Bajaj Pulsar Ns200 Insurance

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Tata AIG – Make and Model - Bajaj Pulsar NS 200 Insurance

The Bajaj NS 200 was a redo of the original Bajaj 200NS in 2012. The NS 200 was relaunched as a new model of the Bajaj bikes in 2017 and then again in 2021. When it comes to Bajaj, the automobile brand needs no introduction. The Bajaj brand has been a household name in India since its launch in 1945, as it has launched a line-up of high-performing automobiles within every budget.

Popular among young people in India, the Pulsar NS200 packs dynamic and aggressive features like the 199.5cc FI-DTSi engine, tubeless tyres, telescopic front forks, and adjustable mono-shock rear suspensions for ease of movement while maintaining balance.

If you plan to buy the NS200, you must get at least a third-party bike insurance policy - this is a legal mandate. You may also have a comprehensive bike insurance policy that provides holistic protection against theft, damage beyond repair, damage caused due to natural and man-made disasters, and accidents and injuries arising from them, among other instances.

Read on to learn how a Bajaj two-wheeler insurance policy can help you secure your valuable investment, especially with Tata AIG.

Bajaj Pulsar 200 NS Insurance Renewal/ Buy via Tata AIG

Buying 2-wheeler insurance online is quick and simple with Tata AIG. We have a straightforward and time-saving digital buying process, so you can buy a fresh Bajaj bike insurance policy or carry out your Bajaj bike insurance renewal on the go or from the comfort of your home.

Buying 2-wheeler insurance online will even get you up to 75% discounts on premiums and 24x7 assistance. Here are the simple steps to buy Bajaj Pulsar 200 NS insurance:

  • Go to the Bike Insurance page. Enter your Bajaj Pulsar Ns 200’s registration number in the empty space. The registration number starts with your state code – for instance, MH for Maharashtra, DL for Delhi, and so on.

  • Tap on Get Price for a new Bajaj bike insurance policy or on Renew for a Bajaj bike insurance renewal. The validity of a bike insurance policy ranges between 1 to 5 years. So, for a 1-year insurance policy, you will have to renew your insurance policy for your bike every year.

  • Fill out the bike insurance form after clicking on Get Price. Enter the requested details like your name, email address, Aadhaar number, etc. Enter vehicle-related information like the Insured declared value (IDV) of your NS 200, the previous bike insurance policy expiration date, previous claim history, and any other details prompted on the screen.

  • If you haven’t filed a bike insurance claim in the previous years and don’t have any claim history, you will get a no-claim bonus (NCB). An NCB is a discount (up to 50%) on the Bajaj bike insurance policy premiums.

  • You can select the Bajaj bike insurance policy as it is or choose from 7 customisable add-ons/ riders to enhance the insurance coverage of your Bajaj Pulsar NS 200.

  • After submitting the necessary details, you will get a Pulsar NS 200 insurance amount quote/premiums payable for the Bajaj bike insurance renewal price or a new Bajaj bike insurance policy altogether.

  • Once you complete the payment, you will receive a digital receipt/ e-copy of your Bajaj bike insurance policy on your email/ number.

Bajaj Pulsar 200 NS Insurance Price – Your Premium Amount

The Bajaj bike insurance renewal price or price for a new Bajaj bike insurance policy will depend on various factors, including -

  • The age, make, and model of your NS 200.

  • The Insured Declared Value (IDV) of your NS 200.

  • The engine (cubic) capacity of the NS 200.

  • The scope of the Bajaj bike insurance policy chosen – whether comprehensive, own-damage or third-party.

  • No Claim Bonus or NCB benefits.

Apart from the points above, your age, your driving record, and the geographical location of purchasing the bike also influence your Bajaj Pulsar 200 NS Insurance Price.

Also, any add-on covers you opt for will influence the price of your two-wheeler insurance policy. Only the third-party bike insurance price is set and regulated by the Insurance Regulatory and Development Authority (IRDA) of India annually.

