Kia Seltos Insurance

• The Kia Seltos is equipped with features such as ADAS, a 360° camera, connected technology, and multiple sensors, which can make accident repairs significantly more costly.
• In 2024, 4,358 Kia Seltos petrol-IVT units were voluntarily recalled in India to rectify an issue with the electronic oil pump controller. While recall-related repairs are generally handled by the manufacturers, such cases highlight the importance of financial protection against unexpected vehicle-related concerns.
• While the Kia Seltos has earned a 5-star Bharat NCAP safety rating, components such as airbags, radar sensors, and cameras can be expensive to repair or replace after an accident.
• Floods, cyclones, and heavy rains can damage the engine and electrical systems, making comprehensive insurance and suitable add-ons invaluable.

• Third-Party Car Insurance

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• Standalone Own Damage Insurance

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• Comprehensive Car Insurance

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• Zero Depreciation Car Insurance

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• Usage-Based Car Insurance

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• Customisable Coverage: Tailor your Kia Seltos insurance policy with the right coverage and add-on covers to suit your driving needs.
• 100% Digital Experience: Easily buy, renew, download, or manage your policy online through the TATA AIG website or mobile app.
• Attractive Online Savings: Purchase your policy online and enjoy discounts of up to 85% on your Kia Seltos insurance cost.
• Smooth Claim Assistance: Benefit from an easy claim process with quick claim registration and faster settlements after approval.
• Extensive Cashless Garage Network: Get your Kia Seltos repaired at over 6,301+ network garages across India without upfront payment, subject to policy terms.
• Round-the-Clock Support: Access 24/7 assistance for claims, roadside emergencies, and all your policy-related queries.
• Trusted Insurance Expertise: With the backing of over 25 years of industry experience, TATA AIG delivers reliable protection and customer-first service.
• Instant Policy Issuance: Buy or renew your Kia Seltos car insurance online in just a few minutes and receive your policy instantly.

Inclusions

• Covers loss or damage caused by road accidents, collisions, or while the vehicle is being transported by road, rail, air, or inland waterways.
• Provides coverage for theft, total loss, and damages arising from fire, self-ignition, lightning, or explosion.
• Covers damage caused by floods, cyclones, earthquakes, landslides, riots, strikes, vandalism, malicious acts, and terrorist incidents.
• Covers legal liabilities arising from third-party bodily injury, death, or property damage.
• Offers personal accident cover of up to ₹15 lakh for accidental death or permanent disability of the owner-driver, as per policy terms.

Exclusions

• Normal depreciation, ageing, mechanical or electrical breakdowns, and consequential losses are excluded.
• Damage occurring when driving under the influence of alcohol or drugs, without a valid licence, or while using a private vehicle for commercial purposes is not covered.
• Losses arising from motorsports, speed testing, rallies, or other hazardous activities are excluded.
• Damage caused by war, nuclear risks, civil unrest, or incidents occurring outside India's geographical limits is not covered.

Note: Coverage, benefits, add-ons, and exclusions may vary by policy. Please refer to the policy wording for complete terms, conditions, and coverage details.

When buying or renewing your Kia Seltos insurance, you can enhance protection by choosing from 8+ useful add-ons offered by TATA AIG. These options can help you reduce unexpected expenses, improve your claim value, and optimise your Kia Seltos insurance price:

• Daily Allowance Plus: Receive a daily allowance, or a fixed cash benefit to help manage your travel expenses while your Kia Seltos is undergoing repairs after a covered claim.
• Zero Depreciation Cover: Get claim settlements without depreciation deductions on parts like plastic, rubber, fibre, tyres, tubes, and batteries, helping reduce your out-of-pocket repair expenses.
• Reinstate Cover: Cover the cost of repairing a single damaged car panel for minor dents or scratches that have not been previously claimed under an own damage policy.
• Additional Towing Charges: Get coverage for towing expenses incurred while transporting your disabled Kia Seltos to the nearest authorised garage or service centre following an admissible own damage claim.
• Emergency Transport & Hotel Expenses: If your Kia Seltos becomes unusable due to an accident, this add-on covers emergency transportation costs and overnight hotel expenses.
• No Claim Bonus (NCB) Protection: Retain your accumulated NCB even after an eligible claim during the policy period, so you can continue to enjoy your Kia Seltos insurance renewal discounts.

