Honda Wr V Insurance
Honda Wr V Insurance
The Honda WR-V is a 5-seater compact SUV/crossover. It was launched in the Indian market in 2017. To meet the BS6 emission norms, it was updated in July 2020. Powered by an 1199 cc 1.2-litre petrol engine and a 1498 cc 1.5-litre diesel engine in different variants, the SUV is a sub-four metre car. The petrol engine is capable of producing 90PS/110Nm of peak torque, while the diesel engine produces 100PS/200Nm. In terms of dimensions, the Honda WR-V is 3999 mm long, 1734 mm wide, and 1601 mm tall. It stands on a 2555 mm long wheelbase.
If you’ve decided to buy the Honda WR V, make sure you also invest in Tata AIG comprehensive car insurance. In India, it is mandatory to have valid car insurance as per the Motor Vehicles Act of 1988. You can be penalised for ₹2000 by the authorities if you do not have appropriate insurance.
Four-wheeler insurance is an agreement between the car owner and the insurance company that protects you against financial losses due to unforeseen circumstances like accidents and natural disasters. When you buy car insurance online from Tata AIG, you can select from comprehensive car insurance or third-party car insurance or even stand-alone damage policy as per your requirements.
Buying or renewing a Honda car insurance policy is simple and convenient on Tata AIG’s website. You can select the type of coverage and further customise the policy by picking add-on covers. The car insurance calculator helps you estimate the premium for buying or renewing a Honda car insurance online.
Honda WR V Insurance Renewal / New Purchase via Tata AIG
With Tata AIG, you can buy or renew car insurance within minutes, and that too at affordable premiums. If you’d like to discuss the inclusions and exclusions of the policy with an agent or have your concerns about deciding the insurance plan that’s right for you resolved, visit the nearest Tata AIG office. Alternatively, visit the insurance provider’s website to purchase or renew Honda WR-V insurance online by following the steps mentioned below**
Step 1Visit the “Car Insurance” section on the company’s official website. Fill out your Honda WR-V registration number. Press “Get Price” to buy a policy or “Renew” to renew your existing car insurance policy.
Step 2 You will arrive on the application form page. Enter the required details to receive a premium quote. Provide accurate details to get the best quote.
Step 3 From the drop-down list, pick your car’s Insured Declared Value. Also, mention if you’ve taken a claim on your car insurance policy in the past. You can enjoy a No Claim Bonus (NCB) discount if there is no claim history.
Step 4 Pick the add-ons you want to attach to your policy and press “Submit” to know your Honda WR-V insurance price. If the quote is satisfactory, please proceed with paying the premium online using any of the eligible digital payment methods.
Step 5 Once your payment is successful, you will receive your Honda car insurance policy at your registered email address. Print a copy to carry with you in your car.
There is no need to fill out long application forms and collect several verification documents for submission. For renewal, you get a Grace Period of 90 days. If you renew within this period, you continue to enjoy additional benefits like a No Claim Bonus. Renewing after the grace period results in the policy lapsing or expiring, thereby reducing your benefits.
Honda WR-V Insurance Cost - Your Premium Amount
Many factors influence the premium amount for Honda car insurance. Therefore, there isn’t a fixed cost. You will need to provide details, such as type of insurance policy, car’s make, model, age, variant, claims history, engine capacity, etc., to estimate the Honda WR-V insurance price. Third-party insurance covers only third-party liabilities, making it cheaper than comprehensive car insurance policies that cover all parties involved - you, your car, third-party, and third-party property. Additionally, add-on covers will increase your car insurance premium, depending on the number and types of add-ons you choose.
You can use Tata AIG’s car insurance calculator to determine the premium amount you need to pay for your insurance policy. Provide necessary details like age, vehicle registration number, car make, model, variant, engine and chassis number, etc., as prompted. Pick the add-ons you want to include. Press “Get Price.” The estimated premium amount will appear on the next page. You can reduce the number of add-ons if you feel the premium is more than your budget.
