Ultraviolette F77 Insurance

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Ultraviolette F77 Insurance

Launched in 2016, Ultraviolette Automotive Private Limited was founded by Niraj Rajmohan and Narayan Subramaniam. It is an innovative company working in the fields of energy infrastructure and sustainable mobility. The company endeavours to create the best mobility solutions in the country with progressive designs and technology that utilises minimal energy. It is also developing an ecosystem of energy infrastructure for the future and top-notch electric vehicles.

The Ultraviolette 77 is arguably the fastest EV motorcycle in India today. Priced at Rs.4-5.5 lakh, the performance and design make up for the price. It has a top speed of 147 km/hour, a charging time of around 4 hours, and a range of 307 km per charge. This powerful electric motorcycle manages a 0-100 km/hour time of around 8 seconds. To enjoy the power of this electric bike, consider buying comprehensive insurance for 2 wheeler for your UV 77.

If your bike meets with an accident and damages a third-party property or person, you are liable to pay for the said damages. A third-party bike insurance policy takes care of these costs. However, it does not cover any damage to the insured bike. Hence, most people opt for a comprehensive policy for optimal coverage as it offers third-party liability coverage and own damage protection.

Tata AIG offers a comprehensive Ultraviolette F77 insurance plan to help you stay financially protected against such losses. With a high claim settlement ratio and a hassle-free buying and renewal process, our policies are preferred by many bike owners across India.

If you are a proud owner of an Ultraviolette F77, read on to find out how to buy and renew a two-wheeler policy with us!

Purchasing or Renewing Your Ultraviolette F77 Bike Insurance with Tata AIG Online

Comprehensive plans offer complete financial protection. You are covered against third-party liabilities and also damages to your bike due to floods, earthquakes, fires, riots, theft, and accidents.

With Tata AIG, you can buy a new policy or opt for Ultraviolette electric bike insurance renewal hassle-free.

Here is how you can buy or renew a Tata AIG policy online:

Understand our offering:** Before you buy a policy, it is prudent to understand the terms and conditions as well as its inclusions and exclusions. All this information is available on our bike insurance page.

Make sure that you go through the details carefully and make an informed decision.

The buying/renewal process: If you have made up your mind, then you can start the buying/renewal process from the same page. There is a small form at the top of the bike insurance webpage.

Enter the registration number of your bike and click on “Get Price” to purchase a new policy or “Renew” to renew an existing Tata AIG Ultraviolette bike insurance plan.

We will need some details: If you are buying a new policy, you will be required to enter some personal information to fulfil the KYC norms.

We will also need to know the kind of bike you want to insure, if you have made any modifications, and/or installed any safety devices.

The agreed coverage option: Once we have this information, we will display a list of IDVs (Insured Declared Value) of your bike. You will have the option to choose.

A higher IDV would mean a higher sum insured but also a higher premium, and vice versa. Choose mindfully.

Customisations: We also offer seven add-on covers to help you customise the coverage. If you prefer long rides on your Ultraviolette F77, you might want to look at add-ons that can offer maximum benefits like Roadside Assistance.

Add-ons increase your overall premium outflow. So choose carefully.

Renewal-specific information: For renewing an existing Tata AIG policy, we need your policy number and details about any changes or modifications made to the bike.

Also, we will gladly offer a discount on the premium (No Claim Bonus) if you haven’t filed a single claim during the previous policy term.

Payment: The process ends when you agree with the terms and pay the premium amount. You can pay online using the options provided.

When we receive the payment, we email the soft copy of the policy to your registered email address

Ultraviolette F77 Bike Insurance Price – Your Payable Premium Amount

With transparency being our core value, we ensure that you are made aware of all charges before buying the policy. Further, we offer a free online bike insurance calculator to help you compare two-wheeler insurance plans and customise a policy as per your requirements.

Whichever coverage option you choose, our online bike insurance calculator helps you determine the total premium outgo.

Here are the factors impacting the calculation of the premium of an Ultraviolette electric bike insurance policy.

Ultraviolette F77 third-party bike insurance

In India, it is mandatory for all bike owners to have a third-party liability cover. Insurers offer third-party liability-only policies offering only third-party liability cover. The premium of these policies is declared by IRDAI (the Insurance Regulatory and Development Authority of India). The premium calculation is based on the bike's engine capacity or cubic capacity (cc).

