Royal Enfield Interceptor 650 insurance

In today’s digital age, it is very easy and convenient to buy insurance of any type, including bike insurance. You can buy two-wheeler insurance offline as well, but why put yourself through long queues and waiting times when you can get insurance for two-wheelers in a matter of minutes online? If you already have an existing Royal Enfield insurance policy with us, you can carry out a Royal Enfield insurance renewal in a few simple steps. If you have yet to buy Royal Enfield bike insurance and are considering options, trust Tata AIG to fulfil all your Royal Enfield insurance needs. To buy or renew your Royal Enfield insurance, visit the Tata AIG website and:

• Go to the Bike Insurance page and enter your bike registration number in the empty box provided. Your registration number will start from the city code you are in. For instance, if your bike is from Maharashtra, your registration number will start from MH, or if it is from Delhi, it will start from DL.

• Click on Get Price for a new Royal Enfield insurance policy or on the Renew button to initiate the Royal Enfield insurance renewal process.

• Fill out the bike insurance form that comes next. Enter details like your name, number, the Insured declared value (IDV) of your bike, No-claim bonus (NCB) history, and any other details as requested. A No-claim bonus is a discount on premiums given for not filing any insurance claims in the previous year/ years.

• Submit the necessary details, and check the premiums payable for the Royal Enfield insurance price.

• You can select the two-wheeler insurance policy as it is or select any add-ons/ riders from the 7 unique and customisable riders to enhance its protection to it.

• Once you complete the payment for the Honda Enfield insurance policy, you will receive a soft copy of it on your email/ number.

The price for any two-wheeler insurance policy depends on various factors. You can use the free bike insurance calculator on the Tata AIG website to get an estimate of the Royal Enfield insurance price and compare quotes.

Your Royal Enfield insurance price will vary depending upon factors like —

Your age and your driving record/ history. Young and inexperienced riders and people with rocky driving records might attract higher premiums.

The Insured Declared Value (IDV) of your bike. The IDV is the most important factor in determining the Royal Enfield insurance price. The IDV is the market value of your bike payable during claim settlement.

The age of your bike also influences the IDV. The older the bike, the lower the sum assured under IDV and the lower the premiums.

The make and model of your bike and the geographical location from where the bike got purchased.

The amount of coverage and type of bike insurance policy chosen – comprehensive, own-damage, or third party.

Any NCB benefits applicable to your Royal Enfield insurance price policy.

Engine type, cubic capacity, any modifications and safety devices, and add-on covers.

Before purchasing insurance for your bike, keep in mind that opting for add-on covers will give you added benefits, but your Interceptor 650 insurance cost will shoot up. Therefore, we recommend you carefully assess your requirements before selecting add-on covers for your Royal Enfield Interceptor insurance.

Many Indian roads are not well constructed, and cities like Mumbai have potholes and tricky lanes every now and then. This is why you have the added responsibility of looking out for yourself, your bike, and fellow riders on the road. If you own a two-wheeler, you know that having at least third-party two-wheeler insurance is mandatory in India per the prevailing Motor Vehicle Laws.

However, Tata AIG would always recommend getting comprehensive insurance for two-wheelers as it provides more all-rounder protection. And if you want to go all out in securing your bike against unpredictable scenarios, consider opting for add-ons. Add-ons/ riders offer extra protection. Tata AIG offers 7 add-ons for your Royal Enfield bike insurance policy. They include:

• Return to invoice cover that reimburses the original purchase cost or current market value of your bike in case of its theft or total damage. We also pay for road taxes and registration costs of the bike.

• Depreciation allowance cover (Zero Depreciation, NIL Depreciation, or bumper-to-bumper cover) ensures you receive the original value of your bike parts during its repair/ replacement.

• Personal accident cover for you (owner-rider) that provides a predetermined sum to your nominees/ family members in case of your unfortunate demise. You also receive financial support in the occurrence of any serious injuries due to an accident.

• The Emergency medical expense cover that reimburses the emergency medical expenses (including ambulance costs) of the treatment of you or the pillion rider due to injuries caused by accidents.

• Consumables Expense that reimburses the cost of bike consumables damaged/ lost due to an accident. These consumables include screws, nuts/ bolts, bearings, grease, lubricants, clips, engine oil, gearbox oil, and brake oil, among others.

• Roadside Assistance Cover that provides immediate mechanic services if your bike breaks down in a remote location and needs quick assistance.

