Bajaj Pulsar P150 Insurance
Bajaj Pulsar P150 Insurance
Bajaj Auto is one of the world’s most popular automobile manufacturing companies. It is the world’s third-largest and India’s second-largest two-wheeler manufacturer. In terms of market capitalization, it is also considered one of the most valuable two-wheeler manufacturing companies. Bajaj Pulsar is one of the most popular and highest-selling motorbike series from Bajaj Auto. Bajaj Pulsar P150 is one of the most stylish and powerful bikes in this series.
Apart from a fabulous design and a power-packed engine, Bajaj Pulsar P150 comes with several best-in-class features. The bike has superb control and it can provide excellent fuel efficiency. But before you enjoy pleasurable rides on this bike, you must procure a two-wheeler insurance policy. Insurance for a two-wheeler protects you from incurring unforeseen expenses in the wake of an accident or mishap.
At Tata AIG, we offer the following types of two-wheeler insurance plans for your Bajaj Pulsar P150 bike:
Standalone third-party two-wheeler insurance
Comprehensive two-wheeler insurance
Standalone Own Damage (OD) cover two-wheeler insurance
You can choose an appropriate insurance type as per your requirements. Our comprehensive Bajaj bike insurance policy will protect your bike against all kinds of losses and damages, including unforeseen third-party liabilities and own damages sustained by your bike during an accident. You can purchase your Tata AIG Bajaj Pulsar P150 insurance policy online and pay the premium using your credit card, debit card, net banking, UPI, or any other digital payment method. If you want to know your premium amount in advance, use our bike insurance calculator.
Purchase or Renewal of Bajaj Pulsar P150 Insurance Online
A valid two-wheeler insurance policy is mandatory to ride a bike or scooter in India. Being a proud owner of Bajaj Pulsar P150, it becomes your responsibility to renew your Bajaj Pulsar P150 insurance policy before its expiry date. If you are purchasing a new bike or if your Bajaj two-wheeler insurance policy has already expired, you can purchase a fresh Pulsar P150 bike insurance policy.
With Tata AIG, you can buy or renew your Bajaj Pulsar P150 bike insurance policy in the most hassle-free manner, thanks to our 100% digital process. We allow Bajaj bike insurance renewal within two minutes from the convenience of your home or office. Below are the steps that you can follow to buy or renew your Bajaj bike insurance online from Tata AIG**
Step 1 Visit the “Bike Insurance” page on our website. Then, enter the complete registration number of your bike.
Step 2 After entering your bike’s registration number, you will need to click on the “Get Price” button if you are looking to purchase a fresh two-wheeler insurance policy for your Bajaj Pulsar P150. Or else, if you are looking for a Bajaj Pulsar P150 insurance renewal, you can click on the “Renew” button.
Step 3 Fill up an online form to complete the purchase of your Bajaj Pulsar P150 insurance policy. You will need to enter some basic details of yours and your bike, including registration year, residential address, etc. Ensure that every piece of information you enter is correct and accurate.
Step 4 Enter the Insured Declared Value (IDV) for your bike. This step is compulsory if you buy a comprehensive Bajaj two-wheeler insurance policy. IDV is calculated based on the manufacturer’s selling price and depreciation. It represents the current market value of your bike. You can choose an appropriate IDV for your Bajaj bike insurance policy from the drop-down menu.
Step 5 Mention if you have made a claim on your Pulsar P150 bike insurance policy in the last year. If you haven’t raised any claim on your policy in the last year, you will become eligible to receive a No Claim Bonus (NCB) from us.
Step 6 Select the add-on covers you want to attach to your base Bajaj Pulsar P150 insurance policy. These add-ons are used to enhance the coverage of your two-wheeler insurance policy at a nominal addition to your premium amount. It would be best if you choose your add-ons wisely.
Step 7 Click the “Submit” button to know your Bajaj Pulsar P150 insurance premium. We will display your policy’s IDV amount and the premium amount on your screen. If you are satisfied with the given quote, you can proceed with the chosen plan and go ahead to pay the premium amount online using your credit card, debit card, net banking, UPI, or any other available digital payment method.
Step 8 Once we receive your premium payment, we will issue your Bajaj Pulsar P150 insurance policy instantly. You will receive your policy documents and other details on your registered e-mail address and WhatsApp number.
Bajaj Pulsar P150 Insurance Price – Your Premium Amount
It’s prudent to check the premium amount before buying your Bajaj two-wheeler insurance policy. You should always look for a policy that provides maximum benefits at the lowest possible cost. The premium that you will need to pay for your Bajaj Pulsar P150 insurance policy will depend on several factors, including:
Type of policy chosen by you
Manufacturing year of your bike
Insured Declared Value
No Claim Bonus discount
City of registration
Safety devices installed on the bike
Add-on covers chosen by you
You can use our bike insurance calculator to determine your Bajaj Pulsar P150 insurance price in advance. If you want to change your premium amount, you can customise your policy, and we will adjust the premium amount accordingly. For example, you can decrease your bike’s IDV to reduce your two-wheeler insurance premium.
What is Covered and Not Covered Under Tata AIG’s Bajaj Pulsar P150 Insurance?
