Hero Moto Corp Hf Deluxe Insurance

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Hero HF Deluxe Insurance

The Hero HF Deluxe is one of the best-selling commuter bikes, thanks to its low price and good mileage. It is driven by a 97.2cc single motor that produces 7.9 horsepower at 8000 RPM and 8.05Nm of peak torque at 6000 RPM. If you are on the lookout for a good bike, you must have come across the Hero HF Deluxe motorcycle. But if you want to buy the Hero HF bike, you must buy HF Deluxe insurance.

Buying insurance for your bike should not only be seen as something you do to comply with the law. Instead, you should buy bike insurance because of the security. It is what you can turn to when things go wrong. If you are on an isolated road and your bike suddenly dies, if you have comprehensive bike insurance, you can call on your provider for help. This is only one instance where insurance for your bike is helpful. Your comprehensive bike insurance policy can safeguard you from it all, from theft to damage during a natural calamity or war.

Tata AIG offers third-party two-wheeler insurance, independent own-damage insurance, and comprehensive two-wheeler insurance policies. We also offer you a national cashless garage network for all your needs. Assess the insurance for bike policies provided by us, choose the one that's right for you, and utilise it to secure your bike with Tata's backing.

With that said, let us look into Hero bike insurance renewal, HF Deluxe bike insurance prices and other important details about your Hero HF Deluxe bike insurance.

Hero Bike Insurance Renewal/Buy Hero Bike Insurance via TATA AIG

If you've previously bought our Hero bike insurance, you'll have to opt for a Hero bike insurance renewal online before the policy period expires, or your protection will be terminated. It's a good idea to renew your Hero HF Deluxe insurance 2 weeks before its expiration. Furthermore, if you have acquired a Hero HF bike and are looking for HF Deluxe insurance, you may find it on our website. To find the best insurance on our website, follow the steps below.

Like all things, a bike insurance policy also expires after a certain period and needs to be renewed. If you are opting for a bike insurance renewal online with Tata AIG, the good news is that the process is simple and not time-consuming. Remember that sometimes your insurance may take some time to come through. Thus, you should ensure you get your Hero bike insurance renewal done at least two weeks before it expires. Again, if you have purchased a new Hero HF bike, you will need a new HF Deluxe insurance. This can also be done via our website in a few easy steps. Follow the steps to buy or renew a Hero HF Deluxe insurance.

  • Go to our official website and visit our bike insurance section.

  • To receive a Tata AIG insurance for your bike, enter your registration number and click Get Price. Choose the Renew checkbox to keep your current Hero HF Deluxe bike Insurance coverage with Tata AIG.

  • Fill in the blanks on the screen with your personal information, the specifics of your motorcycle, and the expiration date of your HF Deluxe insurance policy.

  • Choose your motorcycle's Insured Declared Value (IDV) and fill it in. The IDV is the current market value of your motorcycle, which will be used to calculate the HF Deluxe insurance price.

  • Provide a list of previous claims, or select the No Claim Bonus discount if you have never filed a bike insurance claim.

  • You should be able to see the HF Deluxe bike insurance price on your screen.

  • Once your payment is processed, you will receive your insurance via email or Whatsapp.

  • Your Hero bike insurance renewal or purchase is now complete.

HF Deluxe Insurance Price - Your Premium Amount

Various factors come into play regarding your HF Deluxe Insurance price. The primary things that influence this price are if you are buying third-party bike insurance or comprehensive bike insurance. The factors that determine the Hero bike insurance are different if you buy third-party insurance. With third-party insurance for your bike, prices are set annually by the IRDAI or The Insurance Regulatory and Development Authority of India based on the cubic capacity of your bike.

When buying comprehensive insurance for your bike, the factors are different once again. Your insurance cost may be more, but you will also benefit from greater cover. Some factors that affect the comprehensive policy rates are;


  • Make and model of the bike

  • Cubic capacity of the engine

  • Insured Declared Value

  • Customisations made to the bike.

It may be difficult for an individual to calculate the price of their Hero HF Deluxe bike insurance, but you may want to get an estimate to know if it fits your budget. In such a case, you can use our bike insurance calculator, which will give you an estimated amount based on the variable you fill in.

Things Covered/Not Covered Under TATA AIG’s Hero Bike Insurance Policy

It's vital to understand what your Tata AIG Hero two-wheeler Insurance covers and what it doesn't. The following is a list of the types of coverage available with a Tata AIG comprehensive two-wheeler insurance plan:

Things Covered Under TATA AIG’s Hero Insurance Things Not Covered Under TATA AIG’s Hero Insurance
Any harm rendered to the bike from explosions, self-ignition fires, lightning etc. Any harm caused when the bike was being used for commercial reasons. Also, if the damage results from adventure sports, racing, speed trials, etc.
Any degree of damage caused to the bike because of natural disasters, including cyclones, earthquakes, floods, etc. Any damage to the insured vehicle when it is outside the confines of the geographical location mentioned in the policy (i.e., outside India).
Any losses caused to the vehicle because of human acts of terrorism, vandalism, riots and more. Personal accident or own damage will not be covered if the person is under a third-party bike insurance policy.
Damage to the insured bike due to a collision involving a third-party vehicle and harm to someone else's assets or injury to a third-party person resulting in death or impairment. Destruction or loss of the insured bike if the rider is intoxicated, if they were not using a helmet at the time of the collision, or if not carrying a valid driver's licence.
Any loss caused to HF Deluxe  due to theft or irreparable harm caused by a robbery. Any loss caused by use over time and normal wear and tear, including mechanical and electrical breakdowns.
Any customisations you have made to your policy will be considered when you make an insurance claim.  Any damage was caused to the bike because of a robbery in your residence, but the bike was not stolen.
Suppose any damage was incurred by the insured bike during transportation by airways, waterways, railways, etc. Any damage caused when the vehicle was used in areas prone to damage, such as a flood or landslide-prone area.
Personal injury coverage of up to ₹15 lakhs for the bike policyholder in the event of an accident. If the owner-driver passes away in the accident, the policyholder's nominee will get the sum insured. Any war-like situation in the country or an attack caused damage to the insured bike.

