Bajaj Platina 110 Insurance

Tata AIG makes buying Bajaj Platina 110 insurance hassle-free. Visiting any branch is unnecessary since you can complete all the formalities online. You can also initiate a claim request from your laptop or smartphone without leaving the comfort zones of your home. With just a few clicks on the website, you can enjoy the benefits of a cashless claim settlement at any network garage.

For Bajaj bike insurance renewal as well, there is no need to submit physical documents. The entire process is paperless. Moreover, you can access policy documents and all other information on a single interface, 24/7.

The steps to purchase or renew Bajaj bike insurance online are as follows:

Step 1: Go to the Tata AIG website and navigate to the page for Bike Insurance.

Step 2: Input your bike’s registration number and other required details as prompted on the screen.

Step 3: Press ‘Get Price’ if you are a new customer. You will see the bike insurance cost. If you are an existing customer and renewing your policy online, press the ‘Renew’ button.

Step 4: Pick your bike’s Insured Declared Value (IDV) from the drop-down menu.

Note: IDV refers to the current market value of the bike. It is computed based on the manufacturer’s listed selling price. Make sure you enter accurate information, as IDV influences the premium you must pay for your Bajaj bike insurance.

Step 5: Provide details of past claims, if any. You can select ‘No Claim Bonus’ if you have a claim-free year.

Step 6: Choose the required add-ons to enhance your policy coverage.

Note: Your premium will increase with the selection of add-ons. Therefore, make a wise selection and only pick add-ons that are essential for you.

Step 7: Your Platina 110 bike insurance sum insured and premium quote are on the screen. You can pay for the chosen plan if the premium fits your budget. If unsatisfactory, alter the policy type and the number of add-ons to reduce the premium.

Step 8: Complete the payment using any accepted digital payment method. After successful payment, your policy documents are sent to your registered email address and WhatsApp number.

You should use the online bike insurance premium calculator before purchasing or renewing. It will give you a better idea of how much premium you need to pay for specific coverage. Get in touch with the customer support team anytime you have queries. You can call our toll-free number 1800-266-7780 or send an email to customersupport@tataaig.com.

The premium for your Bajaj bike insurance is a crucial factor influencing your purchase decision. Most customers want the right balance between cost and benefit. While the bike insurance premium calculator can help calculate the premium amount, it is a good idea to understand the factors that affect the premium.

Some of the most important factors include:

• The type of insurance plan

• Coverage offered by the policy

• Age of the two-wheeler

• Bike’s make and model

• Engine make, cubic capacity

• Geographical location

• Chosen add-on riders

• Safety devices, modifications

• No Claim Bonus (NCB)

The Insured Declared Value (IDV) is the primary aspect impacting the premium amount. It indicates the current market value of the motorcycle. An insurance company must provide an amount equivalent to the IDV in the event of theft or total damage to your two-wheeler. Therefore, when buying insurance for a bike, always provide an accurate IDV. A higher IDV will result in a higher premium amount. But, a lower IDV will reduce insurance coverage.

The premium for a third-party insurance policy is lower than for a comprehensive bike insurance policy. Always compare the different two-wheeler insurance policies to select the one that fits your budget. If the premium on your screen does not match your expectations, customise the policy by choosing another plan or decreasing the add-ons.

Tata AIG offers seven unique add-on riders that enhance your comprehensive bike insurance coverage. Here’s a brief description of each cover to help you make an informed purchase.

Roadside Assistance At the time of a breakdown, this add-on provides immediate breakdown assistance and on-the-spot repair services.

Consumable Expenses If you lose any consumables because of an accident, the add-on covers the cost of replacement, repairs, and replenishment of the same.

Emergency Medical Expenses If you suffer an injury in an unfortunate accident, the emergency medical expenses add-on reimburses the ambulance cost and medical expenses.

Return-to-invoice Cover This add-on reimburses your vehicle's invoice cost if your two-wheeler is damaged beyond repair.

Additional Third-Party Property Damage Cover The comprehensive insurance policy covers third-party liabilities. However, with this add-on, you can receive additional coverage.

Additional Personal Accident Cover for the Owner-Driver Under a comprehensive bike insurance plan, the policyholder receives personal accident cover of ₹15 lakhs. This add-on helps increase the accident cover for the owner-driver over and above what is already included in the policy.

Depreciation Allowance When you raise a claim request, the insurance company deducts depreciation from your claim amount. As a result, you receive a lesser claim amount. The depreciation allowance add-on can save you by reimbursing the depreciation amount.

