Harley Davidson Iron 883 Insurance
Harley Davidson Iron 883 Insurance
The Harley Davidson Iron 883 is one of the most exciting cruisers for bike enthusiasts. It is known for its convenient riding position, unique appearance and enhanced performance. The 883cc V-Twin engine combined with the manual 5-speed transmission ensures a smooth riding experience. The low-end torque is another distinct feature that helps the rider accelerate better and quicker from a halt, making turns sharper and steadier.
While it also has enhanced safety features such as the anti-lock braking system and the Traction Control System, you must have a bike insurance policy for your Harley Davidson Iron 883 to maintain it to the best standards. According to the Indian Motor Vehicles Act, third-party bike insurance is mandatory. It provides financial protection against damages or injuries incurred to third parties or properties.
However, it does not cover the damages incurred for your bike. A stand-alone bike insurance plan covers damages incurred to your bike while excluding third-party damages. Therefore, if you are looking for comprehensive coverage, including third-party and own damage, you can get comprehensive insurance for 2 wheeler.
At Tata AIG, we provide various types of bike insurance plans at an affordable rate. You can compare our Harley Davidson bike insurance plans, include the necessary add-on covers and customise them to your requirements. Also, we have a well-established online system that helps you access the different products and assist in purchasing the 2-wheeler insurance online.
There are several factors that you need to consider before purchasing an insurance policy for a bike. Here is a detail explaining the different aspects and processes that direct you towards purchasing the Harley Davidson bike insurance policy.
Harley Davidson Iron 883 Insurance Renewal/Purchase via Tata AIG
Having a bike insurance policy means adding a layer of protection to your bike. It can ensure financial protection during adverse situations providing the necessary aid to manage bike repair expenses. If you have been looking to purchase bike insurance for your Harley Davidson Iron 883 from Tata AIG, you have chosen the right direction. At Tata AIG, we have simple processes that help you purchase bike insurance easily using the less time-consuming online procedure.
Here are the steps to help you purchase the Harley Davidson Iron 883 insurance.
Visit the Tata AIG website. Navigate to the two-wheeler insurance page available under the 'All Products' tab.
Provide your vehicle's registration number and click on 'Get Price'.
Choose the 'It's A New Vehicle' if it is a new vehicle and 'Renew' to renew your Iron 883 insurance.
Provide the required personal information and the bike details as prompted at different stages by the system.
Choose the type of coverage, third-party, stand-alone or comprehensive bike insurance, based on the necessity and affordability.
Add-on covers enhance the financial protection provided by your bike insurance policy. Therefore, consider the different add-on options and choose the ones that you need considering your locality, driving history, etc.,
After providing the complete details, the system will display the Harley Davidson bike insurance price.
If you are satisfied with the price, you can pay the premium to purchase the bike insurance plan.
You can pay the premium online based on a convenient digital payment method.
On successful completion of the process, Tata AIG will send the Harley Davidson insurance policy to your registered email ID.
If you have the right bike insurance policy in hand, you can have a relaxed and exciting riding experience. Therefore, understand the features, compare and choose the best insurance policy for the bike.
Harley Davidson Iron 883 Insurance Cost - Your Premium Amount
The bike insurance premium is one of the most important aspects to consider while purchasing bike insurance. You should ensure it is affordable long-term while also providing the necessary coverage. Several factors affect the bike insurance premium. Therefore, you must know these factors to make well-informed decisions.
Here are some common factors that decide the Harley Davidson Iron 883 insurance cost.
Type of bike insurance policy
Insured Declared Value
Age of your two-wheeler
Make and model of your bike
No Claim Bonus
Engine cubic capacity
Driver's age and driving record
Safety devices and modifications made to the bike
While all the factors determine the premium, the Insured Declared Value(IDV) is one of the most crucial among them. It refers to the approximate current market value of the bike and the maximum value for which the bike is insured. The IDV is calculated considering the applicable depreciation of your bike.
You can choose the IDV for your Harley Davidson bike insurance while purchasing the policy. However, a lower IDV can mean insufficient coverage and a higher IDV can increase the premium rate. Therefore, it is vital to analyse and choose the appropriate IDV.
If you find it difficult to understand these factors and decide on the right premium, you can always use our Tata AIG bike insurance premium calculator. You will have to provide a few details about your bike, and the system will fetch the respective bike insurance premium.