Why Is It Important to Have Hero Bike Insurance from TATA AIG?

We have many specially curated plans you can choose from. Whether you want independent own damage insurance, comprehensive insurance, or third-party policy, you can get it all with us. Further, you can use our help to ensure you choose the right policy for yourself.

In the FY 2020-21, we resolved 98 per cent of claims made, owing to our team of 650 insurance experts across the country. They help make our claim process as simple and hassle-free as possible. This team helps us ensure that every case we receive gets resolved quickly and efficiently.

We at Tata AIG take much pride in the work we do. We work tirelessly to ensure that we provide our customers with the best product and services. This is why we have enjoyed the loyal trust of over 5 million customers over the span of 20 years in the Indian market.

Buying a policy is now easier than ever with our online Hero HF Deluxe Bike insurance. You can buy your policy from the comfort of your home and get your policy in a matter of moments.

Our cashless approach enables you to get your broken bike fixed without needing to provide cash on the scene.

Overview: Hero HF Deluxe Motorcycle

The Hero HF Deluxe is ideal for everyday commutes and provides a smooth ride so you can experience a little excitement with everyday riding. After Hero's partnership with Honda concluded in 2010, it was renamed Hero HF Deluxe. The bike is a combination of efficiency and cutting-edge technology. It is among the top 100cc motorcycles available in India.

The Hero HF bike has been modified with improved fuel infusion as well as an i3s technology. There have been many new updates to the bike, including new graphics constructed around an enhanced tensile metal double-cradle framework. Overall, these adjustments in the machinery and the riding posture have improved the rider's comfort.

The exterior visuals add to the entire visual look. A trapezoid multifocal reflecting headlight is also featured on the bike. Despite being a budget bike, the HF Deluxe offers incredible amenities like a tubular twin cradle structure in the back, power start, alloy wheels, front extendable hydraulic suspension systems, and a 4 Speed continuous mesh gearbox.

Hero HF Deluxe Prices and Variants

Variants New Delhi Ex-showroom Prices (may differ as per different cities)
100 Million Edition ₹49,800
Kick Start Drum Spoke FI ₹52,700
Kick Start Drum Alloy FI ₹53,700
Self Drum Alloy ₹61,900
Self Drum Alloy All Black ₹62,500
Self Drum Alloy i3S ₹63,400

Unique Selling Points: Hero HF Bike Features

The Hero HF bike has a gasoline tank volume of 9.6 litres and has a fuel economy of 70-80 km, making it ideal for daily use. This bike's capability is also ideal for those only concerned with mileage and cost savings. This bike has an antique appearance, but appeals to consumers because of its cost-effective features and low pricing.

Hero MotoCorp Limited is one of the world's largest bike manufacturers, with record-breaking bike sales. The HF Deluxe motorcycle is one of the most popular commuter bikes of the brand in terms of sales. The bike's popularity has been steadily increasing over the last few years. The additional features that have been attracting people are;

Double cradle frame made of high-tensile steel for added strength and stiffness

  • For added comfort, the rear suspension can be adjusted.

  • 130mm hind drum brakes with i3s technology saves 9% on fuel.

  • A spacious single seat provides plenty of comfort.

  • Rider grab rail.

Top 3 Rivals of Hero HF Deluxe

TVS Radeon

Bajaj Pulsar

Hero Passion Pro

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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Can I change my insurer and insurance policy?

Can I change my insurer and insurance policy?


Yes, if you are dissatisfied with your existing HF Deluxe insurance, you have the option to switch. To do so, you must notify your current insurer 45 days before your policy's expiration date. You can pick a new provider after the period has passed.

Why should I choose a Hero HF bike?


The Hero HF bike is among the best-selling commuter bikes in the country. Office workers or daily travellers will always choose this motorcycle over any other motorcycle for a safe and comfortable journey.

How can I make an online bike insurance claim with Tata AIG?


At Tata AIG, we have a simple and quick cashless claims process that involves the following steps. Visit our official website and select the ‘Claim' tab. Fill in your registered mobile number and confirm the same. Submit all the necessary details pertaining to the bike and the repair, including your bike insurance policy number, and the details of the First Information Report, if applicable. Submit the claim form. Provide the bike surveyors any information they may need to survey your damaged bike. Wait to hear back from us as we wrap up the claim settlement process. If at any point you have any questions or experience doubt, feel free to contact our 24*7 support team.

4. Does an NCB carry forward after renewal?


Yes, your NCB benefits will be carried forward post renewal. Remember, it is the policyholder, not the vehicle the NCB is attached to. So if you need to renew your insurance policy or if you want to change your insurance provider, your NCB will stand intact.

Disclaimer: All the bike prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.