Kia Seltos Car Insurance
Kia Seltos Insurance
If you are looking for a mid-size SUV that’s perfect for the Indian roads, Kia Seltos is a perfect choice. This is a top-notch car by Kia and comes well-equipped with high-quality exterior and interior features. And quite naturally, the car comes with premium parts that can lead to expensive repair works.
So, if you are planning to buy a Kia Seltos anytime soon, you need to buy a comprehensive car insurance policy as well. Although you can also opt for a third-party Kia insurance plan, a comprehensive policy will ensure all-around protection of your car against different kinds of damages on the road.
Buying a Kia motor insurance plan is mandatory along with your Kia Seltos car as per the Motor Vehicles Act, 1988 in India. Given the unruly road conditions in India, you can never have peace of mind when driving without a valid car insurance policy in place. This is because it doesn’t matter how safely you drive your car on the road. You can never avoid accidental damages. And here, your comprehensive Kia Seltos insurance will come into play.
At Tata AIG, you can buy the most affordable four-wheeler insurance policies online. Also, with our online insurance calculator, you can get your Kia Seltos insurance cost. This step will help you choose the right Kia Seltos insurance for your car.
Kia Seltos Car Insurance Renewal/Purchase via Tata AIG
Your all-new Kia Seltos needs timely protection against accidents on the road. Having valid Kia motor insurance in place will also keep you safe from paying huge traffic fines. The online purchase and Kia insurance renewal with Tata AIG is a swift and hassle-free process if you follow the below-listed steps:
- Visit Tata AIG’s official website and go to the Car Insurance page.
- Fill in your Seltos’s registration number and click on 'Get Price' to renew your car insurance policy or 'Renew' if your existing car insurance policy is with TATA AIG.
- Type the Selto’s registration details carefully to get the Kia Seltos insurance price.
- Pick the best-suited Insured Declared Value from the list of given IDVs to get your Kia Seltos insurance premium.
- Fill in the claim details if you have filed a claim in the past, or you can avail of a No Claim Bonus (NCB) discount from us.
- Kia Seltos insurance premium amount will be visible on the screen.
- Once you have decided on particular four-wheeler insurance, you can make the payment online by selecting any digital payment options.
- Once your payment is made, we will send you a soft copy of your Kia motor insurance plan on your registered email ID.
Kia Seltos Insurance Cost – Your Premium Amount
Kia Seltos insurance price varies according to certain factors like your chosen IDV, coverage options, insurance location, car’s registration details and so on. Hence, when you will buy car insurance, you should always choose the right IDV for your Seltos from the given list. This will make your Kia insurance premiums affordable. Also, you will be able to ensure absolute protection of your Seltos whenever you take it out for a spin. If your Kia Seltos is ever lost or damaged beyond repair during a road mishap, your selected IDV will pay for the loss incurred.
You can visit the local Kia dealership to check your car’s IDV. Or you can also make use of Tata AIG’s online car insurance premium calculator to view the same. This way, you will estimate your Kia insurance premium price. Additionally, Tata AIG’s online calculator will help you make affordable premium payments to secure your Kia Seltos in the future!
Things Covered and Not Covered under Tata AIG’s Kia Seltos Car Insurance
|Things Covered Under Tata AIG’s Kia Seltos Car Insurance||Things Not Covered Under Tata AIG’s Kia Seltos Car Insurance|
|Damages to the Kia Seltos due to natural disasters like cyclones, earthquakes, frost, etc., and man-made mishaps like rioting, terrorism, vandalism, etc.||Damages due to the Seltos if it’s been used for adventure sports, speed racing, etc., or when your private car is used for commercial purposes.|
|Total loss of the Seltos due to theft or any other irretrievable damage||Reimbursement of 50% for the cost of replacing consumables arising from regular wear and tear.|
|Accidental damage to the Seltos and damages caused due to fire, lightning, self-ignition, implosion, explosion, etc.||Damages caused to your Seltos by negligent driving or if the driver does not have a valid driving license or driving under the influence of intoxicants like alcohol, drugs, etc.|
|Any kind of third-party legal and financial damages, along with damages caused to a third-party vehicle or property and injuries to a third-party person.||Damages to the Seltos if and when it is driven outside the geographical location of the insurance policy (i.e., outside India).|
|A Personal Accident Cover of ₹15 lakhs to pay for the injuries and even the death of the owner-driver.||Damages to your Seltos due to general wear and tear of the car and damage due to war or war-like situations, nuclear threats, etc.|
Why is it Important to Have Tata AIG for Your Renault Kwid Car Insurance?
Easy Policy Purchase/Renewal - At Tata AIG, you can buy a new car insurance policy or go for Kia insurance renewal in a hassle-free way online. Our team ensures that the policyholders will not have to waste their time or effort in order to get a valid Kia Seltos insurance policy in hand!
Unmatched Experience – Tata AIG has more than two decades of experience in the Indian insurance sector. Hence, we always make sure that you pick the right car insurance policies that fit your insurance-related requirements as well as your budget.
Smooth Claim Settlement – Our 650+ claim experts around India make the settlement process absolutely quick and smooth. This ensures that you and your Kia Seltos are always safe and protected on the road.
