Bajaj Pulsar 180 Insurance
Bajaj Pulsar 180 Insurance
Bajaj Auto is the world’s third-largest and India’s second-largest two-wheeler manufacturer. With a market capitalisation of more than ₹1 trillion, it is the world’s most valuable two-wheeler manufacturing company. Bajaj two-wheelers are known for their durability, performance, and affordability.
Bajaj Pulsar comes in multiple engine capacities, including 135, 160, 180, and 200. Among these, Bajaj Pulsar 180 is a highly popular model that comes with an engine capacity of 178.6cc and some advanced features, such as a single-channel ABS, a 4-stroke air-cooled engine, dual disc brakes, and a multi-plate clutch, among others.
A bike of this stature requires equivalent protection as well. Being a proud owner of Bajaj Pulsar 180, it becomes your responsibility to procure a two-wheeler insurance policy for your bike. With Tata AIG, you can get Bajaj bike insurance online.
We provide the following three types of insurance for 2-wheelers:
Comprehensive Two-wheeler Insurance
Standalone Own Damage Two-wheeler Insurance
Standalone Third-Party Two-wheeler Insurance
You can choose any of these options to insure your Bajaj bike. Also, you can renew or purchase your Bajaj bike insurance online by following some simple, less time-consuming steps. In addition, we offer various bike insurance add-on riders to enhance your coverage at affordable prices. Furthermore, you can use our bike insurance calculator to compare our products and make well-informed decisions.
Bajaj Pulsar 180 Insurance Renewal / New Purchase via Tata AIG
With Tata AIG, you can purchase or renew your Bajaj Pulsar 180 insurance online and pay the premium using your credit card, debit card, net banking, or any other available online payment method. Our Bajaj bike insurance renewal process is very convenient and involves the following steps:
Visit the Tata AIG website, navigate to the “All Products” option, and click on the “Bike Insurance” tab. Enter your bike’s registration number in the box below this tab. If you are buying Pulsar 180 bike insurance for a new bike, you can click on “It’s a new vehicle”
After entering your bike’s registration number, you can click on the “Get Price” button if you are buying a fresh policy. Or else, if you are looking for Bajaj Pulsar 180 insurance renewal, you can click on the “Renew” button.
Then, you must fill out an online form to purchase or renew your Bajaj Pulsar 180 insurance policy. Ensure that every piece of information you enter is correct and accurate before proceeding.
If you’re buying a comprehensive Bajaj two-wheeler insurance policy, you will need to enter the Insured Declared Value (IDV). This is the maximum amount that your insurer will pay you in the case of theft or total loss of your bike.
Select whether you have made a claim on your Bajaj bike insurance policy during the last year. If you haven’t made any claim during one year of the policy tenure, you will become eligible to receive a No Claim Bonus (NCB) discount from us.
Select the add-on covers or riders that you want to attach to your Bajaj Pulsar 180 insurance policy. These add-ons enhance your base policy’s coverage in exchange for a very nominal premium increase. At Tata AIG, we offer 12 unique bike insurance riders to ensure optimum protection for your bike.
Click on the “Submit” button to get a quote for your Bajaj bike insurance renewal or purchase. If you are unsatisfied with the quote, you can adjust the details entered by you to ensure that your bike insurance premium stays within your budget. For example, you can decrease the IDV for your bike to reduce your premium amount.
Once you get satisfied with the quote, you can go ahead and pay the premium for your Bajaj two-wheeler insurance policy. You can pay the premium using any of the available online payment methods, including credit card, debit card, net banking, UPI, and mobile wallets, among others.
Upon successful payment of the premium amount, we will issue and send a soft copy of your Bajaj Pulsar 180 bike insurance policy to your registered e-mail id. We will also send a hard copy of your Bajaj bike insurance policy to the residential address entered by you. You can also purchase your Bajaj two-wheeler insurance policy offline by visiting your nearest Tata AIG branch with the required documents.
