Kia Carens Insurance

Once you have the right car, it’s essential to protect it against the risk of accidents, theft, vandalism, or damage caused by natural calamities and man-made disasters. Comprehensive car insurance covers you against financial liabilities in the event of an unfortunate occurrence while providing reimbursements for stolen parts or repairs.

The Kia Carens insurance offered by Tata AIG not only has a quick and easy application and claims approval process but it also allows you to personalize your policy to cover all your needs at once. You get protection against third-party liabilities and any financial losses incurred due to accidents, theft, natural calamities, man-made disasters, and so on. If you want to find out how easy it is to buy and compare car insurance, head to the Tata AIG website and find out in three simple steps!

Renewing or buying the right car insurance policy for your Kia Carens is extremely simple. All you have to do is visit the nearest Tata AIG office and complete a few formalities or head to the website and:

• Proceed to the Car Insurance page.
• Provide your vehicle’s registration number.
• Click on ‘Renew’ for renewal, or go to ‘Get Price’ to find the premium amount for a new policy.
• Fill out the form on the website to get an estimate on your insurance for car.
• Choose the applicable Insurance Declared Values (IDVs) from the pop-down list.
• Policyholders who have filed a claim on an existing policy are required to alert the insurance provider. Those who haven’t filed a claim will be eligible for a No Claim Bonus (NCB).
• You will now find out the Kia Carens insurance cost and premium amount for your insurance policy for your car.
• To enhance your policy, pick from 13 different riders to personalize your Kia Carens insurance for your car.
• Complete the online payment for your premium. Once your payment is done and verified, you’ll receive a soft copy of the policy on your email ID.

Tata AIG offers three types of car insurance policies for your Kia Carens:

• Comprehensive Car Insurance Policy: This policy covers third-party car insurance and own-damage to your Kia Carens, including theft, accidents, fire, and natural disasters. If your vehicle is a total loss, the Insured Declared Value (IDV) will be paid. You can also opt for add-ons like zero depreciation car insurance for enhanced coverage.

• Standalone Own-Damage Car Insurance Policy: This policy covers damage to your own vehicle, including accidents, fire, and theft, but does not include third party vehicle insurance coverage. It’s ideal if you already have third-party motor insurance.

• Standalone Third-Party Car Insurance Policy: This mandatory policy offers protection for third-party liabilities such as damage to another vehicle, bodily injury, or death. It does not cover your Kia Carens for damage.

When purchasing Kia Carens insurance online with Tata AIG, you get a seamless, convenient, and cost-effective experience. Here's why buying your Kia Carens insurance online is a smart choice:

• Easy Online Purchase Process

Buying Kia Carens insurance is a breeze with Tata AIG. In just three simple steps, you can browse the available plans, select the one that suits your needs, and complete the payment process. The policy document is sent to your email instantly. You can also review the Kia Carens insurance price directly online, ensuring you’re making the best choice without any hassle.

• Customisation with Add-on Covers

With Tata AIG, when you buy Kia Carens insurance, you can enhance your policy with 12 add-ons, such as Zero Depreciation and Key Replacement, to suit your individual needs. This flexibility helps you tailor your Kia Carens insurance to provide the most comprehensive coverage, ensuring you’re protected from unexpected costs.

• Easy Claim Process

Filing a claim for Kia Carens insurance is straightforward. Simply visit the Tata AIG website, click the “Claims” section, and fill out a brief online form with your Kia Carens insurance cost, policy number, and incident details. Once submitted, we will promptly begin processing your claim, and you can track its status for greater transparency.

• Wide-Reaching Network of Garages

Tata AIG offers a wide network of over 12,000 garages across India, enabling cashless claims for your Kia Carens insurance. This means that no matter where you are, you can quickly get your vehicle repaired without paying upfront. If you can’t access one of our network garages, we’ll reimburse you for repairs done at a trusted garage.

• Security of Your Four-Wheeler

When you buy Kia Carens insurance with Tata AIG, your car is covered against theft, accidents, and damage from natural or man-made disasters. No matter what happens, you’ll have peace of mind knowing your Kia Carens insurance covers all major risks, reducing potential financial stress.