For a better understanding of what is covered and what is not covered in your Tata AIG Bajaj Platina 110 insurance, refer to the table below:

The market is flooded with insurance companies, and selecting the best Bajaj bike insurance online can be challenging. At Tata AIG, we continually strive to make our services better and give you several reasons to buy long-term two-wheeler insurance from us.

• We offer a 100% online process for bike insurance purchase and renewal, which means there are no inconveniences. Visit the company’s website, proceed to the Bike Insurance page, follow the on-screen instructions, and in a few simple steps, you will be able to complete the purchase/renewal process.

• Tata AIG stands for trust, honesty, and transparency. We have lived up to the promise of providing customers with the best products and services every day for the past 20 years. Our commitment to delivering the utmost customer satisfaction has helped us build a family of over five crore happy customers across the country.

• At Tata AIG, you can choose between third-party, stand-alone own-damage, and comprehensive bike insurance coverage. The comprehensive bike insurance plan offers complete protection. Besides, we offer the choice of seven unique add-ons to help you customise your policy and enhance coverage.

• Our team of 650 insurance experts is readily available to support you at every step of the claim settlement process. We ensure that you enjoy a seamless claim settlement and receive your claim amount in the shortest possible time.

• During the FY 2020-2021, we are proud to have recorded a high claim settlement ratio of 98%.

• We have a vast network of more than 3300 garages throughout India. You can enjoy the benefits of cashless claim settlement by getting your bike repaired from any of the garages listed in our network.

The Bajaj Platina 110 is a premium-looking commuter motorcycle. It features a 115.45cc BS 6 engine which can churn power of 8.4 bhp and torque of 9.81 Nm. It is mated to a five-speed gearbox. It has a combined braking system of both wheels with front and rear drum brakes.

It is available in two variants. The top variant features an anti-lock braking system, making the Bajaj Platina 110 the only motorcycle in its segment to have such a safety net. The bike has a kerb weight of 123 kg in the disc brake variant and 119 kg in the drum brake variant.

The drum variant is offered in three striking colours - ebony black, blue, ebony black red, and cocktail wine red-orange. The ABS variant is also offered in three colour options - volcanic matte red, charcoal black, and satin beach blue.

It has a fuel tank capacity of 11 litres, a wheelbase of 1255 mm, ground clearance of 200 mm, saddle height of 807 mm, and a turning circle radius of 1930 mm.

The styling cues and features list of the Bajaj Platina 110 include quilted seats, knuckle guards, a halogen headlight with an LED DRL, telescopic front forks, alloy wheels with tubeless tyres, and a Nitrox spring-on-spring rear suspension.

The disc/ABS variant has a semi-digital instrument cluster that displays the gear shift prompt and the indication of ABS and gear. It has a starting price of ₹68,544.

The Bajaj Platina 110 is available in two variants. One features drum brakes, while the other features ABS. The drum brake variant is available in three colours - ebony black red, cocktail wine red-orange, and ebony black blue. The disk brake/ABS variant is also available in three colours - volcanic matte red, charcoal black, and satin beach blue. The ex-showroom prices for both variants are as follows.

Here is a detail about some of the USPs of Bajaj Platina 110:

• The Bajaj Platina 110 has a patented DTS-i engine to deliver unmatched mileage. It claims a mileage of 70 kmpl to 100 kmpl.

• It is powered by a four-stroke, single-cylinder engine capable of producing maximum power of 8.6 PS at 7000 RPM and maximum torque of 9.81 Nm at 5000 RPM.

• The Platina 110 has long and wide quilted seats to offer a comfortable and effortless daily commute, not only to the rider but also to the pillion.

• The LED DRLs and attractive handguards are sure to make people’s heads turn.

• The SnS suspension absorbs the strongest and toughest of jerks to give a smooth ride even on rough roads.

• With wider footpads, the bike offers better grip and comfort for the pillion rider.

• The Anti-Lock Braking System provides accurate braking, short braking distance, and better control and stability. The Bajaj Platina 110 is the only bike in its segment to feature this safety net.

• The digital interface provides real-time information. It displays gear indication and gear guidance for efficient riding.

The Platina offers outstanding real-world mileage, giving it a competitive edge against the other motorcycles in this price segment. Its rivals in the market include:

• TVS Sport

• Bajaj Pulsar 125

• Hero Splendor Plus

• Honda SP 125

• Honda Shine