Hero Xtreme 125R Insurance

The online process for Hero insurance renewal or purchase is made easy by TATA AIG. You can get your bike insured with just a few clicks in a matter of mere minutes.

-Hero Xtreme 125R Insurance Online Buying Process:

Step 1: Visit TATA AIG’s official website for bike insurance purchases.

Step 2: On the landing page, you will see a slot to enter your bike’s registration number. Accurately input the registration number and click on “Get Price.”

Step 3: An insurance application form will be displayed on the screen. Carefully fill it out, provide all the relevant information and ensure that it is up-to-date.

Step 4: In the next section insurance seekers will be expected to upload their KYC documents such as proof of ID, proof of residence and bank details.

Step 5: On the subsequent page, choose from our list of seven unique add-ons to enhance your basic policy. You can also skip this **Step if you do not require any additional coverage on top of your standard insurance.

Step 6: Submit your application form and pay the Hero Xtreme 125R insurance price. This is the premium that is payable for your bike insurance policy.

Step 7: The TATA AIG team will then verify your insurance application. Once approved, you will receive a PDF copy of your insurance plan on your registered email address.

-Hero Xtreme 125R Insurance Online Renewal Process:

Step 1: Visit TATA AIG’s official website for bike insurance renewal.

Step 2: On this page, accurately enter the registration number of your Hero Xtreme 125R and this time click on the “Renew” button.

Step 3: On the subsequent page, you will need to fill out the insurance renewal form. Ensure all the details are accurate and provide details such as policy expiration date, claim history (if applicable), etc.

Step 4: If you want to strengthen your standard coverage, you can opt for add-ons and customise your two-wheeler insurance. If not, you can forgo this **Step.

Step 5: Make the payment for your Hero Xtreme 125R bike insurance policy.

Step 6: Once your payment has been confirmed, a soft copy of your Hero Xtreme 125R insurance renewal will be emailed to you on your registered email ID.

Additional notes:

The tenure of your bike insurance policy ranges between one to five years. Your two-wheeler insurance can be renewed within 90 days of its expiry date. Insurance holders also have the option of renewing their coverage 15 to 30 days before the expiry date. At TATA AIG, we recommend the latter, especially for long-term two-wheeler insurance policies.

When investing in a bike insurance policy for your Hero Xtreme 125R, it is important to know the premium payable. An easy way to check Hero Xtreme 125R insurance price is by using a two-wheeler insurance premium calculator.

This is a free online tool that helps insurance seekers get an estimate of the premium payable. It helps them better plan their finances and helps them tailor their policy based on their specific insurance requirements. Using the free online premium calculator by TATA AIG can help insurance seekers make an informed purchase by enabling them to compare the costs of different policies.

Now, when you think of buying Hero Xtreme 125R insurance by TATA AIG, there are essentially three insurance categories to pick from:**

-Third-Party Bike Insurance: A third-party bike insurance plan offers financial security against third-party liabilities. Hero Xtreme 125R third-party insurance price, like that of other vehicles, is decided by the Insurance Regulatory and Development Authority of India (IRDAI).

A key component in determining the premium prices is the engine capacity (cc) of the vehicle. These prices are annually assessed to decide if an adjustment of prices is required.

-Comprehensive Bike Insurance: Comprehensive coverage offers dual benefits. In addition to providing financial protection against third-party liabilities, it also covers damages to own vehicles. Your Hero Xtreme 125R insurance price would be determined by several factors such as the make and model of the bike, add-on coverages, Insured Declared Value (IDV), insurance seeker’s location, etc.

A premium calculator simplifies the process for Hero Xtreme 125R insurance price as you simply need to input the enlisted details and it would give you a near-accurate estimate of the payable premium.

-Own Damage Bike Insurance: This is a standalone policy that exclusively covers damages to the insured vehicle. It secures your purchase against a host of unpleasant scenarios from accidental damages to fire, theft, and more.

If you already have a third-party insurance plan for your bike and want enhanced coverage, you can opt for this plan. The price for this policy is relatively lower than the comprehensive cover, since it does not offer third-party insurance.

-Important:

The IRDAI has made it mandatory for every vehicle owner to at least have valid third-party bike insurance to legally ride on Indian roads. If you do not want a comprehensive policy, you must at least have third-party bike insurance.

Bike owners must always have valid bike insurance to ensure compliance with road laws. So, if your policy is close to expiry, it is important to renew it well in time.

Insurance riders, also known as add-ons, are additional coverages that insurance seekers can purchase to enhance their standard bike insurance policy. It is important to note, however, that add-ons can only be purchased for own damage and comprehensive two-wheeler insurance. Moreover, they increase the premium as they provide an added layer of protection.

TATA AIG has a list of seven unique add-ons to choose from to customise and optimise your bike insurance policy. These include:**

-Additional Personal Accident Cover: This add-on offers additional coverage against accidental death or permanent disability for the owner/driver. In the case of the rider’s demise, a predetermined lump sum is paid to the beneficiaries.

-Return-to-Invoice Cover: In the unfortunate event of theft or total damage to your bike, this cover reimburses the full on-road price of your vehicle.

