Triumph Bike Insurance
Triumph Bike Insurance
Triumph motorcycles embody a seamless fusion of style, power, and legacy. Since its inception in 1902 in England, Triumph has been renowned for crafting iconic motorcycles that have captured the hearts of riders and enthusiasts globally. From the legendary Bonneville to the modern Street Triple, Triumph has been pushing the boundaries of motorcycle design and engineering for over a century.
Riding a Triumph bike is a thrilling experience for bike lovers but comes with risks. And a relevant insurance plan can keep you protected. In India, it is mandatory to have third-party liability insurance for all vehicles. This protects you from financial liability in case of an accident-causing injury or damage to third-party property. Additionally, comprehensive insurance can cover theft, fire, and other damages to your bike.
Tata AIG offers affordable bike insurance plans online. You can also compare two-wheeler insurance plans to pick the one best suited for your budget. So, if you want to enjoy the freedom of riding a Triumph bike, make sure you also have the security of a robust Triumph two-wheeler insurance policy without fail.
So, how do you purchase or renew an insurance policy with us? Keep reading below!
Purchasing or Renewing Your Triumph Bike Insurance Online with Tata AIG
Purchasing or renewing insurance for 2-wheeler online with Tata AIG is a simple process that can be completed in just a few clicks. Our user-friendly website makes it easy to choose the right policy, compare prices, and make payments securely. Additionally, our customer service team is always available to assist if needed.
You can follow these simple steps to buy or renew your Triumph bike policy with us:
Go to our official website, www.tataaig.com, and under the All Products section, click on Bike Insurance
Enter the registration number of your Triumph bike registration number cautiously
Click on ‘Get Price’ if you wish to buy a new policy. Click on ‘Renew’ if you wish to renew your Triumph bike insurance with us.
Note: The validity ranges between 1-5 years for insurance renewal. Hence, ensure that you do not miss out on the renewal tenure.
You will now see an insurance form on the screen. Fill that up properly and include your KYC details, including your name, phone number, email ID, Aadhar number, PAN number, etc.
If you wish to purchase a new policy, you must include more details about your bike, like its price, variant, and the IDV (Insured Declared Value). For Triumph insurance renewal, you must enter the policy expiration date, claim history (if any), etc.
In case you haven’t filed any claim in the past, you will be eligible for a No Claim Bonus (NCB) of up to 50%.
Now, the next step involves choosing the appropriate rider add-ons along with your policy. Tata AIG offers seven add-on rider options as extra support towards your insurance plan.
Once it’s done, you can make the payment online. And once we receive your payment, we will send you a PDF copy of your insurance plan on your registered email ID. Voila! You will now have a financially protected Triumph bike at your service!
Triumph Insurance Price – Your Payable Premium Amount
You must understand how to pick the best plan per your insurance needs and financial situation if you insure your Triumph bike. Our website provides an online bike insurance calculator to compare insurance plans and premium rates and make an educated choice.
Now, the premium price of your Triumph insurance will depend upon many factors. If you opt for the compulsory third-party bike insurance plan, the IRDAI (Insurance Regulatory and Development Authority of India) will determine the premium amounts annually. It will also depend upon your bike's engine's CC (cubic capacity).
For comprehensive bike insurance, the insurer considers your bike’s IDV, driving history, age and location, its variant, and the engine’s cubic capacity while putting forward a premium amount. Also, the premium amount can increase if you have added modifications to your bike.
Selecting your bike's appropriate IDV, or Insured Declared Value, is crucial since it reflects the bike's current market value and the total insurance amount you would receive if declared a total loss. The IDV, readily available at your dealership, plays a significant role in determining how much your Triumph bike insurance will cost.
With Tata AIG, you can always go for third-party liability insurance. However, we suggest you opt for a comprehensive insurance plan to keep your bike protected throughout. And with our online insurance calculator, the most accurate price for your insurance may be found, and you can change the variables to increase or decrease your premium and coverage.
Additional Rider Plans for Your Triumph Bike
A rider plan with a Triumph bike insurance policy from Tata AIG is advisable as we offer additional coverage options such as personal accident, pillion rider cover, and accessories cover, ensuring comprehensive protection for you and your bike. Additionally, we offer roadside assistance and cashless repair services.
Here are the 8 rider plans we currently offer:
Zero Depreciation: This add-on rider-for-bike insurance covers the full cost of repairing or replacing damaged parts without accounting for depreciation, offering greater protection for your vehicle.
Return-to-Invoice: Our return-to-invoice rider plan for bike insurance provides coverage for the difference between the insured declared value and the invoice value of the bike in case of total loss or theft. This ensures complete protection of the insured bike's value.
Emergency Medical Support: This rider plan offered by Tata AIG for bike insurance provides coverage for medical expenses incurred in case of an accident during the policy period. It covers expenses such as hospitalization, surgery, and ambulance charges up to a specified limit.
