Kawasaki Ninja ZX4R Insurance
Kawasaki Ninja ZX4R Insurance
The Kawasaki Ninja ZX4R is a powerful sports bike that promises an unparalleled riding experience. Whether you are an experienced or new rider, any bike enthusiast can appreciate its aerodynamic design built for speed and agility.
As the new owner of this high-performance sports bike, it is imperative that you get it insured as soon as possible. A good insurance policy for your bike could mean the difference between a stress-free policy tenure and one fraught with endless paperwork and red tape.
Read on to learn why you should consider Tata AIG when buying your Kawasaki bike insurance online and the host of other benefits you can get by choosing us as your insurer.
Purchase/Renew Kawasaki Ninja Zx4r Insurance with Tata AIG
Kawasaki Ninja Zx4r Insurance Online Buying Process
Visit the Tata AIG bike insurance page.
Enter your bike’s registration number and click Get Price.
An insurance application form will pop up on the screen that you must fill out. All the information you enter onto the form must be relevant and up to date.
Upload the required KYC documents as well – ID proof, address proof, bank details, etc.
Next, select the add-ons you want to add to your Kawasaki bike insurance policy. You can also opt to forgo add-ons completely. These are not mandatory when buying bike insurance.
Submit your application form and pay your Kawasaki bike insurance cost, i.e., the insurance premium.
After verifying and approving your Ninja Zx4r insurance application, we will send a PDF copy of your insurance plan to your registered email.
Kawasaki Ninja Zx4r Insurance Renewal Process
Visit the Tata AIG bike insurance page.
Enter your bike’s registration number and click Renew.
Fill in the renewal form and provide details like policy expiration date, claim history (if applicable), etc.
Choose any add-ons you want to add to your policy and proceed to pay your Kawasaki Ninja Zx4r insurance cost.
Once your payment has been confirmed, we will send a PDF copy of your renewed bike policy to your registered email.
Additional Notes:
- Policy tenures can range from 1 to 5 years, and you can apply for a Kawasaki bike insurance renewal within 90 days of its expiry. You can also choose to renew your policy 15 - 30 days before the due date – which is what we recommend for long-term bike insurance plans.
Also Read: Renew Expired Bike Insurance Online
Kawasaki Ninja Zx4r Insurance Cost/Price: What is the Premium for Kawasaki Bike Insurance
At Tata AIG, we understand that affordability is a major factor when buying 2-wheeler insurance online, especially for high-performance bikes like the Kawasaki. Hence, before purchase, we always recommend using a bike insurance calculator.
It is a free online tool you can use to get accurate estimates on bike insurance premiums. This way, you will know how much your Kawasaki bike insurance will cost before committing to a purchase.
Now, when it comes to buying your Kawasaki bike insurance from Tata AIG, you can either get third-party insurance or a comprehensive policy.
Third-party policies are standard bike insurance plans. Their premium rates are decided by the Insurance Regulatory and Development Authority of India (IRDAI) according to the bike’s engine capacity (cc).
These rates are assessed annually to decide if the prices need adjustment.
For a comprehensive plan, the Kawasaki bike insurance cost is calculated based on several factors. Some prime determinants include your bike’s make/model, policy add-ons, IDV (Insured Declared Value) and location (resident city/town).
An insurance calculator makes this process a lot easier as you simply need to input the details listed here, and it will give you a near-accurate estimate. So, always use one when available.
Important:
The IRDAI mandates third-party bike insurance for all two-wheelers in India. You must insure your bike with at least a third-party policy if you do not want to buy a comprehensive plan.
Moreover, your bike must always stay insured if you wish to ride it on public roads. So, renew your bike insurance policy on time and do not let it lapse.
Add-Ons for Kawasaki Ninja Zx4r Insurance by Tata AIG
Add-ons can best be described as additional insurance coverage for your bike. These are optional and you can only get add-ons under a comprehensive insurance policy for bikes. They also require an additional premium payment – on top of your base insurance cost.
Tata AIG offers 7 add-ons that you can choose to add to your Kawasaki bike insurance when buying or renewing your policy. Let us take a look at what they are:
Personal Accident Cover: Offers you coverage for accidental death or permanent disability due to an accident.
Pillion Rider Cover: It covers the pillion rider for their accidental death or permanent disability due to an accident.