Ultraviolette F77 comprehensive bike insurance

The premium of a comprehensive policy is determined by the insurance provider based on a range of factors as described below:

Insured Declared Value (IDV): Overall, the premium is directly proportional to the IDV of the bike. IDV is the vehicle's current market value and the amount you receive if your bike is stolen or damaged beyond repair. A lower IDV would mean a lower premium and vice versa.

Make and model of the bike: The premium of a sports bike is higher than that of a commuter bike. This is because the cost of repair and replacement of parts is higher, which results in a higher premium amount.

Age of the vehicle: As the bike gets older, its market value decreases, and so does the sum insured. This results in a lower premium amount.

Geographical location: If you ride your bike in a city or a high-traffic zone, you might have to pay a higher premium compared to an area where the risk of accidents is lower.

Installation of safety devices: If you install safety devices like an anti-theft device, you can get a discount on the premium amount.

Bike modifications: Modifications made to the bike can increase its premium since they make it more attractive and prone to being robbed.

Add-on covers: While add-on covers can help increase coverage, they also increase the total premium amount.

Additional Rider Plans for Your Ultraviolette F77 Insurance Online

When you purchase a comprehensive Ultraviolette F77 insurance plan, you can increase its scope by including add-on covers. You can assess your expected use of the bike and choose riders accordingly. However, they increase the premium of the policy. Hence, make sure to choose the ones that can help you save money over time. Tata AIG offers seven useful add-on covers as described below:**

Zero Depreciation Cover: This is also known as a Bumper-to-Bumper cover. This helps you nullify the effects of depreciation on the claim amount. With this rider, we do not deduct depreciation while processing your claim.

Return to Invoice Cover: In case of a total loss (theft or complete damage), the insurance policy reimburses the IDV of the bike. With this rider, you get the bike's purchase cost or the two-wheeler's on-road price.

Emergency Medical Expenses Cover: In an accident where the owner-driver and/or pillion rider get injured, this add-on cover offers coverage for medical treatment and ambulance costs.

Additional Personal Accident Cover: A comprehensive policy includes a personal accident cover for the owner-driver. With this rider, you can increase the coverage amount.

Additional Third-Party Property Damage Cover: A comprehensive policy includes a third-party liability cover. With this rider, you can increase the coverage amount.

Consumables Expenses Cover: Usually, the cost of consumables like oils, lubricants, nuts, and bolts is not covered under a comprehensive policy. If you want to include these costs, you can opt for a cover of consumables expenses.

Roadside Assistance Cover: This add-on cover offers emergency breakdown assistance any time of the day or night.

Things Included/Excluded Under Tata AIG’s Bike Insurance for Ultraviolette

While buying a comprehensive Ultraviolette F77 insurance policy, it is important to go through the inclusions and exclusions as they will help you understand the coverage offered. The following are the inclusions and exclusions of a Tata AIG Ultraviolette F77 comprehensive bike insurance policy:

Things included in Tata AIG Ultraviolette F77 Bike Insurance Things not included in Tata AIG Ultraviolette F77 Bike Insurance
Damages to the insured bike: The policy covers damages to your insured bike caused due to collisions, accidents, natural calamities (floods, earthquakes, etc.), man-made disasters (riots, acts of terrorism, etc.), fires, and theft. Regular Wear & Tear: Two-wheelers go through wear and tear with time. Also, the mechanical and electrical components fail over time. The cost of repair in such cases is not covered under the policy.
Total Loss: If your bike is stolen and declared untraceable by the authorities, then you can get reimbursement. This is also the case when it is damaged beyond repair. The policy offers reimbursement equal to the current market price (IDV) of the bike. Outside Geographical Borders: The policy offers coverage only if the bike is damaged within India. If, for any reason, you meet with an accident outside the country, then there is no coverage offered.
Third-party Liabilities: The policy includes third-party liability cover for damages caused to third-party property and persons by your bike. Driving Without Helmet & Licence: The policy will not offer coverage if your bike meets with an accident when you were riding without a helmet or a valid driving licence.
Personal Accident Coverage: As mandated by law, the policy offers a personal accident cover of Rs.15 lakhs to the owner-driver for injuries sustained due to an accident involving the insured bike. Commercial Usage: Bikes registered for personal use are covered under the policy only if they are used for the said purpose. If such bikes are used for commercial reasons and meet with an accident, then the policy does not offer coverage.
Riders: The coverage offered by the policy will include the covers of the riders purchased by you. Driving under the influence: If your bike meets with an accident when you have been riding under the influence of alcohol or drugs, then the policy will not offer any coverage.

