Bgauss c12i Max Insurance

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Bgauss c12i Max Insurance

BGauss is a stylish automobile brand that offers premium and efficient two-wheelers at an affordable price. The brand gained popularity for its electric scooters, which were innovative and designed with a customer-first approach. BGauss is constantly creating products for people living in urban and developing areas.

The BGauss C12i Max is an “extra” electric scooter. It offers more space, better range, more comfort and features that help you get more out of your scooter. With head-turning looks, good pick-up, and a braking system, the BGauss C12i Max packs a punch. However, before you take your new ride on the road, it is essential to purchase insurance for your BGauss C12i Max electric scooter.

When you ride a two-wheeler in India, you cannot always avoid collisions and mishaps. With a two-wheeler insurance policy for your BGauss C12i Max, you can be assured of getting the best repairs done during such incidents without worrying about the costs.

Tata AIG offers a comprehensive BGaussC12i Max insurance plan to protect you financially against damages caused to your bike due to an accident or mishap and natural disasters. It also offers protection if your bike is stolen. Additionally, you get coverage from any third-party liability caused by your scooter, provided you comply with the legal requirements.

Keep reading below to learn more about the policy purchase and renewal with us!

Purchasing or Renewing Your BGauss Bike Insurance with Tata AIG Online

A comprehensive two-wheeler insurance policy offers financial protection from various factors, including third-party liabilities and damages to your scooter. With Tata AIG, buying and renewing BGauss C12i Max scooter insurance is simple and hassle-free. We offer quick processing and customisation options to help you get the best protection for your two-wheeler.

Here is a quick step-by-step guide for buying or renewing a Tata AIG two-wheeler insurance policy online:

  • Go to our official website

  • Scroll to the top of the page and click ‘All Products’. From the drop-down, select ‘Bike Insurance’.

  • Enter the registration number of your BGauss C12i Max scooter.

Select from one of these two options:

  • Get Price: Click this option if you want to purchase a new BGauss electric scooter insurance policy

Renew: Click this option if you are renewing an existing Tata AIG insurance for two wheeler

Note: Make sure that you are aware of the renewal period and renew the policy within the stipulated dates.

  • Fill out the insurance form with your details, including your name, phone number, email address, Aadhar number, PAN number, etc.

  • Provide details about the two-wheeler, like its model and Insured Declared Value (IDV) for purchasing a new policy. If you are renewing your policy, provide details of the existing policy - the policy number, expiry date, claims history, etc.

  • Choose the add-on covers based on your expected use of the scooter. We offer seven riders at an additional cost. Go through each to assess if you need them and buy accordingly.

  • If you are renewing your policy and have not filed a claim during the previous policy term, then you might be eligible for a No Claim Bonus (NCB) of up to 50% of the premium amount.

  • After submitting all the details, pay the premium for the policy online

  • Once we receive the payment, we will email a PDF copy of your insurance plan to your registered email address

  • And it’s done! You will now have a financially protected and insured BGauss C12i Max at your disposal!

BGauss C12i Max Insurance Price – Your Payable Premium Amount

When you opt for Tata AIG as your insurance partner, you can be sure of transparency as we provide details of all charges upfront. We provide a bike insurance calculator that helps you get an estimate of the premium of your policy before you make the purchase.

The BGauss C12i Max insurance cost is based on a range of factors as described below:

BGauss C12i Max third-party two-wheeler insurance

The Insurance Regulatory and Development Authority of India (IRDAI) determines the premium of all third-party two-wheeler insurance plans. The premiums are based on the engine capacity of the two-wheeler (cubic capacity or CC of the two-wheeler).

BGauss C12i Max comprehensive two-wheeler insurance

A range of factors affect calculating the premium of a comprehensive two-wheeler insurance policy. These include its Insured Declared Value (IDV), make and model and location. Also, factors like bike modifications can increase the premium of the policy.