Additional Personal Accident Cover for the Owner-Driver: This rider plan provides financial protection to the owner-driver in case of accidental injury, disability, or death while driving the insured bike. The coverage amount ranges from ₹1 lakh to ₹15 lahks.
Additional Third-Party Property Damage Cover: This rider plan is an add-on to your bike insurance policy that provides coverage for damages caused to third-party property, such as vehicles or buildings, in case of an accident involving your bike.
Consumables Expenses: This rider plan covers the cost of consumable items like engine oil, coolant, etc., that must be replaced after an accident or repair. This plan helps to reduce out-of-pocket expenses for the policyholder.
Roadside Assistance: This rider plan provides 24x7 on-road assistance in case of a breakdown or accident, including services like fuel delivery, battery jump-start, and towing to the nearest garage, among others.
Things Included/Excluded Under Tata AIG’s Bike Insurance for Triumph
You should be aware of certain policy inclusions and exclusions to carry out an informed purchase of your insurance policy. Refer to the table below to understand what’s included and not included in the policies.
|Things included in Tata AIG Triumph Bike Insurance||Things not included in Tata AIG Triumph Bike Insurance|
|Personal Damage Cover: Two-wheeler insurance policies provide personal damage coverage to shield the policyholder from harm and losses by accidents, natural disasters, man-made damages, fire damage, etc.||General Depreciation: The policy does not cover costs for regular wear and tear, mechanical/electrical failure, and ageing-related damages.|
|Damage Cover: In the event of total loss or damage that cannot be repaired, the comprehensive bike insurance plan reimburses the bike's current market worth.||Racing and Speed Tests: If the bike is used for racing, reliability tests, speed tests, etc., the bike insurance policy does not cover the damages incurred.|
|Third-party Cover: The comprehensive and third-party two-wheeler insurance covers third-party liabilities, such as third-party property damage and bodily injury that your vehicle may cause to a third party.||Driving Without Licence: No loss or damage is insured while riding the bike without a helmet or a valid driver's licence.|
|Personal Accident Cover: The bike insurance policy includes a Personal Accident Coverage of ₹15 lakhs. This insurance pays for medical costs associated with treating accident-related injuries.||Commercial Usage: Commercial use of a personal bike is prohibited. Additionally, a bike ride while intoxicated or under the influence of drugs or alcohol is not covered.|
|Add-on Rider Cover: By purchasing add-ons, you can extend the policy's coverage to include consumable expenses, additional third-party damage, roadside assistance, emergency medical costs, etc||Theft or Steal: If the bike is stolen, the two-wheeler insurance coverage does not cover losses brought on by breaking and trespassing.|
Why Should You Opt for a Tata AIG Triumph Two-wheeler Insurance?
Picture this: you're cruising down the open road on your shiny Triumph bike, the wind blowing through your hair, and the sun shining down your face. It's a beautiful feeling, isn't it? But what happens if you suddenly find yourself in an accident or your bike gets stolen? That's where Tata AIG's Triumph bike insurance comes in.
Tata AIG also offers a range of add-ons to enhance your coverage, such as personal accident cover, pillion rider cover, and roadside assistance. And the best part? You can pay your premiums in easy instalments, making it easier for you to manage your finances.
Here are a few more benefits of opting for a bike insurance plan for your Triumph bike from Tata AIG:
- Comprehensive Coverage: A Triumph bike insurance plan from Tata AIG offers comprehensive coverage that protects you against damages to your bike as well as any third-party liabilities.
- Customisable Plans: We offer bike insurance plans tailored to your specific needs and budget. You can choose from a range of add-ons like zero depreciation cover, pillion rider cover, etc.
- Affordable Premiums: Our Triumph bike insurance plans offer affordable premiums with various discounts to help you save money.
- Cashless Claims: We have a wide network of garages across the country where you can get cashless repairs for your bike in case of an accident or damage.
- Hassle-Free Claim Settlement: Our streamlined claims process ensures quick and hassle-free claims settlement.
- 24x7 Assistance: Our customer support team is available round the clock to assist you with any queries or issues related to your bike insurance policy.
- Brand Reputation: We are a trusted brand with a strong reputation in the insurance industry. You can be assured of quality service and support in case of any mishap.
Triumph Two-wheelers – An Overview & USPs
Triumph Two-wheelers are more than just machines, they are a passion that burns bright in the hearts of riders all around the world. From the classic Bonneville to the powerful Speed Triple, each Triumph bike is a masterpiece of engineering and design, crafted to perfection with a rich heritage of over a century.
With their sleek and sophisticated designs, Triumph motorcycles perfectly blend classic elegance and modern technology. Whether you're a casual rider or a seasoned enthusiast, Triumph has something to offer everyone. With its unparalleled performance, reliability, and style, Triumph two-wheelers are truly a triumph of the human spirit.
Here are some of the unique selling points (USPs) of Triumph bikes you shouldn’t like to miss:
- Classic Design: Triumph bikes have a classic design that combines retro and modern styling, giving them a unique look that appeals to many riders.
