Mahindra Alturas G4 Insurance
Mahindra Alturas G4 Insurance
If you are looking for a premium SUV that is spacious and powerful and comes from a reliable manufacturer, then the Mahindra Alturas G4 is a good option. From the house of Mahindra and Mahindra, the Alturas G4 is an SUV packed with a range of features and technologies, making it a popular choice among SUV lovers in India.
Road safety is of paramount importance while driving a car. The Alturas G4 has a range of safety features, including 6 airbags, ABS with EBD, Electronic stability control, Hill hold control, Hill descent control, Traction control, Reverse parking sensors with camera, and a Tyre pressure monitoring system. While these features make it a highly safe SUV, it is important to look for an insurance policy that covers any damage to it or a third-party person or property.
The Motor Vehicles Act of 1988 has made it mandatory for all cars to have a third-party four wheeler insurance policy. These policies offer coverage for third-party liabilities only. Hence, they do not cover any damage to the insured car. Therefore, many car owners opt for a comprehensive car insurance policy that offers third-party liability cover plus coverage for damages to the insured vehicle due to collision and specified non-collision events.
Many insurers offer Mahindra Alturas G4 insurance plans that are designed to offer maximum protection to your Alturas G4. Make sure that you look at different providers and plans and compare features and premium rates to find the best policy for your needs. TATA AIG offers comprehensive Mahindra Alturas G4 car insurance to help you get the best protection for your car in a cost-efficient package.
Mahindra Alturas G4 Car Insurance Renewal/Purchase via Tata AIG
There are two reasons to opt for a Mahindra Car Insurance policy for your Alturas G4:
1.All cars must have a third-party car insurance policy
2.A comprehensive policy offers third-party liability coverage and protection against damages to your car due to accidents, collisions, and many other non-collision events
TATA AIG offers a simple process for the purchase of Mahindra Alturas G4 Insurance and Mahindra car insurance renewal. Here are the steps that you can follow to buy/renew a car insurance plan from TATA AIG:**
Visit the official website of TATA AIG.
Click on All Products on the top menu and select Car Insurance to go to the Car Insurance Page.
At the top of the page, you will find a form. Enter the registration number of your Alturas G4 and choose one of these two options:**
Get Price: to buy Mahindra car insurance online for your Alturas G4
Renew: to renew your existing TATA AIG Mahindra Alturas G4 car insurance policy
On the next page, we will display the Alturas G4 insurance price for a standard comprehensive policy.
We will also display a list of Insured Declared Values (IDVs) of an Alturas G4. This is the estimated market price of the vehicle and is used to determine the sum insured and the policy's premium. Choose the IDV for your policy carefully.
On the next page, enter the details of any claims filed in the past if you are renewing an existing policy. You can opt for a No Claim Bonus discount if no claims have been filed.
Choose add-on covers to customise the policy as per your needs
Select the voluntary deductible to reduce the premium amount. However, choose this carefully as it will impact the overall claim settlement you will receive.
The next screen will display the final premium amount.
Pay the premium using one of the digital payment options available.
Receive a soft copy of the policy documents at your registered email ID.
Mahindra Alturas G4 Insurance Cost – Your Premium Amount
Before buying a car insurance policy, it is important to understand various terms and jargon so that you can buy a policy based on your needs and in a cost-efficient package. The premium is an important part of the policy as it is a recurring cost and determines the coverage you get from the policy. We calculate the premium by taking a lot of factors into consideration. Here are some factors that influence the calculation of the premium of your Mahindra Alturas G4 car insurance policy.
Car model: If the car has costly spare parts or requires special technological tools, then its repair costs will be high. This means that the claim amounts will be high too. Hence, the premium needs to be increased to be in sync with the higher costs of repair.
Driver: If you are an experienced river with a clean driving record, then you can get the best premium rates from us. However, if you are young and inexperienced or have a history of accidents or traffic rule violations, then the premium might be higher.
Coverage: If you are opting for a higher IDV and including add-on covers, then the coverage will be high. This will result in a higher premium.
Location: Many areas have higher incidences of car theft and accidents.If you live or park your car in any such area, then the risk of theft or accident increases. Hence, the premium is adjusted to the increased level of risk.
Voluntary deductible: This is the amount you agree to bear from the claim amount before the policy kicks in. If you choose a high voluntary deductible, then the premium will be lower.
Safety features: If you have installed or if your car comes pre-installed with safety features like an anti-theft device, airbags, etc., then the risk of theft decreases. Hence, the premium will be lower.