Make sure that you choose the IDV of your two-wheeler carefully, as it significantly impacts the premium of the policy. This is the current market value of the two-wheeler and is the amount paid out if your bike is stolen or damaged beyond repair. You can get the IDV at the dealership.

While having a third-party two-wheeler insurance policy in India is mandatory, the coverage offer is limited only to damages to third parties. On the other hand, a comprehensive BGauss electric bike insurance plan offers extensive coverage.

Additional Rider Plans for Your BGauss C12i Max Insurance Online

While comprehensive two-wheeler insurance plans offer coverage for damages to your two-wheeler and third-party liabilities, you can consider opting for an add-on cover if you are looking for protection from specific risks. These covers are available at an additional cost and increase the policy's premium. Therefore, make sure that you assess your needs carefully before buying a comprehensive BGauss C12i Max insurance policy.

Here are the details of the 7 riders offered by Tata AIG:

Personal Accident Cover: Coverage for accidental death or permanent disability of the policyholder.

Pillion Rider Cover: Coverage for the pillion rider in case of accidental death or permanent disability.

Zero Depreciation Cover: Coverage for the cost of bike repairs or replacement parts without factoring in depreciation.

Return-to-Invoice Cover: Coverage for the total value of the bike in case of total loss or theft.

Consumable Cover: Coverage for the cost of consumables such as oil, nuts, and bolts that must be replaced during repairs.

Engine Protect Cover: Coverage for damages to the bike's engine due to water ingression or oil leakage.

Roadside Assistance Cover: 24/7 roadside assistance in case of breakdown or accidents, including towing, fuel delivery, and other emergency services.

Things Included/Excluded Under Tata AIG’s Bike Insurance for BGauss

Every bike insurance policy has specific inclusions and exclusions that determine the scope and extent of the coverage. It is crucial to go through them carefully before purchasing the policy. Here are the standard inclusions and exclusions of Tata AIG’s comprehensive two-wheeler insurance policies.

Why Should You Get Tata AIG BGauss Two-wheeler Insurance?

When you own and ride a two-wheeler, you have to navigate traffic, difficult road conditions, and the recklessness of other drivers. These factors increase the chances of an accident or a collision. If your bike causes a mishap, you are liable to bear the costs of any damage/injury to the third party, plus any damage to your bike or injury to yourself.

With a comprehensive Tata AIG two-wheeler insurance plan, you can be assured of being covered financially in such situations. Here are the benefits of opting for one:**

Coverage: With Tata AIG, you can be assured of exhaustive coverage that protects you from various risks, including accidents, collisions, natural disasters, man-made disasters, and theft.

Add-on Covers: You can customise the insurance plan based on your needs. For example, if you are frequently riding longer distances via highways and other arterial roads, then you might want to opt for a Roadside Assistance Cover that offers help if your two-wheeler breaks down in the middle of the road. Many other add-on covers are available to help you create a tailored insurance plan.

Claim Settlement: We have a vast network of garages for cashless repairs. Also, our claim settlement process is simple and hassle-free.

Customer Support: We have a customer support team available round the clock to help you get the assistance you need without any delay.

Reliable & Reputed: With years of experience and the ethics of the brand Tata, we are considered a reliable two-wheeler insurance company in India. You will get the best service and assistance throughout your journey with us.

Affordable: We ensure that all our insurance plans and added services are available to you at highly competitive prices. We also keep offering discount plans to make the premiums more affordable.

BGauss Two-wheelers – An Overview & USPs

The BGauss C12i Max is an electric scooter sporting a PMSM Hub engine and a Lithium Ion battery. Its peak motor power is around 2500 W, and the continuous power is around 1500 W. The battery can charge from 0-80% in around 4 hours and 0-100% in 6-7 hours.

The scooter weighs 110 kg and has a ground clearance of 155mm. It has LED lights and a range of smart features designed to help you get more out of your two-wheeler. Here are some of the unique selling points of BGauss C12i Max:**

Design: The sleek design of the BGauss C12i Max makes it a head-turner on the road. It is a stylish electric scooter in six colours – Techn Yellow, Red Black, Foliage Green, Shiny Silver, Pearl White, and Matte Blue.

