Royal Enfield Scram 411 Insurance

Whether you are planning a road trip to Ladakh or just a long ride on the highway with a group of friends, Royal Enfield is the perfect companion. But what if your bike is uninsured? In that case, instead of postponing your plans, go to Tata AIG two-wheeler insurance renewal. Here is how.

• Visit Tata AIG's official website and navigate to the bike insurance page.
• You will find two different options for renewal and purchase. If you are an existing customer with a lapsed policy, share your bike's registration details and click the 'Renew' tab. New customers are required to tap on the 'Get Price' after sharing a few details.
• Fill out the application form with all the relevant details, and you will be provided with a Royal Enfield insurance premium quote.
• Select your bike’s correct insured declared value (IDV) from the drop-down menu.
• In the case of past bike insurance claims, mention the same on the application form. If you have any accumulated no-claim bonus (NCB), use it to bring down your policy premium.
• After completing all the above steps, you will see the premium applicable to your bike. You may boost your policy coverage by choosing the most relevant add-ons for your Scram 411 at this stage.
• In the last step, pay the premium using one of the many digital payment methods displayed on your screen.

As soon as you complete the transaction, Tata AIG will send a softcopy of your policy to your registered email address, and you will have the insurance for your two-wheeler in a jiffy. You can also buy or renew your policy offline, at a Tata AIG branch or through a registered agent. Not only for the Scram 411, but you can also buy our Royal Enfield insurance for all types of Royal Enfield bikes. For information, Royal Enfield insurance renewal on Tata AIG is also very seamless.

Your Royal Enfield Scram 411 insurance premium relies upon many factors. Among these are the bike's registration place, manufacturing year, and IDV. The IDV is the most important because it is the maximum amount your insurer is liable to pay if your bike is irreparably damaged or stolen from your home or another location. The higher the IDV, the higher the premium, and vice versa. If you share the low IDV for the sake of a lower premium, your claim will be denied.

You can determine this value by deducting the depreciation from your bike's invoice value. You can also use Tata AIG's bike insurance calculator to calculate the IDV.

In India, road mishaps are common. Damaged roads, poor drainage, disregard for road safety regulations, and a few other factors contribute to serious road accidents in the country. In such a case, if you do not have comprehensive insurance for a two-wheeler, you will have to bear significant expenses out of your own pocket if your bike is damaged.

Tata AIG provides comprehensive insurance as well as the option of selecting from eight add-ons to assist you financially during unforeseeable road incidents. These include –

• Depreciation allowance
• Return-to-invoice covers
• Emergency medical expenses
• Personal accident cover
• Roadside assistance cover
• Consumable expense cover
• Additional coverage for third-party property damage

Whether you want Royal Enfield Scram 411 insurance renewal or purchase a new policy, it is important to know that extra coverage comes at an extra premium. Opting for add-on covers can increase your Royal Enfield insurance price.

It is advised that you read the fine print of your Royal Enfield Scram 411 insurance policy to understand the inclusions and exclusions. It will help you avoid irrelevant claim filings and speed up the claim settlement process in the event of a road accident. The following table details Tata AIG comprehensive policy coverage.

Royal Enfield is famous for manufacturing dependable bikes, and Scram 411 is no exception. However, in order to comply with the Motor Vehicle Act and ensure complete protection in the event of an accident, purchasing bike insurance is essential. Here we provide you with the reasons why selecting Tata AIG as your insurance partner is a wise decision.

• Tata AIG has been serving customers successfully for over 20 years and, over time, has expanded its network to provide the best services.
• It is not always possible to pay for expensive repairs out of one's own pocket. As a result, Tata AIG has partnered with over 8700 garages across India to provide cashless services.
• With Tata AIG, you can get personalised protection by picking up the most suited add-on to boost the policy coverage.
• With Tata AIG, you don't have to worry about claim rejection because this company is known for its quick claim settlement process and for having one of the industry's highest claim settlement ratios of 98%.
• Do you avoid comprehensive insurance because of the high premiums? With Tata AIG, you can save up to 50% on your insurance costs by accumulating NCB over time. To earn NCB, make sure you are not filing any irrelevant claims.

In India, the Scram 411 from Royal Enfield is one of the most affordable off-road bikes. It is popular among bike enthusiasts due to its high-end features, riding capabilities, and comfort. It is outfitted with a semi-digital instrument cluster and smartphone connectivity that supports trip navigation. Even in poor road conditions, the 19-inch front wheel and 17-inch rear wheel provide excellent balance.
Scram 411 only supports self-start. It can accelerate from 0 to 100 km/h in 11.41 seconds. The halogen headlight installed in it improves visibility on dark highways.

Technical features of Royal Enfield Scram 411:

• ARAI mileage of 38.23 kmpl
• Engine displacement of 411cc
• Maximum torque of 32 Nm @ 4250 ± 250 rpm
• Maximum power of 24.31 PS @ 6500 rpm
• Fuel capacity of 15 litres

If you want to buy a Scram 411, Royal Enfield gives you three options to choose from. The base variant, Graphite Series, costs ₹2,03,085, while the top variant, White Flame And Silver Spirit, costs ₹2,11,438. However, the price listed here does not include registration fees or road tax, which may vary by state.

The Royal Enfield Scram 411 is one of India's most stylish off-road motorcycles and is well-known for its excellent mileage and smooth performance. Scram 411 comes in three different versions or, more accurately, three different colour variants. Check out the pointers to learn more about its unique selling points.

• The lighter kerb weight, lower seating position, and 2000 mm ground clearance make this Royal Enfield model suitable for all body types.
• In the context of safety, the bike has a dual-channel anti-lock braking system or ABS that allows you to brake safely and efficiently.
• This bike's high-end features include a digital tachometer, trip metre, and odometer. It also has smartphone connectivity features.

Although Royal Enfield two-wheelers are the most popular choice among bike enthusiasts, there are many other bikes that compete with them. This off-road bike is up against the two-wheelers listed below.

• Yezdi Scrambler
• Yezdi Adventure
• Honda CB350RS
• TVS Apache RR 310
• KTM 200 Duke
• Bajaj Pulsar RS200
• Bajaj Dominar 400
• Honda H'ness CB350