Bajaj Pulsar 180 Insurance Price – Your Premium Amount
The premium amount that you will need to pay for your Bajaj Pulsar 180 insurance policy will depend on the following factors:
Coverage and type of insurance policy
Age of the bike
Make and model
No Claim Bonus
Age of the driver
At Tata AIG, we provide three types of bike insurance policies – a comprehensive two-wheeler insurance policy, a standalone own damage cover policy, and a standalone third-party two-wheeler insurance policy.
A third-party bike insurance policy is mandatory for riding a bike in India. It covers only the unexpected third-party liabilities that may arise if you inflict damages to an unknown third party during an accident involving your bike. Whereas a comprehensive bike insurance policy covers the mandatory third-party liabilities as well as the damages sustained by an insured bike during an accident. A standalone own damage cover policy covers only the damages sustained by the insured bike. Understandably, comprehensive bike insurance policies are the most expensive but they also provide maximum coverage.
Besides, your Pulsar 180 bike insurance premium will also depend largely on the IDV. IDV (Insured Declared Value) is the maximum amount that an insurance company will pay out in the event of a total loss of a vehicle, such as theft or a severe accident. IDV is calculated based on the manufacturer's listed selling price of the vehicle minus the depreciation. Depreciation is calculated based on the age of the vehicle and the percentage of depreciation. As the vehicle ages, its IDV decreases, which means that the premium for the insurance policy also decreases.
You can use our bike insurance calculator to determine your approximate bike insurance premium in advance. At Tata AIG, we offer two-wheeler insurance at highly competitive prices.
Add-ons for Bajaj Pulsar 180 Insurance by Tata AIG
A comprehensive two-wheeler insurance policy from Tata AIG can ensure all-around protection for your beloved motorcycle. It will not only protect you from incurring unforeseen third-party liabilities but will also safeguard your bike from any type of loss or damage arising due to natural or man-made perils, including fire, theft, earthquake, road accident, storm, flood, lightning, among others.
But if you want to enhance the coverage of your base policy even further, you can attach add-ons or riders to it. These riders are available at a very nominal addition to your original premium amount. At Tata AIG, we offer the following eight two-wheeler insurance add-on covers:**
Return to Invoice Cover: RTI, or Return to Invoice, is a feature in comprehensive vehicle insurance policies. The add-on allows you to get compensation equivalent to the automobile's invoice value or the car's original purchase price. The claim is made when an automobile is stolen or damaged beyond repair.
Emergency Medical Expenses Cover: The emergency medical cover add-on protects against medical expenditures associated with injuries sustained in the case of an accident.
Personal Accident Cover: It is a two-wheeler insurance add-on that compensates the vehicle's owner or dependents in the event of an accident. A personal accident insurance policy is also available for the pillion rider.
Third-party Property Damage Cover: Property damage responsibility covers expenditures incurred as a result of property damage or loss. Third Party Property Damage Liability insurance covers the damage or destruction of others' property.
Consumable Expenses Cover: It is an optional feature that you may add to your regular bike insurance policy. It protects you from the expense of replacing bike parts such as screws, engine oils, lubricants, nuts, and bolts, etc.
Roadside Assistance Cover: It is an add-on that may be added to your comprehensive bike insurance policy. If your motorcycle breaks down while on the road, Roadside Assistance Cover will offer you competent assistance, ensuring that you are not stuck hopelessly.
Personal Belongings Cover: Only comprehensive two-wheeler insurance policyholders can acquire personal belongings coverage. The insurer will cover any loss or damage to your personal belongings stored within the bike up to the insured stated value of your two-wheeler insurance policy.
