Bike Insurance in Meerut

Bike insurance in Meerut is a two-wheeler policy that protects the vehicle from various unforeseen damages as per the policy condition. It provides financial aid to vehicle owners against various damages.

Different types of insurance for two-wheelers are available, depending on the individual's needs. These include third-party bike insurance policies, standalone own-damage policies, and comprehensive bike insurance policies.

Moreover, since the demand for electric vehicles has substantially increased, motor insurance policies for such vehicles are also necessary.

Following are the common issues faced by bike owners in Meerut:

Road Accidents: Road accidents are one of the significant issues faced by vehicle owners in almost every part of India, including Meerut. The reason for road accidents can be unskillful drivers, the influence of intoxicating substances, etc.

Traffic Rule Violations: Traffic rule violations are another major issue faced by the citizens of Meerut. This generally happens due to a lack of traffic rule knowledge. Further, vehicle owners in Meerut also take traffic rules lightly, leading to traffic congestion issues.

Poor Road Conditions: This is another issue faced by the vehicle owner due to poor road conditions in Meerut. Potholes, road debris, obscured signs, etc., are common road problems.

Vehicle Skidding: During the monsoon or rainy season, vehicle skidding is another significant problem for vehicle owners in Meerut. This not only causes injuries to vehicle owners but also damages the vehicles.

Based on the vehicle owner's needs, Tata AIG offers different kinds of bike insurance in Meerut.

Tata AIG Third-Party Bike Insurance

It is the mandatory two-wheeler insurance plan in India which offers coverage against third party damage to vehicles or property by the insured vehicle. This Tata AIG bike insurance in Meerut also offers protection to cover legal costs arising due to accidents.

Key Inclusions and Exclusions:

Ideal For: It is mandatory insurance for two-wheelers, ideal for individuals who only need basic coverage.

Tata AIG Standalone Own Damage Cover Bike Insurance

This is another two-wheeler insurance that offers protection to insured vehicles against damage and theft.

Key Inclusions and Exclusions:

Ideal For: This Tata AIG bike insurance in Meerut is suitable for individuals living in accident-prone areas.

Tata AIG Comprehensive Bike Insurance

This is the bike insurance policy that offers broad coverage to vehicle owners against various damages, including natural disasters, man-made damages, etc. The bike insurance plan also covers third-party and own vehicle damage cover.

Key Inclusions and Exclusions:

Ideal For: This bike insurance policy is ideal for vehicle owners who look for advanced vehicle protection against various damages.

Emergency Medical Expenses: This is a crucial add-on offered by Tata AIG, where the rider and pillion rider will get their medical expenses covered, such as ambulance charges, hospital bills, etc., in case of an accident.

Roadside Assistance: In this type of add-on, the policyholder will get assistance from the company in case of fuel requirement, dead battery or more.

Consumables Expenses: Under this add-on, policyholders will get vehicle-damaged consumables repaired or replaced.

Depreciation Allowance: This add-on assures policyholders that the vehicle's depreciation cost will not be deducted at the time of claim filing.

Individuals can buy or renew bike insurance policies from the Tata AIG website by following these listed **Steps.

How to Buy New Bike Insurance in Meerut?

Step 1: To buy the best bike insurance in Meerut, go to the official Tata AIG website.

Step 2: Scroll to the "All Product" section.

Step 3: Next, in the "Motor Insurance" section, click on the "Bike Insurance" choice.

Step 4: Enter the bike registration number and click on the "Get Price" button.

Step 5: The plan price will appear. After that, select the insured declared value from the available options.

Step 6: Include the add-ons in a plan if needed.

Step 7: Review the policy premium price and details.

Step 8: Next, after reviewing, fill out the basic information and upload documents for buying a bike insurance plan.

Step 9: Next, pay the bike insurance policy premium.

Step 10: Upon successful payment, the purchased policy will be sent to the registered email address.

How to Do Bike Insurance Renewal in Meerut?

Step 1: To do a bike insurance renewal, visit the Tata AIG website.

Step 2: Go to the "All Products" section.

Step 3: Next, select "Motor Insurance".

Step 4: Under the option, go for the "Bike Insurance" option.

Step 5: Next, fill out the bike registration number and then click on the "Renew" button.

Step 6: The policy premium will appear. Add or remove any add-ons as per your need.

Step 7: Next, choose the IDV based on requirement.

Step 8: Review if NCB from last year is applicable.

Step 9: After that, fill out the basic details for renewing the policy.

Step 10: Next, pay the bike insurance renewal price.

Step 11: After the successful payment, the renewed policy will be sent via email.

When it comes to filing a claim for two-wheeler insurance in Meerut, Tata AIG offers two claim procedures.

Reimbursement Bike Insurance Claim

• Go to the official Tata AIG claim page or contact their representative via email or call.

• Notify the representative about the accident. Provide details about the accident, your plan, your vehicle type, etc.

• After getting the official request, the company will assign a surveyor to do the vehicle inspection for the damages incurred.

• After that, the policyholder can send the vehicle for repair in any of their known garages.

• Once the vehicle is repaired, policyholders need to file a claim request by uploading all the documents, such as the policy document, bill of repairs, FIR copy, and more.

• The surveyor will also submit the report to the insurance company.

• After verifying all the documents, the company will approve or reject the claim request.

• If the claim is approved, the reimbursement amount will be processed within a few days.

Cashless Bike Insurance Claim

• After the accident, policyholders need to inform the company about the incident within 48 hours.

• Ensure to provide all the details about the incident to the representative.

• The company after receiving the cashless claim request, will assign a surveyor for assessing the damage caused to the vehicle.

• After the successful assessment, the damaged bike will be sent to any nearby network garage.

• Once the repair is done, policyholders can take their vehicle home without paying anything. The insurance company will pay the bills directly to the garage.

• Duly filled and signed claim form.

• Driving licence copy.

• Vehicle registration copy.

• FIR copy if required.

• Repair bills.

• Any other document asked by a representative.

The cashless garage offers cashless repair services to policyholders for damaged vehicle repair. Tata AIG has a network of 7500+ garages spread all around the country. Please note that the benefit is only available with the comprehensive bike insurance plan offered by Tata AIG.

To avail of the service, policyholders need to visit the website to locate the nearest cashless garage in Meerut. By entering the city name, e.g., Meerut, they will know the cashless garage available in the city with the address.