Benelli 502C Insurance
Benelli 502C Insurance
The Benelli 502C is a cruiser-style motorcycle produced by the Italian motorcycle manufacturer Benelli. It was launched in India on 29th July 2021. The launch of the Benelli 502C in India was eagerly anticipated by motorcycle enthusiasts, as it offered a unique alternative to other cruisers in its class, with its distinctive styling, comfortable riding position, and modern features. The motorcycle has received positive reviews from riders and critics alike, with praise for its performance, handling, and comfort.
You must know what you want if you intend to purchase a Benelli 502C bike. Because of its superb performance and cutting-edge engine technology, the Benelli 502C is one of the most popular scooters in our country. This two-wheeler is loaded with unique features that will increase your confidence and cool factor in various ways.
But now comes the critical part. When riding a bike in India, tremendous caution is required. Road conditions in India are poor, and with such infrastructure, obtaining long-term two-wheeler insurance is necessary. Having bike insurance will safeguard your Benelli 502C from damage and save you from paying expensive traffic fines. Accidents on the road may happen anytime, even if you want to avoid your Benelli 502C experiencing serious damage. Consequently, you should get Benelli 502C bike insurance to protect your investment.
We at Tata AIG understand that Benelli 502C insurance will not protect you in the case of a traffic collision, but it will free you of financial responsibility. The 1988 Motor Vehicles Act mandates third-party insurance for bikes in India. Furthermore, failure to have valid two-wheeler insurance can result in traffic fines of ₹2,000 and ₹4,000 for first-time and repeat offences, respectively. As a result, You must purchase a Benelli bike insurance coverage to comply with traffic laws.
Benelli 502C Bike Insurance Renewal/Purchase via Tata AIG
If you bought Benelli 502C bike insurance, you must renew it before it expires. Renewal of two-wheeler insurance plans should be done at least 14 days before expiration. If you've purchased a Benelli and are seeking Benelli bike insurance online, you may do it without difficulty. Follow the instructions below:
Go to the ‘Bike Insurance’ page by navigating to the official web portal of Tata AIG.
Fill out your bike’s registration number and press ‘Get Price.’ You will see the premium amount for a new bike insurance policy. If you are an existing customer, select ‘Renew’ for a Benelli bike insurance renewal.
The online bike insurance calculator will estimate the Benelli bike insurance price based on your details.
Select an Insured Declared Value (IDV) from the choices provided. IDV helps determine the sum insured and the maximum coverage you will receive in case of theft or damage beyond repair.
Check for No Claim Bonus (NCB). This facility does not apply to new policyholders. However, existing policyholders can bike insurance claim benefits and discounts they have accumulated for claim-free years.
You will see different options for your Benelli two-wheeler insurance on the screen. These plans offer additional coverage and have different pricing.
Use any accepted payment method to pay the premium amount appearing on the screen. After successfully clearing the payment, you will receive a soft copy of the insurance at your registered email address.
If you have any other queries regarding Benelli’s two-wheeler insurance renewal, contact our customer care support or visit the nearest branch office. Our executives will happily resolve your questions and provide a prompt solution.
Benelli 502C Insurance Cost - Your Payable Premium
You must calculate the premium amounts of your Benelli 502C bike insurance online policy before purchasing insurance for a two-wheeler. You can save money in this manner to pay your premiums on time.
Your Benelli 502C insurance quote for comprehensive bike insurance coverage will be set by:
Your city of residence
The NCB discount
Your chosen IDV
Your bike's registration date
If you purchase a mandated third-party two-wheeler insurance policy for your bike, the Benelli 502C insurance price will be set by the IRDAI based on your two-wheeler's cubic capacity (cc). The third-party insurance coverage will only cover financial and legal responsibilities resulting from third-party damages to another vehicle or property, as well as injuries or death of another person.
As a result, choosing a comprehensive bike insurance policy that, when supplemented with optional add-on policies, will give broad coverage is preferable. Furthermore, during your Benelli 502C bike insurance renewal, you may customise the comprehensive Benelli 502C bike insurance coverage.
You can also use our online bike insurance calculator to determine your Benelli 502C bike's Insured Declared Value (IDV - the present market worth) and insurance premium.
Add-ons for Benelli 502C Bike Insurance by Tata AIG
A comprehensive two-wheeler insurance policy from Tata AIG can ensure all-around protection for your beloved motorcycle. It will not only protect you from incurring unforeseen third-party liabilities. Still, it will also safeguard your bike from any loss or damage arising due to natural or man-made perils, including fire, theft, earthquake, road accident, storm, flood, and lightning, among others. But if you want to enhance the coverage of your base policy even further, you can attach add-ons or riders to it. These riders are available at a nominal addition to your original premium amount. At Tata AIG, we offer the following seven two-wheeler insurance add-on covers:**
Depreciation allowance cover: Depreciation allowance cover is a type of add-on cover that can be purchased as an additional benefit with a comprehensive bike insurance policy. It covers the depreciated value of the bike parts, components, and accessories that need to be replaced after an accident or theft.
