KTM 125 Duke Insurance

With Tata AIG, you can buy and renew your KTM Duke 125 insurance online in a few easy steps. It is also possible to raise a claim against the insurance policy from your device or smartphone without visiting the insurer’s office. The step-by-step process to buy or renew two-wheeler insurance with us online is as follows:

Visit Tata AIG’s official website and navigate to the ‘Bike Insurance’ page.

Enter the new bike’s registration number. Click on “Get Price” to purchase a new policy. If you are an existing customer with Tata AIG, provide the necessary details and select “Renew.”

The online bike insurance calculator will use your input to generate a KTM bike insurance price.

On the next screen, you will see Insured Declared Values (IDVs). Select an IDV according to your requirements.

(The IDV determines your sum insured, which is the maximum amount the insurance company is liable to pay you if the bike is stolen or damaged beyond repair.)

In this step, you need to check for the No Claim Bonus. This does not apply to new policyholders. But if you are an existing customer, you may have accumulated a No Claim Bonus for claim-free years.

The different price options (anticipated) for your KTM Duke 125 insurance will appear on the screen.

You may also opt for add-on covers to extend the policy coverage, and the final price shall include the price for add-on covers

Once the final premium is displayed, you need to make the payment for the same using online payment methods like debit/credit card, netbanking, UPI, etc.

After you have successfully made the payment, you will receive a soft copy of the bike insurance policy at your registered email address.

Your KTM Duke insurance premium is dependent on various factors, such as type of insurance policy, age of the two-wheeler, coverage included in the plan, bike’s make and model, engine make, cubic capacity, safety devices, geographical location, No Claim Bonus (NCB), etc. The premium for comprehensive bike insurance is higher than the premium for third-party insurance coverage. Make sure you compare two-wheeler insurance plans using Tata AIG’s online premium calculator before making your purchase.

Remember, the third-party bike insurance price is set and regulated by the Insurance Regulatory and Development Authority (IRDA) of India on an annual basis. These premiums vary as per the engine’s cubic capacity.

[Note: The insurance premium rises if you select own damage, consumable expenses, third-party liabilities, deductibles, and other such unique add-ons. ]

Add-ons are useful for protection in untoward circumstances and help enhance coverage. Tata AIG allows you to enhance your comprehensive KTM Duke 125 bike insurance by selecting from a list of seven unique bike insurance add-on covers:

• Roadside Assistance

• Consumable Expenses

• Return-to-Invoice Cover

• Depreciation Allowance

• Emergency Medical Expenses

• Additional Third-Party Property Damage Cover

• Additional Personal Accident Cover for the Owner-Driver

While add-ons increase the premium, they also enhance policy coverage preparing bike owners for various kinds of situations. Using the emergency medical expenses add-on, policyholders can get emergency medical expenses and ambulance costs for the damages caused in an accident reimbursed.

The personal accident cover add-on safeguards you and your family in case of serious injuries caused in an accident. We pay a predetermined amount to the policyholder’s family if the accident proves to be fatal. Both the comprehensive and third-party insurance for 2-wheelers include third-party liabilities.

To drive the KTM Duke 125, you need insurance for 2-wheelers, regardless of which Indian state you reside in. Apart from being a legal mandate, bike insurance is a financial safeguard. It covers any damage to the two-wheeler occurring as a result of a natural calamity, accident, or robbery.

Tata AIG makes purchasing KTM bike insurance a piece of cake. Here’s how we are different from the other insurance providers in the market.

Quick purchase/renewal process

Tata AIG has a 100% online process, which means you can buy or renew your bike insurance without any inconvenience. Simply visit the website, follow the necessary instructions, and within a few minutes, you will receive your policy. Managing the policy and renewing it on time with the calculations of the premium is also pretty easy.

Worry-free claims process

Tata AIG makes filing claims as easy as it can get. In just three simple steps, you can raise your claim on our official website. If you have any queries while applying for the claim, a team of 650 experts is available to assist. We try our best to fulfil the claim in a short duration.

Highly customizable

We give policyholders the flexibility to select the bike’s IDV and features as per their requirements. There are three types of insurance plans - standalone own-damage bike insurance policy, standalone third-party bike insurance policy, and comprehensive bike insurance policy.

Wide garage network

Tata AIG prides itself on having a vast network of over 7500 garages across the country. You can visit any of the listed garages to get bike damages repaired and enjoy the benefits of cashless claim settlement.

No Claim Bonus and premium savings

We offer a No Claim Bonus discount of a minimum of 20% on the bike insurance premium if the policyholder did not file any claims the previous year. Tata AIG also provides up to 75% off on two-wheeler premium payments, subject to specific terms and conditions.

Choice of unique add-ons

At Tata AIG, you can enhance your KTM bike insurance with the help of unique add-ons. Choose from 8 different options to receive a 360-degree protective cover.

