Kawasaki W175 Insurance
Kawasaki W175 Insurance
Kawasaki W175 is a retro-styled motorcycle popular among bike enthusiasts in India for its classic design and fuel economy. The retro-style look is combined in every aspect of the bike, such as the wheel, headlight and speedometer. It is a lightweight vehicle having excellent performance and safety features.
People consider the advanced features of Kawasaki W175 best suitable for local commute options. In addition, it is available at an affordable price. If you have decided to purchase the Kawasaki W175, it is certainly a wise decision. While it is essential to use your favourite bike with caution to maintain it to the best standards, having a bike insurance plan is one of the best methods to achieve the same.
There are different types of two-wheeler insurance plans. A third-party bike insurance plan covers expenses incurred due to damages or any injuries for the third parties or their properties. According to the Indian Motor Vehicles Act, third-party liability insurance is mandatory. However, it does not cover the damages incurred to your bike. Therefore, you must consider having stand-alone or comprehensive bike insurance if you are concerned about your Kawasaki WI75 standards.
Stand-alone bike insurance will cover own-damage but not third-party liabilities. On the other hand, a comprehensive bike insurance plan will cover the own damages and third-party liabilities. Therefore, based on your requirements and drive quality, you can consider the type of Kawasaki bike insurance plan.
At Tata AIG, we provide options for purchasing Kawasaki bike insurance online. You can access our product options, compare the different solutions, analyse their features and choose the add-on options to make a well-informed decision.
Kawasaki WI75 Insurance Renewal/Purchase via Tata AIG
Purchasing insurance for two-wheelers is a responsibility more than an obligation. If you are concerned about your Kawasaki W175's maintenance and safety, having a bike insurance policy is an important commitment. It helps ascertain the necessary financial support when you are in extreme need to manage your bike's repair expenses incurred due to an accident, natural disaster, theft, etc. At Tata AIG, we offer Kawasaki W175 insurance at an affordable cost. You can access the different products and purchase the most preferred solution online.
Here are the steps to help you purchase the Kawasaki W175 insurance.
Visit our Tata AIG website online. Surf for the Bike Insurance page under the 'All Products' tab.
Enter your bike's registration number and click on 'Get Price'.
If you are looking out for a Kawasaki bike insurance renewal, choose the ‘Renew’ option and 'It's A New Vehicle' if it is a new bike.
Enter the necessary personal information and the two-wheeler details as prompted by the system. Avail of the No Claim Bonus benefit on your Kawasaki W175 insurance renewal if you have not made any claims in the previous year. And provide the appropriate Insured Declared Value so that you get the necessary coverage for your bike insurance claims. The lower the IDV, the lesser the coverage and the higher the IDV, the greater the premium.
Understand the different types of bike insurance plans, such as third-party, stand-alone or comprehensive bike insurance, and choose the best option based on your requirements and affordability.
We provide a good range of add-on covers to enhance the financial protection your bike insurance policy provides. Therefore, understand the purpose of the different add-on covers and choose the required options based on your necessity.
After providing the complete details, the system will display the Kawasaki W175 insurance cost.
If you feel the cost is affordable, you can go ahead and purchase the Kawasaki bike insurance online.
You can pay the premium online using a convenient digital payment method.
On successful completion, we will send your Kawasaki W175 bike insurance to your registered email ID.
It is essential that you make the purchase decision based on thorough research to ensure sufficient coverage at an affordable premium.
Kawasaki WI75 Insurance Cost - Your Premium Amount
The bike insurance premium is critical to purchasing the right and affordable policy for your Kawasaki W175. Choosing the W175 insurance at an affordable rate ensures that you stay insured for the long term. However, choosing an affordable price should not compromise coverage for your bike insurance policy. Therefore, you must analyse the different factors contributing to the Kawasaki W175 insurance cost and make a wise decision. Some of the key factors that affect the Kawasaki bike insurance cost are:
Insured Declared Value
Engine cubic capacity
Age of your two-wheeler
Make and model of your bike
Type of bike insurance policy
No Claim Bonus
Safety devices and modifications made to the bike
Driver's age and driving record
The Insured Declared Value(IDV) is one of the most important factors that affect the bike insurance premium. It refers to the maximum compensation that you will receive for a total loss or theft. The value will be calculated after reducing the applicable depreciation on your bike. Therefore, it is crucial to know the importance of the IDV and choose it appropriately to receive the best compensation.
You can use our Tata AIG bike insurance calculator to find the Kawasaki W175 insurance cost and decide on a suitable product with sufficient coverage.
Add-ons for Kawasaki W175 Insurance by Tata AIG
Every individual will have a unique driving space and quality. Some of you purchase a bike for local commute, while others purchase it for long drives. Therefore, safety and financial protection should be based on the type of riding experience desired. Keeping these factors in mind, we at Tata AIG have introduced different add-on riders to enhance the basic protection extended to your bike insurance policy. These add-on covers are available at an additional cost. However, it is certainly worth the purchase considering the benefits. Here is a detail explaining the add-on covers available for your Kawasaki W175 insurance.