Return to invoice cover : Return to invoice (RTI) cover is a type of add-on cover that can be purchased as an additional benefit with a comprehensive bike insurance policy. It helps the policyholder to recover the difference between the Insured Declared Value (IDV) and the actual invoice value of the bike in case of theft or total loss due to an accident.
Personal accident cover : Personal accident cover is a mandatory component of bike insurance in India. However, it is also available as an add-on cover that can be purchased along with a comprehensive bike insurance policy to enhance the coverage. Personal Accident add-on Cover provides additional protection to the policyholder and passengers in case of accidental bodily injury, disability, or death resulting from an accident involving the insured bike.
Third-party property damage cover : It protects against any financial liability the policyholder may incur due to third-party property damage in an accident involving the insured bike.
Consumable expenses cover : It provides coverage for replacing consumable items or parts damaged in an accident involving the insured bike. Consumable items or components are those that are replaced frequently due to wear and tear or due to their limited life span. These may include engine oil, coolant, brake oil, lubricants, nuts and bolts, washers, bearings, etc. These items may need to be replaced in an accident, and their cost can add up to a significant amount.
Roadside assistance cover : Roadside assistance cover is an additional coverage option that can be purchased along with a comprehensive bike insurance policy. It assists and supports the policyholder in case of a breakdown or other issues that occur while riding the insured bike on the road.
Medical expenses add-on cover : This is another add-on that you can add to your comprehensive bike insurance plan. In this, if there is an accident and you or the pillion rider get any injuries, the add-on will provide coverage for the ambulance expenses as well as the medical emergency costs.
Things Included and Not Included in Tata AIG Benelli 502C Bike Insurance Policy
While buying your Benelli bike insurance online, you must check its inclusions and exclusions. It will help you understand your policy's coverage and avoid any hassles at the time of claim. The following things are covered and not covered under Tata AIG’s Benelli 502C bike insurance policy.
| Things Included in Tata AIG Benelli 502C Bike Insurance | Things Not Included in Tata AIG Benelli 502C Bike Insurance |
|---|---|
| Loss or damage arising from covered natural calamities and man-made disasters, such as floods, earthquakes, fires, accidents, theft, vandalism, etc. | Loss or damages caused to the bike while the rider was riding without a licence or under the influence of alcohol or intoxicants |
| Total loss in the case of bike theft. | Loss or damage caused due to normal wear and tear of the bike. |
| Third-party liabilities arising due to injuries or property damages inflicted on a third party during an accident involving the insured bike | Loss or damage arising due to the use of the bike under restricted conditions |
| A personal accident cover of up to ₹15 lakhs for the owner-driver of the bike | Damages caused to the bike outside the geographical jurisdiction of the policy |
| Damages caused to the bike during transit through air, water, road, or railways | Damages sustained by the motorcycle while it was being used for racing, speed tests, etc. |
Why is it Important to Have Tata AIG for Your Benelli 502C Bike?
When buying a new two-wheeler insurance policy or renewing your existing one, choosing the appropriate insurance provider is crucial. Below are a few reasons to select Tata AIG for your Benelli 502C insurance policy:
You can purchase or renew your Benelli bike insurance online through a quick and hassle-free process. You can simply visit our website and fill up an online Benelli bike insurance renewal form by entering basic details, including your bike’s registration number, name, address, contact details, etc.
As a performance-driven brand, we ensure a hassle-free claim settlement for all our customers. You can simply raise a claim on your two-wheeler insurance policy online by visiting our website. Our 650 claim settlement experts help you at every step of the claim settlement process. Our claim settlement ratio of 98% is a testimony to our efforts.
We offer a cashless repair facility at over 7,500 network garages across India. If your bike gets damaged during an accident, you can take it to any of these garages and get it repaired without paying anything out of your pocket.
We have always put the priority of our customers at the forefront. You can contact us anytime by calling our customer care helpline at 1800-266-7780, visiting our website, or dropping in at your nearest Tata AIG branch. We have served more than five crores of happy customers till now.
Benelli 502C: A Brief Overview of the Bike
The Benelli 502C is a cruiser motorcycle launched by the Italian manufacturer Benelli in India in 2021. It is a mid-size cruiser with a stylish design, modern features, and a powerful engine. Here is a brief overview of the bike:
Design and styling: The Benelli 502C has a modern and stylish design that sets it apart from other cruisers. It features a round LED headlight, a low-slung body, a double-barrel exhaust, and a muscular fuel tank.
Engine and performance: The Benelli 502C is powered by a 500cc parallel-twin engine that produces 47 bhp of power and 46 Nm of torque. The engine is coupled to a six-speed gearbox, offering a smooth and refined riding experience.
Features: The Benelli 502C comes with many modern features, such as LED lighting, a fully digital instrument cluster, adjustable suspension, and a slipper clutch.