Return-to-Invoice Cover: This add-on reimburses the total invoice amount of the bike in case of a total loss – due to a major accident or theft.
Zero Depreciation Cover: This add-on does not consider depreciation costs of bike parts for repairs or replacements and covers their full cost.
Consumable Cover: It covers the cost of consumables like oil, fuel, nuts and bolts, etc., that need to be replaced during repairs.
Engine Protect Cover: It covers damages related explicitly to the bike engine, like water ingression or oil leakage.
Roadside Assistance Cover: Offers 24/7 assistance for breakdowns or accidents. It includes services like fuel delivery, towing and other emergency services.
Inclusions and Exclusions Under Tata AIG’s Kawasaki Ninja Zx4r Insurance
** Kawasaki Bike Insurance Inclusions**
| Damage and Loss Protection | Comprehensive insurance policies for bikes include personal damage coverage. This covers expenses incurred from damages and losses in transit, due to accidents, fires, man-made disasters, etc. |
|---|---|
| Total Loss Cover | You are reimbursed your bike’s IDV value/amount in cases of a total loss. E.g. your bike was stolen or damaged beyond repair in a major accident. (Anything over 75% damage is considered a total loss) |
| Third-party Protection | Your Kawasaki bike insurance will cover financial and legal liabilities caused to the third-party individual. This includes bodily damage/personal injury and vehicular/property damage. |
| Personal Accident Coverage (For the Owner-Driver) | This built-in feature covers medical expenses related to treating injuries sustained in accidents. The coverage amount is ₹15 lakhs. In cases of death due to the accident, the policy nominee gets the full amount. |
| Add-on Rider Coverage | These are optional and the inclusions will vary depending on the add-on(s) you pick. Some popular ones we recommend for your Kawasaki Ninja Zx4r insurance include the Return-to-Invoice and Zero Depreciation add-ons. |
Kawasaki Bike Insurance Exclusions
| General Wear and Tear | Damages that naturally result from regular usage, like depreciation, mechanical and electrical failures and age-related problems, will not covered by insurance. |
|---|---|
| Racing and Speed Trials | Damages and losses sustained from racing, reliability testing, speed testing, etc., will not be covered. This holds true even for sports bikes like the Kawasaki. |
| Breaches of the Law/Policy Term Violations | Damages sustained during traffic law violations will not be covered by us, as they violate policy terms. Some common violations are driving without a helmet or driver’s licence and driving while intoxicated (drugs/alcohol), etc. |
| Commercial Usage | Personal bikes can not be used for business purposes. You need separate insurance for that. |
| Damage from Theft | Damages caused to the bike by trespassing or home invasions is not covered under insurance if the bike is not stolen in that scenario. |
Reasons to Buy Tata AIG Kawasaki Bike Insurance
Bike insurance is essential when owning a bike like the Kawasaki Ninja Zx4r. It will offer coverage for repairs after an accident – reducing out-of-pocket costs and will take care of any legal liabilities in case of third-party involvement.
However, a policy is only as good as its insurer. Here are some key reasons why you should consider Tata AIG as your next insurance provider:
Brand Reputation: We have a solid reputation in the insurance sector as a reputable brand. As a policyholder, you can count on us for top-notch assistance and support in the event of an accident or emergency.
Comprehensive Coverage: Our Kawasaki bike insurance policy offers comprehensive coverage against various risks and perils. These include third-party liabilities, accidents, theft, and natural disasters.
Add-on Riders: You can pick among 7 unique add-on riders when you buy bike insurance from us. This can be paramount if you live in high-traffic or high-risk areas where certain damages are unavoidable.
Quick Claim Settlement: When filing bike insurance claims at Tata AIG, you get a quick, hassle-free experience with minimal paperwork. You will also be pleased to note that we held a claim settlement ratio (CSR) of 96.43% for FY 2020-21.
Wide Network of Garages: You also get access to our extensive list of network garages across India that offer cashless claims facilities to policyholders. No more gathering last-minute funds for major repairs!
24/7 Customer Support: Tata AIG provides 24/7 customer support. This means you can get assistance with your Kawasaki bike policy, claims, or any other queries anytime and anywhere when you need it.
Affordable Premiums: We offer the best prices and premium rates under our policies. Moreover, buying your bike insurance online on our website makes you eligible for several discounts, which can help you save even more money.
