Ktm 125 Duke Insurance
KTM 125 Duke Insurance
The KTM 125 Duke carries true racing genes and incredible racing attributes. With razor-sharp ergonomics and power-packed performance, it is the bike for thrilling rides and a sporty and adventurous experience. It has world-class features with a great sense of safety, comprising several specifications like single channel ABS, LED tail light, halogen headlight, double disc brakes, tubeless tyres, etc.
Before riding the KTM 125 Duke, you must buy a suitable bike insurance policy. The Motor Vehicles Act of 1988 makes insurance for 2-wheelers mandatory for every bike owner to ride a bike on public roads in India. Tata AIG’s comprehensive bike insurance policy is a good option for you.
Our insurance policy is designed to provide protection against third-party liabilities, and coverage for losses or damage incurred due to theft, or natural or manmade disasters. Tata AIG’s comprehensive two-wheeler insurance policy ensures complete protection for your KTM Duke 125.
KTM Duke 125 Insurance Renewal/New Purchase via Tata AIG
With Tata AIG, you can buy and renew your KTM Duke 125 insurance online in a few easy steps. It is also possible to raise a claim against the insurance policy from your device or smartphone without visiting the insurer’s office. The step-by-step process to buy or renew two-wheeler insurance with us online is as follows:
Visit Tata AIG’s official website and navigate to the ‘Bike Insurance’ page.
Enter the new bike’s registration number. Click on “Get Price” to purchase a new policy. If you are an existing customer with Tata AIG, provide the necessary details and select “Renew.”
The online bike insurance calculator will use your input to generate a KTM bike insurance price.
On the next screen, you will see Insured Declared Values (IDVs). Select an IDV according to your requirements.
(The IDV determines your sum insured, which is the maximum amount the insurance company is liable to pay you if the bike is stolen or damaged beyond repair.)
In this step, you need to check for the No Claim Bonus. This does not apply to new policyholders. But if you are an existing customer, you may have accumulated a No Claim Bonus for claim-free years.
The different price options (anticipated) for your KTM Duke 125 insurance will appear on the screen.
You may also opt for add-on covers to extend the policy coverage, and the final price shall include the price for add-on covers
Once the final premium is displayed, you need to make the payment for the same using online payment methods like debit/credit card, netbanking, UPI, etc.
After you have successfully made the payment, you will receive a soft copy of the bike insurance policy at your registered email address.
KTM Bike Insurance Price - Your Premium Amount
Your KTM Duke insurance premium is dependent on various factors, such as type of insurance policy, age of the two-wheeler, coverage included in the plan, bike’s make and model, engine make, cubic capacity, safety devices, geographical location, No Claim Bonus (NCB), etc. The premium for comprehensive bike insurance is higher than the premium for third-party insurance coverage. Make sure you compare two-wheeler insurance plans using Tata AIG’s online premium calculator before making your purchase.
Remember, the third-party bike insurance price is set and regulated by the Insurance Regulatory and Development Authority (IRDA) of India on an annual basis. These premiums vary as per the engine’s cubic capacity.
[Note: The insurance premium rises if you select own damage, consumable expenses, third-party liabilities, deductibles, and other such unique add-ons. ]
Add-ons for KTM Duke 125 Bike Insurance by Tata AIG
Add-ons are useful for protection in untoward circumstances and help enhance coverage. Tata AIG allows you to enhance your comprehensive KTM Duke 125 bike insurance by selecting from a list of seven unique bike insurance add-on covers:
Roadside Assistance
Consumable Expenses
Return-to-Invoice Cover
Depreciation Allowance
Emergency Medical Expenses
Additional Third-Party Property Damage Cover
Additional Personal Accident Cover for the Owner-Driver
While add-ons increase the premium, they also enhance policy coverage preparing bike owners for various kinds of situations. Using the emergency medical expenses add-on, policyholders can get emergency medical expenses and ambulance costs for the damages caused in an accident reimbursed.
The personal accident cover add-on safeguards you and your family in case of serious injuries caused in an accident. We pay a predetermined amount to the policyholder’s family if the accident proves to be fatal. Both the comprehensive and third-party insurance for 2-wheelers include third-party liabilities.