Safety: The Benelli 502C comes with dual-channel ABS as standard, which ensures safety and stability while braking.
Comfort: The Benelli 502C has a comfortable riding posture with forward-set footpegs, low seat height, and wide handlebars that provide a relaxed riding experience.
Benelli 502C Bike Variants and Prices
The Benelli 502C is available in a single variant in India and is available in three colour options - Matte Black, Matte Cognac Red, and Matte Gunmetal Grey. The ex-showroom price of the Benelli 502C in Delhi is ₹4,98,000 (as of March 2023).
Benelli 502C Features: Unique Selling Points of the Bike
There are several reasons why the Benelli 502C has gained popularity among motorcycle enthusiasts. Listed below are some of the unique selling points of the two-wheeler:
Styling: The 502C has a distinctive and modern cruiser styling, with a low-slung design, exposed trellis frame, and a bold, muscular tank. Its aggressive design stands out from other cruisers in its class.
Performance: The 502C has a liquid-cooled, parallel-twin engine that delivers a good balance of power and torque, making it suitable for city and highway riding. The 6-speed gearbox and slipper clutch make smooth gear changes and effortless riding.
Comfort: The 502C's low seat height and relaxed riding position provide a comfortable and ergonomic riding experience, especially for long rides. The suspension setup (a rear mono-shock and upside-down forks) provides a smooth and stable ride.
Features: The 502C comes with modern features such as LED lighting, a digital instrument cluster, and ABS brakes, which add to its overall appeal and practicality.
Top Contenders of the Benelli 502C
The Benelli 502C is a popular cruiser-style motorcycle that offers a unique blend of style, performance, and comfort. Here are some top contenders that offer similar features and performance:
Harley-Davidson Street Rod
Yamaha Bolt
Kawasaki Vulcan S
Suzuki Boulevard M50
Honda Rebel 1100
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
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How can I raise a claim on my Benelli 502 insurance policy with Tata AIG online?
How can I raise a claim on my Benelli 502 insurance policy with Tata AIG online?
If you want to raise a claim on your Benelli 502 insurance policy with Tata AIG online, follow these simple steps:
Visit the Tata AIG website and click on the 'Claims' tab.
Select the type of claim you want to raise- 'Two-Wheeler Insurance Claim'.
Enter your policy number, registered mobile number, and email ID.
Select the type of claim you want to raise- 'Own Damage' or 'Third-Party Damage'.
Fill in the necessary details of the incident, including the accident's date, time, location, and a brief description of the damages or losses suffered.
Upload the supporting documents, including the policy copy, FIR, driving licence, registration certificate, and other relevant documents.
Submit the claim request.
Once the claim request is submitted, Tata AIG will initiate the claim settlement process and assign a claim handler who will guide you through the process and keep you updated on the progress of your claim. You can also track the status of your claim online using the claim reference number provided to you by Tata AIG.
What factors can affect my Benelli 502C insurance renewal?
Several factors can affect your Benelli 502C insurance renewal, including
Claim history
Age of the two-wheeler
Type of coverage
Modifications, if any
Location
No Claim Bonus
Can my Benelli 502C insurance claim get rejected?
Yes, your Benelli 502C insurance claim can get rejected under certain circumstances. Here are some reasons why an insurance claim may get rejected:
Policy lapse
Non-disclosure of information
Driving under the influence of toxic substances
Illegal activity
False information
If a loss or the damage sustained isn't listed on the policy exclusion list
It is essential to ensure that you provide accurate and complete information while buying an insurance policy and raising a claim. You should also ensure that you follow all the terms and conditions of the policy to avoid any chances of claim rejection.
What documents are required to raise a Benelli bike insurance claim?
The documents required for raising a Benelli bike insurance claim may vary depending on the nature of the claim and the insurance company's requirements. However, here is a general list of typically required documents:
A copy of your Benelli bike insurance policy.
A duly filled claim form.
A copy of your driving licence.
A copy of your registration certificate (RC) of the bike.
FIR (First Information Report) in case of theft, vandalism or accident with third-party damages or injury.
Repair bills and payment receipts in case of repairs to the bike.
Any other documents related to the claim, as requested by the insurance company.
What is Zero Depreciation in bike insurance?
Zero depreciation is an add-on cover that can be included in your bike insurance policy. In case of a claim, this add-on cover ensures you receive the total claim amount without deducting any depreciation from the value of your bike's parts. When you claim under a standard bike insurance policy, the insurance company deducts the depreciation value of the bike's parts from the total claim amount. It means you receive only a partial claim amount and must pay the rest of the repair or replacement cost from your pocket.
What makes Tata AIG the best bet for Benelli 502C Insurance?
Here are some factors that make Tata AIG a popular choice for Benelli 502C bike insurance:
Wide range of insurance plans
Customisable plans
Quick and hassle-free claim settlement
Transparent policies
Online policy purchase and renewal
Vast network of garages
Disclaimer
Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.
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