Add-ons for Honda WR V Insurance by Tata AIG
When you buy Tata AIG’s comprehensive car insurance or renew your policy online, you can enhance the policy coverage with relevant add-ons. 13 add-on covers protect you in various situations outside the scope of your car insurance policy. With the right add-ons attached to your policy, you can enjoy the all-around protection of your four-wheeler. Zero Depreciation
Roadside Assistance
Tyre Secure
Engine Secure
Daily Allowance
Repair of Glass Fiber and Plastic Parts
Emergency Transport and Hotel Expenses
Key Replacement
Loss of Personal Belongings
Consumable Expenses
Return to Invoice
No Claim Bonus
The roadside assistance add-on ensures that you are not stranded on the road if your car breaks down. The insurance company sends a team to tow or refuel or provide mechanic services during an emergency.
The daily allowance add-on compensates you with the amount you need to travel without your car if your car has to stay in the garage for a long time.
Things Covered / Not Covered Under Tata AIG’s Honda Car Insurance Policy
Things covered under Tata AIG’s Comprehensive Honda WR-V insurance | Things not covered under Tata AIG’s Comprehensive Honda WR-V insurance |
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If the car is stolen or damaged beyond repair due to an accident, the comprehensive car insurance policy will pay the Insured Declared Value (IDV). | There is no coverage if the vehicle suffers damages outside the geographical borders of India. |
The comprehensive four-wheeler insurance protects against damages caused to the vehicle by fire, man-made calamities like terrorist attacks, strikes, or natural disasters like floods, earthquakes, snowfall, etc. | Damages caused due to driving under the influence of drugs or alcohol. |
Personal Accident Cover offers up to ₹15 lakhs to the owner-driver for meeting emergency medical expenses and costs of taking the owner-driver to the hospital. | The insurance policy does not offer coverage for damages caused by mechanical/electrical breakdowns or wear and tear caused by depreciation or regular use. |
With third-party insurance or a comprehensive car insurance policy, you get coverage for third-party liabilities. | Damages caused due to crash testing, speed racing, etc., are not covered. |
Customise your insurance policy with 13 add-on covers, ranging from key replacement, roadside assistance, No Claim Bonus, etc., to enhance the car insurance coverage. | The policy does not cover damages if you use a private vehicle for commercial purposes. |
Why is it important to have Tata AIG for your Honda WR V Insurance?
Every car owner must have valid Honda insurance to drive the car on public roads in India. However, with many companies offering insurance policies, it can be difficult to decide which is the right one. Tata AIG is a reputed and trusted brand offering many benefits to its customers.
Easy renewal and purchase
Tata AIG allows you to buy or renew your insurance policy in three simple steps. You can complete the process online without leaving your comfort zones. All the required information is available on the website, allowing you to learn about the different types of insurance policies and add-on covers.
Hassle-free claim filing
Filing a claim with Tata AIG is as simple as it can get. Visit the official website and click on “Claims.” Enter all the necessary details to support your claim, including car photos, driver’s licence, FIR number, contact details, third-party information, etc. You can opt for a cashless settlement or a reimbursement claim, depending on your requirements.
Own Damage Cover
With the Own Damage Cover, the policyholder receives complete protection for the insured vehicle. It covers damages caused to the insured vehicle by natural calamities, man-made disasters, and accidents.
Customizable with add-on covers
The comprehensive car insurance policy is customisable with 13 add-on covers. These are additional benefits to enhance the protection offered by your policy. You can choose the add-ons as per your requirements and budget to protect your car appropriately.
Wide garage network
Tata AIG’s network comprises over 7,500 garages across India. You can claim a cashless settlement by visiting any one of the partner garages for your car’s repair. If you want to send your car to a garage that is not listed on the network, you can claim a reimbursement.
High claim settlement ratio
Tata AIG’s claim settlement ratio for the FY 2020-2021 was 98%. This is a valuable metric to evaluate the company’s performance and promptness in settling claims.
Overview - Honda WR-V Models
The Honda WR-V is a 5-seater SUV with a 1199cc four-cylinder SOHC petrol engine and a 1498cc four-cylinder DOHC diesel engine. The 1.2-litre petrol engine is mated to a five-speed manual gearbox, while the 1.5-litre diesel engine is paired with a six-speed manual gearbox. The SUV does not have an automatic transmission version.