Things Covered / Not Covered Under Tata AIG’s Bajaj Pulsar 180 Insurance Policy
While buying your Bajaj Pulsar 180 insurance online, you must check its inclusions and exclusions carefully. It will help you understand your policy's coverage and avoid any hassles at the time of claim. Following are the things that are covered and not covered under Tata AIG’s Bajaj Pulsar 180 insurance policy:
|Things covered under Tata AIG’s Bajaj Pulsar 180 Insurance Policy||Things not covered under Tata AIG’s Bajaj Pulsar 180 Insurance Policy|
|Loss or damage arising due to covered natural calamities and man-made disasters, such as floods, earthquakes, fires, accidents, theft, vandalism, etc.||Loss or damages caused to the bike while the rider was riding without a license or under the influence of alcohol or intoxicants|
|Total loss in the case of theft of the bike||Loss or damage caused due to normal wear and tear of the bike|
|Third-party liabilities arising due to injuries or property damages inflicted on a third party during an accident involving the insured bike||Loss or damage arising due to the use of the bike under restricted conditions|
|A personal accident cover of up to Rs. 15 lakhs for the owner-driver of the bike||Damages caused to the bike outside the geographical jurisdiction of the policy.|
|Damages caused to the bike during transit through air, water, road, or railways||Damages sustained by the bike while it was being used for racing, speed tests, etc.|
Why Is It Important to Have Tata AIG for Your Bajaj Pulsar 180 Insurance?
As per the Motor Vehicles Act 1988, it is mandatory for every bike owner in India to procure a two-wheeler insurance policy. In case you are caught riding your bike without a valid bike insurance policy, you may have to pay a penalty of up to Rs. 2000 or face imprisonment of up to three months or both. That is why you must renew your Bajaj two-wheeler insurance policy before its expiry.
However, when you are buying a fresh two-wheeler insurance policy or renewing your existing policy, it is crucial to choose the appropriate insurance provider. Below are a few reasons why you can choose Tata AIG for your Bajaj Pulsar 180 insurance policy:
Quick and hassle-free process
With Tata AIG, you can purchase or renew your Bajaj bike insurance online through a quick and hassle-free process. You can simply visit our website and fill up an online Bajaj bike insurance renewal form by entering a few basic details, including your bike’s registration number, name, address, contact details, etc.
Best claim-settlement process
As a performance-driven brand, we ensure a hassle-free claim settlement for all our customers. You can simply raise a claim on your two-wheeler insurance policy online by visiting our website. Our 650 claim settlement experts are there to help you at every step of the claim settlement process. Our claim settlement ratio of 98% is a testimony to our efforts.
Large network of garages
We offer a cashless repair facility at more than 5,000 network garages all across India. If your bike gets damaged during an accident, you can take it to any of these garages and get it repaired without paying anything out of your pocket.
Topmost customer support
We have always put the priority of our customers at the forefront. You can reach out to us anytime by dialing our customer care helpline at 1800-266-7780, visiting our website, or dropping in at your nearest Tata AIG branch. We have served more than five crores of happy customers till now.
No Claim Bonus
You can reduce your two-wheeler insurance premium by up to 50% by availing a No Claim Bonus discount from us. We provide the NCB discount to our customers for every claim-free year.
Bajaj Pulsar 180 – Overview
Bajaj Pulsar 180 is one of the most popular and highest-selling motorbikes in India. It belongs to the famous Pulsar series from Bajaj Auto. This bike is known for its attractive design, strong and stable body, and excellent ride quality. Bajaj Pulsar 180 has an air-cooled 4-stroke engine with a capacity of 178.6cc, and its last-recorded starting price was Rs. 1.16 lakh (ex-showroom, Delhi).
Bajaj Pulsar 180 was launched in India in 2001, and it gained immediate popularity right after its launch. As is the case with most Bajaj Pulsar bikes, Bajaj Pulsar 180 became a highly popular motorcycle among young bike enthusiasts. It has amazing sales figures, mainly due to its stylish and sporty looks, powerful engine, and affordable price tag.
This bike also has an alluring feature list, including a fully digital speedometer, self-start, telescopic front suspension, nitrox shock-absorber rear suspension, dual disc brakes, and alloy wheels, among others. It can also deliver an excellent mileage of up to 50 kmpl.
Bajaj Pulsar 180 Price and Models
Bajaj Pulsar 180 bike is no longer available in the new two-wheeler market in India as it was discontinued by the company in 2019. However, before that, this bike used to be one of the best-selling and highly popular two-wheelers in the country.
This bike was available in two variants. The variants and the corresponding prices were as follows:
|Bajaj Pulsar 180 ABS||₹95,000|
|Bajaj Pulsar 180 STD||₹1.16 lakh|