Hero Splendor Ismart Insurance
Hero Splendor Ismart Insurance
The Hero Splendor iSmart is a 110cc motorcycle from Hero MotoCorp. It features a fuel-injected engine, a digital instrument cluster, and i3S technology for improved fuel efficiency. The bike also has a sleek and modern design, making it a popular choice among commuters in India.
Buying Hero bike insurance online is necessary for several reasons. First and foremost, it is legally required in India to have insurance coverage to operate a vehicle on public roads. Additionally, an insurance policy can provide financial protection in the event of an accident or theft, helping to cover the cost of repairs or vehicle replacement. A two-wheeler insurance plan will offer financial protection in case of vehicle accidents, theft, or damage. Without insurance, the cost of repairs or replacement can be quite high and may not be affordable for many people. Additionally, a basic third-party bike insurance policy is legally required in India and failure to have it can result in fines or penalties.
Furthermore, having valid insurance for a bike also provides peace of mind and security, knowing that you are financially protected in case of any unfortunate events. Overall, bike insurance is an important investment for any bike owner in India.
Tata AIG's bike insurance offers comprehensive coverage, including protection against damage or loss due to accidents, theft, and natural disasters. Our policy also includes add-on covers like roadside assistance and pillion passenger cover. You can also opt for a long term two-wheeler insurance that is valid for 2-3 years.
With 24x7 customer support and a simple online claim process, we strive to provide a hassle-free experience to their policyholders.
Hero Bike Insurance Renewal or Buy via Tata AIG
A Hero Splendor iSmart insurance renewal must always be completed at the latest two weeks before the policy expires. It will stop any unforeseen delays. It should be noted that Tata AIG provides a very simple online approach for renewing and buying Hero bike insurance. We can provide you with two-wheeler insurance in just a few minutes.
To start the Hero Splendor insurance purchase or renewal process online, first:
- Go to the Two-wheeler Insurance section of the official Tata AIG website.
- Next, input the VIN of your Hero Splendor bike and select "Get Price" to receive a quote for Bajaj bike insurance or "Renew" to receive a quote for bike insurance renewal.
- You can see information about your bike on the screen that our calculator for bike insurance will compile based on the data you provide.
- From the choices provided, choose an IDV (Insured Declared Value) for your Hero Splendor iSmart.
- The details of any prior claims you have to make must be provided next. Otherwise, you can benefit from our No Claim Bonus discount.
- You may now review the Hero bike insurance renewal price for your 2-wheeler insurance renewal on the Hero Splendor iSmart bike.
- If the Hero Splendor iSmart insurance price seems reasonable, pay for the coverage online with one of the many available digital payment options.
- Your Hero Splendor iSmart bike insurance policy will be sent to your registered email address after we have processed and verified your payment.
Hero Splendor iSmart Insurance Price: Your Premium Amount
Before buying insurance for a two-wheeler, you must figure out the premium payments for your Hero bike insurance online policy. This will allow you to preserve money to pay your premiums on time.
Your comprehensive bike insurance quotation for a Hero Splendor iSmart will be determined by:
- Your location
- Your chosen IDV
- The No Claim Bonus Discount
- The registration date of your two-wheeler.
The IRDAI will determine the Hero Splendor iSmart bike insurance cost if you buy a mandatory third-party two-wheeler insurance policy for your bike based on the engine's cubic capacity (cc). Only financial and legal obligations stemming from third-party injuries or deaths, as well as damage to another person's property or car, are covered by third-party insurance.
Therefore, selecting a comprehensive insurance policy that will provide broad coverage when enhanced by optional add-on policies is advisable. Additionally, you can customise the comprehensive bike insurance coverage when renewing your policy. Also, the Insured Declared Value (IDV) and insurance cost for your Hero bike can be calculated using our online insurance calculator.
Note: IDV (Insured Declared Value) is the maximum amount an insurance company will pay in the event of a total loss of a vehicle. In the case of bike insurance, the bike's value at the time of purchase is used to determine the IDV, and this amount is typically lower than the bike's market value. IDV is used to calculate the premium for bike insurance.
