Harley Davidson X440

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Harley Davidson X440

Embarking on a historical journey that traces back to the distant year 1903, the ageless tale of Harley-Davidson commences with a humble engine crafted to fit snugly within the confines of a standard bicycle frame. Little did the pioneers know that their passion for mechanics would ignite a roaring legacy that would endure countless trials and tribulations while conquering the hearts of riders worldwide.

As the luminaries within the organisation charted new paths to enhance their global stature, their brilliant engineers toiled with unwavering dedication, crafting masterpieces. The all-new Harley Davidson X440 is one such example.

The Harley Davidson X440, a testament to human ingenuity, bore the hallmark of a historic collaboration between the venerable Harley-Davidson and Hero MotoCorp, India's illustrious two-wheeler giant. A manifestation of excellence, it promises a ride transcending mere transportation, awakening the rider's soul to a symphony of freedom and adventure.

Are you enticed to embrace this exceptional machine, to venture forth on a journey that knows no bounds? If so, fortifying your dreams with Harley-Davidson getting insurance for 2-wheelers is essential. Harley Davidson bikes are not only expensive but are valuable. Therefore, Harley Davidson X440 insurance becomes necessary to protect your pocket from hefty repair costs.

Fear not, for Tata AIG offers a tailor-made X440 bike insurance plan to shield your prized possession. With Tata AIG Harley Davidson two-wheeler insurance coverage, you are encircled with a 360° embrace of security, ensuring that no challenge, no storm shall deter your quest for exhilaration.

Keep reading to know more about Harley Davidson two-wheeler insurance and Harley Davidson X440 insurance cost.

Purchasing/Renewing Harley Davidson X440 Bike Insurance Policy via Tata AIG Online

In the era of digital marvels, where online transactions reign supreme, the insurance industry has seamlessly embraced this transformation, and Tata AIG leads the way. Recognising the modern customer's quest for convenience, Tata AIG offers a hassle-free and time-saving online platform to cater to all your bike insurance needs right from the cosy confines of your home.

To embark on a journey of effortless insurance acquisition or renewal for your beloved two-wheeler, follow these simple steps:

  • Begin your quest by visiting Tata AIG’s website where you shall find the Bike Insurance tab.

  • Enter the registration number of your Harley Davidson X440 bike.

  • Choose to Get Price if you seek a new Harley Davidson insurance policy, or opt for the Renew option if you already have a Harley Davidson two-wheeler insurance. Remember, the validity for insurance renewal for a long-term two-wheeler insurance policy ranges from 1 to 5 years.

  • Now, you'll see a form on your screen that you need to fill out for your Harley Davidson X440 insurance. Make sure to include your KYC details like your name, phone number, email address, etc, to proceed with the purchase.

  • For your new policy, it's important to give more details about your bike, such as its price, model, and IDV (Insured Declared Value). When renewing your bike insurance, provide the expiration date of your previous policy, any past claims you have made (if applicable).

  • If you have not made any claims in the past, you might be eligible for a No Claim Bonus (NCB) of up to 50%.

  • The next step involves choosing the right add-ons for your insurance coverage. There are seven options for add-on riders from Tata AIG that can enhance your insurance protection.

  • Once you have filled out the form, you can conveniently make the payment for your policy online. As soon as we receive your payment, we will send a PDF copy of your insurance plan to the email address you provided during registration.

Harley Davidson X440 Insurance Cost - Your Payable Premium

When safeguarding your prized Harley Davidson X440, obtaining a comprehensive bike insurance policy is the wisest path. To calculate the Harley Davidson bike insurance price and secure the best coverage, consider the following factors:

  • Chosen Insured Declared Value (IDV): The IDV represents the current market value of your Harley Davidson X440. The higher the IDV, the more coverage you will receive in case of damage or loss. However, a higher IDV may lead to a slightly higher premium

  • City of Residence

  • Two-wheeler's Registration Date

  • No Claim Bonus (NCB) Discount

For a third-party two-wheeler insurance policy, the premium is set by the Insurance Regulatory and Development Authority of India (IRDAI) based on your bike's engine cubic capacity (cc). However, it's essential to note that third-party insurance only covers damages to another vehicle, property, or injuries/death to third parties.

Opting for comprehensive insurance for bikes provides broader coverage and additional protection. You can tailor the range to suit your needs by supplementing it with optional add-on policies.