Depreciation allowance When you make a bike insurance claim, the applicable depreciation considering the age, is deducted from the claim amount. With this add-on, also called zero depreciation, the depreciation amount will be reimbursed.
Return-to-invoice cover When you make a bike insurance claim due to theft or total damage, you generally receive the Insured Declared Value as the claim benefit. With the return-to-invoice cover, you can receive the invoice cost of the bike, including the registration fees and road taxes, as the claim benefit.
Emergency medical expenses Often, the medical expenses incurred towards the treatment of the rider and the pillion in an accident will have to be met by the owner. With this add**on, emergency medical expenses such as ambulance fees and treatment expenses can be paid on the claim.
Additional personal accident cover If the ownerdriver faced severe injuries resulting in an unexpected fatality, the family would receive a specific sum assured as a death benefit with this add-on.
Additional thirdparty property damage cover Comprehensive and thirdparty bike insurance plans provide coverage for third-party liabilities. With this add-on, you will receive additional third-party damage cover for managing huge expenses related to damages or injuries incurred to third parties or their properties by your insured bike.
Roadside assistance Many times, you might have been left stranded on the road due to a dead battery, flat tyre, etc. In such cases, with this add-on, you will receive prompt roadside assistance.
Consumables expenses If there is a loss of consumables such as lubricants, distilled water, bearings, engine oil, etc., this add-on will reimburse for the cost in an accident.
These add-ons increase the financial benefit of managing the expenses related to your bike in an emergency. However, it would help if you analysed your riding environment and style to decide on the appropriate add-ons required.
Things Included and Not Included in Tata AIG Kawasaki Bike Insurance Policy
One of the primary reasons to purchase Kawasaki W175 bike insurance is to receive the appropriate claim benefit during an emergency. The application should be valid for the claims to be approved, considering the insurance policy terms and conditions. Therefore, you need to know the inclusions and exclusions of your bike insurance plan to make valid claim applications.
Here is a detail explaining the Kawasaki W175 two-wheeler insurance.
|Inclusions of Kawasaki Bike Insurance||Exclusions of Kawasaki Bike Insurance|
|Damages or losses caused to your bike due to natural disasters such as floods, cyclones, earthquakes, etc.,||Breakdown or consequential loss that is incurred due to usage and age of your bike.|
|Damages or losses due to man-made activities such as riots, strikes, terrorist activities, etc.,||Damages caused to your bike due to using it outside Indian geographical borders.|
|Fire accidents caused due to lightning, explosion, etc., and the related damages incurred to your bike.||Losses incurred due to war-like situations|
|Damages or repairs that resulted due to transit in waterways, airways, railways, etc., or in an accident||Financial loss caused due to racing, speed tests, etc.,|
|Bike theft||Riding under the influence of drugs, narcotics, etc.,|
|Liabilities related to damages incurred to third parties or their properties||When private bikes are used for commercial purposes|
|Personal accident cover for the owner-driver||Damages caused due to breaking and burglary and the case when the bike is not stolen|
|Specific add-on covers||The bike is used in restricted usage conditions, such as flood-prone areas|
Why Is It Important to Have Tata AIG for Your Kawasaki W175 Insurance?
It is a great decision to purchase bike insurance with sufficient coverage for your Kawasaki W175. However, choosing the right and reliable insurer is even more important. Choosing the best insurer will help you ensure sufficient financial protection when you are in extreme need. At Tata AIG, we provide various product options with customisable features to ensure you have a comfortable experience during the policy term and while making a claim.
Here are a few reasons to consider purchasing the Tata AIG Kawasaki W175 insurance.
Customer service We have a committed team of about 650 claim experts providing the right guidance and prompt responses for any clarifications. It helps you access bike insurance benefits and financial support when you are held up with an issue. You can get in touch with our experts for any assistance.
Claim settlement ratio For the FY 2020-2021, we have registered a claim settlement ratio of 98%. It means we have addressed 98% of the claims and paid the respective policyholders the appropriate benefits on time.
Experience We have been serving the industry for more than 20 years. It has helped us grow better and more responsible towards providing the best financial protection towards our bike insurance customers.
Wide range of options In order to provide the best support at an affordable price, we have offered a wide range of product options with customisable add-on options. It enhances the coverage specific to individual bike insurance needs.
Online compatibility We have an established online system that details the different products and add-ons, allowing you to compare and choose the best product. You can also use our Tata AIG bike insurance premium calculator to determine the most affordable Kawasaki bike insurance online.
Kawasaki W175: A Brief Overview
The Kawasaki W175, powered by a 177cc single cylinder, provides a displacement advantage over the 150cc class. Its classic retro appearance is a highlight making it a favourite two-wheeler for many bike enthusiasts today. The high torque, 5-speed transmission and engine balancer negate unwanted vibrations making the riding experience smooth and comfortable.
Some of the key features of the Kawasaki W175 are:
|Engine type||4-stroke single cylinder, air-cooled|
|Maximum torque||13.2Nm at 6000 rpm|
|Maximum power||9.6kW at 7,500rpm|
|Fuel capacity||12 litres|
A 30mm fork at the front backed up by the dual shocks at the rear provides a rigid frame ensuring good shock absorption for safe and fun-filled riding experiences in different terrains. Further, you can customise your Kawasaki W175 with different accessories to enhance the appearance and performance to your advantage.