Things Covered/Not Covered Under Tata AIG’s KTM Duke 125 Insurance
| What is covered under Tata AIG’s KTM Duke 125 insurance? | What is not covered under Tata AIG’s KTM Duke 125 insurance? |
|---|---|
| A two-wheeler insurance policy covers the damage and loss arising from accidents, natural calamities like earthquakes, cyclones, snowfall, and fire caused by lightning, self-ignition, explosions, etc. | There is no coverage for general wear and tear, electrical/mechanical breakdown, and consequential loss of the bike due to age. |
| Under a comprehensive bike insurance policy, the policyholder is eligible to receive the bike’s current market value in case of theft or total damage to the bike. | The insurance policy does not cover damages the bike incurs when used for speed tests, reliability trials, racing, etc. |
| Third-party bike insurance and comprehensive bike insurance cover third-party liabilities. It covers bodily damages caused to a third party, death of a third party or damages caused to third-party property. | The bike insurance policy cannot help with damages and losses caused while driving a bike without a valid driving licence or helmet and driving under the influence of alcohol and intoxicants. |
| The policy provides a personal accident cover of ₹15 lakhs to the owner-driver to meet medical expenses borne for treatment of injuries caused in the accident. | If a private bike is used for commercial purposes, it is not covered in the two-wheeler insurance policy. |
| Add-ons further enhance insurance coverage, offering roadside assistance, consumable expenses, deductibles, etc. | Any damage to the bike occurring outside the defined geographical borders is excluded. |
Why is it Important to Have Tata AIG for Your KTM Duke 125 Insurance?
To drive the KTM Duke 125, you need insurance for 2-wheelers, regardless of which Indian state you reside in. Apart from being a legal mandate, bike insurance is a financial safeguard. It covers any damage to the two-wheeler occurring as a result of a natural calamity, accident, or robbery.
Tata AIG makes purchasing KTM bike insurance a piece of cake. Here’s how we are different from the other insurance providers in the market.
Quick purchase/renewal process
Tata AIG has a 100% online process, which means you can buy or renew your bike insurance without any inconvenience. Simply visit the website, follow the necessary instructions, and within a few minutes, you will receive your policy. Managing the policy and renewing it on time with the calculations of the premium is also pretty easy.
Worry-free claims process
Tata AIG makes filing claims as easy as it can get. In just three simple steps, you can raise your claim on our official website. If you have any queries while applying for the claim, a team of 650 experts is available to assist. We try our best to fulfil the claim in a short duration.
Highly customizable
We give policyholders the flexibility to select the bike’s IDV and features as per their requirements. There are three types of insurance plans - standalone own-damage bike insurance policy, standalone third-party bike insurance policy, and comprehensive bike insurance policy.
Wide garage network
Tata AIG prides itself on having a vast network of over 7500 garages across the country. You can visit any of the listed garages to get bike damages repaired and enjoy the benefits of cashless claim settlement.
No Claim Bonus and premium savings
We offer a No Claim Bonus discount of a minimum of 20% on the bike insurance premium if the policyholder did not file any claims the previous year. Tata AIG also provides up to 75% off on two-wheeler premium payments, subject to specific terms and conditions.
Choice of unique add-ons
At Tata AIG, you can enhance your KTM bike insurance with the help of unique add-ons. Choose from 8 different options to receive a 360-degree protective cover.
Prompt customer support
We have a large team of claim experts who strive hard to fulfil the requirements of more than 5 crore happy customers. Our customer care executives are available on our toll-free number 1800-266-7780 and email address, customersupport@tataaig.com.
High claim settlement ratio
During the FY 2020-2021, we clocked a 98% claim settlement ratio. Thus, you can rest assured since you have a high chance of receiving a claim.
Overview - KTM Duke 125 Bike Models
The KTM Duke 125 is one of the most popular products from KTM available for purchase in India. It is available in only one variant and has a starting price of ₹1.78 lakhs. The Duke is powered by a 124.7cc BS6 engine, capable of producing a peak torque of 12 Nm and power of 14.3 bhp. It has a sharp design language and distinctive styling inspired by the performance powerhouse KTM 1290 Super Duke R.