During your Harley Davidson bike insurance renewal, you can customise the comprehensive coverage to ensure it aligns perfectly with your requirements.

To simplify the process, utilise our user-friendly online bike insurance calculator. This powerful tool will help you determine the Insured Declared Value (IDV) of your Harley Davidson X440, reflecting its present market worth, and calculate the insurance premium accordingly.

Additional Rider Plans for Your Harley Davidson X440

Tata AIG presents a range of advantageous add-on covers designed to amplify the coverage and protection of your esteemed Harley Davidson X440 bike insurance policy. Here are the seven meticulously crafted add-on covers offered by Tata AIG:

Zero Depreciation Cover: Ensures that you receive the total claim amount without any deduction for depreciation in case of partial loss or damage to your Harley Davidson X440's parts.

Engine Protect Cover: Provides coverage for repairing or replacing your bike's engine and its internal parts in case of any damage due to water ingress or oil leakage.

Consumables Cover: Replaces consumable items such as nuts, bolts, screws, lubricants, and other things that may need replacement during repairs.

Personal Accident Cover: Provides coverage for accidental death or disability of the policyholder or any other passengers riding the Harley Davidson X440 during the accident.

NCB Protect Cover: Helps you retain your No Claim Bonus (NCB) discount even if you claim during the policy period.

Key Replacement Cover: If you misplace your keys or if they are stolen, the insurer will cover the expenses associated with getting new keys and, if necessary, reprogramming them for your bike.

Roadside Assistance Cover: With this cover, you can avail of services like on-the-spot repairs, towing, emergency fuel delivery, battery jump-start, and even arrangements for alternate transportation or accommodation if required.

Things Included/Excluded Under Tata AIG’s Harley Davidson X440 Bike Insurance Policy

Things Included under Tata AIG Harley Davidson X440 Insurance Things Not Included under Tata AIG Harley Davidson X440 Insurance
Covering in-transit damage caused to your Harley Davidson X440 during transit through any roadway, airway, waterway, or railway. Damage caused to your Harley Davidson X440 while being used for speed racing, crash testing, and other racing or reliability trials.
Personal Damage cover and loss to your X440 from natural disasters like earthquakes, lightning, floods, snowfall, and cyclones, as well as artificial man-made disasters like riots, strikes, theft, self-ignition, terrorist activities, explosions, and so forth. Damages caused to your X440 due to your contributory negligence, like riding without a driving licence, a helmet, and riding under the influence of alcohol/ drugs/ narcotics.
Personal accident coverage includes medical insurance up to ₹15 lakhs for physical injuries caused to you by accident. In the eventuality of your death, your family members will receive an insurance payout equal to the medical insurance. Damage to your X440 due to civil unrest, mutiny, nuclear perils, war, or other operations that create a state of war.
Third-party insurance to cover the damage or death caused to third parties, their vehicle and property. Damage (except total theft) was caused to the X440 during a burglary/ breaking/ entering.
Allows extra Add-on coverages including depreciation allowance, return to invoice, personal owner-driver accident, third-party property damage, consumables expense, emergency medical expenses, and Roadside assistance. Any consequential loss, general wear and tear, and age-related breakdown of the bike.

Why Should You Get Tata AIG Triumph Speed 400 Insurance Policy?

Tata AIG's bike insurance coverage for your Harley Davidson X440 bike is meticulously designed to shield you against unforeseen events and secure your prized possession. Our unwavering dedication to customer care and consistent claim payouts has earned us an unparalleled brand reputation in the insurance industry.

Let us highlight some key features that set Tata AIG's Harley Davidson bike insurance apart from the competition:

Decades of Expertise: With over 20 years of experience, Tata AIG has firmly established itself as a trusted and reliable name in the insurance domain. Our track record of consistent claim settlement ratios over the last decade, with a remarkable 98% settlement ratio in the fiscal year 2020-2021, reflects our unparalleled expertise and unwavering commitment to customer satisfaction.

Customer-Centric Approach: At Tata AIG, we prioritise our customer's needs. Recognising that each of our five crore unique consumers has specific demands, we have assembled a dedicated team of over 650 claims professionals. These experts are always ready to provide fast and personalised support, ensuring your concerns are addressed promptly and effectively.

