Hero Maestro Edge 110 Insurance
Hero Maestro Edge 110 Insurance
Hero has continually produced some of India's greatest two-wheelers. The Hero Maestro Edge 110 is one of Hero's most economical and feature-rich offerings. It’s the entry-level commuter model, and it is incredibly fuel-efficient. This one's for you if you want something high-quality but reasonably priced.
Hence, if you own a Hero Maestro Edge 110 or plan to buy one soon, you must purchase enough insurance to safeguard it against terrible road conditions, extreme weather, theft, and other disasters. Tata AIG offers pocket-friendly third-party Hero bike insurance, standalone own-damage, and comprehensive two-wheeler insurance packages.
While third-party insurance is required to avoid heavy fines, a comprehensive bike insurance policy is a great choice if you want the most protection for your bike. It covers a variety of bike damages caused by natural disasters, man-made disasters, theft, loss, accidental loss or injury, and so on. Furthermore, comprehensive insurance for 2-wheelers covers personal accident coverage, which is handy in a deadly traffic accident.
So, why wait? Get your two-wheeler insured with a robust Tata AIG Hero Maestro Edge 110 insurance policy now!
Hero Maestro Edge 110 Insurance Renewal/Purchase via Tata AIG
You've arrived at the correct spot if you own a Hero Maestro Edge 110 and are seeking appropriate insurance coverage. You may renew/purchase Tata AIG Maestro Edge 110 bike insurance online or offline. You can go to a Tata AIG office and complete the necessary paperwork under the supervision of an insurance specialist.
But if you want to buy or renew your Hero bike insurance online, follow these steps:
Go to the two-wheeler insurance page and enter your bike’s registration number. If you buy your bike insurance for the first time, click “Get Price” or “Renew” for a Hero bike insurance renewal.
Submit the necessary information to get a bike insurance quote. Choose the coverage and the IDV (Insured Declared Value) from the list provided. IDV is the bike’s current market price, according to which the insurer compensates you in case it is lost or damaged beyond repair.
After fetching the details, Tata AIG will display the premium amount for your fresh Hero Maestro Edge 110 insurance. If you have clicked the “Renew” button, Tata AIG will show you the Hero bike insurance renewal price on your device’s screen.
You can buy suitable add-on covers and customise your Hero bike insurance policy. However, riders are available at extra costs and raise your bike insurance premium. So, choose wisely.
Proceed with the payment by choosing any digital payment method.
Once Tata AIG receives your payment, it sends your Hero Maestro Edge 110 insurance copy to your registered email address or WhatsApp inbox.
Hero Maestro Edge 110 Insurance Price - Your Premium Amount
The cost of Hero two-wheeler insurance is determined by the bike's Insured Declared Value (the current market worth of your bike established by taking into account several parameters such as the bike's brand and model, type of fuel and use, city of registration, engine cubic capacity, and so on). When filing a claim for a bike that has been lost, stolen, or destroyed, the value determines the amount of compensation), type of insurance policy, add-on covers, presence of anti-theft devices, No Claim Bonus, driver's age and driving record, and so on.
Note: You must always choose the proper IDV and appropriate add-on covers. While a respectable IDV helps you acquire enough compensation for total damage or loss of your bike, purchasing just appropriate add-ons minimises unnecessary spending. To qualify for the NCB, you must also avoid filing minor claims.
You may also use a two-wheeler insurance calculator to determine the cost of the Hero Maestro Edge 110 bike insurance. It is an online tool that allows you to compare two-wheeler insurance policies and make an educated selection.
Add-ons for Hero Maestro Edge 110 Insurance by Tata AIG
Add-on covers are intended to provide additional protection to your bike at an additional expense. Even with comprehensive bike insurance, you cannot prevent bike depreciation, deadly road accidents, or other unpleasant situations. This is when add-on covers come in handy. To guarantee optimal protection, Tata AIG provides a variety of riders for two-wheeler insurance:
-Return to invoice cover: This necessary add-on is handy when filing a bike insurance claim for total loss or damage to the bike. It covers the difference between the invoice value of your bike and the bike insurance claim settlement amount. Also, the insurance company reimburses you for the bike's road tax and registration fees.