Add-ons for Harley Davidson Iron 883 Insurance by Tata AIG
Customisation is an essential part of a bike insurance plan. Based on your previous riding experiences or your locality, a basic bike insurance plan may not be sufficient. Therefore, you may prefer additional features that can provide additional coverage to your two-wheeler insurance.
Add-on covers enhance your Harley Davidson two-wheeler insurance coverage. It provides assistance and financial support specific to certain scenarios. At Tata AIG, we offer 7 different add-on covers. Although these add-on covers are provided at an additional cost, it is worth the investment.
Here is a detail explaining the add-on covers available for your Iron 883 bike insurance.
Depreciation allowance - It is also referred to as the zero depreciation add-on. When you make a bike insurance claim, the depreciation calculated on your vehicle is generally deducted from the claim amount. With this add-on, the depreciation amount will be reimbursed.
Return-to-invoice cover - In case of theft or total damage, we generally provide the Insured Declared Value as the claim benefit. With this add-on, you will get the invoice cost of the bike, including the road taxes and registration, as the claim benefit.
Emergency medical expenses - In case of an accident, if the driver and pillion are injured, the expenses incurred towards treatment, including moving them to the hospital, will be covered under this add-on.
Additional personal accident cover - In case of severe injuries causing fatality to the owner-driver, this add-on will provide a sum assured to the family in addition to the vehicle insurance.
Additional third-party property damage cover - Third-party liabilities are covered under the comprehensive and third-party bike insurance plans. This add-on provides additional cover for third-party liabilities.
Roadside assistance - This add-on for your bike insurance policy will provide the necessary roadside assistance for reasons such as flat tyres, fuel requirement, dead battery, etc. when your bike is held up at your location.
Consumables expenses - If a bike accident leads to the loss of certain bike consumables such as engine oil, lubricants, distilled water, bearings, etc., the appropriate cost will be reimbursed under this add-on.
It is important to analyse your location and drive quality to determine the required add-on covers to enhance financial protection.
Things Included and Not Included in Tata AIG Harley Davidson Iron 883 Bike Insurance Policy
Every bike insurance policy is distinct. The features are based on the type of bike insurance policy and the insurer's policy terms and conditions. Therefore, it is important to know your Harley Davidson insurance policy inclusions and exclusions. It will help you make better claims and avoid unnecessary policy claim rejections.
Here is a detail explaining the Tata AIG Harley Davidson two-wheeler insurance.
|Things included under Tata AIG Harley Davidson Bike Insurance||Things not included under Tata AIG Harley Davidson Bike Insurance|
|Damages and losses incurred to the bike due to natural calamities such as earthquakes, cyclones, floods, etc.,||Consequential loss and breakdown of the bike due to ageing|
|Man-made damages such as riots, strikes, terrorist activities, etc.,||The bike is used outside Indian geographical borders|
|Damages caused by fire due to lightning, explosion, etc.||Damages caused due to war-like situations|
|Damages caused due to accidents or transit in waterways, airways, railways, etc.||Damages caused due to racing, speed tests, etc.|
|Theft of your bike||Riding without a helmet and under the influence of drugs, narcotics, etc.|
|Third-party liabilities||Private bikes used for commercial purposes|
|Personal accident cover for the owner, who is the rider||Damages caused due to breaking and burglary and the case when the bike is not stolen|
|Coverage under specific add-ons||The bike is used in restricted usage conditions|
Why is it Important to Have Tata AIG for Your Harley Davidson Iron 883 Bike Insurance?
At Tata AIG, we have been providing various product solutions with customisable options to ensure financial protection for your two-wheeler at its best. We have a good system with dedicated claim experts to manage your bike insurance policies. In case of any queries related to purchasing a bike insurance plan or addressing policy claims, we have a kind and supportive customer service team. You can call them or write them at your convenience and receive timely responses to stay insured.
Here are a few reasons to consider purchasing the Tata AIG Harley Davidson Iron 883 insurance.
We have registered a claim settlement ratio of 98% for the FY 2020-2021. It means we have successfully processed 98% of the claims registered and paid the claim amount to the respective policyholders.
Our dedicated team of about 650 claim experts are performance-driven to provide better claim experiences. You can contact us if you have any queries, and they will be resolved promptly.