Streamlined Processes: Embracing technological advancements, Tata AIG offers a wholly computerised and hassle-free process for purchasing, renewing, and settling claims. Despite the digital convenience, we firmly believe in the value of personal interaction and welcome you to visit our offices for any assistance.

Extensive Network of Trusted Garages: Tata AIG boasts a reliable and expansive network of over 5,000 trusted garages nationwide. This extensive reach ensures that our customers, whether from tier-1 cities, small towns, or rural interiors, can access quality repair services conveniently and promptly.

Harley Davidson X440: A Brief Overview of the Bike and Its USPs

Introducing the groundbreaking result of the Harley-Hero collaboration - the Harley-Davidson X440! This remarkable motorcycle is a commendable effort; it stands tall as a powerful contender capable of giving renowned 350cc bikes from Royal Enfield and even the new Triumph Street 400 a run for their money. The Harley-Davidson X440 is a true force to be reckoned with in terms of its competitive pricing and impressive on-road performance.

With a perfect balance of performance and affordability, the Harley-Davidson X440 has set new standards in the motorcycle industry. Its well-thought-out pricing makes it an enticing choice for riders seeking a high-value option without compromising quality and power. But that's not all - once you hit the road, the X440's capabilities genuinely shine.

The Harley-Davidson X440 offers impressive power, highspeed control, and cutting-edge features that elevate the riding experience. With its sleek design and superior engineering, this motorcycle exudes confidence and style as it effortlessly cruises.

Listed below are some of the unique selling points of the Harley Davidson X440:

  • Designed to conquer every twist and turn with finesse, this motorcycle glides through corners with unmatched precision, making every ride an exhilarating adventure.

  • The comfort provided by the ergonomically crafted design further enhances the riding experience. With thoughtfully placed controls and a well-padded seat, long journeys become a joyous escape rather than a tiring chore.

  • Under the hood, the X440's 440cc engine packs a punch, delivering an impressive mid-range performance that never fails to excite. Whether accelerating through traffic or highway cruising, the engine's power delivery is smooth and commanding.

Harley Davidson X440 Bike Variants and Prices

Variant Ex-Showroom Price* in New Delhi (in )
Harley Davidson X440 Denim ₹2,29,000
Harley Davidson X440 Vivid ₹2,49,000
Harley Davidson X440 S ₹2,69,000

Top 5 Competitors of the Harley Davidson X440

Royal Enfield Classic 350

Triumph Speed 400

Royal Enfield Bullet 350

Honda H'ness CB350

Yezdi Roadster

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

Related Articles

Is it safe to get Harley Davidson X440 insurance online?

Is it safe to get Harley Davidson X440 insurance online?


Tata AIG offers a seamless and paperless experience for all your bike insurance needs, ensuring hassle-free browsing when you seek coverage. Whether you are purchasing a new policy, renewing an existing one, or registering a claim, we have you covered every step. Comprehensive two-wheeler insurance is crucial when protecting a valuable investment like the Harley Davidson X440. Overlooking this essential aspect could lead to unnecessary financial worries in the event of unforeseen accidents or damages.

Can I obtain third-party bike insurance to lower the cost of my insurance policy?


Third-Party insurance comes at a lower cost than Comprehensive insurance and also offers a lot less coverage. While Third-Party insurance fulfils the legal requirement, it only covers damages or injuries caused to a third party involved in an accident with the insured bike. Regrettably, it does not offer any coverage for damages to the insured motorcycle itself. In such cases, you may have to bear the repair costs out of your pocket. On the other hand, comprehensive insurance provides extensive protection for your beloved Harley Davidson X440.

What is a cashless insurance claim, and how does it work?


Tata AIG has an extensive network of garages nationwide, known as "network garages." These trusted partnerships ensure you can repair your bike at any network garage if it encounters accidental damage. This service has a remarkable benefit — a hassle-free and cashless claim experience. In the event of an unfortunate incident, you can take your bike to one of our network garages, and Tata AIG will take care of the rest. The repair expenses will be settled directly between us and the garage, sparing you the need to pay for the repairs upfront. This smooth and efficient process is known as a "cashless claim."

Disclaimer*: All bike prices mentioned in this blog are subject to change pertaining to the city of purchase and registration, and therefore, it is recommended that the buyer inquires about the present day pricing from a local dealership.