Buy Kia Seltos Car Insurance in Four Simple Steps

Buying four-wheeler insurance online from TATA AIG is quick and convenient. Just follow these easy steps:

1. Enter Your Vehicle Details: Enter your car’s registration number at the top of this page to get an instant insurance quote.

2. Fill in the Required Information: Provide your personal details, vehicle information, and existing policy details (if applicable) to get your Kia Seltos yearly insurance cost.

3. Choose Your Coverage: Analyse and select the best car insurance that suits your needs and customise it with add-on covers for enhanced protection.

4. Make the Payment: Complete the payment securely online and receive your Kia Seltos new car insurance policy document instantly.

Downloading your Kia Seltos four-wheeler insurance policy from TATA AIG is quick and easy. Simply follow these easy steps:

1. Visit the TATA AIG Website: Navigate to the 'My Policy' section available at the top of this page.

2. Verify Your Details: Verify your identity using your registered mobile number, email ID, or policy number.

3. Find Your Policy: Enter your vehicle registration number or other required information to locate your active Kia Seltos insurance policy.

4. Download or Receive a Copy: Download the policy document instantly or choose to receive it on your registered email ID or WhatsApp for easy access whenever required.

Also Read: Car Insurance Renewal in India: Documents Required

In case of an accident or any covered incident involving your Kia Seltos, you can raise a claim with TATA AIG through a simple and streamlined process. You can choose cashless repairs at a network garage or a reimbursement claim. We are here to make the experience smooth and easy.

How to Raise a Claim

Here are the essential steps to follow you can file your Kia Seltos car insurance claim:

1. Notify Us: Report the incident as soon as possible through our customer support helpline at 022-6489-8282, claims portal, or TATA AIG mobile app.

2. Complete the Vehicle Inspection: Use the self-inspection link to upload photos or videos of the damage. If required, we may arrange a physical inspection by a surveyor.

3. Get Your Kia Seltos Repaired: Visit a TATA AIG network garage for cashless repairs or choose any garage of your preference and apply for reimbursement after the repairs.

4. Submit the Necessary Documents: Share the required documents for claim assessment and verification to ensure timely processing.

5. Claim Settlement: For cashless claims, the approved repair amount is settled directly with the garage. For reimbursement claims, the eligible amount is credited to your account after verification.

Documents Required to Claim

To file a claim under your Kia Seltos insurance policy, keep the following documents ready:

• Copy of the vehicle RC (Registration Certificate)
• A duly filled and signed insurance form
• A verified copy of the FIR in case of theft or a major accident
• Valid driving licence of the person driving at the time of the incident
• A copy of your car insurance policy
• Original repair bills and payment receipts (for reimbursement claims)
• Accident photographs to support the Kia Seltos car insurance claim

Also Read: Documents Required to File a Car Insurance Claim

Calculating the Kia Seltos insurance premium is quick and easy with the TATA AIG car insurance premium calculator. Simply enter your vehicle registration number or basic vehicle details and click on "Get Price" to receive an instant premium estimate.

The Kia Seltos insurance cost per year can be calculated by entering the following details in the premium calculator.

• Year of manufacture
• Kia Seltos model and variant
• Type of insurance coverage selected
• Insured declared value (IDV)
• Applicable no claim bonus
• Chosen add-on covers

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Note: Prices may vary based on the variant, city, applicable taxes, and dealer charges. Please check with the official brand website or your nearest authorised dealership for the latest prices.