Purchasing Kia Carens insurance online is the most efficient and effective way to ensure comprehensive protection for your vehicle at the right Kia Carens insurance cost. With Tata AIG, you get customised coverage, a quick claim process, and extensive service, all in one place.

When you purchase Kia Carens insurance from Tata AIG, you can enhance your coverage with a variety of add-ons. These add-ons are designed to tailor your policy to your specific needs, offering extra protection and peace of mind. Here’s an overview of some of the available add-ons:

• Zero Depreciation (Depreciation Reimbursement)

This add-on ensures that when you file a claim, the depreciation on parts is not deducted, and you get the full Kia Carens insurance price without any depreciation reductions. It’s available for comprehensive car insurance policies and is valid for the first two claims.

• No Claim Bonus (NCB) Protection

With this add-on, you can maintain your No Claim Bonus even after making a claim. This helps protect your Kia Carens insurance cost by ensuring you continue to benefit from premium discounts, regardless of the claims you file.

• Engine Protection Cover

This Engine Protection Cover add-on is crucial if you live in a flood-prone area. It covers the repair or replacement of your car’s engine, which isn’t covered under a standard comprehensive car insurance policy. It’s an ideal addition for Kia Carens insurance in areas prone to water damage.

• Consumables Cover

This Consumables Cover add-on covers the cost of consumables like oil filters, engine oil, and air conditioner gas, which are often excluded from standard policies. This ensures that all parts of your Kia Carens insurance are taken care of in the event of an accident.

• Compulsory Personal Accident (Owner-Driver)

This Compulsory Personal Accident cover provides compensation in case of disability or death of the owner-driver in an accident. The cover ensures financial protection for the policyholder, up to ₹15 lakhs, in case of an unfortunate incident.

• Tyre Secure

With this Tyre Secure add-on, you’re covered for repairing or replacing damaged tyres or tubes due to an accident. It’s designed to protect your vehicle from the financial burden of unexpected tyre damage, ensuring a smoother driving experience.

• Key Replacement

If your car keys are lost or stolen, this add-on covers the replacement cost, ensuring that your Kia Carens insurance is extended to include such emergencies.

• Loss of Personal Belongings

This add-on covers losing personal items inside your vehicle, such as clothes or gadgets, due to an accident. However, it does not cover high-value items like jewellery or money.

• Return to Invoice

In the event of a total loss of your Kia Carens, this add-on covers the difference between the depreciation value and the original invoice value of your vehicle. It’s particularly useful in getting the full value of your car back, minus any depreciation.

• Tata AIG follows a simple and seamless claim filing process for your Kia Carens in only 4 steps:

• Register a claim with your policy number, FIR information, and other personal details on the website.

• Officials from Tata AIG will evaluate the damage and send the car to a garage for repairs.

• The company will then commence the claim settlement process, which is typically quick and effortless.

• Once the claims process is complete, the Kia Carens will be repaired and returned to the policyholder.

Your Kia Carens insurance premium will depend on the IDV or the Insured Declared Value, which is determined by the age of your car, your location, and a few other factors. The IDV is essentially the highest amount policyholders can claim from insurers in case of any theft or damage to your vehicle. You can easily find out the IDV of your Carens by consulting with a local car dealership or using the free four-wheeler insurance premium calculator on the Tata AIG website.

Before you select an insurance policy for car, you need to know everything it covers. Equally important is to determine what the plan does not cover, as that can often make the difference between the correct and wrong policy for your needs. Here’s what the Tata AIG motor insurance plan has to offer:

Because Tata AIG understands that owning a four-wheeler is as much a responsibility as a point of pride, we offer the right combination of plans to protect your vehicle against all kinds of risk and you against financial losses. These are the features that make Tata AIG one of the most trusted insurers in the market:

• Tata AIG has been taking care of customers’ insurance needs for over 150 years, serving over five crore Indians across time.