-Zero depreciation cover: Depreciation is an unavoidable loss caused by your bike's regular wear and tear. Nevertheless, with a zero-depreciation add-on cover, the insurance provider covers your bike insurance claim without reducing the value of your bike's depreciation. Nevertheless, only the first two claims are eligible for a zero depreciation allowance.
-Emergency medical expenses cover: In the event of an accident, emergency medical expense coverage reimburses the expenses of emergency medical treatment for both the rider and the pillion rider. The ambulance fees incurred in transferring the wounded riders are also included in the reimbursement.
-Additional personal accident cover for owner-driver: This rider is a lifesaver in the event of a deadly accident that leaves the owner-rider gravely disabled. It provides the owner-driver with additional personal accident coverage above and beyond the standard reimbursement amount of a bike insurance policy.
-Additional third-party property damage cover: Despite third-party and comprehensive bike insurance covering third-party losses, this supplementary rider provides further assistance in the event of third-party property damage and decreases your financial exposure in the event of an unpleasant incident.
-Roadside assistance cover: As the name indicates, roadside assistance cover provides 24-hour coverage if your motorbike breaks down during a journey. You can phone 1800-266-7780, and Tata AIG will send a crew to assist you with emergency mechanic repair, towing service, or bike refuelling.
-Consumable expense cover: Accidental damage to the bike's consumables is also possible. By adding a consumables expenditure insurance, you can get reimbursed for the replacement, repair, or replenishment of consumables in your bike following an accident. The bike's consumables may include gearbox oil, nuts/bolts, brake oil, engine oil, and so on. Nevertheless, it does not account for the gasoline in the bike.
Things Included and Not Included in Tata AIG Hero Maestro Edge 110 Bike Insurance Policy
Look at the chart below to learn about the many includes and exclusions of Tata AIG comprehensive bike insurance:
|Things included under Tata AIG Hero Maestro Edge 110 Insurance
|Things not included under Tata AIG Hero Maestro Edge 110 Insurance
|Bike damage caused due to natural calamities such as cyclones, earthquakes, floods, etc.
|Bike’s depreciation due to regular wear and tear.
|Bike damages incurred during transit.
|Bike damage is caused due to commercial use or racing activities.
|Financial or legal liabilities resulting from third-party injury/death and property damage.
|Losses result from driving without a valid driving licence.
|Accidental damages to your bike and accidental injuries.
|Damages incurred outside the geographical location specified in the policy.
|Bike damages due to burglary, theft or housebreaking.
|Losses to the bike incurred during war or nuclear threats.
|Losses caused by explosion, lightning or self-explosion.
|Damages resulting from driving under the influence of intoxicating items.
|Man-made damages caused during riots, strikes, vandalism, etc.
|Bike damages are caused due to mechanical or electrical breakdowns.
Why Is It Important to Have Tata AIG for Your Hero Maestro Edge 110 Insurance?
These are some reasons why Tata AIG is one of the greatest options for protecting your motorbike:
By purchasing comprehensive bike insurance from Tata AIG, you may save up to 75% on rates if you purchase the policy online. As a result, Tata AIG allows you to cover your bike from various damages without incurring additional financial costs.
The simple procedure of purchasing or renewing bike insurance from Tata AIG saves you time and effort. You may acquire your bike insurance coverage online in just a few clicks. You may also get long-term two-wheeler insurance for your bike and avoid renewing it yearly.
Tata AIG has a large network of over 7,500 cashless garages nationwide. As a result, by purchasing comprehensive bike insurance from Tata AIG, you can access cashless repair services throughout India.
Tata AIG provides easy bike insurance purchase/renewal and guarantees that your claims are resolved promptly. Tata AIG offers a quick and uncomplicated claim settlement system backed by 650 claim professionals nationwide. You can contact us and also you may claim your two-wheeler insurance by visiting our website or calling 1800-266-7780. You may check the status of your claim settlement procedure online by supplying essential information and documents.
Because of its tremendous dedication to its clients and competent claim specialists, Tata AIG has a 98% claim resolution percentage for FY 2020-21. Tata AIG has earned the confidence of over 5 crore clients with exceptional services and a simple claim settlement system.