When you look at the KTM Duke 125, you first notice the headlight. It has an aggressive front and a predatory stance. On a closer look, you will see its steel fuel tank and multiple high-quality cast parts. The recent 2022 version comes with a new paint theme. The Austrian brand’s entry-level model is now available in two paint options - Electronic Orange and Ceramic White.
At the front, the bike packs a halogen headlight with LED DRLs. At the rear, it gets LED turn indicators, an LED tail light, and an orange backlit LCD console. Coming to the side profile, one can see that the new KTM Duke 125 gets a sharp aerodynamic profile. The motorcycle features a muscular fuel tank, belly pan to protect the engine, exposed orange-coloured trellis frame, split seat setup, etc.
The KTM Duke 125 bike has an anti-locking braking system with the front as well as rear disc brakes. It weighs 159 kg, with a length of 1993 mm, a width of 789 mm, and a height of 1083 mm. Its fuel tank capacity is 13.4 litres. The engine is linked to a six-speed gearbox to deliver class-leading performance and a claimed mileage of up to 46.92 kmpl.
The hardware includes single-disc brakes on both wheels, rear mono-shock, and upside-down telescopic front forks. Its feature list comprises an all-digital instrument cluster that displays loads of information. It displays an odometer, twin trip metres, a tachometer, a digital speedometer, and a gear position indicator, among others.
KTM Duke 125 Models and Price
The KTM Duke 125 comes in only one variant, with a starting price of ₹1.78 lakhs in India. The recent model comes in two colour options - Electronic Orange and Ceramic White. Both colour options feature a dual-tone finish.
| Variant | Ex-Showroom Price* in New Delhi (₹) |
|---|---|
| KTM Duke 125 | ₹1.78 lakhs |
Unique Selling Points - KTM Duke 125 Bike Features
The KTM 125 Duke may be an entry-level bike of the range, but it is sure to make an impact in the market. Right from the first look, it is evident that it is built with the same attitude as the bigger bikes. Some features that make the KTM 125 Duke worth buying include:
Gritty Growl Exhaust
The bike features a lightweight and precision-crafted exhaust system with a link pipe, silencer, and side exhaust. The three-chamber silencer is fixed close to the bike’s overall centre of gravity, enhancing balance and handling. The well-thought positioning of the silencer also eliminates any chance of accidental contact between the exhaust and the rider and passenger’s legs. The KTM 125 Duke’s gritty growl exhaust delivers smooth, instant, and beast-like power.
A1 Power Engine
The KTM Duke 125 has a lightweight, compact, yet powerful engine with an 11kW (14.5 PS power). It delivers hair-raising acceleration and arm-wrenching torque with low fuel consumption to keep you riding longer. Due to the meticulous fuel injection system and the ingenious intake design, the bike is all set to tear up the streets and the circuits.
Upside-Down Telescopic Front Forks
With high-performance, ultra-lightweight upside-down WP forks, the KTM Duke 125 performs beyond expectations. These forks do not demand much maintenance. Moreover, they are ideal for all kinds of riding, from hammering around closed circuits to relaxed cruising.
Hi-tech Upright Handlebars
The KTM 125 Duke has razor-sharp ergonomics with upright handlebars that make it a perfect bike for the rush hour slalom. Riders get a controlled yet dynamic body position to dominate all riding aspects. Using the bars, you can get the balance and control to attack the tarmac effectively and continue to destroy corners or pull the perfect stoppie.
ABS
This model by KTM comes with a single-circuit BOSCH ABS as standard equipment. Riders can use it to their advantage to improve safety and control.
Rivals of KTM Duke 125
KTM Duke 125 is a street bike powered by a 124.7cc BS6 engine capable of producing a power of 14.3bhp and a torque of 12 Nm. Its rivals in the Indian market include:
Yamaha MT-15
Suzuki Gixxer 155
Bajaj Pulsar NS200
Bajaj Dominar 400
Bajaj Pulsar NS160
TVS Apache RTR 160 4V
Revolt RV 400
While the KTM Duke 125 is costlier than its market rivals, it is the most cost-effective route into the KTM family. The bike is loaded with sophisticated underpinnings and has a refined motor. It is a newbie-friendly enthusiast’s motorcycle, making it easier for you to master it rather quickly.
