Hero Ignitor Insurance

With Tata AIG, you can buy and/or renew Hero Ignitor bike insurance plans in no time from the comfort of your home. We offer a platform to help you compare policies and calculate the premium using our free online bike insurance calculator. This can allow you to buy a policy as per your specific needs. Here is how you can buy Hero bike insurance online from us:

• Visit our official website
• Go to the Two-wheeler Insurance page

Choose between buying a new policy and Hero bike insurance renewal:

• For buying a new policy, enter your bike’s registration number and click “Get Price”

• For renewing your existing Tata AIG Hero Ignitor policy, enter your bike’s registration number and click “Renew existing Tata AIG policy”

• You will be required to provide various details about your bike and insurance policy along with your contact details to get Hero Ignitor insurance price

• Once we receive these details, we will offer a list of Insured Declared Values (IDVs) for Hero Ignitor. Ensure that you choose the IDV carefully, as it will impact the sum insured and the premium of the policy

• If you have an existing policy, you will be required to declare any previous claims you would have filed. If not, then you can select the No Claim Bonus option to get a discount on the Hero bike insurance renewal price

• After these details have been entered, we will display the final premium amount on the screen.

• If the premium is within your budget and the features are as per your requirements, then you can pay the premium using any one of the listed digital payment methods

• Once we receive the payment, we will email the policy documents to you

The premium of a comprehensive Hero Ignitor insurance policy is determined by a lot of factors including:

• Type of bike: The make, model, and engine size of the bike can affect the premium. High-end or sporty bikes generally have higher premiums than standard or economy bikes.
• Age of the bike: Older bikes may have higher premiums due to the increased likelihood of a breakdown or an accident.
• Insured Declared Value (IDV): The IDV is the current market value of the bike and is used to determine the amount of coverage. A higher IDV will result in a higher premium.
• Coverage: The type and amount of coverage selected can also affect the premium. For example, a policy with comprehensive coverage will have a higher premium than a policy with third-party coverage only.
• Riding history: The riding history of the policyholder, including any past accidents or violations, can also impact the premium.
• Add-on covers: If the policyholder opts for additional coverage, such as roadside assistance or zero depreciation, the premium will be higher.
• Location: The location of the policyholder can also affect the premium. Premiums may be higher in areas with higher rates of accidents or theft.
• No Claim Bonus (NCB): If the policyholder has a good driving record and has not made any claims in the past, they may be eligible for a No Claim Bonus, which can lower the premium.

Before buying a comprehensive bike insurance policy, it is important to look at the policy terms and the list of inclusions and exclusions.

While a comprehensive bike insurance policy offers complete protection, there are some exclusions too. Here is a quick look at the damages covered and not covered under Tata AIG’s Hero Ignitor policy:

<td>Non-collision coverage: If the insured bike gets damaged due to a natural disaster like an earthquake or flood; man-made disasters like riots, vandalism, or acts of terror; fire, or theft, the policy offers coverage.</td>
    <td>Intentional damage: No coverage for damages caused to your bike intentionally.</td>
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<td>Personal Accident Coverage: If the bike owner gets injured during an accident, then the policy covers the medical expenses. It also offers disability and death benefits.</td>
<td>Driving under the influence: It is illegal to drive under the influence of alcohol or drugs. If you cause an accident while driving under the influence of any such substances, the insurer can reject your claim.</td>

• After being in the bike insurance business for more than 20 years, Tata AIG has established itself as a reliable and trusted name. With customer-centric processes and efficient customer service teams, Tata AIG is a reputed name that you can rely on for your bike insurance needs.
• We offer an insurance plan for all your needs. If you are looking at fulfilling the mandatory requirement only, then you can opt for our third-party bike insurance plan. If you already have a third-party plan and want to add coverage for your bike, you can opt for our Own-Damage bike insurance plan. If you are looking for complete protection for your Hero Ignitor, then you can opt for our comprehensive Hero Ignitor bike insurance plan.
• At Tata AIG, we work tirelessly to offer efficient processes that can save time and money. You can buy and renew policies online at Tata AIG by following some simple steps. You can also file claims online in a hassle-free manner.
• The litmus test of a bike insurance provider is its claim settlement ratio. At Tata AIG, we boast of a high claim settlement ratio of 98.62% (FY 2021-22). This is due to our customer-centric policies, simple processes, and efficient team of over 650 claim experts spread across the country.
• If you are looking for cashless claim settlement options, then Tata AIG has a wide network of cashless garages spread over all corners of the country to help you get your bike repaired without spending a single rupee.

The Hero Ignitor is a 125cc motorcycle manufactured by Hero MotoCorp, one of the largest two-wheeler manufacturers in India. It features a 4-stroke, single-cylinder, air-cooled engine with a maximum power output of 11.4 bhp at 8,000 rpm and maximum torque of 11 Nm at 6,500 rpm. The bike has a top speed of around 110 km/h and a fuel efficiency of around 65 km/l. It comes with a 5-speed manual transmission and has a kerb weight of 130 kg.

The Hero Ignitor has a sleek and sporty design with an aerodynamic body, a full-LED headlamp, and a digital-analog instrument cluster. It also comes with disc brakes on both wheels, telescopic forks at the front, and a mono-shock at the rear for improved handling and stability. The bike also has a comfortable seating position and comes with a range of features such as a fuel gauge, low fuel indicator, and service reminder.

The Hero Ignitor is a powerful, fuel-efficient, and sporty motorcycle that is perfect for commuting and long rides. It is available in various colors and comes with a range of features and has a sleek and sporty design.

The Hero Ignitor has several unique selling points that make it stand out in the 125cc motorcycle segment. Some of these include:

• Sporty design: The Hero Ignitor has a sleek and aerodynamic body design that gives it a sporty and modern look.
• Fuel efficiency: The bike is equipped with a fuel-efficient 4-stroke, single-cylinder, air-cooled engine that offers a mileage of around 65 km/l.
• Handling and stability: The Hero Ignitor comes with a telescopic fork at the front and a mono-shock at the rear, which provides improved handling and stability.
• Brake variants: The Hero Ignitor is available in both drum and disc brake variants, which provides improved stopping power and safety.
• Features: The Hero Ignitor comes with a range of features such as a fuel gauge, low fuel indicator, and service reminder, which makes it more convenient for the riders.
• Affordable: The Hero Ignitor is competitively priced, making it an affordable option for entry-level riders.
• Wide availability: Hero MotoCorp is one of the largest two-wheeler manufacturers in India, which makes the Hero Ignitor widely available across the country.
• Low maintenance: The Hero Ignitor has a simple and low-maintenance design, which makes it easy and cost-effective to maintain.

Overall, The Hero Ignitor is a great option for those looking for a sporty, fuel-efficient, and affordable motorcycle with good handling and stability, and a range of convenient features. If you are planning to buy a Hero Ignitor, then make sure that you consider buying a comprehensive Hero Ignitor insurance plan from Tata AIG that offers complete protection in a cost-efficient manner.

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