- High Performance: Triumph bikes are known for their exceptional performance, with powerful engines and precise handling that make them popular among enthusiasts.
- Heritage: The company has a rich heritage dating back to 1902, with many of its bikes inspired by iconic models from the past.
- Innovation: Triumph is constantly innovating, with advanced features such as electronic rider aids, adjustable suspension, and advanced braking systems.
- Easy Customization: Triumph offers a wide range of customization options, allowing riders to create a bike that is truly their own.
- Unmatched Quality: Triumph bikes are known for their high quality, with every bike built to exacting standards using the finest materials and components.
- Unique Riding Experience: All their bikes are designed to offer a thrilling riding experience, with responsive handling and a comfortable ride.
- Wide Range of Options: Triumph offers a wide range of bikes, from classic cruisers to modern sports bikes, ensuring a Triumph for every rider.
Triumph Bike Variants and Prices
|Triumph Bike Variants||On-Road Pricing (ex-showroom New Delhi)|
|Triumph Trident 660||₹7.45 Lakh|
|Triumph Speed Twin 900||₹8.49 - ₹8.79 Lakh|
|Triumph Street Triple||₹9.15 - ₹11.70 Lakh|
|Triumph Rocket 3||₹19.90 - ₹21.40 Lakh|
|Triumph Tiger 900||₹13.70 - ₹15.50 Lakh|
|Triumph Bonneville T120||₹11.09 - ₹11.89 Lakh|
Apart from these, two upcoming models by Triumph are all set to bring back style on the roads in December 2023!
|Triumph New Variants||Expected Pricing|
|Triumph Bajaj 350||₹2.25 Lakh*|
|Triumph Bajaj Scrambler||₹2.50 Lakh*|
Top Competitors of Triumph Two-Wheelers
Frequently Asked Questions (FAQs) About Triumph Bikes
- Can I renew my Triumph bike insurance policy online?
You can renew your Triumph bike's insurance policy online by visiting Tata AIG’s official website. Then, you can go to our Bike Insurance page and click ‘Renew’ to proceed.
- What factors will determine the premium for my Triumph bike insurance?
The premium for bike insurance is determined by various factors such as the make and model of the bike, the age of the bike, the location where the bike is registered, the type of insurance policy you choose, and your driving history.
- What is the online Triumph insurance claim procedure with Tata AIG?
Tata AIG offers a hassle-free bike insurance claim procedure online.
To initiate a claim, you need to first inform Tata AIG about the incident by calling our toll-free number or visiting their website. You can contact us by calling on our Toll-Free no., 1800-267-7233. Also, you can raise a claim online by clicking here.
Once the claim is registered, an executive will contact you and guide you through the claim process.
You can also track the status of your claim online. The documents required to process the claim can be uploaded online, and the claim amount will be transferred to your bank account after approval.
The entire process is transparent and can be completed quickly and conveniently.
- Why is it important to purchase add-ons with Tata AIG Triumph's two-wheeler insurance policy?
Purchasing add-ons with Tata AIG Triumph's two-wheeler insurance policy is unnecessary. However, add-ons can enhance coverage and provide additional protection. The choice of add-ons depends on your individual needs and the level of protection you require. It is always advisable to review the available add-ons and choose the ones relevant to your requirements.
Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Frequently Asked Question
How to Claim Honda Activa Insurance?
Follow this easy Tata AIG claim process for your Honda Activa Insurance:
Go to our Claims page and click on ‘Initiate Claim’.
Login to your account by providing the authorised mobile number and clicking on Confirm.
Register your claim by providing your vehicle insurance policy number, FIR details, and other basic personal details as required on the form available on the Tata AIG website.
We will assess the claim, review the damages and send the vehicle for repair at the closest network garage.
Meanwhile, Tata AIG will initiate the claim settlement process.
Once the claim process is completed, the vehicle is repaired and returned to you.
How To Renew Honda Activa Insurance?
Tata AIG allows easy and quick renewal for your Honda Activa insurance policy:
Go to the Bike Insurance page and input the bike registration number in the given calculator. Click on ‘Renew’
The calculator will automatically fetch the necessary details. Input any other details as requested.
Add any previous claims history or opt for the NCB discount. Make any changes you wish to the add-ons included.
The calculator will display the exact Honda Activa insurance premium cost. Make the payment, and your Honda Activa policy is renewed.
What is the price of the Honda Activa?
Honda Activa comes in two models – 6G and 125 BS-VI. Both models have different variants. The base variant of the Honda Activa 6G is priced at ₹69,080. The base variant of the Honda Activa 125 BS-VI is priced at ₹72,637.
What are the available variants in Honda Activa?
Honda Activa is available in two different models:
- Honda Activa 6G
- Honda Activa 125 BS-VI
Each model offers different variants and colours. The engine capacity, features, mileage, features, etc., of both models, vary significantly. Irrespective of the variant you choose, it is important you buy Honda Activa Insurance for your vehicle for a safe and secure ride.