Bajaj Platina 100 Insurance

Here are the steps to buy or renew or buy Bajaj two-wheeler insurance with Tata AIG:

• Visit our Bike Insurance page and enter your Bajaj Platina 100 registration number.

• Click on Get Price for a new Bajaj bike insurance online policy or on Renew for a Bajaj bike insurance renewal. For those renewing their bike insurance policies, remember its validity of ranges between 1-5 years.

• Fill out the bike insurance form and enter the requested details. The details will include personal information like your name, number, email address, Aadhaar number, PAN card number, etc.

• You will also have to enter the details of your Platina 100, like its variant, price, Insured Declared Value (IDV). Enter policy-related details like the previous policy expiration date, previous claim history, etc., in case of policy renewal.

• If you haven’t filed a bike insurance claim or have no claim history, you will be eligible to get a No Claim Bonus (NCB) of up to 50%. You might also get an additional discount of up to 75%, which will lower the Bajaj bike insurance price.

• You can select the Bajaj two-wheeler insurance policy as it is or choose from our 7 add-on riders.

• After submitting the necessary details, you will get a Bajaj bike insurance quote for the premiums payable for the selected policy tenure.

• After paying, you will receive a digital receipt/ e-copy of your Bajaj two-wheeler insurance policy on your email ID/ number/ WhatsApp.

To do a Bajaj bike insurance renewal price or buy a new Bajaj bike insurance online policy, you have to make monthly, quarterly, half-yearly, or yearly payments called premiums. The premium price depends on various factors, including:

• Your age, your driving record, and the location of the bike purchase/ use.

• The age, make and variant of the Platina 100. For instance, the premiums for the Platina 100 Kick start version and the Platina 100 Electric version will differ. The older your bike gets, the lower will its premiums be, and vice versa.

• The Insured Declared Value (IDV) of your Platina 100. The IDV is the current market or sale value of your Platina 100, payable under the Bajaj two-wheeler insurance policy. For instance, if the price of a brand-new Bajaj Platina 100 is ₹65,000, and two years later, if you make an insurance claim and its market price is ₹50,000, you will get the said value unless you have a depreciation cover.

• The engine (cubic) capacity of the Bajaj Platina 100. The higher the cubic capacity, the higher the premiums, and vice versa.

• The type of Bajaj two-wheeler insurance policy chosen – whether comprehensive, own-damage (standalone) or third-party. A third-party or own-damage bike insurance policy will surely cost lesser than comprehensive insurance for 2-wheelers.

• Any NCB benefits (up to 50%) or premium discounts (up to 75%) we give for buying the Bajaj bike insurance online.

• Addition of safety devices (which can lower the premium cost) or modifications (which can increase the premium cost) to your Bajaj Platina 100.

• To get a precise estimate of the Bajaj bike insurance cost for your Platina 100, we encourage you to use our bike insurance calculator.

• You can compare two-wheeler insurance as it is free, accurate, and lets you compare multiple two-wheeler insurance policies in no time.

To cater to the maximum possible odds, Tata AIG’s bike insurance policy also comes with riders to provide extra financial security to the rider-owners of today. These riders go over and above the baseline coverage in third-party or comprehensive insurance for 2-wheelers. They provide extra financial support during unforeseen eventualities involving your Platina 100.

Consider these 7 add-on riders offered by Tata AIG:

Personal accident rider It pays a pre-decided sum of money to your nominees (chosen family members) in case of your demise/ physical injury due to an accident involving your Platina 100.

Third-party property damage rider It provides a sum over and above the base insurance cover on the damage caused to a third party, their vehicle, and their property due to your Platina 100.

Roadside Assistance rider It provides immediate 24x7 mechanic services on the breakdown of the Platina 100 in a remote or faraway location.

Emergency medical expense rider It covers the emergency medical expenses of you (the rider) and the pillion rider due to injuries caused by an accident involving your Platina 100.

Consumables Expense rider It covers the cost of the Platina 100’s consumables damaged/ lost due to an accident. The consumables include screws, nuts, bolts, lubricants, bearings, engine oil, gearbox oil, brake oil, and other parts.

Return to invoice rider It reimburses the original invoice/ purchase cost of your Platina 100 in case of theft or total and irreparable damage.

Depreciation allowance rider It pays the original value of the Platina 100’s bike parts during repair/ replacement cancelling the effects of depreciation.

When you trust Tata AIG for your Bajaj two-wheeler insurance needs, rest assured the first thing we will inform you about is the exact scope of coverage offered in our bike insurance policy. As part of our 100% disclosure policy, we encourage you to go through our bike insurance policy scope of coverage on our website and the policy document.

