Hero Destini 125 Insurance

Save upto 75%* on Hero Bike Insurance
4w_m_landing_page.svg
carBuy Insurance For New Bike  Click Here

Hero Destini 125 Insurance

The Hero Destini 125 was Hero MotoCorp’s foray into the 125cc scooter segment in India. While all its other scooters are in the 110cc segment, the Destini 125 was designed to compete in the thriving 125cc segment.

In India, there has been a surge in demand for 125cc scooters since people have been looking for a two-wheeler that perfectly balances fuel efficiency, performance, and affordability.

Also, many people have started preferring automatic scooters over geared two-wheelers in recent years. The Hero Destini 125 offers great mileage and is suitable for a family, light in weight and affordable.

Buying comprehensive two-wheeler insurance in India is important for several reasons. Firstly, it covers the legal requirement of having overage for third-party liabilities. Secondly, it offers financial protection in case of unexpected events like accidents, theft, natural disasters, and third-party liabilities.

With comprehensive insurance for two-wheelers, you can reduce the financial burden that may arise due to damages to your bike or injuries to other people and their property. If you are planning to buy a Hero Destini 125, then make sure that you look for a comprehensive Hero Destini 125 bike insurance policy from a reputed insurer.

To get the best coverage, it is important to focus on the insurance provider and compare insurers and plans carefully. Tata AIG is a trustworthy name in bike insurance offering comprehensive Destini 125 insurance with a wide range of features, quick claim settlement, and 24/7 customer support. You can use the free online bike insurance calculator available on our site to compare plans and find the best protection for your Destini 125.

Purchase or Renew Hero Destini 125 Insurance Online with Tata AIG

When you choose Tata AIG as your insurance partner, you can buy Hero bike insurance online in no time. You can also opt for Hero bike insurance renewal by following a few simple steps. Here is a quick look at the steps you can follow to buy or renew Hero bike insurance:

  • Visit our official website

  • Buying and renewing a bike insurance policy can be done from the Bike Insurance Page. Navigate to this page by scrolling to the top of the home page and clicking on All Products >> Bike Insurance

  • Enter your registered mobile number and click on “Get Price” to purchase a new Hero Destini 125 bike insurance policy. If you already have an existing Tata AIG Destini 125 insurance plan, then you can renew it by clicking on “Renew”

  • Provide some personal information and details of the bike and existing insurance policy

  • Choose the right IDV for your Destini 125. This is an important step since the iDV helps determine the sum insured by the policy, which in turn impacts its premium. Make sure that you don’t select a very high or very low IDV, as it can impact the premium or sum insured.

  • Choose the right add-on cover based on your requirements. Before choosing add-ons, carefully review the policy documents to understand the inclusions and exclusions. Remember, add-ons increase the premium. Hence, only choose the ones you need.

  • Select the voluntary deductible amount. This helps you reduce the premium of the policy by agreeing to pay a specified amount at the time of every claim settlement. Don’t opt for a very high voluntary deductible. While this might get you a sizeable discount on the premium, it will increase your liability during claim settlement.

  • If you are renewing your policy, then provide details of the claims filed during the previous policy term

  • We will calculate the premium based on your choices and make an offer

  • If the terms and the premium are within your expectations, then pay the premium using a digital payment method and receive the policy documents via email

Hero Destini 125 Insurance Price – Your Premium Amount

The premium for a comprehensive Hero Destini 125 bike insurance policy is calculated using a range of factors that help determine the risks associated with providing coverage and the coverage amount.

At Tata AIG, we carefully consider all aspects to offer a cost-efficient policy that offers optimum coverage. Here is a quick look at the factors:

The two-wheeler: A high-end two-wheeler will have high repair costs and expensive spares. Hence, when we cover such a bike, we increase the premium to manage the high repair bills per claim. We look at the make and model of the bike to determine its repair costs. We also consider the age of the bike since older bikes are usually cheaper to repair and adjust the premium accordingly.

Coverage: A third-party bike insurance policy has a premium fixed by the IRDAI. However, when you opt for a comprehensive policy, the sum insured plays an important role in determining its premium. The choice of add-on covers increases the premium too.

Location: People living in areas where crime rates are higher tend to pay a higher premium due to the increased risks of theft. Also, people riding their bikes regularly through accident-prone areas are charged a higher premium for the policy.

Calculate your Hero Destini 125 insurance with our online bike insurance calculator.

Add-on Covers Available with Tata AIG Hero Destini 125 Bike Insurance Policy

Get added protection against specific circumstances with 7 add-ons with your Hero Destini 125 insurance.