Hero Maestro Edge 110: A Brief Overview of the Scooter
The Hero Maestro Edge 110 is a popular scooter model manufactured by Hero MotoCorp, one of the leading two-wheeler manufacturers in India. It is a well-designed, feature-packed scooter that offers a comfortable and convenient riding experience. It is popular among commuters and families due to its reliable performance and low maintenance costs. Here is a brief overview of the Hero Maestro Edge 110:
-Engine and performance: The Hero Maestro Edge 110 is powered by a 110cc, air-cooled, single-cylinder engine that delivers a maximum power of 8.15 PS and a peak torque of 8.75 Nm. The engine is mated to a CVT automatic gearbox that provides a smooth and effortless ride experience. The scooter has a top speed of around 85 km/h.
-Design and features: The Hero Maestro Edge 110 has a stylish modern design with sharp lines and aerodynamic contours. It has features like an LED tail lamp, a semi-digital instrument cluster, a side-stand indicator, a USB charging port, and an external fuel filler cap. The scooter also has a mobile charging point and an under-seat storage capacity of 18 litres.
- Suspension and brakes: The Hero Maestro Edge 110 has a telescopic front suspension and a rear mono-shock suspension, providing a comfortable and stable ride. It has a 130mm drum brake at the front and a 130mm drum brake at the rear, which provides adequate stopping power and braking performance.
Hero Maestro Edge 110 Bike Variants and Prices
|Ex-Showroom Price* in New Delhi (in ₹)
|Hero Maestro Edge 110 Drum Brake
|Hero Maestro Edge 110 Alloy Wheel
Hero Maestro Edge 110 Features: Unique Selling Points of the Scooter
The Hero Maestro Edge 110 is a popular scooter model in India known for its comfortable ride quality, fuel efficiency, and attractive design. Here are some unique selling points of the Hero Maestro Edge 110:
The Hero Maestro Edge 110 has a stylish and modern design with sharp lines, attractive graphics, and premium finishes. It has a dual-tone colour scheme with body-coloured mirrors and stylish alloy wheels, making it stand out from other scooters in its segment.
The scooter has a comfortable and ergonomic seat with a spacious footboard that provides ample legroom for riders of all sizes. It also has telescopic front suspension and a rear mono-shock suspension that provide a smooth and stable ride on all kinds of roads.
The Hero Maestro Edge 110 is known for its fuel efficiency and low maintenance costs. Its mileage is around 50 km/l, making it an ideal choice for daily commuting and long rides.
The scooter is powered by a 110cc, air-cooled, single-cylinder engine that delivers a maximum power of 8.15 PS and a peak torque of 8.75 Nm. Its CVT automatic gearbox provides a smooth and effortless ride experience.
Top Contenders of the Hero Maestro Edge 110
The Hero Maestro Edge 110 is a popular scooter model in India that competes with other models in its segment. Here are some of the top contenders of the Hero Maestro Edge 110:
Honda Activa 6G
Suzuki Access 125
Yamaga Fascino 125
Hero Pleasure Plus
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
How to Claim Honda Activa Insurance?
How to Claim Honda Activa Insurance?
Follow this easy Tata AIG claim process for your Honda Activa Insurance:
Go to our Claims page and click on ‘Initiate Claim’.
Login to your account by providing the authorised mobile number and clicking on Confirm.
Register your claim by providing your vehicle insurance policy number, FIR details, and other basic personal details as required on the form available on the Tata AIG website.
We will assess the claim, review the damages and send the vehicle for repair at the closest network garage.
Meanwhile, Tata AIG will initiate the claim settlement process.
Once the claim process is completed, the vehicle is repaired and returned to you.
How To Renew Honda Activa Insurance?
Tata AIG allows easy and quick renewal for your Honda Activa insurance policy:
Go to the Bike Insurance page and input the bike registration number in the given calculator. Click on ‘Renew’
The calculator will automatically fetch the necessary details. Input any other details as requested.
Add any previous claims history or opt for the NCB discount. Make any changes you wish to the add-ons included.
The calculator will display the exact Honda Activa insurance premium cost. Make the payment, and your Honda Activa policy is renewed.
What is the price of the Honda Activa?
Honda Activa comes in two models – 6G and 125 BS-VI. Both models have different variants. The base variant of the Honda Activa 6G is priced at ₹69,080. The base variant of the Honda Activa 125 BS-VI is priced at ₹72,637.
