Hyundai Tucson Insurance
Hyundai Tucson Insurance
Hyundai is one of the most popular automotive manufacturers worldwide and has won millions of hearts with its smart mobility solutions. Some of the best cars launched by Hyundai include the Grand i10 Nios, Santro, Creta, Tucson, Verna, Kona Electric, etc.
Hyundai has now introduced the new generation Tucson, a premium version of its predecessors with updated exteriors and new interiors. It is crafted with world-class technology and has changed how people perceive SUVs in the country. With its impressive looks, future readiness and thrilling performance, Hyundai Tucson is irresistible to look at while it cruises through the roads.
So, if you intend to buy Hyundai Tucson or already own one, buying adequate insurance coverage is vital to protect it from unforeseen damages. Also, according to the Motor Vehicle Act of 1988, you must buy third-party car insurance. It is an effective tool to secure yourself from financial losses if your car injures/damages a third party or their property.
Having third-party car insurance thus allows you to claim for third-party losses from the insurance provider. But a crucial thing to remember is that this policy does not cover your injuries or car damages. So, your Tucson needs more than a third-party liability cover.
Another motor insurance policy available in India is a standalone own damage cover. It covers only the damages of the insured car caused by road accidents, fire, natural disasters, and other mishaps and does not include third-party liabilities.
The third type of car insurance is comprehensive insurance, which provides comprehensive coverage to your car from several threats. It offers respite for your car damages and third-party liabilities through a single insurance premium and also offers Personal Accident Cover in case of an accident. Moreover, this policy allows you to add suitable riders to enhance your car insurance coverage.
Thus, car insurance includes coverage for car damages, loss or theft of the car, third-party liability, personal accident cover for the owner-driver, and add-on coverage through various riders.
Now that you are familiar with the types of car insurance policies in India, find out how to buy or renew insurance for a 4-wheeler via Tata AIG.
Hyundai Tucson Insurance Renewal/Buy via Tata AIG
You can purchase or renew your Hyundai Tucson car insurance by visiting any Tata AIG office. Here, you can visit one of our nearest branches and approach an insurance expert who will help you with the documentation and process.
But you can also buy or renew your Hyundai car insurance online by following some simple steps from the comfort of your home:
Visit the Car insurance page on our website
Enter the registration number of your Hyundai Tucson
For Hyundai car insurance renewal, click “Renew”. Click “Get Price” for a new policy
Enter the details in the form given for a Tucson car insurance quote
Select the car’s appropriate Insured Declared Value (IDV)
Inform Tata AIG if you have raised claims in the past. In case of claim-free policy years, you can benefit from a No Claim Bonus (NCB)
Once you furnish the required information, Tata AIG will display the Hyundai insurance India premium
You can add riders at extra costs to enhance your car insurance and make the payment
Once payment is received, Tata AIG will send your Hyundai car insurance via email.
Hyundai Tucson Insurance Cost – Your Premium Amount
The premiums for comprehensive insurance depend on a car’s Insured Declared Value (IDV). Now you may wonder what is IDV and how it is calculated. IDV is the current price of a car which is calculated by insurance companies based on the following factors:
Type of the policy and coverage
Car’s age
Types of fuel and use of the car
Make and model of the car
No Claim Bonus
Geographical location of the car
Driver’s age and driving record
Engine type/cubic capacity
Presence of anti-theft devices
Add-on covers
However, you can know your car’s IDV through a local dealer also. To know the premium amount for your car, you can use our online four-wheeler insurance calculator. With this tool, you can compare car insurance policies and choose the most cost-effective plan.
Note: Choosing the correct IDV is crucial while buying a car insurance policy. It is the value according to which the insurance provider reimburses you in case your car is lost or damaged beyond repair.