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
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How to Claim KTM Bike Insurance?
How to Claim KTM Bike Insurance?
You can claim KTM bike insurance by following a few simple steps on our official website.
- Visit our Claims page and click on “Initiate Claim”.
- Provide your authorised mobile number and click confirm to log in to your account.
- Mention your policy details, KTM bike insurance number, FIR details and any other relevant information as needed on the online form to register the claim.
- Once we assess the claim, we will examine the damages and have your bike sent to the nearest network garage for repairs.
- During this time, we will initiate the claim settlement process.
- Soon after the process is complete, you will get back your repaired vehicle.
How To Renew KTM Bike Insurance?
To renew your KTM bike insurance instantly with us, you can follow these simple steps on our official website.
- Visit our bike insurance page, enter your bike registration number in the bike insurance calculator and click “Renew”.
- Once the calculator fetches all the necessary details automatically, fill in the other details as needed.
- If you have filed claims in the past, fill in those details as well or else avail of the NCB discount.
- You can now make any changes to your KTM bike insurance policy by adding or removing add-ons of your choice.
- The calculator will display the KTM bike insurance premium cost on the screen. After you make the payment, your policy will be renewed.
What is the price of a KTM bike?
The KTM 125 Duke in India is the most affordable one in the range that starts at ₹1.70 lakhs, while the KTM 390 Adventure is the most expensive one that costs ₹3.28 lakhs.
What are the available models of KTM bikes?
In India, there are 9 KTM bike models available as of now. They are -
- RC 200
- RC 390
- RC 125
- Duke 125
- Duke 200
- Duke 250
- Adventure 390
- Adventure 250
- 390 Duke ABS
What is the process to file a claim on KTM Duke 125 insurance?
The claim process on Tata AIG is as easy as pie. Whether you’re a new policyholder or one that’s been with the company for several years, you need to follow the simple steps mentioned below:
Visit the Claims Support page on our official website to file a bike insurance claim.
Fill out the necessary details like registered mobile number, policy number, date of birth, policyholder’s name, etc., for Tata AIG to fetch policy details.
You will receive a self-inspection link on your registered mobile number if you send a bike accident insurance claim request.
Inspect your damaged bike and carefully provide the details in the self-inspection form, mentioning all the damages sustained to the vehicle. Tata AIG’s team will also check the damages to corroborate your report.
You are liable to claim a cashless settlement through network garages and a reimbursement claim through non-network garages.
After you file the claim, you will receive a Claim Registration Number. It is vital to save this number carefully as you need to use it for future communication with our company.
Tata AIG strives to offer a transparent, short, and hassle-free claim process. Still, you can track the claim progress from our website if you want to check the claim progress.
Once Tata AIG receives all the required information with necessary bills and documents, we will evaluate if the conditions of your claim fall under the purview of our policy terms and conditions. Your claim will be settled without any problems and in time if your claim is within the scope of our policy coverage. You can also get in touch with our customer care team at 1800-266-7780 for assistance on the claims.
What is the difference between cashless settlement and reimbursement?
If you take your bike for fixing damages through our network garages, you can opt for a cashless claim. Alternatively, if you visit a non-network garage, you will need to clear the bills from your pocket and apply for reimbursement with all the required bills and documents.
How to renew KTM Duke 125 bike insurance?
For a KTM Duke 125 insurance renewal - Input the bike registration number on Tata AIG’s bike insurance page and press “Renew.” Fill out your personal information and bike details. Pick the Insured Declared Value (IDV) and No Claim Bonus (NCB). Follow the instructions seen on the screen to arrive at an estimation of the bike insurance premium. Pay the premium amount through any one of the accepted payment methods you see on the screen. A soft copy of the bike insurance policy will be sent to your registered email ID within a few hours after successful payment.
How much does a new KTM Duke 125 cost?
The KTM 125 Duke is the Austrian bike manufacturer’s smallest capacity and most budget-friendly bike in India. Its starting price is ₹1.78 lakhs. There is only one variant with two colour options.
Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.
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