata AIG allows you to personalise your policy by selecting the best add-ons from a list of twelve.
  • Tata insurance has had a legacy of making customers happy for the last 20 years.

Overview - Ford Figo Car Model

Whether you want to sail through traffic congestions or go on a long road trip, the Ford Figo is the perfect vehicle for a family of five. Figo's most recent update redefined its appearance more aesthetically. The updated dashboard improved build quality, and the spacious cabin provides you with both style and comfort.

The Figo is available in diesel and petrol variants, with manual and automatic transmission options. In terms of safety, Figo's Titanium Blu is outfitted with six airbags. It also has absorbent suspension and weighted steering to deliver best in class driving experience.

Technical features of Ford Figo:

  • ARAI mileage of 20.4 kmpl
  • Engine displacement of 1194 cc
  • Maximum torque of 120 Nm @ 4250 rpm
  • Maximum power of 96 PS @ 6500 rpm
  • Boot space of 257 litres

Ford Figo Car Price in India and its Variants

Although the Ford Figo was discontinued a few years ago, its various variants can still be found on the used car market. Previously, the model was available in sixteen different versions. The majority of them are manual, with three variants having automatic transmissions. The most popular Ford Figo variants are listed below.

Variant Price
Ambiente 1.2 Ti-VCT ₹5.82 lakhs
Trend 1.2 Ti-VCT ₹6.09 lakhs
Ambiente 1.5 TDCi ₹6.23 lakhs
Titanium Blu 1.2 Ti-VCT ₹6.65 lakhs
Titanium 1.2 Ti-VCT MT ₹6.82 lakhs
Trend 1.5 TDCi ₹7.16 lakhs
Titanium 1.5 Ti-VCT AT ₹7.70 lakhs
Titanium 1.2 Ti-VCT AT ₹7.75 lakhs

Unique Selling Points: Ford Figo Car Features

The Ford Figo strikes the perfect balance of comfort and performance. This model's beautiful exterior, classy interior, and various high-tech features gave it a competitive advantage over its rivals. Some standout specifications of Ford Figo are outlined below.

  • The Ford Figo has rear parking audio sensors, airbags for both drivers and passengers, adjustable front-row headrests, and ABS and EBS brake technology.
  • Figo's digital analogue informs you of engine malfunction, key off reminder, low fuel warning, headlight reminder, distance to empty, and a few other things.
  • Ford offers a 100,000 km warranty to ensure you don't have to worry about the cost of repairing major manufacturing flaws.

Rivals of Ford Figo

Following the closure of Ford's operations in India, what used to dominate Indian roads has seen a surge in competition. The mid-sized hatchback Figo is currently up against intense rivalry from the following.

  • Tata Altroz
  • Tata Tiago
  • Maruti Ignis
  • Maruti Alto 800
  • Renault Kwid
  • Maruti Suzuki Swift
  • Toyota Glanza

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

Related Articles

Q.1. How to raise a claim for Ford Figo insurance?

Q.1. How to raise a claim for Ford Figo insurance?

iconDown

Raising your Figo insurance claim with Tata AIG is extremely simple. You only need to complete four simple steps to have your claim settled. These are –

  • Fill out the online claim form with your vehicle insurance policy number and other relevant information, along with the FIR details.
  • After submitting the claim form, Tata AIG will send an inspecting officer to assess the monetary value of the damage to your vehicle.
  • Once the inspection process is completed, you can take your Ford Figo to a network or other garage for repairs.
  • Tata AIG will begin the claim approval process after thoroughly reviewing your claim application and surveyor's report.

After the claim approval, the bill will be settled directly with the garage in the case of a cashless claim or transferred to your account in the case of a reimbursement claim.

Q.2. What are the factors that influence the Ford Figo insurance price?

iconDown

The Ford Figo premium is determined by numerous factors. These are –

  • Figo's variant
  • Manufacturing year
  • Place of registration
  • Policy sum-insured amount
  • Voluntary deductible amount
  • Number of add-ons chosen
  • Fuel type
  • Mode of insurance

Q.3. Is there any way to lower my Ford Figo car insurance premium?

iconDown

Yes, you can lower the premium price of your Ford Figo by following the tips below.

  • Install an anti-theft device
  • Avoid small claims to earn NCB
  • Increase the value of your policy's voluntary deductible.
  • Avoid making aftermarket modifications because it significantly raises the premium amount.

Q.4. Is the Ford Figo a good car?

iconDown

The Ford Figo was once the best mid-size hatchback in India. But since Ford ceased operations in 2021, you can look for other hatchbacks on the market. If you already own this model, protect it with comprehensive Ford Figo car insurance.

Q.5. How can I renew my Ford Figo car insurance with Tata AIG?

iconDown

Tata AIG allows you to renew your auto insurance both online and offline. You can either go to the Tata AIG car insurance page on the website or contact a representative at your local Tata AIG branch.

scrollToTop