What are the available variants in Honda Activa?
Honda Activa is available in two different models:
- Honda Activa 6G
- Honda Activa 125 BS-VI
Each model offers different variants and colours. The engine capacity, features, mileage, features, etc., of both models, vary significantly. Irrespective of the variant you choose, it is important you buy Honda Activa Insurance for your vehicle for a safe and secure ride.
What is the point of having bike insurance?
Having bike insurance gives the policyholder peace of mind knowing they are financially protected in case of an unforeseen event like an accident, theft or natural calamities like floods, storms, or earthquakes. In case of an accident or theft, the insurance company pays for the repair or replacement costs, thus providing financial support to the policyholder.
Also, in India, bike owners must have at least a third-party liability insurance policy to ride their bikes on the roads legally. It helps ensure that all road users have at least a basic level of financial protection in case of an accident.
What is covered by comprehensive two-wheeler insurance?
Comprehensive two-wheeler insurance is a type of insurance that covers a wide range of damages and losses that can occur to your two-wheeler. Here are some of the things that are typically covered under a comprehensive two-wheeler insurance policy:
Personal Accident Cover
How can I use the Tata AIG two-wheeler insurance premium calculator?
Using the Tata AIG two-wheeler insurance premium calculator is a simple process that can be completed online. Follow the steps outlined below:
Visit the Tata AIG website or go directly to the two-wheeler insurance premium calculator page.
Enter the make and model of your two-wheeler and the year of manufacture.
Enter your two-wheeler's registration date and the city where it is registered.
Enter your details, such as your name, age, and gender.
Choose the type of coverage you want. For example, you can choose comprehensive, third-party, or combination coverage.
Enter the IDV (Insured Declared Value) of your two-wheeler. The IDV is the maximum amount you will receive in case of theft or total loss of your two-wheeler. It is calculated based on the manufacturer's listed price and the age of your two-wheeler.
Choose any additional covers you may require, such as a personal accident or pillion rider cover.
Click the "Calculate Premium" button to estimate your premium amount.
And it’s done!
How can I save on my two-wheeler insurance premium?
There are several ways you can save on your two-wheeler insurance premium. Here are some tips:
Compare insurance policies
Opt for long-term insurance
Install safety devices
Choose a higher voluntary deductible
Maintain a good driving record
Join an automobile association
Choose the right coverage
What is the procedure to renew Tata AIG Hero Maestro Edge 110 bike insurance online?
Online renewal is a quick and easy way to renew your policy from the comfort of your home or office, and renewing your Tata AIG Hero Maestro Edge 110 bike insurance online is convenient. You can follow the steps listed below:
Visit the Tata AIG website or go directly to the two-wheeler insurance renewal page.
Enter your policy number and expiry date or bike registration number to retrieve your policy details.
Review your policy details and make any necessary changes to the coverage options or add-ons.
Make the premium payment using a debit or credit card, net banking, or digital wallet.
Once the payment is confirmed, your policy will be renewed, and a copy of the policy will be sent to your registered email address.
Would Tata AIG cover your Hero Maestro Edge 110 if it sustains irreparable damage?
Would Tata AIG cover your Hero Maestro Edge 110 if it sustains irreparable damage?
Yes, Tata AIG would cover your Hero Maestro Edge 110 if it sustains irreparable damage, subject to the terms and conditions of the policy. In case of irreparable damage to your bike, Tata AIG will assess the damage and determine the value of the claim based on your bike's Insured Declared Value (IDV). The IDV is the maximum amount you will receive in case of total loss or theft of your bike, and it is calculated based on the manufacturer's listed price and the age of your bike.
If the repair cost exceeds the IDV, Tata AIG will declare your bike a total loss, and you will receive the IDV as compensation. If the repair cost is less than the IDV, Tata AIG will pay for the repair costs, subject to the applicable deductibles and limits.
Would you lose your No Claim Bonus if you make a third-party insurance claim?
No, you would not lose your No Claim Bonus (NCB) if you make a third-party insurance claim. The NCB applies only to your two-wheeler insurance policy's Own Damage (OD) component and not third-party liability coverage. Therefore, a third-party insurance claim does not affect your No Claim Bonus.
Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.