-Zero Depreciation Cover: Also known as depreciation allowance, this add-on covers the depreciation cost for repairs or replacements of vehicle parts. However, it is applicable only for the first two claims.

-Consumable Cover: This add-on covers the cost of replacing or repairing consumables such as screws, nuts, oils, and lubricants, excluding fuel, following an accident.

-Roadside Assistance Cover: This rider offers immediate help if your vehicle breaks down. It includes coverage for flat tyres, dead batteries, fuel, and repairs, ensuring you are back on the road quickly.

-Additional Third-Party Property Damage Cover: While basic third-party coverage is in-built in the third-party and comprehensive bike insurance plans, you can opt for this rider to get enhanced coverage against third-party liabilities.

-Emergency Medical Expenses: This rider reimburses the medical and ambulance expenses caused due to an accident. It covers you as well as your pillion rider.

Add-ons are a way to tailor your bike insurance policy to suit your specific insurance requirements. While every add-on cover plays its part in securing your vehicle, some riders such as zero dep, engine protection, and roadside assistance are considered particularly important for bike owners.

When insuring your Hero Xtreme 125R with Tata AIG, it is crucial to understand what is covered and what is not. This information helps make informed decisions while raising claims. Knowing what is covered helps vehicle owners plan for potential risks, whereas being aware of exclusions prevents unpleasant surprises when raising a claim.

This knowledge helps you optimise your insurance benefits and ensures you have a smooth and hassle-free insurance experience with TATA AIG.

Hero Two-Wheeler Insurance Inclusions

Hero Two-WheelerInsurance Exclusions

A comprehensive bike insurance policy is an essential requirement when it comes to owning a feisty bike like the Hero Xtreme 125R. Bike insurance shields you from potentially heft repair costs following an accident and covers legal liabilities in the case of damages to third parties.

However, the actual value of your two-wheeler insurance depends on the quality of the insurer. Here are some key reasons why TATA AIG should be your preferred choice for bike insurance:**

-Trusted Brand: TATA AIG is a trusted and reliable insurance company. Our dedicated team of more than 650 insurance professionals and claim experts ensures that the policyholder receives the best service.

-Comprehensive Coverage: Our comprehensive bike insurance policy is equipped to offer wholesome protection from unforeseeable situations. It shields the policyholder from third-party liabilities, accidents, theft, natural disasters and more. This ensures your Hero Xtreme 125R is secured against a host of unpleasant situations and risks on the road.

-Add-On Covers: With seven unique rider options to strengthen standard coverage, insurance seekers can tailor their bike insurance and ensure sufficient coverage based on their insurance preferences.

-Quick and Smooth Claim Process: TATA AIG is known to process claims promptly, reducing stress and anxiety at the time of raising a claim. Our claim settlement ratio for FY 2022-2023 was an impressive 99%, ensuring you get quick resolutions with minimal paperwork.

-Extensive Garage Network: Insurance holders can visit any of the network garages enlisted by TATA AIG across India and avail of the cashless claim facility. This convenient alternative prevents last-minute scrambling.

-24/7 Customer Support: Our dedicated team of insurance experts ensures you receive assistance anytime, anywhere whether it is for claims or policy-related queries.

-Affordable Premiums: TATA AIG offers competitive premium rates whether you are looking for Hero insurance renewal or purchase. To further boost your savings, you can buy two-wheeler insurance online and get additional discounts.

The Hero Xtreme 125R is a coveted blend of style and power, equipped with a 125cc engine that delivers 11.4 BHP of power. With its efficient 66 kmpl fuel rating, the bike also boasts smooth engine performance making it a great companion for both city riding and spirited adventures. Without further ado, let us dive into some of its key features.

-Unique Selling Points of the Hero Xtreme 125R

-Challenge the Uncertain with ABS: Designed with single-channel ABS, the Hero Xtreme 125R promises superior braking control and safety. This assists the rider with confidently navigating sudden stops and emergencies, ensuring a secure ride in any situation.

-Impressive Acceleration: The Hero Xtreme 125R is built for performance and reaches 0 to 60 KMPH in just 5.9 seconds. Additionally, its ​​125cc engine provides plenty of power to offer a thrilling and smooth ride.

-Sporty and Youthful Design: The aggressive and sporty design of the Xtreme 125R is appealing to youngsters. The bike features several bold design elements such as an all-LED setup and a sporty muffler cover. Its meaty bodywork, sharp tail section, split seats and large fuel tank are sure to turn heads on the road.

-Safety: The Hero Xtreme 125R has prioritised safety with its 276mm front disc brake that ensures precise and quick stopping power. It also comprises a hazard lamp and a segment-first single-channel ABS, for enhanced safety on the roads.

-Excellent Performance: In addition to being the smoothest bike in its segment, the Hero Xtreme 125R is also one of the most fuel-efficient bikes offering a certified mileage of 66 kmpl. Its agile handling also makes it an ideal urban ride.

Disclaimer: Since prices are subject to change, we recommend checking your city’s current ex-showroom price before buying.