Things Included and Not Included under Tata AIG Hero Splendor Bike Insurance Policy
|Things Included under Tata AIG Hero Splendor Bike Insurance||Things Not Included under Tata AIG Hero Splendor Bike Insurance|
|Tata AIG Bajaj bike insurance coverage is useful if a thunderstorm, flood, hailstorm, or other natural disaster destroys your Hero bike.||You are secured if your insured Hero Splendor iSmart bike is stolen or damaged outside of the coverage area of your insurance policy (outside India).|
|If your Hero motorcycle is damaged in an accident, don't worry—we've got you covered. Tata AIG will compensate you if your Splendor iSmart is stolen.||Electrical or mechanical issues and normal wear and tear from travel can damage your Hero bike. This will not be covered under the policy.|
|Your Tata AIG Hero bike insurance will cover the monetary and legal repercussions if a third-party loss occurs unexpectedly.||If you were at fault for the accident, you are not entitled to compensation. We wouldn't accept your insurance claim if you were intoxicated during the collision. If you didn't have a valid driver's licence during the collision, your insurance claim would be rejected.|
|If rioting, vandalism, terrorist attacks, or other human-made actions result in destroying or losing your Hero bike vehicle.||Your third-party bike insurance policy does not protect you from standalone damage or personal accidents.|
|Your Tata AIG Hero Splendor bike insurance will fully cover the expense if your Hero motorcycle catches fire as a result of self-ignition, explosions, or thunder.||Your Hero bike may suffer damage or be stolen if you use it for commercial reasons. In addition, using the 2-wheeler for speed trials, adventure sports, speed tests, etc., exposes it to damage. Your two-wheeler insurance claim will be rejected in that situation.|
|Tata AIG will pay up to 15 lakhs to the designated beneficiary in your insurance policy if an unexpected incident results in serious injuries or, sadly, your death.||Due to invasion and warlike circumstances, your insured Hero motorcycle was harmed in the country. Such damages won’t be covered.|
A Few Add-on Riders to Support Your Bike Insurance from Tata AIG
A typical bike insurance policy will cover most unforeseen circumstances that damage your vehicle. Riders are supplemental insurance alternatives created for specific situations. If Tata AIG has insured your Hero bike, you can also select from various add-ons. You can pick one or more from the list below:
- Roadside Assistance: This rider assists in the event of a collision or mechanical failure, including hauling the vehicle to the nearest repair facility.
- Zero Depreciation: This rider covers deteriorating parts' costs without considering depreciation.
- Consumable Cover: This add-on covers the cost of replacing consumables, such as engine oil, lubricants, etc., that must be changed following an accident.
- Cover for Return-to-Invoice: If your two-wheeler is damaged, this add-on might assist you to get reimbursed for the cost of your vehicle at the time of purchase.
- Medical Emergency Charges: If you are hurt in a severe accident, adding emergency medical expenses to your insurance policy will help you pay hospital bills and ambulance fees.
- Third-Party Property Damage Coverage: With this add-on, you can extend the comprehensive policy's existing third-party liability protection.
- Personal accident insurance for owner-drivers: With comprehensive bike insurance, the personal accident coverage limit is 15 lakhs. In addition to the existing coverage, this add-on offers further protection.
Why Choose Tata AIG for Insuring Your Hero Splendor iSmart Bike?
Tata AIG offers a range of benefits to Hero Splendor iSmart bike owners, including comprehensive coverage, affordable pricing, and a quick and easy claim process.
Additionally, with a strong financial rating and a wide network of garages, Tata AIG is a reliable and trustworthy choice for insuring your Hero Splendor iSmart bike.
Here are a few reasons to pick a Tata AIG bike insurance for your all-new Hero two-wheeler:
Comprehensive coverage: Tata AIG offers a wide range of insurance coverage options for Hero Splendor iSmart bike owners, including liability coverage, collision coverage, and personal accident coverage, providing comprehensive protection for your vehicle.
Affordable pricing: Tata AIG offers competitive pricing for their insurance policies, making it an affordable option for Hero Splendor iSmart bike owners.
Quick and easy claim process: Tata AIG has a streamlined and efficient claim process, making it easy for policyholders to file and receive compensation for their claims. Tata AIG offers a cashless claim settlement facility at network garages, making the claim process more convenient for policyholders.
Strong financial rating: Tata AIG is a financially stable company with a strong rating from international rating agencies, assuring that the company will meet its financial obligations to its more than 5 crore policyholders nationwide.
Wide network of garages: Tata AIG has a wide network of authorised garages across the country, making it easy for policyholders to get their Hero Splendor iSmart bike repaired in case of an accident.
Add-on covers: Tata AIG also offers additional add-on covers such as zero depreciation, roadside assistance, engine protection, and many more that can be added to your insurance policy to give you more comprehensive coverage.
24x7 Customer Support: Tata AIG provides 24x7 customer support to its policyholders, which is a great convenience for policyholders in case of emergency.
Online policy renewal and purchase: Tata AIG offers an online policy renewal and purchase option, a great convenience for policyholders.