Smart Charging System: The BGauss C12i Max has a Battery Management System (BMS) to regulate the charging process and monitor the battery's health. It also helps avoid overcharging and overheating.

Performance: With a single charge, the BGauss C12i Max can take up to 143 km. Also, its powerful motor offers a top speed of around 60 kmph, allowing you to easily get through traffic. The motor also makes the scooter capable of handling inclines comfortably.

Comfort: The scooter has an advanced suspension system ensuring a stable ride even when the road conditions are not ideal. Its well-balanced design makes it easy to handle and manoeuvre. It has a spacious seat and a large footboard to ensure a comfortable riding position.

BGauss C12i Max Scooter Variants and Prices

Things included in Tata AIG BGauss Scooter Insurance Things not included in Tata AIG BGauss Scooter Insurance
Personal Damage Protection: A comprehensive policy covers injuries and losses caused by accidents, fires, man-made disasters, and other hazards. General Wear & Tear: Two-wheelers go through wear and tear as you use them. Comprehensive insurance plans do not cover damages due to wear and tear and electrical/mechanical failure.
Total Loss Cover: A comprehensive policy will reimburse its current market value if your two-wheeler is stolen or damaged beyond repair. Racing & Speed Trials: The policy will not offer coverage if your bike gets damaged while racing or speed testing.
Third-party Liability Protection: A comprehensive policy offers coverage if your bike causes an accident or collision that damages a third person or third-party property. Driving Without Helmet & Licence: Always wearing a helmet while riding a two-wheeler is mandatory. If your bike meets with an accident while riding without a helmet or a valid driving license, then the policy will not offer coverage.
Personal Accident Coverage: As law mandates, a comprehensive BGauss scooter insurance policy offers a personal accident cover of ₹15 lakhs. This includes the cost of medical treatment and care for injuries sustained in an accident involving the insured two-wheeler. Commercial Usage & Drunk Riding: If you use a personal two-wheeler for commercial purposes and it gets damaged, then the policy will not offer coverage. Also, if you are riding under the influence of alcohol or drugs, coverage is not available either.
Add-on Rider Coverage: Based on the add-ons you choose, the coverage will expand
Variants On-road Pricing (ex-showroom New Delhi)
BGauss C12i Max STD ₹1,26,153

Note: The prices may differ per the different Indian cities.

Top 5 Competitors of BGauss C12i Max

Ola S1 Pro

TVS iQube Electric

Ather 450X with Pro Pack

Vida V1 Pro

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

Related Articles

What is the top speed of the BGauss C12i Max?

What is the top speed of the BGauss C12i Max?


The BGauss C12i Max is a powerful electric scooter offering a top speed of around 60 km/hour.

What is the battery capacity of BGauss C12i Max?


The battery capacity of the BGauss C12i Max is 3.2Kwh.

Do I need a BGauss C12i Max bike insurance policy?


You cannot ride your scooter in India without an active third-party bike insurance policy. This policy covers the costs associated with the damage/injury caused to a third party by your two-wheeler. However, these policies do not cover damages to your bike. Hence, most people opt for a comprehensive BGauss C12i Max bike insurance policy.

Can I buy and renew a Tata AIG BGauss C12i Max insurance policy online?


Yes. We offer a simple and hassle-free process to help you buy and renew insurance for your BGauss C12i Max online. You can visit our Bike Insurance page for details.

What documents would I need to buy a Tata AIG BGauss C12i Max insurance policy?


You will need your scooter's Registration Certificate (RC), valid driving license, proof of identity and address, and photographs.

What is the claim settlement process for the policy?


To file a claim, you must inform us about the collision or accident through our online portal or customer care numbers. Make sure that you inform us as soon as possible. We will provide a list of documents you must submit for claim processing.

Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.