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Travel Insurance

Whether you’re traveling for business, leisure, or studies, the last thing you want is any worry making the experience any less than amazing. This is where travel insurance comes in to take care of the worries so you can enjoy the whole trip, from the flight to stay, carefree.

At Tata AIG General Insurance Company Limited, journey is as important as the destination.

 

UIN: TATTIOP02004V010102

 

Policy Wording

  • Features that make it the #RightInsurance

    24-hour period your flight is unlawfully

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      Pay compensation if your checked-in baggage gets lost in transit by an airline

    • Make sure you do not fret if your baggage is delayed or misdirected, by providing compensation to buy essentials.

    • Pay for your losses and damagesin an event of burglary or attempted burglary at your home while you travel.

    • Reimburse for the expenses incurred to get a duplicate or new passport, in case it gets lost.

    • Pay distress allowance for every 24-hour period your flight is unlawfully detained by hijackers.

    • Reimburse if your flight gets delayed for more than 12 hours due to a covered hazard.

    • Pay you for the unauthorised usage of a lost payment card, up to 12 hours prior to your first reporting during the trip.

    • Automatically add seven extra days to the policy period in case of delay or unavailability of flights.

    • Reimburse you in case of bounced bookings of hotels and airline.

    • Reimburse for connections and departure missed due to covered hazards.

    • Will pay up to the sum mentioned in the policy schedule, if you are legally liable to pay compensation for property damage.

    • Reimburse you if your trip gets cut short due to a reason mentioned in the policy schedule.

  • Medical benefits to not miss out on

    To let you enjoy the trip, we will

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    • Pay compensation for accidental death or injury taking place during the trip.

    • Reimburse you for expenses incurred on account of an injury, sickness, or dental treatment.

    • Reimburse for emergency transportation to a hospital, treatment and medical supplies.

    • Pay for the expenses incurred to transport the body from the place of death to India.

    • Pre-existing condition or any complication arising from it in a life saving unforeseen emergency condition would be reimbursed up to $1500 per policy.

  • Situations in which the policy won’t work

    mitigate any known or suspected Act of Terrorism.

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    • If you travel against a physician’s advice or travel to obtain a treatment

    • Any Pre-existing Condition or any complication arising from it. 

    • Suicide, self-inflicted injury, sexually transmitted diseases, mental or nervous disorder, AIDS and HIV

    • Injuries incurred while servicing in the armed forces of any country.

    • Harm while being under the influence of alcohol or other intoxicants or hallucinogens unless prescribed by a physician.

    • If you were a participant in felony, riot, crime, misdemeanour, or civil commotion.

    • Operating or learning to operate any aircraft, or performing duties as a member of the crew on any aircraft or Scheduled Airline

    • Any loss arising out of War, civil war, invasion, insurrection, revolution, act of foreign enemy, hostilities, rebellion, mutiny, use of military power or usurpation of government or military power.

    • Loss arising directly or indirectly out of any act of terrorism or counter measures taken to control/prevent it.

    • Any loss arising out of the intentional use of military force to intercept, prevent, or mitigate any known or suspected Act of Terrorism.

    • Damage related to nuclear reaction, radiation, radioactive contamination or the dispersal or application of pathogenic or poisonous biological/chemical materials.

    • The radioactive, toxic, explosive or other dangerous properties of any explosive nuclear equipment or any part of that equipment.

2008, Tata AIG General Insurance Company Limited, all rights reserved.

Registered Office : Peninsula Business Park, Tower A, 15thFloor, G.K.Marg, Lower Parel, Mumbai-400 013, Maharashtra, India. CINNumber : U85110MH2000PLC128425.

Registered with IRDA of India Regn. No. 108. Insurance is the subject matter of the solicitation.

For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure/policy wording carefully before concluding a sale.

Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id –customersupport@tataaig.com. Fax Number – 022 66938170

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