Kawasaki W175 Bike Variants and Prices
The Kawasaki W175 is available in two variants, and the prices are as follows:
|Variants||Ex-Showroom Price in Delhi (in ₹)|
|Kawasaki W175 Standard||₹1,47,000|
|Kawasaki W175 Special Edition||₹1,49,000|
The price will vary based on the city where you are purchasing the bike.
Unique Selling Points of Kawasaki W175
Factors that distinguish the bike from its competitors define the unique selling points of your bike. It places the bike an edge over similar bikes and increases the demand for the vehicle in the industry. Therefore, you must understand the different factors contributing to the unique selling points to make a well-informed decision.
Some of the unique selling points of the Kawasaki W175 are
Retro-style appearance- Every aspect of the bike contributes to the retro-style appearance. It has a perfect fit-and-finish appearance with the 'W' name on the side. The rigid, durable frame and semi-double cradle configuration contribute to retro styling. The 17" spoke wheels with the tyre tread pattern again bring a retro look to the wheels. Furthermore, the peashooter-style muffler contributes to the retro outlook while giving a clear and sharp exhaust for a convenient ride. Moreover, an asymmetric semi-digital speedometer with the 'W' symbol, the odometer and the trip metre give a classical touch to the display.
Headlamp- The 60W headlamp, compared to the 35W headlamps found in the rival models, is a highlight. It is as bright as the larger-scale models while offering excellent night-time visibility.
Lightweight- The kerb weight of Kawasaki W175 is 135kg. It makes manoeuvring easy and comfortable during long drives and in tight spaces.
It is one of the most competitively priced, stylish, and affordable bikes for people seeking a reliable product.
Top Rivals of Kawasaki W175
Kawasaki W175 has been providing tough competition for its rivals. The retro styling, competitive fuel efficiency, and the best performance make it a fair choice among its rivals.
Some of the top rivals of the Kawasaki W175 are:
Royal Enfield Hunter 350 Retro
Bajaj Avenger Cruise 220
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Frequently Asked Question
How to Claim Honda Activa Insurance?
Follow this easy Tata AIG claim process for your Honda Activa Insurance:
Go to our Claims page and click on ‘Initiate Claim’.
Login to your account by providing the authorised mobile number and clicking on Confirm.
Register your claim by providing your vehicle insurance policy number, FIR details, and other basic personal details as required on the form available on the Tata AIG website.
We will assess the claim, review the damages and send the vehicle for repair at the closest network garage.
Meanwhile, Tata AIG will initiate the claim settlement process.
Once the claim process is completed, the vehicle is repaired and returned to you.
How To Renew Honda Activa Insurance?
Tata AIG allows easy and quick renewal for your Honda Activa insurance policy:
Go to the Bike Insurance page and input the bike registration number in the given calculator. Click on ‘Renew’
The calculator will automatically fetch the necessary details. Input any other details as requested.
Add any previous claims history or opt for the NCB discount. Make any changes you wish to the add-ons included.
The calculator will display the exact Honda Activa insurance premium cost. Make the payment, and your Honda Activa policy is renewed.
What is the price of the Honda Activa?
Honda Activa comes in two models – 6G and 125 BS-VI. Both models have different variants. The base variant of the Honda Activa 6G is priced at ₹69,080. The base variant of the Honda Activa 125 BS-VI is priced at ₹72,637.
What are the available variants in Honda Activa?
Honda Activa is available in two different models:
- Honda Activa 6G
- Honda Activa 125 BS-VI
Each model offers different variants and colours. The engine capacity, features, mileage, features, etc., of both models, vary significantly. Irrespective of the variant you choose, it is important you buy Honda Activa Insurance for your vehicle for a safe and secure ride.
How to decide on the right bike insurance plan for my Kawasaki W175?
You can choose the best bike insurance policy considering the following features: Coverage required - According to the Indian Motor Vehicles Act, third-party coverage is mandatory. However, to ensure sufficient financial protection for your own bike and the third-party liabilities, you can choose the comprehensive bike insurance plan. Add-on covers - You can decide on the add-on covers based on the locality and riding style. For example, if you are a person riding a bike, usually in an accident-prone zone, you can choose the emergency medical expenses and the personal accident cover add-ons. Compare - Compare and choose the best bike insurance online by considering the features detailed above and the corresponding prices to make a wise decision.
Why should I purchase bike insurance online?
When you purchase bike insurance online, you can benefit from the following factors: Understand bike insurance products better. Compare the different products. Receive bike insurance plans at discounted rates. Purchase and manage the bike insurance plan at a convenient time and space.
What are the available colours for Kawasaki W175?
The available colours for Kawasaki W175 are Ebony and Candy Persimmon Red.
What is the fuel economy or mileage of the Kawasaki W175?
The mileage of the Kawasaki W175 is 45 kmpl.
Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.