Add-ons for Yamaha Bajaj Bike Insurance by Tata AIG

Opting for add-on covers can extend your bike insurance policy’s coverage. With Tata AIG, there is a list of seven unique add-ons/ riders that you can choose from. Here is the list -

  • Return to invoice cover

  • Third-party property damage cover

  • Additional Personal accident cover

  • Emergency medical expense cover

  • Roadside Assistance Cover

  • Depreciation allowance

  • Consumables Expense cover

Things Covered and Not Covered under Tata AIG’s Bajaj Two-wheeler Insurance

Here is a brief summary of the coverage of what Tata AIG’s comprehensive bike insurance policy covers and does not cover.

What Tata AIG Bajaj Pulsar Ns200 Insurance covers What Tata AIG Bajaj Pulsar Ns200 Insurance does not cover 
Damage and loss to your Bajaj Pulsar NS 200 from-
  • Natural calamities like-
  • Floods
  • Cyclones
  • Earthquakes
  • Snowfall 
  • Man-made disasters like
  • Riots
  • Strikes
  • Self-ignition
  • Explosions
  • Terrorist attacks
  • Acts of malice
  • Theft of the bike
  • Damages caused due to your contributory negligence including-
  • Riding without a valid driving licence
  • Riding without a helmet 
  • Riding for a commercial purpose 
  • Riding under the influence of intoxicants/ alcohol/ drugs 
  • Riding in a flood-prone area (consequential damage)
  • Riding outside the geographical zones of India 
  • Damage caused to your bike in transit/ mid-travel through airways, waterways, roadways, and railways Damage caused to your bike by being used for racing, speed racing, crash testing, and other reliability trials. 
    Damages or death caused to third parties, their vehicle and property Any time-bound loss, general wear and tear, ageing, and age-related mechanical and electrical breakdown of the bike 
    Medical insurance coverage up to ₹15 lakhs for injuries caused to you by an accident. In the case of death, your beneficiary will receive the insurance payout.  Damage to the bike caused by nuclear perils, mutiny, war, or other warlike operations 
    Specific add-on coverage (in case you have bought them) Damage caused to the bike during burglary/ breaking and entering your house or garage 

    Why is it Important to Have Tata AIG for Your Bajaj Bike Insurance?

    Tata AIG is a leading player that commits to caring for your bike like one of its own. We understand that each bike, irrespective of the cost, requires timely care and maintenance. This is the reason why we aim to be that strong financial blanket striving to secure your bike against the maximum possible odds. Here are a few guaranteed benefits of Tata AIG’s Bajaj bike insurance policy and why you should consider trusting us for your insurance needs:

    • We have over 20+ years of expertise and experience, making us a leading player in the insurance industry.

    • Our claim settlement ratio of 98% in FY 2020-2021 and a consistent record of claim settlement ratios above 95% over the past years have paved the way for long-standing goodwill with our clientele.

    • We take the peace of mind of our customers very seriously, which is why we have an expert team of 650+ claim agents ready to provide prompt assistance to 5+ crore diverse customers around the clock.

    • We have a hassle-free and time-efficient claim settlement, renewal, and buying process to simplify out-of-touch and complicated processes.

    • We have a trustworthy network of over 5,000 trusted garages. Our garage partners provide prompt services even in the remotest of locations.

    • We give a 50% discount in no-claim bonuses and up to 75% discount on premiums on our two-wheeler and four-wheeler insurance policies.

    • We offer 7 add-ons to make your Bajaj bike insurance as holistic as possible.

    Overview – Bajaj Pulsar NS 200 Bike Model

    The Bajaj Pulsar NS 200 is a relaunch of the 200 NS variant of the Pulsar street bike series. Re-released in 2017 and then again in 2021, the motorbike has upgraded its features and appearance to suit the versatility of today’s riders. The Pulsar NS 200 has an aggressive, bold, and muscular appearance that gives it the ultimate street fighter look.

    Despite its edgy outer appearance, the bike, in contrast, offers a smooth and sharp riding experience. Its perimeter frame is built in a way that tackles every quick turn with ease and confidence. The NS 200 comes with 300 mm front disc and 230 mm rear disc brakes with ABS technology offering a good stopping power and adding to the safety.