• Third-party property damage cover that provides additional financial support over and above the base coverage in comprehensive and standalone third-party insurance

Tata AIG prides itself on its core principles of 100% honesty, integrity, and transparency. We have a strict disclosure policy and encourage customers to read the fine print of our two-wheeler insurance policy as part of our customer-centric approach. We believe everyone should take informed and thoughtful decisions, especially when it comes to something like an insurance for two-wheelers because.

We understand that our part doesn’t end with just you buying insurance from us, but us honouring our promise of putting you before us. believe that a bike is not a one-time purchase but an investment that requires timely care. This is why, before picking Royal Enfield Interceptor 650 insurance, read this table of representation of what Tata AIG’s bike insurance policy covers and does not cover.

Buying and owning a vehicle is a dream purchase for many. Almost everyone has their first experiences navigating by-lanes, highways, and the remaining Indian roads with a two-wheeler/ bike. A bike is the simplest yet most enriched form of freedom. It is a valuable asset and an investment. You need someone who recognises the value in your asset and strives to protect it like its own.

• We, at Tata AIG, understand that your dream purchase requires earnest and timely maintenance and protection. We are committed to securing your bike by providing all-rounder insurance for two-wheelers. Here are some reasons to choose a company with over 20+ years of experience and good standing in the insurance industry:

• We let the numbers talk for us – in FY 2020-2021, we settled over 98% of our bike insurance claims.

• We prioritise the happiness and needs of more than 5 crore diverse customers.

• We have a hassle-free and time-efficient claim settlement and two-wheeler insurance renewal process to make claim settlement effortless.

• We have an expert and dedicated team of 650+ claim experts that provide round-the-clock assistance.

• We have a wide-ranging network of over 5,000 trusted garages over the country.

• We give up to a 50% discount in no-claim bonuses.

• You can get up to 75% discount on premiums by buying your two-wheeler insurance online with us.

• We offer up to 7 unique and customisable add-ons to enhance the level of coverage of your Royal Enfield insurance policy.

• So, once you purchase the Interceptor 650 insurance or any Royal Enfield bike insurance from Tata AIG, you can rest assured of the service.

The Royal Enfield Interceptor is an ode to the 60s aesthetic – it has a vintage build that gives a contemporary performance. The bike has a powerful 648cc parallel twin, 4-stroke, air and oil-cooled engine that generates a power of 47bhp and torque of 52nm. It weighs a whopping 202 kg but can cruise smoothly, also thanks to its crisper throttle response. The Interceptor has a fuel tank capacity of 13.7 litres that gives a mileage between 25kmpl and 30kmpl. It has a retro analogue speedometer and tachometer but a digital pod and odometer. In terms of design, it is minimalistic yet elegant with the right quotient of vintage vibes and bold spunk. The bike takes the trophy for being one of the most value-for-money bikes in the two-wheeler segment.

The Royal Enfield Interceptor is available in 10+ variants. The variants are priced based on the colours and engine type (BS4/ BS6). The starting price of the Royal Enfield Interceptor is ₹2.56 lakhs, and the ending price is ₹3.03 lakhs – the exact price will also vary from city to city and colour to colour. The bike is available in colours and variants as listed below:

The Royal Enfield Interceptor 650 has taken several awards because of its unique features. These include:

• An agile chassis

• A BS6 clean-emission engine

• Smooth throttle response in the 648cc engine

• Hand-polished aluminium engine

• Diamond quilt-patterned twin seats

• Classic teardrop tank

• Halogen headlamps

• 36-spoke aluminium alloy rings

• A fuel-injection, digital spark ignition system

• Dual channel ABS

• Six-speed gearbox with a slipper clutch

• An assured 2-year warranty

Apart from the unique and powerful features, Royal Enfield has gone the extra mile and taken personalisation to the next step with the Make it Yours (MIY) feature on the Royal Enfield app. You can customise and accessorise the Interceptor 650 in any colour, protection, and style of your choice, including engine guards, flyscreens, finishers, brace pads, covers and heel guards.

The Royal Enfield Interceptor is one of the most popular bikes today in the two-wheeler segment, loved equally by critics and the audience. However, it does have some rivals (some from other models from its own brand), including the:

• Royal Enfield Continental GT 650

• Royal Enfield Classic 350

• Triumph Street Twin

• Royal Enfield Meteor 350

• Kawasaki Vulcan S

• Benelli Imperiale 400

• Benelli 502 C

• Keeway K-light 250

• Kawasaki W 800

• KTM 390 Duke

• Kawasaki Ninja 300

• Harley Davidson Street 750