The coverage offered by every policy is different. That is why you must check the exclusions and inclusions of a two-wheeler insurance policy before paying the premium. This will help you avoid any hassles at the time of claim and reduce the chances of claim rejection by your insurance provider. Below are the things that are covered and not covered under Tata AIG’s Bajaj Pulsar P150 bike insurance policy:
|Things COVERED under Tata AIG's Bajaj Pulsar P150 Bike Insurance||Things NOT-COVERED under Tata AIG's Bajaj Pulsar P150 Bike Insurance|
|We will cover the damages and loss to your bike caused due to natural or man-made calamities, including fire, theft, collision, earthquake, flood, storm, lightning, etc.||Regular wear and tear of your bike or damage to its parts due to age or mechanical/electrical breakdown of the bike.|
|In the case of theft or total damage to your Bajaj Pulsar P150 bike, we will reimburse you for the bike's current market value or IDV.||We won’t cover the damages caused to your bike while it was being used outside the country's geographical boundaries.|
|We will cover the losses resulting from third-party liabilities arising due to property damage or bodily injuries inflicted on an unknown third party.||No coverage will be provided if the bike is used for racing, speed, reliability trials, etc.|
|A Personal Accident Cover of ₹15 lakhs is offered to the vehicle owner. We will reimburse the medical expenses arising from the injuries caused in an accident. Moreover, in the case of the death of the owner-rider due to an accident, the appointed beneficiary will get the death benefit.||We will not provide any coverage if the rider was not following the rules while riding. For example, if the rider is riding without a valid driving licence or helmet or under the influence of intoxicants and narcotics.|
|We will cover the damages caused to your bike while it was in transit by road, waterways, air, railways, etc.||We will not cover the damages if you’ve used your private bike for commercial purposes.|
Add-on Bajaj Pulsar P150 Insurance Covers That You Should Consider
A comprehensive Bajaj Pulsar P150 Insurance protects your bike against several damages. However, some risks are still excluded from the policy coverage; for example, damage to your bike’s engine, losses arising due to depreciation in its value, etc. To include these risks in the scope of coverage of your policy, you can attach bike insurance add-ons or riders to your Bajaj Pulsar P150 bike insurance policy.
At Tata AIG, we offer the following seven two-wheeler insurance riders:
Typically, when you file a two-wheeler insurance claim, the insurance provider deducts the depreciation amount while settling your claim. By attaching a depreciation allowance rider to your base policy, you can avoid losses due to depreciation in your bike’s value.
This add-on will help you receive the invoice value of your bike as reimbursement from the insurer provider in the case of a total loss or theft of your bike.
Emergency Medical Expenses Cover
An emergency medical expenses coverage can help you get reimbursement for hospital expenses, and ambulance costs that you may incur during an emergency or an unfortunate accident.
Personal Accident Cover
You can attach an additional personal accident cover of Rs. 15 lakhs to your two-wheeler insurance policy. This cover provides coverage against unfortunate accidents and resulting injuries.
Third-party property damage cover
Although your base policy covers third-party liabilities, you can attach an additional third-party property damage cover to enhance the coverage.
Standard two-wheeler insurance plans do not cover the cost of replacing consumable items. However, you can attach consumable expenses cover to include these expenses to your policy.
Roadside Assistance Cover
This cover will help you get immediate assistance if your bike breaks down in the middle of a trip.
Why should you buy Bajaj Pulsar P150 Insurance from Tata AIG?
It’s best to compare various insurance companies while buying your Bajaj Pulsar P150 insurance policy. This will help you get the best possible coverage at the lowest price. Below are a few reasons to choose Tata AIG as your Pulsar P150 bike insurance provider:
Quick and hassle-free process
With Tata AIG, you can purchase or renew your Bajaj bike insurance online through a quick and hassle-free process. You can simply visit our website and fill up an online bike insurance renewal form by entering a few basic details, including your bike’s registration number, name, address, contact details, etc.
High claim-settlement process
We ensure a hassle-free claim settlement for all our customers. You can simply raise a claim on your two-wheeler insurance policy online by visiting our website. Our 650 claim settlement experts are there to help you at every step of the claim settlement process. Our claim settlement ratio of 98% is a testimony to our efforts.
Large network of garages
We offer a cashless repair facility at more than 5,000 network garages all across India. If your bike gets damaged during an accident, you can take it to any of these garages and get it repaired without paying anything out of your pocket.
Topmost customer support
We have always put the priority of our customers at the forefront. You can reach out to us anytime by calling our customer care helpline at 1800-266-7780, visiting our website, or dropping in at your nearest Tata AIG branch. We have served more than five crores of happy customers till now.
Bajaj Pulsar P150 – A Brief Overview
Bajaj Pulsar is one of the best-selling motorbike series in India. Bajaj Pulsar P150 is known for its performance, comfort, and style. Technologies like ExhausTec and DTS-I ensure adequate torque and power for superior performance on the road. In addition, 17-inch alloy wheels and smooth suspension contribute to a very comfortable riding experience for riders. The bike is equipped with dual disc brakes and a beam headlight to ensure optimum road safety.
The engine of this bike has a capacity of 149cc and can deliver a maximum power of 14 BHP and a maximum torque of 13.4 Nm. The on-road price of Bajaj Pulsar P150 starts from ₹ 1.41 lakhs, and it comes in two variants and three attractive colour options.
Bajaj Pulsar P150 Price and Variants
Bajaj Pulsar P150 is available in the following two variants in India:
Pulsar P150 Single Disc
Pulsar P150 Dual Disc
The table below depicts the ex-showroom prices for these variants:
|Variant||Ex-showroom Price (New Delhi)|
|Pulsar P150 Single Disc||₹1.41 lakhs|
|Pulsar P150 Dual Disc||₹1.44 lakhs|