    The NS 200 has a liquid-cooled, SOHC 4-valve, 4-Stroke, Triple Spark, and BSVI Compliant FI DTS-i 199.5 cc engine, that generates a max power of 18 kW (24.5 PS) @ 9750 rpm and max torque 18.74 Nm @ 8000 rpm. Overall, the NS 200 makes for an enjoyable riding experience.

    Bajaj Pulsar Ns 200 and Variants

    The Bajaj Pulsar NS 200 is available in only 1 variant and 4 colours – Satin Blue, Pearl Red, Metallic Pearl White, and Pewter Grey. The starting price of the Bajaj Pulsar NS 200 is ₹1,41,000 and the ending price is ₹1,86,000 depending on the showrooms from city to city.

    Here is the city-wise approximate price list for the Bajaj Pulsar NS 200.

    City  Approximate Price
    New Delhi  ₹ 1,41,000
    Mumbai  ₹ 1,66,000
    Bangalore  ₹ 1,86,000
    Pune   ₹ 1,68,000
    Ahmedabad  ₹ 1,58,000
    Hyderabad  ₹ 1,59,000
    Indore  ₹ 1,55,000
    Kolkata  ₹ 1,71,000
    Chennai  ₹ 1,70,000
    Chandigarh  ₹ 1,61,000

    Unique Selling Points: Bajaj Pulsar Ns 200 Features

    The Bajaj Pulsar NS 200 has various new and enhanced features that give it a cutting-edge. Here are some of the core USPs of the Pulsar NS 200:

    BSVI Compliant FI DTS-i 199.5 cc engine that generates a max power of 18 kW (24.5 PS) @ 9750 rpm and max torque 18.74 Nm @ 8000 rpm.

    • Bike weight of 159 kg and a fuel tank capacity of 12L.

    • Bold, aggressive, and racy graphic exteriors

    • Semi-digital and semi-analogue instrument cluster

    • Muscular fuel tank and smooth gearbox

    • Halogen headlamp lighting

    • Halogen tail lamp, turn signals, and backlit switchgear

    • Low handlebar and foot pegs

    • Spacious rider and pillion seat

    • 5-year warranty

    Rivals of Bajaj Pulsar NS 200

    The Bajaj Pulsar NS 200 is one of the most popular street bikes in India. However, it is not free from competition. Some of its biggest industry rival bikes include the:

    • KTM 125 Duke

    • Yamaha FZ 25

    • Bajaj Pulsar N 160

    • Bajaj Dominar 250

    • Bajaj Pulsar RS 200

    • Bajaj Pulsar N 250

    • KTM 200 Duke

    • Dominar 250

    • TVS Apache RTR 200 4V

    • TVS Apache RTR 160 4V

    • Yamaha R15S

    • Yamaha MT 15 V2

    Disclaimer / TnC

    Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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    How to Claim KTM Bike Insurance?

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    • Visit our Claims page and click on “Initiate Claim”.
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    • Once we assess the claim, we will examine the damages and have your bike sent to the nearest network garage for repairs.
    • During this time, we will initiate the claim settlement process.
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    To renew your KTM bike insurance instantly with us, you can follow these simple steps on our official website.

    • Visit our bike insurance page, enter your bike registration number in the bike insurance calculator and click “Renew”.
    • Once the calculator fetches all the necessary details automatically, fill in the other details as needed.
    • If you have filed claims in the past, fill in those details as well or else avail of the NCB discount.
    • You can now make any changes to your KTM bike insurance policy by adding or removing add-ons of your choice.
    • The calculator will display the KTM bike insurance premium cost on the screen. After you make the payment, your policy will be renewed.

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    In India, there are 9 KTM bike models available as of now. They are -

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    • Duke 125
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    What is the process to file a claim on KTM Duke 125 insurance?