Add-ons for Hyundai Tucson Insurance by Tata AIG
While comprehensive insurance ensures maximum protection for your car, it still may fall short of protecting it from poor-quality roads, alarming accident rates, crimes or other unforeseen circumstances. Hence, Tata AIG has designed unique add-on covers that can enhance a standalone own damage or comprehensive insurance of your prized possession. Below discussed are the riders offered by Tata AIG:
No Claim Bonus Protection (NCB)
Roadside Assistance
Repair of Glass Fibre and Plastic Parts
Daily Allowance
Emergency Transport and Hotel Expenses
Key Replacement
Engine Secure
Tyre Secure
Consumables Expenses
Loss of Personal Belongings
Return to Invoice
Zero Depreciation (Depreciation Reimbursement)
Things Covered and Not Covered under Tata AIG’s Hyundai Tucson Insurance
Car insurance is effective against sudden financial losses caused by third-party liabilities, accidents, natural calamities, etc. However, it does not provide compensation for specific damages or losses. Hence, before buying a car insurance policy, it is vital to know its various inclusions and exclusions.
The following table will make it easier for you to understand the policy inclusions and exclusions:
| Things covered under Hyundai Tucson Insurance | Things not covered under Hyundai Tucson Insurance |
|---|---|
| Third-party property damages and third-party death/injury | Regular wear and tear caused by depreciation |
| Accidental damages | Damages caused while driving without a driving license |
| Damages due to natural calamities like earthquakes, floods, cyclones, etc. | Mechanical/electrical breakdown and consequential loss |
| Damages due to riots, vandalism or strikes | Damages incurred due to commercial use of the car |
| Damages caused by theft, burglary or housebreaking | Damages caused while driving under the influence of alcohol or drugs |
| Damages due to terrorist activities | Damages due to racing activities |
| Damages due to self-ignition, explosion or lightning | War or nuclear threat damages |
| Damages incurred during transit | Damages caused while driving outside the geographical location mentioned in the policy |
Why is it Important to Have Tata AIG for Your Hyundai Tucson Insurance?
Before picking suitable insurance for your dream car, you must compare different insurance providers. Tata AIG, a joint venture between Tata Group and American International Group (AIG) dates back to January 2001.
With more than 21 years of experience in the industry, Tata AIG is one the best choice for your Hyundai Tucson due to the following reasons:
Offers a variety of insurance policies to choose from
Huge distribution network
Provides quality services to its customers
Legacy of trust of 5 crore satisfied customers
Supported by 650 claim experts
Extensive network of more than 7500 cashless garages across the country
Ensures a quick and hassle-free claim settlement procedure
Bestowed with various awards for its remarkable performance in the insurance industry
Proud to have a claim settlement ratio of 98% for FY 2020-21
Allows easy renewal and purchase of car insurance
Provides an array of unique car insurance riders to ensure your car’s optimum care
Overview – Hyundai Tucson Car Model
The fourth generation Tucson by the South Korean brand Hyundai is different from its previous models. With its “Sensual Sportiness” design and premium aesthetics, the all-new Tucson has attractive outer looks and premium interiors. Following are the key specifications of the Hyundai Tucson’s top variant:
Engine displacement: 1997-1999cc
Maximum power: 183.72bhp at 4000rpm
Maximum torque: 416Nm at 2000-2750rpm
Emission Norm: BS VI
Body type: SUV (Sports Utility Vehicle)
Fuel type: Petrol and diesel
Transmission: Automatic
Gearbox: 6-speed
Fuel tank capacity: 54 litres
Seating capacity: 5
Power steering
Anti-lock Braking System
Child seat anchor points
Multi-function steering wheel
Forward collision warning
Warning for seat belt
High-beam assist
Speed-sensing door lock
Overspeed warning
Flashing emergency brake light
Lone departure warning
Engine immobiliser
Hyundai Tucson Car Price and Variants
Hyundai Tucson is available in eight variants which are as follows:
| Variant | Price |
|---|---|
| Tucson Platinum AT | ₹28.50 lakhs |
| Tucson Signature AT | ₹30.97 lakhs |
| Tucson Platinum Diesel AT | ₹31 lakhs |
| Tucson Signature AT DT | ₹31.12 lakhs |
| Tucson Signature Diesel AT | ₹33.67 lakhs |
| Tucson Signature Diesel AT DT | ₹33.82 lakhs |
| Tucson Signature Diesel 4WD AT | ₹35.19 lakhs |
| Tucson Signature Diesel 4WD AT DT | ₹35.34 lakhs |
Unique Selling Points: Hyundai Tucson Car Features <
Some of the unique selling points of the Hyundai Tucson that make it different from its predecessors are as follows:
The all-new Tucson’s Sensual Sportiness design and new lighting make it highly attractive and classy. While the Parametric Jewel design grille with a dark chrome finish gives a unique look to Tucson, the LED DRLs enhance its overall design style.