Kawasaki Ninja Zx4r: Overview and Unique Selling Points
The Kawasaki Ninja Zx4r is a powerful sports bike that comes equipped with a potent 399 cc engine. Its manual transmission gives drivers a more hands-on riding experience and also offers good fuel efficiency since it is powered by petrol. Here are some of its key features:
Unique Selling Points of the Kawasaki Ninja Zx4r
Safety First: The Ninja Zx4r prioritises the rider’s safety with its dual-channel ABS (Anti-lock Braking System) that offers enhanced braking control. This is especially useful when riding at higher speeds – given that it is a sports bike.
Premium Components and Features: The Ninja Zx4r combines style and performance to offer a top-tier riding experience. Its 399cc engine delivers 77 PS of power, making it the perfect bike for thrill-seekers.
Smartphone Connectivity: Connect your smartphone to your bike via the “Rideology The App” to access instrument functions for a more enhanced riding experience.
Signature Ninja ZX Styling: The bike’s fierce Ninja styling exudes an aura of explosive power and action. Its sleek and aerodynamic build also works towards enhancing its performance while maintaining its fierce aesthetic.
Ergonomic Design for Control and Comfort: The Kawasaki’s more forward-leaning but relaxed riding position lets riders take advantage of the bike’s nimble handling.
Its fuel tank feels slim, ensuring more contact with the bike and its firm seat cushion allows for comfortable sports and longer rides.
Available Colours: The Kawasaki Ninja Zx4r only comes in black. A classic shade favoured by nearly everyone, it gives the bike a polished finish even with its aggressive sports-type styling. However, some variants, like the ZX-25RR, come in lime green.
Kawasaki Ninja Zx4r: Variants and Prices
| Kawasaki Ninja ZX Variants | Ex-Showroom Price (Delhi) |
|---|---|
| Kawasaki Ninja ZX-25R | ₹8,00,000 |
| Kawasaki Ninja ZX-4R | ₹8,49,000 |
| Kawasaki Ninja ZX-25RR | ₹10,00,000 |
| Kawasaki Ninja ZX-6R Performance | ₹12,00,000 |
| Kawasaki Ninja ZX-10R Performance | ₹15,00,000 |
| Kawasaki Ninja ZX-10R | ₹16,31,000 |
| Kawasaki Ninja ZX-10RR Performance | ₹18,00,000 |
| Kawasaki Ninja ZX-10R SE | ₹19,75,000 |
| Kawasaki Ninja ZX-10RR | ₹22,50,000 |
Disclaimer: These prices were taken from Maxabout on 17/11/2023 at 8:00 pm IST. Since prices are subject to change, we recommend checking your city’s current ex-showroom price before buying. Most of the prices listed above are expected prices, as some variants are yet to launch in India.
Top 5 Competitors of the Kawasaki Ninja Zx4r
| Competitor Bike Name/Model | Ex-Showroom Price (Delhi) |
|---|---|
| Kawasaki Ninja 650 | ₹7,16,000 |
| Suzuki V-Strom 650XT | ₹8,85,000 |
| Honda CBR650R | ₹9,34,600 |
| Triumph Street Triple | ₹12,07,000 |
| Suzuki Hayabusa | ₹18,88,664 |
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Related Articles
What documents are required to buy Kawasaki bike insurance?
What documents are required to buy Kawasaki bike insurance?
When buying 2-wheeler insurance online, you will mostly only need your KYC documents. These usually include government-authorised ID and address proof like your Aadhar or passport and bank details. Make sure the address mentioned in your address proof to up to date and is the same as your current residential address. This is because your location plays a huge role in determining your Kawasaki bike insurance cost.
What is the claim settlement process for my Kawasaki bike insurance policy?
To file a bike insurance claim online at our visit, you will need to navigate to our Claims Page and click Initiate Claim to start the claim process. You can also track your claim after submitting it to stay updated.
For a more in-depth explanation of what to do after an accident, read our blog on Bike Accidents In India And Insurance Claims.
Can I transfer my No Claim Bonus (NCB) to my Tata AIG insurance from another insurer?
Yes, you can also do this if you have just bought the Kawasaki Ninja Zx4r. The No Claim Bonus (NCB) is tied to you – the policyholder and not your vehicle, so you can transfer your accrued NCB from your old policy to your new one under Tata AIG. If you want to know how to do this transfer, read our blog on No Claim Bonus (NCB) In Car Insurance.
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