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    The claim process on Tata AIG is as easy as pie. Whether you’re a new policyholder or one that’s been with the company for several years, you need to follow the simple steps mentioned below:

    • Visit the Claims Support page on our official website to file a bike insurance claim.

    • Fill out the necessary details like registered mobile number, policy number, date of birth, policyholder’s name, etc., for Tata AIG to fetch policy details.

    • You will receive a self-inspection link on your registered mobile number if you send a bike accident insurance claim request.

    • Inspect your damaged bike and carefully provide the details in the self-inspection form, mentioning all the damages sustained to the vehicle. Tata AIG’s team will also check the damages to corroborate your report.

    • You are liable to claim a cashless settlement through network garages and a reimbursement claim through non-network garages.

    • After you file the claim, you will receive a Claim Registration Number. It is vital to save this number carefully as you need to use it for future communication with our company.

    • Tata AIG strives to offer a transparent, short, and hassle-free claim process. Still, you can track the claim progress from our website if you want to check the claim progress.

    Once Tata AIG receives all the required information with necessary bills and documents, we will evaluate if the conditions of your claim fall under the purview of our policy terms and conditions. Your claim will be settled without any problems and in time if your claim is within the scope of our policy coverage. You can also get in touch with our customer care team at 1800-266-7780 for assistance on the claims.

    What is the difference between cashless settlement and reimbursement?

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    If you take your bike for fixing damages through our network garages, you can opt for a cashless claim. Alternatively, if you visit a non-network garage, you will need to clear the bills from your pocket and apply for reimbursement with all the required bills and documents.

    How to renew KTM Duke 125 bike insurance?

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    For a KTM Duke 125 insurance renewal - Input the bike registration number on Tata AIG’s bike insurance page and press “Renew.” Fill out your personal information and bike details. Pick the Insured Declared Value (IDV) and No Claim Bonus (NCB). Follow the instructions seen on the screen to arrive at an estimation of the bike insurance premium. Pay the premium amount through any one of the accepted payment methods you see on the screen. A soft copy of the bike insurance policy will be sent to your registered email ID within a few hours after successful payment.

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    Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.

    What does an insurance policy for bikes not cover?

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    A bike insurance policy covers various costs and a range of unforeseen scenarios but it does not cover everything. This includes:

    Damage caused to the bike due to racing, speed testing, and reliability trials

    Damage caused due to contributory negligence like riding without a helmet, valid driving licence, riding in a flood-prone area or under the influence of alcohol/ drugs

    Damage caused due to using the bike for commercial purposes

    Damage due to burglary/ breaking & entering

    Damage due to general wear and tear, ageing, and age-related mechanical and electrical breakdown of the bike

    How can you reduce the price of 2-wheeler insurance online?

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    The price of an insurance policy for bikes depends on various factors such as the IDV of the bike, its cubic capacity, the age of the insured buyer, the geographical location of purchase, and so on. All these variable factors can either increase or decrease the price of 2-wheeler insurance online. However, if you want to lower the price of your Bajaj bike insurance, here are a few things you can do.

    Calculate the premium cost of the bike beforehand.

    Remember the age and engine capacity of your bike — the older it is, the lesser the premium price; the higher the engine capacity, the higher the premium.

    Avoid adding many modifications and embellishments, as they can increase the premium price of your Bajaj bike insurance

    Add safety devices to your bike like a lock, CCTV camera, and others

    Keep your no-claim bonuses intact by maintaining a claim-free record to get discounted Bajaj two-wheeler insurance premiums

    Become a registered member of IRDAI-authorized riding groups like the Indian Automobile Association

    What are the core features of the Bajaj Pulsar NS 200?

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    The core features of the Bajaj Pulsar NS 200 are: Performance: Max power = 18 kW (24.5 PS) @ 9750 rpm Max Torque = 18.74 Nm @ 8000 rpm

    Design: Muscular, aggressive, bold, stylish

    Safety: Twin-disc, single channel, ABS brakes Telescopic anti-friction bush front brakes Nitrox mono shock absorber with Canister rear suspension Auto headlamps with H4 blue tinge

    Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.

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