Going through these will help you understand the exact scope of coverage and avoid any unpleasant surprises at the time of claim settlement. We also have a free-look period of 15 days, so customers can get the Bajaj bike insurance online and decide whether they are satisfied.

Here is a concise table of what Tata AIG’s Bajaj two-wheeler insurance covers and does not cover.

A certain thrill comes with owning a two-wheeler – the fresh air hitting your face and the unpredictable roads ahead. Especially if it’s your dream two-wheeler. But the higher the thrill, the higher the responsibility.

Did you know that two-wheelers are one of India's biggest contributors to road accidents? Most of this has less to do with rider performance and more to do with the various road issues that pose problems to riders/ drivers in the country.

Tata AIG’s bike insurance policy is thoughtfully curated to cover as many possible unforeseen scenarios involving your Platina 100. Its commitment to caring for its customers throughout its insurance journey and consistent claim settlements over the years has helped it establish an unparalleled brand value.

Here are a few guaranteed features of Tata AIG’s insurance for 2-wheelers that set it apart from its contemporaries:

• Hailing from the lineage of the greatest business minds who have built the Tata Group from the ground, Tata AIG is an offspring of those efforts.

• We have over 20+ years of expertise and experience to our name. We let our work speak for us – just look at our consistent claim settlement ratios over the past decades. In FY 2020-2021, we had a settlement ratio of 98% - a number that makes us instantly trustworthy.

• We are a company that is agile and adaptive. We are in sync with our customer’s needs 24x7. This is why we have set up a team of 650+ claim experts that provide immediate, personalised assistance to over 5+ crore diverse customers and their versatile needs.

• We have 100% digital and hassle-free buying, renewal, and claim settlement processes. But just because we have moved from outdated and complicated procedures doesn’t mean we have lost touch with interaction. You can even visit our offices and request any procedure.

• We have a reliable and agile network of over 5,000 trusted garages spanning the country – from tier 1 cities to the smaller town and more rural interiors.

• We offer mega savings – choose from our affordable 7 add-ons, get up to 50% discounts in NCBs, and save up to 75% discounts in premiums on our online bike insurance policies.

The Bajaj Platina 100 was launched in 2006 and was an instant hit with users and critics alike. Ever since its launch, the Platina 100 has seen many relaunches and variant upgrades in line with the changing bike trends and needs of the modern-day rider.

The Platina 100 is an everyday commuter bike available in 3 variants – the Electric Start CBS, Kickstart CBS, and the ES Disc BS6. All variants have a fuel-efficient BS6 engine that has an engine capacity of 102cc and a mileage potential of 72kmpl.

The bike has a 4-speed manual transmission and generates a max power of 7.79 bhp and a max torque of 8.34 Nm. It weighs 117kg and has a fuel tank capacity of 11L. Not only does it deliver superior fuel efficiency, but it also serves impressive looks as well. Its outer appearance is sleek, no-nonsense, and minimalistic yet stylish – making it perfect for the daily commuter.

The Bajaj Platina 100 is available in 3 variants – the Bajaj Platina 100 Electric Start CBS, the Bajaj Platina 100 Kickstart CBS, and the Bajaj Platina 100 ES Disc BS6. All variants are available in combination colours black and red, black and silver, black and gold, and black and blue. The approximate price of the variants ranges from ₹50,000 to ₹70,000.

The exact cost varies from model to model and showroom to showroom. Following is the list of the approximate price of all variants in New Delhi and another city-wise approximate price list for the variants.

The Bajaj Platina 100 is an everyday commuter bike but has tons of its own USPs that make it a valuable buy! The features of the Platina 100 include:

• DTSI-I engine with an engine capacity of 102cc

• Max power of 7.79 bhp and a max torque of 8.34 Nm

• Mileage potential of 72kmpl

• Weight of 117kg

• Fuel tank capacity of 11L

• Wider rubber footpads with improved grip and Advanced Comfortec technology

• Improved seating comfort for rider and pillion rider

• An improved front and rear dual shock absorbers for a smoother riding experience

• LED DRL that improves visibility even in low light conditions

The Bajaj Platina 100 is a trusted bike model and a powerful contender in the market. However, it is not free from competitor bikes. Its rivals include the:

• Hero Splendor Plus

• Honda SP 125

• Honda Shine

• Hero Passion Pro

• Hero HF Deluxe

• TVS Sport

• Bajaj Platina 110

• Bajaj CT 110

• Honda CD 110 Dream

• TVS Radeon

• TVS Star City Plus