Why Should You Get Tata AIG Ultraviolette F77 Electric Bike Insurance?

In India, riding a two-wheeler is fraught with risks. With a dense population and poor road conditions, accidents and collisions are not uncommon among riders. If your bike causes an accident, then the law mandates you to pay for any damage caused to a third-party person or property. Depending on the severity of the accident, these costs can be high and dent your finances. Also, if your bike gets damaged in the accident and/or you get injured, then the overall costs can become difficult to manage. In such cases, a bike insurance policy from Tata AIG can help you handle the situation without having to worry about the costs. Here is why you should get Tata AIG Ultraviolette F77 electric bike insurance:**

Dependability: We have been in the business of providing bike insurance for over twenty years. With our customer-centricity and process orientation, we have emerged as a dependable name in two-wheeler insurance in the country.

Digital Convenience: Our easy-to-use online platform helps you purchase or renew a policy online without having to visit our office.You can also manage your existing policy with ease.

24x7 Support: If you have any queries regarding buying or renewing your policy or need assistance while filing a claim, our customer support representatives are available around the clock.

Competitive Premium Rates: We endeavour to help you get the best protection for your two-wheeler at the most affordable rates. Hence, we offer cost-efficient policies that are as per market norms and offer the maximum value for your money.

Timely Claims Processing: Once you file a claim and submit all the requested documents and information, our team of claims experts ensure that it is processed within the agreed timeframe. We walk the talk and have recorded a claim settlement ratio of 99% in FY 22-23.

Ultraviolette F77 – An Overview & USPs

Ultraviolette F77 is available in three variants – Standard, Recon, and Limited. The Standard is the base version and the Limited is the top version. It offers a sports bike-like performance and is designed to be a head-turner.

All three versions have a PMAC motor and a steel trellis with an aluminium bulkhead frame. The Standard version weighs around 197 kg, and the Recon and Limited versions weigh around 207 kg.

Here are some of the unique selling points of Ultraviolette F77:

Design: The Ultraviolette F77 has a unique and stylish design with a sports bike feel. Its tail section is especially sporty, and the LED lights and aerodynamic fairings complete the look.

Performance: Designed for a powerful performance, the Ultraviolette F77 can accelerate from 0 to 60 km/hour in less than 3 seconds. It can also reach a top speed of 147 km/hour.

Battery System: You get three battery packs with the Ultraviolette F77 for easy charging at home. This gives you a combined capacity of 10.3 kWh and a range of around 307 km on one charge.

Smart features: The bike comes loaded with a range of smart features, including a five-inch TFT instrument cluster, an integrated eSim that connects the bike to the cloud, crash detection, geofencing, and remote diagnostics.

Ultraviolette F77 Bike Variants and Prices

Variants On-road Pricing (ex-showroom New Delhi)
Ultraviolette F77 Standard ₹3.80 Lakh
Ultraviolette F77 Recon ₹4.55 Lakh
Ultraviolette F77 Limited ₹5.55 Lakh

Note: The prices may differ in different Indian cities.

Top 5 Competitors of Ultraviolette F77

Srivaru Motors Prana

Joy e-bike Beast

Cyborg Yoda

Birla V6

Kabira Mobility KM 4000

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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What is the warranty on Ultraviolette F77?

What is the warranty on Ultraviolette F77?


The Ultraviolette F77 comes with a standard warranty of 3 years or 30,000 km, whichever is earlier.

What is the price of Ultraviolette F77?


The Ultraviolette F77 is available in three variants at the following prices: Standard: ₹3.80 lakhs Recon: ₹4.55 lakhs Limited: ₹5.55 lakhs

Is Ultraviolette F77 worth buying?


If you are looking for an electric bike that offers the performance of a sports bike, then the Ultraviolette F77 is a good buy. Currently, it is one of the fastest electric motorcycles in India.

Is Ultraviolette Indian?


Yes, Ultraviolette is a Bangalore-based Indian electric vehicle manufacturing company.

How fast is the F77 charging?


If you use a normal charger, then you can charge the Ultraviolette F77 within 5 hours. On the other hand, if you use a fast charger, then you can charge the bike within 1.5 hours.

Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.