Prompt customer support

We have a large team of claim experts who strive hard to fulfil the requirements of more than 5 crore happy customers. Our customer care executives are available on our toll-free number 1800-266-7780 and email address, customersupport@tataaig.com.

High claim settlement ratio

During the FY 2020-2021, we clocked a 98% claim settlement ratio. Thus, you can rest assured since you have a high chance of receiving a claim.

The KTM Duke 125 is one of the most popular products from KTM available for purchase in India. It is available in only one variant and has a starting price of ₹1.78 lakhs. The Duke is powered by a 124.7cc BS6 engine, capable of producing a peak torque of 12 Nm and power of 14.3 bhp. It has a sharp design language and distinctive styling inspired by the performance powerhouse KTM 1290 Super Duke R.

When you look at the KTM Duke 125, you first notice the headlight. It has an aggressive front and a predatory stance. On a closer look, you will see its steel fuel tank and multiple high-quality cast parts. The recent 2022 version comes with a new paint theme. The Austrian brand’s entry-level model is now available in two paint options - Electronic Orange and Ceramic White.

At the front, the bike packs a halogen headlight with LED DRLs. At the rear, it gets LED turn indicators, an LED tail light, and an orange backlit LCD console. Coming to the side profile, one can see that the new KTM Duke 125 gets a sharp aerodynamic profile. The motorcycle features a muscular fuel tank, belly pan to protect the engine, exposed orange-coloured trellis frame, split seat setup, etc.

The KTM Duke 125 bike has an anti-locking braking system with the front as well as rear disc brakes. It weighs 159 kg, with a length of 1993 mm, a width of 789 mm, and a height of 1083 mm. Its fuel tank capacity is 13.4 litres. The engine is linked to a six-speed gearbox to deliver class-leading performance and a claimed mileage of up to 46.92 kmpl.

The hardware includes single-disc brakes on both wheels, rear mono-shock, and upside-down telescopic front forks. Its feature list comprises an all-digital instrument cluster that displays loads of information. It displays an odometer, twin trip metres, a tachometer, a digital speedometer, and a gear position indicator, among others.

The KTM Duke 125 comes in only one variant, with a starting price of ₹1.78 lakhs in India. The recent model comes in two colour options - Electronic Orange and Ceramic White. Both colour options feature a dual-tone finish.

The KTM 125 Duke may be an entry-level bike of the range, but it is sure to make an impact in the market. Right from the first look, it is evident that it is built with the same attitude as the bigger bikes. Some features that make the KTM 125 Duke worth buying include:

Gritty Growl Exhaust

The bike features a lightweight and precision-crafted exhaust system with a link pipe, silencer, and side exhaust. The three-chamber silencer is fixed close to the bike’s overall centre of gravity, enhancing balance and handling. The well-thought positioning of the silencer also eliminates any chance of accidental contact between the exhaust and the rider and passenger’s legs. The KTM 125 Duke’s gritty growl exhaust delivers smooth, instant, and beast-like power.

A1 Power Engine

The KTM Duke 125 has a lightweight, compact, yet powerful engine with an 11kW (14.5 PS power). It delivers hair-raising acceleration and arm-wrenching torque with low fuel consumption to keep you riding longer. Due to the meticulous fuel injection system and the ingenious intake design, the bike is all set to tear up the streets and the circuits.

Upside-Down Telescopic Front Forks

With high-performance, ultra-lightweight upside-down WP forks, the KTM Duke 125 performs beyond expectations. These forks do not demand much maintenance. Moreover, they are ideal for all kinds of riding, from hammering around closed circuits to relaxed cruising.

Hi-tech Upright Handlebars

The KTM 125 Duke has razor-sharp ergonomics with upright handlebars that make it a perfect bike for the rush hour slalom. Riders get a controlled yet dynamic body position to dominate all riding aspects. Using the bars, you can get the balance and control to attack the tarmac effectively and continue to destroy corners or pull the perfect stoppie.

ABS

This model by KTM comes with a single-circuit BOSCH ABS as standard equipment. Riders can use it to their advantage to improve safety and control.

KTM Duke 125 is a street bike powered by a 124.7cc BS6 engine capable of producing a power of 14.3bhp and a torque of 12 Nm. Its rivals in the Indian market include:

• Yamaha MT-15

• Suzuki Gixxer 155

• Bajaj Pulsar NS200

• Bajaj Dominar 400

• Bajaj Pulsar NS160

• TVS Apache RTR 160 4V

• Revolt RV 400

While the KTM Duke 125 is costlier than its market rivals, it is the most cost-effective route into the KTM family. The bike is loaded with sophisticated underpinnings and has a refined motor. It is a newbie-friendly enthusiast’s motorcycle, making it easier for you to master it rather quickly.