Hero Splendor iSmart: A Brief Overview of the Bike
The Hero Splendor iSmart is a popular commuter motorcycle from Hero MotoCorp, one of India's leading two-wheeler manufacturers. It is powered by a 110cc, air-cooled, 4-stroke engine that delivers a maximum power of 9.1 bhp and a peak torque of 9 Nm. The engine is mated to a 4-speed gearbox and comes equipped with the company's patented i3S technology that helps to improve the bike's fuel efficiency.
The bike features a sporty and modern design, sleek lines and an aerodynamic body. It has a comfortable and spacious seat, making it a great choice for long rides. The bike has a digital-analogue instrument cluster that provides all the important information, including the speedometer, odometer, and fuel gauge.
Also, it has various features that make it a great choice for commuters. It has a fuel tank capacity of 9.8 litres, which provides a good range between fill-ups. The bike has drum brakes on both wheels, providing adequate stopping power.
Additionally, the Hero Splendor iSmart comes with various colour options, so you can choose the one that best suits your style.
Simply put, Hero Splendor iSmart is a reliable, fuel-efficient, and stylish commuter bike that offers a comfortable ride, a good range, and a range of features at an affordable price. It is a great option for those looking for a reliable and practical bike for daily use.
Hero Splendor iSmart Variants and Prices
|Variant||Ex-Showroom Price* in New Delhi (₹)|
|Hero Splendor iSmart Disc, 113.2 cc, Petrol||₹71,350|
|Hero Splendor iSmart BS3 Drum Self Spoke, 97.2 cc, Petrol||₹50,255|
|Hero Splendor iSmart BS3 Drum Self Cast, 97.2 cc, Petrol||₹51,680|
|Hero Splendor iSmart Drum, 113.2 cc, Petrol||₹68,650|
Hero Splendor iSmart Features: Unique Selling Points
Here are some of the unique features of the Hero Splendor iSmart bike:
- The Hero Splendor iSmart bike boasts advanced i3s technology, automatically shutting off the engine when idle to save fuel and reduce emissions.
- It features a sleek, modern design with a digital-analogue instrument panel for easy monitoring of your ride.
- With its powerful 110cc engine, the Splendor iSmart offers smooth acceleration and top-speed performance.
- Its tubeless tires provide added safety and durability, allowing for a secure ride on any terrain.
- The bike also has a mobile charging point, ensuring your devices are always powered up on long rides.
Top Contenders of the Hero Splendor iSmart
Here are the top 3 contenders of the Hero Splendor iSmart bike:
- Hero HF Deluxe
- Hero Glamour BS6
- Hero Xtreme 160R BS6
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Frequently Asked Question
1. What is Hero Splendor iSmart Bike Insurance from Tata AIG?
Tata AIG's Hero Splendor iSmart Bike Insurance is a comprehensive insurance policy specifically designed for Hero Splendor iSmart bikes. It offers financial protection against accidental damage, theft, and third-party liabilities.
2. How can I purchase Hero Splendor iSmart Bike Insurance?
You can purchase Hero Splendor iSmart Bike Insurance by visiting the official website of Tata AIG or by contacting a Tata AIG insurance agent. You can also compare the insurance plans on our online insurance calculator and choose one that best suits your needs.
3. What are the different Hero Splendor iSmart Bike Insurance policies available?
Tata AIG offers two types of Hero Splendor iSmart Bike Insurance policies: third-party liability and comprehensive. The third-party liability policy covers damages caused to a third party, while the comprehensive policy covers damages to the insured bike and third-party liabilities.
4. What is the validity of Hero Splendor iSmart Bike Insurance?
The validity of Hero Splendor iSmart Bike Insurance is one year from the date of purchase. It needs to be renewed annually to continue receiving coverage.
5. How can I renew my Hero Splendor iSmart Bike Insurance policy?
You can renew your Hero Splendor iSmart Bike Insurance policy by visiting the bike insurance page of Tata AIG. Simply follow the instructions on the page and renew your policy in a few steps. The renewal process is easy and absolutely straightforward.
6. What documents are required for purchasing or renewing Hero Splendor iSmart Bike Insurance?
The documents required for purchasing or renewing Hero Splendor iSmart Bike Insurance include the policyholder's bike registration certificate, driving license, and identification proof.
7. Does Hero Splendor iSmart Bike Insurance cover damages caused by natural disasters?
Yes, your Hero Splendor iSmart Bike Insurance will cover damages caused by natural disasters such as floods, earthquakes, and storms. However, checking the policy terms and conditions for specific details on natural disaster coverage is important.