Add-Ons for Mahindra Alturas G4 Car Insurance by Tata AIG
Choose one or more add-ons from this list of 12 add-ons to include in your Tata AIG comprehensive car insurance plan:
Zero Depreciation
Tyre Secure
Engine Secure
Return to Invoice
Consumables Expenses
Roadside Assistance
Daily Allowance
Key Replacement
Loss of Personal Belongings
Repair of Glass, Fibre, Plastic and Rubber Parts
Emergency Transport and Hotel Expenses
NCB Protection
Things Covered and Not Covered under Tata AIG’s Mahindra Alturas G4 Car Insurance
| Things Covered Under Tata AIG’s Mahindra Alturas G4 Car Insurance | Things Not Covered Under Tata AIG’s Mahindra Alturas G4 Car Insurance |
|---|---|
| Third-Party Liability: covers damages or injuries caused to a third party by your insured vehicle. | Wear and tear of the vehicle: Coverage does not apply to normal wear and tear of the vehicle or its parts. |
| Own Damage Cover: covers damages to your insured vehicle in the event of an accident, theft, fire, or natural disaster. | Intentional Damage: Coverage does not apply to damages caused by an intentional act or wilful negligence. |
| Personal Accident Cover: provides coverage for the driver and passengers of the insured vehicle in the event of death or permanent disablement due to an accident. | Driving under the influence of drugs or alcohol: Coverage does not apply if the driver is under the influence of drugs or alcohol at the time of the accident. |
| Medical Expenses: covers medical expenses incurred due to an accident involving the insured vehicle. | Driving without a valid license: Coverage does not apply if the driver does not have a valid driving license at the time of the accident. |
| Add-on covers: These include covers like |
Using the vehicle for illegal activities: Coverage does not apply if the vehicle is used for illegal activities such as smuggling or racing. |
| Damage due to war or nuclear risks: Coverage does not apply to damages caused by war or nuclear risks. | |
| Mechanical or electrical breakdown: Coverage does not apply to damages caused by the vehicle's mechanical or electrical breakdown. | |
| Any loss which occurs outside the geographical area as specified in the policy schedule. | |
| Any loss which occurs while the vehicle is being used for any purpose other than that for which it is designed and constructed. |
Why is it Important to Have Tata AIG for Your Mahindra Alturas G4 Car Insurance?
Wide Coverage: Tata AIG offers a wide range of coverage options, including third-party liability, own damage, personal accident, and more, to ensure your car is well-protected.
Customisable Plans: Tata AIG offers customisable plans that allow you to choose the coverage that best suits your needs and budget.
24x7 Roadside Assistance: Tata AIG provides 24x7 roadside assistance in case of breakdown or accident, including towing services, jump-starting, and tire change.
Cashless Claim Settlement: Tata AIG has a wide network of garages across the country where you can get your car repaired, and the cost will be settled directly with the garage.
Quick and Easy Online Purchase: Tata AIG offers the convenience of online purchase, which allows you to buy and renew your car insurance policy quickly and easily.
Claim Settlement: Tata AIG has a dedicated claims team that handles claims quickly and efficiently.
Premium Discount: Tata AIG offers discounts on premiums for customers who have installed approved anti-theft devices in their cars.
Overview – Mahindra Alturas G4 Car Model
Launched in 2018, the Mahindra Alturas G4 is a luxury SUV by Mahindra and Mahindra. It is designed to wow car owners with its elegant style, comfort, and power. Here are the key features and specifications of the Mahindra Alturas G4:
| Specification | Details | Benefits |
|---|---|---|
| Engine | 2.2L, 4-Cylinder, Turbocharged Diesel Engine | Offers superior performance with better fuel efficiency and reduced emissions. |
| Power | 178 bhp @ 4000 rpm | Ensures speedy acceleration and responsive performance. |
| Torque | 420 Nm @ 1600-2600 rpm | Offers amazing pulling power and helps navigate difficult terrains. |
| Transmission | 7-Speed Automatic Transmission | Ensures a hassle-free driving experience. |
| Suspension | Front: Independent Double Wishbone with Coil Spring and Anti-Roll Bar | Provides a stable and comfortable ride on uneven roads and terrains. |
| Rear: 5-Link Suspension with Coil Spring | ||
| Steering | Electric Power Steering (EPS) with Tilt & Telescopic Adjustment | Helps steer the vehicle with precision and without extra effort. |
| Brakes | Front: Ventilated Disc | Ensures that the vehicle stops during emergencies as needed. |
| Rear: Solid Disc | ||
| Fuel Tank Capacity | 70 Litres | Allows you to go on long drives with friends and family without having to worry about refueling frequently. |
| Seating Capacity | 7 | Offers enough space for a large family or group of friends. |
| Ground Clearance | 244 mm | Works perfectly in off-roading trips and on rough terrains. |
| Max Speed | 202 km/h | Offers a thrilling driving experience. |
| Fuel Efficiency | 12.02 km/l (ARAI) | Helps reduce the cost of running the vehicle. |
| Turning Radius | 5.5 m | Helps maneuver in tight spaces and heavy traffic zones. |
| Instrument Cluster | 7-inch TFT Color Display | Provides clear information about the car's performance and status. |
| Mahindra Alturas G4 Variants | Price of Variants (Ex-Showroom Delhi) |
|---|---|
| Alturas G4 4X2 AT BSIV | ₹27.70 Lakhs |
| Alturas G4 4X2 AT | ₹28.88 Lakh |
| Alturas G4 4X2 AT High | ₹30.68 Lakh |
| Alturas G4 4X4 AT BSIV | ₹30.70 Lakh |
| Alturas G4 4X4 AT | ₹31.88 Lakh |
Unique Selling Points: Mahindra Alturas G4 Car Features
Here are the key unique selling points of Mahindra Alturas G4
Advanced Safety Features: The Mahindra Alturas G4 has a range of advanced safety features including -
Airbags
Anti-Braking System with Electronic Brakeforce Distribution
Hill Start Assist
Hill Descent Control
Electronic Stability Control
Rear Parking sensors with camera
Advanced 4WD Drivetrain: With an advanced 4WD Drivetrain, the Alturas G4 offers exceptional off-roading capabilities and increased traction to ensure a smooth ride on all terrains.
Dual-Zone Fully Automatic Climate Control: This helps set separate temperature settings for the driver and the passengers.
Electric Sunroof: The electric sunroof in Mahindra Alturas G4 ensures that the cabin gets adequate natural light and fresh air when needed.
Luxurious: The Alturas G4 has a spacious cabin with a range of features to make the journey luxurious and comfortable.
Rivals of Mahindra Alturas G4
Toyota Fortuner
MG Gloster
BMW X5
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
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