• With a quality-driven approach and a competent team working behind the scenes, Tata AIG has mastered the ability to make every claim settlement process a hassle-free one for each policyholder.

• Each Tata AIG motor insurance policy is customizable to your unique needs, so you can find the perfect plan and drive around with peace of mind.

To file a Kia Carens insurance claim with Tata AIG, ensure you have the following documents:

• Claim Form: Duly filled and signed by the insured.

• First Information Report (FIR): A verified copy for theft or third-party accident claims.

• Registration Certificate (RC): Copy of the vehicle's registration.

• Driver’s License: Copy of the license of the person driving at the time of the incident.

• Policy Documents: Copy of your Kia Carens insurance policy.

• Accident Photographs: For reimbursement claims, provide photos of the damage.

• Repair Bills: Bills and receipts from authorized garages for repairs.

• RTO Transfer Papers: Form 28, Form 29, and Form 30 (if applicable).

• NOC from Lender: If the vehicle has an active loan, provide the NOC and Form 35.

Having these documents ready will ensure a smooth Kia Carens insurance claim process with Tata AIG.

To download your Kia Carens car insurance policy from Tata AIG, follow these steps:

Check your email: After purchasing your policy, Tata AIG will send the policy document to your registered email. Open the email and download the electronic copy directly.

- Via Tata AIG Website:

• Visit the official Tata AIG website.

• Go to the ‘Self Service’ section on the homepage.

• Select ‘Download Policy’.

• Enter your registered phone number and other required details.

• After verification, your policy document will be available for download.

- Using Policy Number: If you have your policy number, use it to download your policy via the Self Service portal by entering your phone number and email ID.

- If You Lose Your Policy Document: Contact Tata AIG customer care at 1800-266-7780 to request a duplicate copy.

Launched in 2022, the Carens is Kia’s latest entrant in the Indian market. With a unique front design and an impressive flair on the road, this car offers everything you might expect from a MPV. It comes with LED fog lamps and well-sculpted Crown Jewel LED headlamps that lend it a sporty look, while the electric Sky Light sunroof, handsome leather-bound seating, and subtle lighting add to the coziness of the interiors.

Among powertrain options, the Kia Carens offers three varieties: the 1.4-litre turbo petrol, the 1.5-litre petrol, and the 1.5-litre diesel engines. The petrol version features a six-speed manual transmission and an automatic DCT gearbox, while the diesel one comes with a six-speed manual as well as automatic transmission for you to choose from.

Some of the technical specifications for the petrol variants are:

• ARAI Mileage of 15.7 to 21.3 kmpl
• Engine Displacement of 1497cc
• Max Torque 242nm @ 1500-3200rpm
• Max Power 138.08bhp @ 6000rpm
• On the other hand, here are the technical specs for the diesel-powered variants:
• ARAI Mileage of 15.7 to 21.3 kmpl
• Engine Displacement of 1493cc
• Max Torque 250nm @ 1500-2750rpm
• Max Power 113.43bhp @ 4000rpm

The Kia Carens is available in close to 19 variants and has both diesel and petrol as well as manual and automatic transmissions to offer. It boasts an ARAI mileage of 15.7 to 21.3 kmpl, and the price starts at ₹9.59 lakhs (ex-showroom average). The top-end automatic diesel variant is priced at ₹17.70 lakhs.

Its variants include:

As Kia’s latest offering in India, the Carens is a MPV that has sleek, stylish features on the outside and the most luxurious amenities on the inside. Designed to be on-trend, the two things that stand out about the car are quality and attention to detail. With multiple variants offering something new and better as you move up the line, you will be spoilt for choice as you look for the perfect pick. Here are some of the Carens’ most distinctive features:

• Star Map LED DRLs with Crown Jewel LED Headlamps.
• BOSE premium 8-speaker surround sound system.
• Generous 10.25-inch touchscreen smart infotainment system.
• Sky Light Sunroof.

The Kia Carens comes with a similar range of features and specifications as:

• Maruti XL6
• Hyundai Alcazar
• MG Hector Plus
• Tata Safari
• Mahindra XUV 700