  • Zero depreciation cover

  • Return to invoice cover

  • Roadside assistance cover

  • Consumables cover

  • Personal accident cover

  • Emergency medical cost cover

  • Additional third-party damage cover

Things Covered and Not Covered under Hero Destini 125 Insurance

Here is a list of things covered and not covered under a Hero Destini 125 bike insurance policy:

Things covered under Tata AIG Hero Destini 125 Insurance Things not covered under Tata AIG Hero Destini 125 Insurance
Third-Party Liabilities: Tata AIG comprehensive bike insurance covers third-party liabilities, which means that it covers the damages you may cause to other people or their property while riding your bike. Normal Wear and Tear: The policy does not cover normal wear and tear of your bike, such as the degradation of tires, brakes, and other parts due to regular use.
Accidental Own Damage: The policy covers accidental damage to your bike, including damage due to collision, fire, theft, explosion, and other similar events. Mechanical and Electrical Failures: The policy does not cover mechanical or electrical failures of your bike that are not caused by an accident.
Natural Disasters: Tata AIG’s comprehensive bike insurance covers damages to your bike due to natural disasters, such as floods, earthquakes, and storms. Driving Without a Valid License: The policy does not provide coverage if the policyholder is driving without a valid license.
Personal Accident Cover: The policy provides personal accident cover for the policyholder, which pays a lump sum in case of death or permanent disability caused by a bike accident. Intentional Loss or Damage: The policy does not provide coverage for intentional loss or damage to your bike, such as theft or damage caused while committing a crime.
Add-on covers: Tata AIG offers a wide range of add-on covers including:
  • No Claim Bonus Protection Cover
  • Roadside Assistance Cover
  • Pillion Passenger Cover
  • Engine Protection Cover
  • Alcohol or Drug-Related Accidents: The policy does not provide coverage if the policyholder is under the influence of drugs or alcohol while riding the bike.

    Why Is It Important to Have a Hero Destini 125 Insurance Plan from Tata AIG?

    Comprehensive Coverage: Tata AIG comprehensive bike insurance provides a wide range of coverage options, including third-party liabilities, accidental damage, natural disasters, personal accident cover, pillion passenger cover, roadside assistance, and engine protect cover.

    Customisable Plans: Tata AIG comprehensive bike insurance offers a range of coverage options, allowing policyholders to choose the level of protection that best meets their needs.

    Convenient Online Purchase: Tata AIG comprehensive bike insurance can be easily purchased online, making it convenient for policyholders to get the coverage they need.

    Cashless Claims: Tata AIG comprehensive bike insurance offers a cashless claims service, which means that policyholders can get their bike repaired at a network garage without having to pay out of pocket.

    Round-the-Clock Assistance: Tata AIG comprehensive bike insurance provides 24/7 customer support, ensuring that policyholders have access to assistance whenever they need it.

    Expert Claims Handling: Tata AIG has a team of experienced claims handlers who work to ensure that policyholders receive a fair and prompt settlement of their claims.

    Affordable Premiums: Tata AIG’s comprehensive bike insurance offers affordable premiums, making it a cost-effective option for protecting your bike.

    Overview: Hero Destini 125

    The Hero Destini 125 has been designed for comfort and mileage – two important aspects that Indian scooter owners look for. Here are some key features and specifications of the Hero Destini 125:

    Feature / Specification Details Benefits
    Engine 124.6cc air-cooled, 4-stroke engine Offers a good balance of fuel efficiency and power
    Power Output 9.1 bhp @ 7,000 rpm Allows it to offer smooth acceleration
    Torque 10.4 Nm @ 5,500 rpm Provides good pulling power
    Transmission Automatic CVT Makes handling and acceleration smoother
    Fuel Efficiency 55 kmpl (ARAI certified) Saves fuel costs
    Fuel Tank Capacity 5.5 litres Ensures enough fuel for city rides
    Front Suspension Telescopic Hydraulic Shock Absorbers Reduces rider fatigue by ensuring comfortable ride over potholes
    Rear Suspension Unit Swing with Spring Loaded Hydraulic Damper Ensures smooth ride over uneven roads
    Brakes Drum brakes (front and rear), with Integrated Braking System Offer better control over braking
    Seat Height 780 mm Ensures that riders of all heights can sit comfortably
    Kerb Weight 111.5 kg Makes it easy to maneouver

    Hero Destini 125 Variants and Prices

    Variants Ex-showroom Price Delhi
    Destini 125 STD Rs. 71,368
    Destini 125 LX - Drum Brake Rs. 76,568
    Destini 125 Xtec Rs. 82,908

    Unique Selling Points: Hero Destini 125 Features

    The Hero Destini 125 is designed to be a modern two-wheeler that offers comfort and convenience to the rider. Here are some unique selling points of the Hero Destini 125:**

    Xsens Technology: The proprietary Xsens technology by Hero Motocorp senses the riding conditions and optimises the performance of the engine and fuel utilisation accordingly.

    Idle-Stop-Start System (i3S): The scooter has an i3S system that saves a lot of fuel by turning off the engine if it is idle. The best part is that you don’t have to start it again. A simple throttle can get it started instantly.

    Side Stand Indicator: Many two-wheelers meet with an accident or mishap because of the unretracted side stand getting stuck in something. The Hero Destini 125 has an indicator to ensure that the driver does not forget to retract it.

    Mobile Charging Port: You can charge your mobile phone on your Hero Destini 125 using the inbuilt charging port.

    External Fuel Filler Cap: Unlike most of its competitors, you can refuel the Hero Destini 125 without having to lift the seat. The manufacturers have provided an external fuel filler cap.

    Instrument Console: The two-wheeler has a semi-digital instrument console to display information about the speed, fuel, etc.

    Top 3 Rivals of Hero Destini 125

    • Suzuki Access 125

    • Honda Activa 125

    • Yamaha Fascino 125 FI Hybrid

    Hero Destini 125 Insurance Overview

    Disclaimer / TnC

    Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

    Related Articles

    Frequently Asked Question

    No Data Found
    scrollToTop