This new Tucson’s Sensing feature, Hyundai’s Level 2 Advanced Driver Assistance System, is the first in the Hyundai range in India. ADAS works on radar technology and cameras and offers 19 assistance features for driving and parking convenience and other safety functions.
Tucson has become the first Hyundai car in the country equipped with dual touchscreens. While the upper display is meant for a touchscreen infotainment system, the other display helps with climate control.
With its HTRAC (Hyundai Traction) technology, Hyundai offers AWD (All Wheels Drive) with three multi-terrain driving modes for sand, mud and snow, along with normal, sport, eco and smart.
Rivals of Hyundai Tucson Car
Some of the cars that compete with Hyundai Tucson in the Indian automobile market are:
Citroen C5 Aircross
Jeep Compass
Volkswagen Tiguan
Honda CR-V
XUV 700
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Related Articles
What is the body style of the Hyundai Tucson?
What is the body style of the Hyundai Tucson?
Hyundai Tucson is a Sports Utility Vehicle (SUV).
What are the available colours in Hyundai Tucson?
Hyundai Tucson comes in seven different colours- Polar White, Phantom Black, Starry Night, Amazon Grey, Fiery Red, Polar White with black roof, and Fiery Red with black roof.
Does Hyundai Tucson come in an electric fuel type?
No, Hyundai Tucson is not available in electric fuel type.
How can I know my car insurance premium online?
To calculate the premium online for your Tucson car insurance, you must follow the steps below: Visit the Car insurance page on the Tata AIG website Provide your car’s registration number in the calculator Click “Renew” if you intend to renew your car insurance or click “Get a Price” if you wish to buy a new policy Provide the information requested and click “See Price” The four-wheeler insurance calculator will now display the correct premium for your car insurance
How can I raise a car insurance claim?
Raising a car insurance claim with Tata AIG involves a few simple steps making the entire process hassle-free. To raise a car insurance claim, visit the Tata AIG website and follow the steps below: You can either visit the “Claims Support” page or call on 1800- 266-7780 Furnish the required information, after which you will receive a link on your registered mobile number for self-inspection After filling in the details in the self-inspection form about your car’s damages, a surveyor will visit to inspect your car You can either make a cashless claim at the network garages or ask for reimbursement You are required to submit the claim form, your address and identity proofs, insurance policy documents and FIR if present After examining your car insurance claim, Tata AIG settles and approves it
What factors are crucial to consider when buying car insurance?
Before buying insurance for 4-wheeler, you should evaluate your car needs and then choose adequate coverage. Once you decide on the type of policy you intend to buy, do not forget to compare car insurance quotes from different insurance providers. You must also check the insurer’s network of garages and claim settlement ratio.
Why do I need car insurance?
Third-party liability cover is mandatory as per Indian law, in the absence of which you may end up paying hefty fines. Hence, buying car insurance helps you comply with the law and protects you from punishment. Besides, car insurance makes you financially secure against a third party or your own damages. It also offers a personal accident cover of INR 15 lakhs and allows you to avail of compensation if your car is lost or totally damaged.
Disclaimer: All the car prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.
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