It is a sub-four metre car and has a 188mm ground clearance. It has an all-black interior with silver inserts on the steering, around the aircon vents and gearstick. The interiors are spacious, with ample shoulder, leg, and headroom. Its city runabout is impressive, with average mileage between 16.5 kmpl and 23.7 kmpl. Some key features include an electrically adjustable sunroof, 8-way adjustable driver seat, engine start/stop button, voice command, cruise control, automatic climate control, halogen projector headlamps, Android Auto/Apple CarPlay, touchscreen display, LED tail lights, LED DRLs, reverse camera, leather-wrapped steering wheel, and more.
Honda WR-V Car Models and Price
The Honda WR-V is available in four variants and six exterior paints. You can choose between a diesel and petrol engine as per your requirement. There is no automatic transmission unit. The price varies depending on the engine, features, interiors, exteriors, etc. The variants and their ex-showroom prices are listed in the table below.
Version | Ex-showroom price |
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WR-V SV Petrol | ₹9.25 lakhs |
WR-V VX Petrol | ₹10.03 lakhs |
WR-V SV Diesel | ₹11.41 lakhs |
WR-V VX Diesel | ₹12.41 lakhs |
Unique Selling Points - Honda WR-V Features
Impressive Exteriors
The Honda WR-V is Daring to Go with an aggressive front grille and LED eyes that sparkle with excitement. It is equipped with LED projector headlamps, fog lamps, and DRLs. It rolls on 16-inch alloy wheels. The body shape leans more towards a crossover instead of a conventional SUV. With a length of 4060 mm, it breaks the sub-four metre barrier. The six exterior paints available are Radiant Red Metallic, Lunar Silver Metallic, Platinum White Pearl, Golden Brown Metallic, Modern Steel Metallic, and Premium Amber Metallic.
Exclusively Designed Interiors
The inside is comfortably spacious, with adequate legroom and headroom. The seats have soft cushioning with an emboss and mesh design, giving a sportier look. The appropriately angled footrest under the front seats keeps your long rides fatigue-free. It features an automatic AC with a touchscreen control panel, tilts and telescopic steering adjustment, and an advanced multi-information combi metre with eco-assist ambient rings.
Convenient Storage Space and Smart Utilities
The SUV has plenty of smart utilities, including a driver’s cooled cup and smartphone holder, glove box, front and rear bottle holder, and front armrest with storage. It has a 363-litre boot space, sufficient enough to carry all your luggage. Additionally, the front console comes with two cup holders, two USBs, an HDMI accessory socket and a power outlet in the armrest.
Digipad 2.0
The technologically advanced Digipad 2.0 offers next-level connectivity. With intuitive and easy-to-use controls, you can seamlessly sync your drive to your smartphone for managing messaging, music, and more. The other features include cruise control, climate control, a multi-info display, an electrically adjustable sunroof, and steering-mounted audio controls.
Powerful Engine and Performance
The 1.5-litre diesel engine delivers 73kW of power at 3600 rpm with 23.7 kmpl mileage. It has a low-friction aluminium construction and is available in a six-speed manual unit. The 1.2-litre petrol engine delivers 66kW of power at 6000 rpm with 16.5 kmpl mileage. The powerful engines redefine your drive to keep you ahead.
Safety
The SUV’s state-of-the-art safety features ensure that you can drive long distances worry-free. It is equipped with dual front SRS airbags, standard ABS with EBD, impact mitigating headrests, ECU immobiliser system, Ace body structure, intelligent pedals, and driver-side window one-touch up/down with pinch guard.
Rivals of the Honda WR-V
The Honda WR-V belongs to the SUV category. Its base model starts at ₹9.25 lakhs and goes up to ₹12.41 lakhs. The diesel base model starts from ₹11.41 lakhs. The facelifted Honda WR-V locks horns with the following vehicles:
Hyundai Venue
Renault Kiger
Tata Nexon
Kia Sonet
Mahindra XUV300
Maruti Suzuki Vitara Brezza
Nissan Magnite
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.