Suzuki GS150R Insurance
Suzuki GS150R Insurance
The Suzuki GS150R is a 150cc, 4-stroke, single-cylinder motorcycle produced by Suzuki Motorcycles India Limited. It has a maximum power output of 14.8 horsepower and 14 Nm of torque. It comes equipped with a 5-speed transmission and a fuel-injected engine.
The bike has a sleek and sporty design, with a fully digital instrument panel and LED tail lights. It also features a comfortable seat, wide handlebars, and a fuel tank capacity of 12 liters.
The GS150R is considered a reliable and efficient bike suitable for city and highway riding. It's also considered a budget-friendly option in the 150cc motorcycle segment in India.
The Suzuki GS150R has a range of safety features to ensure a secure and stable ride. Some of the key safety features of the GS150R include front and rear disk brakes, telescopic front suspension, mono-shock rear suspension, etc.
While these features make it a safe bike, riding on Indian roads is risky, and even the safest riders cannot always avoid an accident or collision. Hence, looking for a bike insurance policy that offers complete coverage is important.
The Motor Vehicles Act, 1988 has made it mandatory for all two-wheelers to have third-party insurance for 2 wheeler in India. However, third-party policies do not cover damages to the insured bike. If you are looking for complete coverage, then you must consider buying a comprehensive Suzuki GS150R insurance policy that offers coverage for third-party liabilities and damages to the insured bike due to collisions and non-collision events.
When looking for a comprehensive Suzuki GS150R bike insurance policy, you must remember that many providers offer different types of plans for two-wheelers. Therefore, it is important to compare two-wheeler insurance plans carefully to find the best cover for your bike.
Tata AIG is a reputed and reliable name in bike insurance in India. We offer feature-rich Suzuki bike insurance online to help you get the best protection for your beloved GS150R.
Purchase or Renew Suzuki GS150R Insurance Online with Tata AIG
Tata AIG allows you to purchase Suzuki GS150R insurance online from the comfort of your home. The process is highly customer-friendly and allows you to complete the purchase without having to visit the branch.
Here is a quick look at the process of Tata AIG’s Suzuki bike insurance purchase and renewal.
- The entire process can be completed on our official website
- Once you visit our site, go to the top menu and select All Products >> Bike Insurance. This will take you to the Bike Insurance Page.
- On this page, you will find a form right at the top. Enter the registration number of your Suzuki GS150R.
- Here, you have two options:
- Get Price: Click this button if you want to buy a new bike insurance policy for your Suzuki GS150R
- Renew: Click this button if you have an existing Tata AIG bike insurance policy and are looking for a Suzuki GS150R insurance renewal
- Based on your selection, we will ask for certain details on the next page. This will include details of your bike, insurance policy, and some personal information.
- We will process this information and display the Suzuki GS150R insurance price
- This page will also have a list of IDVs, or Insured Declared Values. You will be required to choose the right IDV for the policy.
- Note: This is the estimated market value of the bike and determines the sum insured by the policy. Make sure that you choose the IDV carefully.
- On the next page, choose the add-on covers based on your needs. If you are looking for a Suzuki two-wheeler insurance renewal, then look at the existing add-on covers and remove/add them as needed.
- Also, for a Suzuki bike insurance renewal, you will be required to provide details of any claims filed by you during the previous policy term. If you have not filed any claim and are eligible for a No Claim Bonus discount, then make sure that you specify the same on this page.
- We will process all this information and offer a final premium amount for the policy.
- Once you pay the premium using one of the available digital payment methods, we will email the policy documents to your registered email address
Suzuki GS150R Insurance Price – Your Premium Amount
When you start looking for a comprehensive bike insurance policy, you will find policies available at different prices. This is because insurers consider varying factors to calculate the risk exposure in providing insurance and offer premiums accordingly. Hence, looking at different providers and plans is usually recommended before making your final decision.
Here are some common factors that can affect the comprehensive Suzuki GS150R insurance price:
- Type of bike: The make, model, and engine capacity of the bike can affect the premium, as some bikes are considered to be at a higher risk of theft or damage.
- Age of bike: Premiums may be higher for older bikes, as they may be considered to be more likely to experience breakdowns or require repairs.
- Age of rider: Younger riders may be considered a higher risk, and therefore may be charged higher premiums.
- Riding experience: Riders with more experience may be considered less of a risk and may therefore be charged lower premiums.
- Location: Premiums may be higher in areas with a higher crime rate or where the risk of accidents is higher.
- Annual mileage: The more you ride, the more likely you are to have an accident, so riders who cover a lot of miles may be charged higher premiums.
- Coverage: The type of coverage you choose will affect the premium. A comprehensive policy will generally be more expensive than a third-party liability policy.
- Add-on covers: Some insurance companies offer additional covers like engine protection, zero depreciation, roadside assistance, etc., which can increase the premium.
- No Claim Bonus (NCB): If you have not made any claims in the previous years, you may be eligible for a No Claim Bonus, which can lower the premium.
- Discounts: Many insurance companies offer discounts for safety features such as anti-theft devices or for riders who have completed a safety course.
Things Covered and Not Covered under Suzuki GS150R Insurance
Before buying a Suzuki GS150R bike insurance plan, it will be prudent to go through the list of inclusions and exclusions so that you understand the scope and extent of the coverage offered.
Here is a quick look at the things covered and not covered under a Tata AIG Suzuki GS150R insurance policy:
| Things covered under Tata AIG Suzuki GS150R Insurance | Things not covered under Tata AIG Suzuki GS150R InsuranceThings not covered under Tata AIG Honda CB Trigger Insurance |
|---|---|
| Third-Party Liability: This covers damage or injury caused to another person or their property as a result of an accident involving your bike. This coverage is mandatory as per Indian Motor Vehicle Act. | Wear and Tear: Damage to the bike due to normal wear and tear is not covered. |
| Own Damage: This covers damage to your bike due to an accident, theft, or natural/ man-made disaster. This coverage is optional and can be purchased separately. | Mechanical or Electrical Breakdown: Damage due to mechanical or electrical breakdown is not covered. |
| Personal Accident: This covers accidental death or permanent disability of the rider due to an accident involving the bike. This coverage is optional and can be purchased separately. | Intentional Damage: Damage caused intentionally by the policyholder is not covered. |
| Medical Expenses: This covers medical expenses for the rider and pillion rider in case of an accident. This coverage is optional and can be purchased separately. | Driving Under the Influence: Accidents caused while driving under the influence of drugs or alcohol are not covered. |
| Add-on coverage: Riders can purchase additional coverage by opting for add-on covers. Some common add-on covers are Zero Depreciation Cover, Engine Protection Cover, Consumable Cover, and Key Replacement Cover. | Illegal Activities: Accidents or damage caused while participating in illegal activities are not covered |
| Cashless Claim: This allows you to get the repairs done at a network garage without paying any money from your pocket. | Lack of Maintenance: Accidents or damage caused due to the lack of regular maintenance or servicing are not covered.Driving without a valid license: Accidents that occur while the policyholder is driving without a valid license are not covered under the policy. |