We have commendable experience serving in the industry for more than 20 years.
We have proven to be customer-centric and have served 5 crore customers over the years.
We provide online access to the different products that let you compare and choose the best insurance plan for your Harley Davidson Iron 883 bike. In addition, you can benefit from the quick and hassle-free approach to purchasing the bike insurance plan online.
Harley Davidson Iron 883: A Brief Overview
The Harley Davidson Iron 883 is a popular motorcycle known for its cruiser style. It is a proud member of the Harley Sportster family. The bike is available in one variant and three colours - white sand pearl, black denim, and gunship grey. The stylish appearance and enhanced performance features make it a popular choice among bike enthusiasts in India.
Here is a detail about some of the basic specifications:
|Type of fuel||Petrol|
|Engine type||Air-cooled, Evolution|
|Maximum power||51.6PS at 6000 rpm|
|Maximum torque||68 Nm at 4750 rpm|
|Number of cylinders||2|
|Valve per cylinder||4|
|Transmission||5-speed manual transmission|
The bike also has several customisable options that help enhance performance and appearance based on individual preferences.
Harley Davidson Iron 883 Bike Variants and Prices
The Harley Davidson Iron 883 bike is available in one variant, and the price is as follows:
|Variants||Ex-Showroom Price (in ₹)|
|Harley Davidson Iron 883 Standard||₹11,99,000|
The price will vary based on the city where it is purchased.
Unique Selling Points of Harley Davidson Iron 883
Every bike is unique in its make and performance. It is unique to address certain specific customer requirements and performance targets. The stylish and powerful Harley Davidson Iron 883 stands distinguished among the other bikes in its class due to its unique selling points.
Appearance - The Harley Davidson Iron 883 has a sleek and unique design. The entire vehicle, from the engine to the wheels, has a blacked-out finish. The rear fender and the raised handlebar provide a classic touch to the bike. The low stance is another unique aspect that enhances the stylish and majestic appearance.
Convenient riding position - The bike's entire low stance and the convenient position of the handlebar provide a comfortable seating position to ride in a stress-free mode while also controlling the bike's speed. The low-featured seating position also helps the rider reach the road comfortably during extreme scenarios.
Powerful performance - The 883cc V-Twin engine, in combination with the 5-speed manual transmission, ensures a smooth ride. The 51 PS power and 68 Nm torque are a highlight. The front fork and the coil over rear shocks suspension give a controlled driving experience in tough terrains. In addition, the electronic fuel injection system reduces fuel emissions. While it helps optimise fuel efficiency, it can also help meet environmental standards.
Safety features - The Anti-lock Braking System improves rider safety. In addition, the dual-piston and single-piston of the front brake and rear brake, respectively, provide control during emergencies. Furthermore, the key ignition system helps prevent theft.
Therefore, the powerful performance and the classic stylish appearance make it a unique vehicle among its competitors.
Top Rivals of Harley Davidson Iron 883
The unique selling points make sure a bike stands out against its competitors. In addition, it helps distinguish the factors that provide unique riding experiences. The Harley Davidson Iron 883 provides tough competition to some of the classic motorcycles in the country.
Some of the top rivals of the Harley Davidson Iron 883 are:
Triumph Bonneville Bobber
Ducati Scrambler 800
Triumph Bonneville Speedmaster
Triumph Tiger 850 Sport
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Frequently Asked Question
Is the Harley Davidson Iron 883 a good choice for a long drive?
The enhanced performance and the convenient seating position make Harley Davidson Iron 883 a fair choice for a long drive. It gives the rider a relaxed experience for a safe and controlled ride.
What is the fuel economy of Harley Davidson Iron 883?
The fuel economy for Harley Davidson Iron 883 is 22 kmpl.
What is the third-party liability coverage in bike insurance?
Third-party liability coverage in bike insurance provides financial protection against third-party liabilities such as damages or injuries caused to third parties or their properties.
What are the advantages of purchasing bike insurance online?
When you purchase bike insurance online, you can benefit from the following factors:
Access to numerous products easily
Compare the features based on necessity.
Choose the product based on an affordable premium.
Monitor and renew bike insurance plans timely.
Purchase it at a convenient time and place.
Purchase bike insurance cost-effectively and avoid the unnecessary hassles of visiting the branch offices to get the bike insurance plan
*Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.*