Bajaj Discover 150 Insurance
Tata AIG Bajaj Discover 150 Insurance Online
Bajaj Auto, India’s third-largest motorcycle manufacturer, launched the Bajaj Discover 150 in 2015. It features the same design as the Discover 125. Packed with a powerful 144.8 cc, single-cylinder air-cooled engine, the bike promises powerful performance and decent fuel efficiency.
The design of the Discover 150 bridges the gap between the commuter class and the premium sports class. It is available in two variants - drum and disc. The former has 130 mm drum brakes at the front and 110 mm drum brakes at the rear, while the latter has 240 mm front discs.
Bajaj Auto leaves no stone unturned to incorporate safety features into its bike. But, to keep yourself protected financially, it is vital to invest in two-wheeler insurance. The Motor Vehicles Act of 1988 makes bike insurance mandatory in India.
Bike insurance covers the bike rider from any accidental injuries caused while driving a motorbike/two-wheeler on Indian roads. It protects you financially in any untoward circumstances like theft, manmade damage, natural calamity, or accident.
Tata AIG offers different types of plans for insurance for two-wheeler. Bike owners can opt for a comprehensive, standalone own-damage, or standalone third-party bike insurance policy, depending on their requirements.
Purchasing a Bajaj bike insurance from Tata AIG is easy and does not entail a cumbersome process. The comprehensive two-wheeler insurance policy provides complete protection for your Bajaj Discover 150
Bajaj Discover 150 Insurance Renewal/Purchase on Tata AIG
Tata AIG is a trusted partner for two-wheeler insurance. We ensure that you can complete the purchase or renewal of your Bajaj Discover 150 insurance in a few easy **s. Moreover, we make the claim process hassle-free by bringing the service online and eradicating the need for you to go to the nearest branch with all the necessary documents.
The step to buying/renewing an insurance policy online are as follows:
Step1: Go to the ‘Bike Insurance’ page on Tata AIG’s official website.
Step2: Fill out your bike’s registration number and press ‘Get Price.’ You will see the premium amount for a new bike insurance policy. If you are an existing customer, select ‘Renew’ after entering the required details.
Step3: Based on the details you provide, the online bike insurance calculator will estimate the Bajaj bike insurance price.
Step4: Select an Insured Declared Value (IDV) from the choices provided. IDV helps in determining the sum insured and the maximum coverage you will receive in case of theft or damage beyond repair.
Step5: Check for No Claim Bonus (NCB). This facility does not apply to new policyholders. However, existing policyholders can claim benefits and discounts they have accumulated for claim-free years.
Step6: On the screen, you will see different options for your Bajaj two-wheeler insurance. These plans offer different coverage and have different pricing.
Step7: Use any of the accepted payment methods to pay the premium amount appearing on the screen. You will receive a soft copy of the insurance on your registered email address after you have successfully cleared the payment.
If you have any queries regarding Bajaj bike insurance renewal, you can contact our customer care support or visit the nearest branch office. Our executives will be happy to resolve your queries and provide a prompt solution.
Bajaj Discover 150 Insurance Price - Calculating Premium Amount
The bike insurance cost depends on several factors. These include the model and make of the bike, deductible, safety devices, additional riders, coverage, geographic location, No Claim Bonus (NCB), cubic capacity, etc. The premium for a bike insurance plan is lower if you decide on a higher deductible. Similarly, the third-party bike insurance premium is less than a comprehensive bike insurance plan. The coverage in third-party bike insurance also differs from that in comprehensive bike insurance.
You can use the bike insurance calculator available on Tata AIG’s website to understand the premium amount for bike insurance purchase and bike insurance renewal, depending on your requirements.
Enter the required information like vehicle registration number, model and make, engine and chassis number, past claims, etc. Pick the additional riders and click on ‘Get Price.’ The premium amount will be visible on your screen. You can make alterations if it does not suit your budget.
For instance, while riders are beneficial, you can avoid buying the ones that are unnecessary. Moreover, remember to renew the insurance on time so that you do not miss out on the no-claim bonus benefits you have accumulated.
Additional Riders for Bajaj Discover 150 Insurance by Tata AIG
Add-on covers, or additional riders, can be included in your comprehensive bike insurance policy. These are useful in situations that your base policy does not cover. Since they enhance your coverage, they increase the cost of your insurance policy and hence increase its premium amount.
Tata AIG offers seven unique two-wheeler add-on covers to enhance your comprehensive two-wheeler insurance. These covers include:
Emergency Medical Expenses
Additional Third-Party Property Damage Cover
Additional Personal Accident Cover for the Owner-Driver
The Zero Depreciation add-on, also known as Bumper-to-Bumper cover or NIL Depreciation, helps you fight depreciation. If you file a claim for the repair or replacement of a part and the claim amount deducts depreciation, this add-on helps you get depreciation value reimbursed. But, you are eligible to avail of this benefit only for the first two claims.
With the Roadside Assistance add-on, Tata AIG sends immediate assistance to your breakdown location to help you tackle issues like fuel requirements, dead battery, electrical/mechanical repairs, flat tyres, etc.
Things Included/Excluded Under Tata AIG’s Bajaj Discover 150 Bike Insurance
|What is included in Tata AIG’s Bajaj Discover 150 insurance?||What is not included in Tata AIG’s Bajaj Discover 150 insurance|
|The two-wheeler insurance policy offers an own damage cover to protect the policyholder against damage and losses caused by accidents, natural calamities, manmade damages, damages by fire, etc.||The policy does not cover costs for mechanical/electrical breakdown, regular wear and tear, and the resulting loss due to the age of the bike.|
|The comprehensive bike insurance plan reimburses the bike’s current market value in case of damage beyond repair or theft.||The bike insurance policy does not provide coverage for losses incurred if the bike was being used for racing, reliability trials, speed tests, etc.|
|The comprehensive and third-party two-wheeler insurance covers third-party liabilities, including third-party property, bodily damages caused to a third party by your vehicle, etc.||There is no coverage for losses and damages suffered while riding the bike without a valid driving license or helmet.|
|The bike insurance policy provides a Personal Accident Cover of ₹15 lakhs. This cover reimburses medical expenses for treating injuries caused in an accident.||The use of a private bike for commercial purposes is excluded. There is also no coverage for a bike driven under the influence of alcohol, narcotics, or intoxicants.|
|With add-ons, the policy coverage is enhanced to cover consumable expenses, additional third-party damage, roadside assistance, emergency medical expenses, etc.||The two-wheeler insurance policy does not cover damages caused due to breaking and burglary if the bike is stolen.|