High CSR - Our claim settlement ratio (CSR) during FY 2020-21 was 98% and hence, is proof that we try every day to help you out with your insurance-related issues whenever you need it.
-** Trust of Tata** - With a huge family of 5 crore+ happy and satisfied customers across India, Tata AIG strives to provide a superior degree of customer satisfaction.
Overview – Renault Kwid Car Model
Kia Seltos was launched in 2019 by Kia Motors in India. It’s a mid-size SUV with top-notch interiors and exteriors. As the car comes well-equipped with premium spare parts and an exterior body, it’s prudent to have Kia motor insurance to safeguard it from damages on the road. However, as damages are unavoidable during an accident, no matter how safely you drive, your comprehensive car policy will help.
Kia Seltos features the signature tiger-nose front grille and the chrome strip on the boot that connects to the taillights. There are sleek LED headlights, LED fog lights, LED turn indicators on the front bumper, roof rails, sporty alloy wheels, roof-mounted spoiler, shark fin antenna, LED tail night cluster. So, if you are looking for an aggressive-looking sporty SUV in India, Kia Seltos could be your best bet.
Kia Seltos Variants and Prices
|Kia Seltos Variants||Price of Variants (Ex-Showroom Delhi)|
|Kia Seltos HTE||₹9.89 Lakh|
|Kia Seltos HTK||₹10.29 Lakh|
|Kia Seltos HTK Plus||₹11.49 Lakh|
|Kia Seltos HTX||₹13.09 Lakh|
|Kia Seltos HTX Dual-Tone||₹13.29 Lakh|
|Kia Seltos Anniversary Edition||₹13.75 Lakh|
|Kia Seltos HTX AT||₹14.09 Lakh|
|Kia Seltos HTX AT Dual-Tone||₹14.29 Lakh|
|Kia Seltos Anniversary Edition AT||₹14.75 Lakh|
|Kia Seltos GTX||₹15.29 Lakh|
|Kia Seltos GTX Dual-Tone||₹15.49 Lakh|
|Kia Seltos GTX Plus||₹16.29 Lakh|
|Kia Seltos GTX Plus AT||₹17.29 Lakh|
|Kia Seltos HTE||₹10.34 Lakh|
|Kia Seltos HTK||₹11.54 Lakh|
|Kia Seltos HTK Plus||₹12.54 Lakh|
|Kia Seltos HTK Plus AT||₹13.54 Lakh|
|Kia Seltos HTX||₹14.14 Lakh|
|Kia Seltos HTX Dual-Tone||₹14.34 Lakh|
|Kia Seltos Anniversary Edition||₹14.85 Lakh|
|Kia Seltos HTX Plus||₹15.34 Lakh|
|Kia Seltos HTX Plus AT||₹16.34 Lakh|
|Kia Seltos GTX Plus AT||₹17.34 Lakh|
Unique Selling Points: Kia Seltos Car Features
Kia Seltos is a city-friendly car that is much-loved by SUV lovers in India. This 5-seater SUV is available in 5 engine options, 18 variants, and each one of them is BS6 compliant & runs on both automatic and manual transmission. The car has an engine capacity ranging up to 1499 cc and offers a mileage of up to 20.8 km. Some of its unique features include six airbags, emergency stop signal, brake assist, ABS with EBD, hill assist control (HAC), vehicle stability management (VSM), and electronic stability control (ESC). Here are some more USPs of Kia Seltos –
- Sporty exterior with signature Kia design elements such as tiger-nose grille.
- Heartbeat-shaped LED tail light cluster.
- Sleek LED headlights, LED fog lamps, and turn indicators.
- Sporty crystal cut alloy wheels.
- Multiple driving modes with traction control.
- Electrically adjustable driver seat.
- Automatic AC temperature control.
- Ventilated front seats and electric sunroof.
- Bose premium sound system with eight speakers.
- Disc brakes on all four wheels.
Rivals of Kia Seltos
- Hyundai Creta
- Volkswagen Taigun
- Renault Duster
- Haval F5
- Maruti S-Cross
Frequently Asked Question
How to Claim Kia Seltos Car Insurance?
To file a claim for your Tata AIG Kia motor insurance, you can follow this simple 4-step online process and file your claim in a hassle-free manner –
Visit Tata AIG’s official website and go to the ‘Claims’ section to “Initiate a Claim”.
Fill in the required details like your Kia insurance policy number, the FIR details, and some other important details mentioned on the online form.
Our claim experts will analyse the documents and damages on your Seltos. We will then send your car to one of our network garages and initiate the claim settlement process.
Once the claim process is over, your repaired Kia Seltos will be sent back to you.
How to Renew Kia Seltos Car Insurance?
Renewing your Kia motor insurance plan online on Tata AIG’s website is an easy and hassle-free process with the below-mentioned steps –
Go to the ‘Car Insurance’ page and fill in your car’s registration number on the online car insurance calculator.
Click on ‘Get Price’ and then continue to fill in all the details as needed on the online form for the renewal of your Kia insurance online.
Once you have made the payment online, your car insurance will be renewed from our end.
How much does the lowest variant of Kia Seltos cost?
The lowest variant of Kia Seltos is Seltos STE, priced at ₹9.89 Lakhs.
Disclaimer: *All the car prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.